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Oxford, UK: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Oxford | Digital Nomad Exchange
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Oxford, England

By Joshua Wood, LPC

Last updated on Mar 10, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Oxford, UK: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Oxford?

When we asked people what advice they would give someone preparing to move to Oxford, they said:

"Before retiring in Oxford, expats should be aware that the cost of living is relatively high compared to other parts of the UK. They should also know that the healthcare system in the UK is publicly funded, and they may be eligible for free healthcare through the National Health Service. Expats should understand that the UK has a progressive tax system, and they may be required to pay UK taxes on their worldwide income. They should also be aware of the UK's pension system, which includes both state and private pensions. Oxford is known for its rich history and culture, and expats should take the time to learn about local customs and traditions. They should also familiarize themselves with the local transportation system, as Oxford is a compact city that is easy to navigate on foot or by bike. Expats should also know that the weather in Oxford can be quite variable, with mild summers and cool, wet winters. They should also be prepared for the high level of rainfall that Oxford receives throughout the year. Finally, expats should be aware that the UK has strict immigration laws, and they will need to secure the appropriate visa or residency permit before they can retire in Oxford. They should also ensure that they have adequate health insurance coverage, as medical costs can be high for those who are not eligible for free NHS care," said one expat who made the move to Oxford.

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What do I need to know before moving to Oxford?

When we asked people what advice they would give someone preparing to move to Oxford, they said:

"Expats moving to Oxford should be aware of the city's rich history, prestigious educational institutions, and vibrant cultural scene. The cost of living in Oxford can be quite high, particularly when it comes to housing, so it's essential to budget accordingly. The city offers a mix of modern and historic housing options, with many people choosing to live in surrounding villages and commute to the city center. Public transportation in Oxford is reliable and efficient, with buses and trains connecting the city to other parts of the UK. Cycling is also a popular mode of transportation, so consider investing in a bike to get around the city. Oxford has a diverse population, with many international students and expats living in the city. This means that there are plenty of opportunities to meet new people and make friends from all over the world. The city also offers a wide range of clubs, societies, and events to help you integrate into the local community. The healthcare system in the UK is publicly funded through the National Health Service (NHS), which provides free healthcare to all residents. Expats moving to Oxford should register with a local GP (General Practitioner) to access healthcare services. The education system in Oxford is renowned for its high-quality schools and universities, including the world-famous University of Oxford. There are also numerous state-funded and private schools available for children of all ages. Oxford has a temperate maritime climate, with mild winters and cool summers. Rainfall is relatively evenly distributed throughout the year, so be prepared for wet weather and invest in a good-quality umbrella. The city offers a wide range of shopping, dining, and entertainment options, with a mix of high-street chains and independent boutiques. There are also numerous pubs, bars, and restaurants offering a diverse range of cuisines from around the world. Finally, it's essential to familiarize yourself with UK customs, laws, and regulations before moving to Oxford. This includes understanding the local currency (British Pound Sterling), driving on the left side of the road, and adhering to local etiquette and social norms," commented one expat who made the move to Oxford.

How do I find a place to live in Oxford?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"To find a place to live in Oxford, you can start by researching the different neighborhoods and areas within the city to determine which ones best suit your needs and preferences. Consider factors such as proximity to work or school, public transportation, and local amenities. Next, set a budget for your housing expenses, including rent or mortgage payments, utilities, and any additional costs such as council tax or maintenance fees. This will help you narrow down your search and focus on properties within your price range. Once you have a clear idea of your preferred location and budget, you can begin searching for available properties. There are several online platforms, such as Rightmove, Zoopla, and OnTheMarket, where you can browse listings for houses, flats, and shared accommodations. You can also check local newspapers and community boards for rental or sale advertisements. Another option is to contact local estate agents or letting agencies, who can help you find suitable properties based on your requirements. They can also assist with the application process and provide guidance on the local housing market. When you find a property that interests you, arrange a viewing to inspect the condition of the property and get a feel for the neighborhood. Be prepared to ask questions about the property's history, maintenance, and any potential issues. Finally, once you have found a suitable place to live, be prepared to submit an application, provide references, and pay any required fees or deposits. Make sure to read and understand the terms of your rental or purchase agreement before signing, and consider seeking legal advice if necessary," remarked one expat who made the move to Oxford.

What is a typical expat home or apartment like in Oxford?

"A typical expat home or apartment in Oxford, is likely to be a well-maintained, furnished property located in a safe and convenient neighborhood. These homes often feature a mix of modern and traditional architectural styles, with spacious living areas, comfortable bedrooms, and fully-equipped kitchens. Many expat homes are situated close to public transportation, local amenities, and international schools, making them ideal for families and professionals alike. Some apartments may be part of larger complexes, offering additional facilities such as communal gardens, gyms, and parking spaces. Overall, expat homes in Oxford provide a comfortable and convenient living experience, allowing residents to easily adapt to their new surroundings," said one expat who made the move to Oxford.

What is the average cost of housing in Oxford?

If you are thinking about moving to Oxford, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Oxford, can vary greatly depending on the type of property and location. However, as of 2021, the average price for a home in Oxford is around £430,000, with terraced houses typically costing around £500,000 and flats averaging at approximately £300,000. Renting a property in Oxford can also be quite expensive, with average monthly rents for a one-bedroom flat ranging from £800 to £1,200, and a three-bedroom house costing between £1,500 and £2,500 per month," wrote a member in Oxford.

How do I meet people in Oxford?

When we asked people living in Oxford about club and activities where newcomers can meet others, they responded:

"Expats in Oxford, often join various clubs and activities to meet new people and immerse themselves in the local culture. They may join sports clubs such as football, rugby, or cricket, or participate in fitness classes at local gyms. There are also numerous cultural and arts societies, such as theatre groups, choirs, and art classes, which are popular among expats. Language exchange groups are another popular choice, where expats can improve their English skills while helping others learn their native language. Book clubs, cooking classes, and wine tasting events are also common activities that expats join to socialize and meet locals. In addition to joining clubs and activities, expats often meet people through their work or studies. Universities and colleges in Oxford have a diverse international community and often host events and socials specifically for international students or staff. Expats also meet people through volunteering. Oxford has a vibrant volunteer community, and there are many opportunities to get involved in local charities or community projects. This not only helps expats to meet people, but also to feel more connected to their new home. Networking events and social meetups are another way for expats to meet people in Oxford. There are several groups and organizations that host regular events for expats, such as the Oxford Expat Club or the International Friends in Oxford group. These events are a great way to meet other expats, share experiences, and make new friends. Finally, many expats meet people simply by exploring the city and getting involved in local life. This could be through visiting local pubs and cafes, attending local festivals and events, or even just striking up a conversation with a neighbour. Oxford is a friendly and welcoming city, and many expats find that they quickly feel at home," said one expat who made the move to Oxford.

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What should I bring when moving to Oxford?

People living in Oxford were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Oxford, you should pack clothing suitable for the temperate climate, including layers, waterproof jackets, and comfortable shoes for walking. Bring essential documents such as your passport, visa, and any necessary medical records. Pack any prescription medications you may need, along with a travel adapter for UK electrical outlets. Don't forget your laptop, chargers, and other electronic devices you use daily. Bring a few personal items to make your new living space feel like home, such as photographs, small decorations, and a favorite book. Lastly, pack a reusable shopping bag, as many stores in the UK charge for plastic bags," commented one expat who made the move to Oxford.

Where should I setup a bank account in Oxford?

We asked expats in Oxford what banks they use and there advice about banking. They advised:

"Expats considering retiring in Oxford, should be aware of several factors before making the move. Firstly, they should research the cost of living, which can be relatively high in Oxford compared to other UK cities. This includes housing costs, utilities, groceries, and transportation. It is essential to understand the UK's healthcare system, the National Health Service (NHS), which provides free healthcare to residents. Expats should ensure they are eligible for NHS services and consider purchasing private health insurance if necessary. Retirees should also familiarize themselves with the UK's tax system, including income tax, council tax, and inheritance tax. They may need to consult a financial advisor to understand their tax obligations and potential double taxation issues. Oxford has a rich cultural scene, with numerous museums, galleries, and historic sites to explore. Retirees should take advantage of the city's vibrant arts and culture offerings, as well as its proximity to London and other major cities for day trips and weekend getaways. The city has a well-developed public transportation system, including buses and trains, making it easy to get around without a car. However, expats should be prepared for the UK's left-hand driving system if they plan to drive. English is the primary language spoken in Oxford, but it can be helpful to learn some basic British slang and customs to better integrate into the local community. Expats should also be prepared for the UK's notoriously unpredictable weather, which can include rain, wind, and occasional snow. Finally, retirees should research the various types of visas and residency permits available for living in the UK long-term. They may need to apply for a specific visa based on their financial situation, age, and other factors. It is crucial to understand the requirements and application process to ensure a smooth transition to life in Oxford," remarked one expat living in Oxford, England.

Will I be able to find a job in Oxford?

When we asked people about industries and career opportunities in Oxford, they reponded:

"Foreigners in Oxford often find employment in various sectors. Many work in the education sector, given the presence of the prestigious University of Oxford, where they serve as professors, researchers, or administrative staff. Others are employed in the healthcare sector, working as doctors, nurses, or other healthcare professionals in the city's hospitals and clinics. The hospitality industry also employs a significant number of foreigners, with jobs ranging from hotel staff to restaurant workers. Some foreigners work in the technology sector, particularly in the city's growing tech start-ups. Additionally, many foreigners in Oxford work in retail, customer service, and other service industries," commented one expat who made the move to Oxford.

What is life like in Oxford?

When we asked people living in Oxford what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Oxford, is often described as vibrant and intellectually stimulating due to the city's rich history and prestigious university. The city offers a diverse cultural scene with numerous museums, art galleries, and music venues. Expats often appreciate the high standard of living, excellent healthcare, and the city's walkability. The city is also known for its welcoming community, making it easy for newcomers to settle in and make new friends. For digital nomads, Oxford provides a strong infrastructure with reliable internet and plenty of coworking spaces. The city's central location in the UK also makes it a convenient base for exploring other parts of the country. Despite the relatively high cost of living, many expats and digital nomads find the quality of life in Oxford to be worth the expense. The city's cosmopolitan atmosphere, combined with its quintessentially English charm, makes it a popular choice for those looking to live and work abroad," explained one expat living in Oxford, England.

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What do expats in Oxford appreciate most about the local culture?

"Expats in Oxford, often appreciate the rich history and stunning architecture that the city has to offer, with its world-renowned university and numerous historic buildings. They also enjoy the vibrant cultural scene, including a wide range of museums, galleries, and theatres. The friendly and welcoming nature of the locals is another aspect that expats appreciate, making it easy for them to integrate into the community. Additionally, the city's diverse population allows for a variety of international cuisines and cultural events, providing a taste of home for many expats. Finally, the excellent public transport system and the city's walkability make it easy for expats to explore and enjoy all that Oxford has to offer," remarked one expat living in Oxford, England.

What do expats find most challenging?

"Expats in Oxford, may find the reserved nature of the British people challenging, as it can be difficult to form close friendships and social connections. They might also struggle with the local slang and accents, making it hard to understand conversations at times. The weather in Oxford can be unpredictable, with frequent rain and grey skies, which may affect the mood and outdoor activities of expats. Additionally, the high cost of living, particularly for housing, can be a significant challenge for those moving to the area. The British bureaucracy and paperwork involved in setting up a life in Oxford, such as opening a bank account or registering with a doctor, can be time-consuming and frustrating. Finally, adjusting to the local customs and traditions, such as queuing, pub culture, and the importance of tea, may take some time for expats to get used to," said one expat who made the move to Oxford.

Is there a lot of crime in Oxford?

We asked people if there is a lot of crime. They answered:

"Oxford, experiences crime like any other city, but it is not considered to have an exceptionally high crime rate. The city does face issues with theft, burglary, and anti-social behavior, but violent crimes are relatively less common. The city center and some neighborhoods may experience higher crime rates due to their urban nature and higher population density. However, the local police force actively works to address these issues and maintain a safe environment for residents and visitors," wrote one member in Oxford.

Is there a lot of diversity? Are people in Oxford accepting of differences?

"Oxford, is a city known for its rich cultural diversity, largely due to the presence of the world-renowned University of Oxford. The city is home to people from various ethnic backgrounds, religions, and cultures, creating a vibrant multicultural environment. The university attracts students and academics from all over the world, further enhancing the city's diversity. In terms of acceptance, Oxford generally has a reputation for being open-minded and tolerant. The city's diverse population and the university's global outlook foster an environment where differences are not only accepted but celebrated. However, like any place, individual experiences may vary. The city and the university both have initiatives and policies in place to promote inclusivity and to combat discrimination, reflecting a commitment to embracing diversity," commented one expat who made the move to Oxford.

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What are the schools in Oxford like?

"1. Oxford International College is a renowned international school that offers a unique combination of A-level, GCSE, and English language courses. The school is known for its high academic standards and its commitment to preparing students for university and beyond. More information can be found on their website: [Oxford International College](https://www.oxcoll.com/). 2. Oxford High School is a prestigious school that offers the International Baccalaureate (IB) program. The school is known for its strong academic record, its commitment to diversity, and its wide range of extracurricular activities. More information can be found on their website: [Oxford High School](https://www.oxfordhigh.gdst.net/). 3. Headington School is a leading independent day and boarding school for girls aged 3 to 18. It offers the International Baccalaureate (IB) program and is known for its strong academic record, its commitment to diversity, and its wide range of extracurricular activities. More information can be found on their website: [Headington School](https://www.headington.org/). 4. St. Clare's, Oxford is an independent, international, residential college offering the International Baccalaureate (IB) program. The school is known for its strong academic record, its commitment to diversity, and its wide range of extracurricular activities. More information can be found on their website: [St. Clare's, Oxford](https://www.stclares.ac.uk/). 5. Europa School UK is a unique bilingual school that offers a European Baccalaureate curriculum in a multilingual and multicultural environment. The school is known for its strong academic record, its commitment to diversity, and its wide range of extracurricular activities. More information can be found on their website: [Europa School UK](https://www.europaschooluk.org/). 6. The Dragon School is a co-educational boarding and day school in Oxford which offers an outstanding educational experience for both boys and girls from 4 to 13 years. It is known for its strong academic record, its commitment to diversity, and its wide range of extracurricular activities. More information can be found on their website: [The Dragon School](https://www.dragonschool.org/)," remarked one expat living in Oxford with children attending .

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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