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Margate, UK: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Margate | Digital Nomad Exchange
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Margate, England

By Joshua Wood, LPC

Last updated on May 14, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Margate, UK: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Margate?

When we asked people what advice they would give someone preparing to move to Margate, they said:

"Before retiring in Margate, expats should know that the cost of living is relatively lower compared to other parts of the UK, especially London. The town is known for its beautiful beaches, vibrant arts scene, and historic architecture, offering a relaxed lifestyle. English is the primary language spoken, but the community is diverse and welcoming to foreigners. Healthcare in the UK is primarily provided by the National Health Service (NHS), which is free at the point of use for all UK residents. Expats, however, should check their eligibility for NHS services and may need to consider private health insurance. The weather in Margate is milder than in many other parts of the UK, with warmer summers and milder winters. However, it can be quite windy due to its coastal location. Public transportation in Margate is reliable, with regular bus and train services. The town is also quite walkable, and cycling is a popular mode of transport. Expats should also be aware of the UK's tax system. The UK has a double taxation agreement with many countries, which means you won't have to pay tax in two countries. However, it's important to get advice on this matter as it can be complex. Finally, while Margate is generally safe, like any place, it has areas that are safer than others. It's advisable to research neighborhoods thoroughly before deciding where to live," remarked one expat living in Margate, England.

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What do I need to know before moving to Margate?

When we asked people what advice they would give someone preparing to move to Margate, they said:

"Margate is a seaside town in the county of Kent, England, known for its sandy beaches, charming old town, and thriving arts scene. The cost of living in Margate is generally lower than in London and other major UK cities, but it's still higher than in many other countries. The town has a diverse population, with a mix of locals, expats, and tourists. The local economy is primarily driven by tourism, retail, and the creative arts, so job opportunities may be limited in other sectors. The town is well-connected to London and other parts of the UK by train and bus, making it easy to commute or travel for leisure. The weather in Margate is milder than in many other parts of the UK, with relatively warm summers and cool, wet winters. The town has a number of good schools, both public and private, and is home to the Turner Contemporary art gallery, the Theatre Royal, and the Tom Thumb Theatre, among other cultural attractions. Healthcare in the UK is provided by the National Health Service (NHS), which is free at the point of use for residents. However, expats from outside the European Economic Area may need to pay an immigration health surcharge as part of their visa application. English is the main language spoken in Margate, although you'll also hear a variety of other languages due to the town's diverse population. The town has a reputation for being friendly and welcoming to newcomers, but like anywhere, it can take time to settle in and feel at home. While Margate is generally safe, it's always important to take common-sense precautions to protect yourself and your property. Finally, it's worth noting that the UK has a complex tax system, so it may be worth seeking professional advice to ensure you're compliant with all relevant laws and regulations," wrote one member in Margate.

How do I find a place to live in Margate?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Margate, involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could be a flat, a house, or a room in a shared house. Next, you should start your search online. Websites like Rightmove, Zoopla, and OnTheMarket are popular property search sites in the UK. You can filter your search based on location, property type, number of bedrooms, and price range. You can also use local estate agents in Margate. They can provide you with a list of available properties that match your criteria. Some well-known estate agents in Margate include Cooke & Co, Oakwood Homes, and Miles & Barr. Once you've found some potential properties, arrange viewings with the estate agent or landlord. This will give you a chance to see the property in person, ask questions, and get a feel for the area. If you're moving to Margate from another country, you might want to consider short-term accommodation first. This could be a hotel or a serviced apartment. This will give you some time to find a permanent place to live once you're in the UK. Finally, once you've found a place you like, you'll need to go through the application process. This usually involves providing references, proof of income, and possibly a credit check. Once your application is approved, you'll sign a lease agreement and pay a deposit and the first month's rent. Remember, finding a place to live can take some time, so it's best to start your search well in advance of your move date," said one expat in Margate.

What is a typical expat home or apartment like in Margate?

"A typical expat home or apartment in Margate, is often a charming blend of modern and traditional British architecture. These homes are usually spacious, with multiple bedrooms, a living room, a fully equipped kitchen, and one or more bathrooms. Many apartments offer stunning views of the sea, as Margate is a coastal town. The interiors are often tastefully decorated, reflecting the quintessential British style with a touch of modernity. Some homes may also feature a small garden or patio, providing a private outdoor space. The homes are usually located in safe, friendly neighborhoods, close to local amenities such as shops, restaurants, and public transportation. Many expats choose to live in apartments or houses that are within walking distance to the beach, adding to the appeal of living in this seaside town. Despite being a popular tourist destination, residential areas in Margate maintain a peaceful and quiet atmosphere, making it an ideal place for expats to settle down," explained one expat living in Margate, England.

What is the average cost of housing in Margate?

If you are thinking about moving to Margate, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Margate, can vary greatly depending on the type and size of the property. As of recent data, the average price for a property in Margate is approximately in the mid to high hundred-thousand-pound range. For a flat, the average price is slightly lower, while for a detached house, the price can be significantly higher. It's important to note that these are average prices and actual costs can vary based on factors such as location, condition of the property, and market trends," remarked one expat who made the move to Margate.

How do I meet people in Margate?

When we asked people living in Margate about club and activities where newcomers can meet others, they responded:

"Expats in Margate, often join local clubs and activities to meet new people and immerse themselves in the local culture. They may join sports clubs such as golf, tennis, or football clubs, or participate in activities like yoga, painting, or cooking classes. The Turner Contemporary art gallery often hosts events and workshops that attract a diverse crowd, including expats. There are also several social clubs and groups in Margate that cater to a variety of interests. These include book clubs, gardening clubs, and even clubs for expats specifically, where they can meet others in the same situation and share experiences. Expats may also volunteer in local charities or community events to meet locals and give back to the community. This could be anything from helping out at a local food bank to participating in beach clean-ups. In terms of nightlife, Margate has a vibrant scene with many pubs, bars, and restaurants where expats can socialize and meet new people. The Old Town area, in particular, is a popular spot with a range of eateries and bars. Networking is another way expats meet people in Margate. This could be through work, attending local business events, or joining professional networking groups. Finally, online platforms and social media groups also provide opportunities for expats to connect with others in Margate. Websites like Meetup or Facebook groups for Margate expats can be a great way to find out about upcoming events or simply to ask for advice and tips from those who have been in the same situation," remarked one expat who made the move to Margate.

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What should I bring when moving to Margate?

People living in Margate were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Margate, you should pack clothing suitable for a temperate maritime climate, including warm clothing for the winter months and lighter clothing for the summer. Rain gear, such as waterproof jackets and umbrellas, are essential due to the frequent rain. Pack your important documents, such as your passport, driver's license, birth certificate, and any necessary visas or work permits. If you're moving for work or study, remember to bring any relevant paperwork. Bring your electronics, including your laptop, phone, and chargers. If your devices aren't compatible with UK voltage and plug type, you'll need to pack appropriate adapters or converters. Pack any prescription medications you take regularly, along with copies of your prescriptions. It's also a good idea to bring a basic first aid kit. If you're planning to cook, you may want to bring some of your favorite non-perishable food items that might be hard to find in the UK. Don't forget personal items that make you feel at home, such as photos, favorite books, or small keepsakes. Lastly, pack enough toiletries to last for the first few weeks, until you can find where to buy your preferred brands in Margate," wrote a member in Margate.

Where should I setup a bank account in Margate?

We asked expats in Margate what banks they use and there advice about banking. They advised:

"Before retiring in Margate, expats should know that the cost of living can be relatively high compared to other parts of the UK, although it is still more affordable than London. They should also be aware that the weather in Margate is generally mild, with warm summers and cool winters. Expats should know that Margate has a thriving arts scene, with the Turner Contemporary gallery being a major attraction. The town also has a rich history, with many historic buildings and sites to explore. Healthcare in the UK is provided by the National Health Service (NHS), which expats can access, although private healthcare is also available. Expats should also be aware that they will need to apply for a National Insurance number in order to work, and may need to open a UK bank account. English is the main language spoken in Margate, so expats may need to learn or improve their English skills. The town is also well-connected by public transport, with regular train services to London and other parts of the UK. Finally, expats should know that Margate is a popular tourist destination, particularly in the summer months, so it can get quite busy. However, it also offers a range of amenities, including shops, restaurants, and leisure facilities," wrote a member in Margate.

Will I be able to find a job in Margate?

When we asked people about industries and career opportunities in Margate, they reponded:

"Foreigners in Margate, often find employment in various sectors. Many work in the hospitality industry, serving in roles such as hotel staff, restaurant workers, and bar staff. Others find jobs in the healthcare sector, working as nurses, doctors, or care assistants. Some foreigners also work in the construction industry, taking on roles such as builders, carpenters, and electricians. Additionally, there are those who work in the education sector as teachers or teaching assistants. Retail is another common industry, with foreigners working in shops, supermarkets, and other retail establishments. Lastly, some foreigners in Margate may be self-employed, running their own businesses or offering freelance services," remarked one expat who made the move to Margate.

What is life like in Margate?

When we asked people living in Margate what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Margate, is often described as vibrant and culturally rich. The town offers a unique blend of traditional British seaside charm and a thriving arts scene, with the Turner Contemporary gallery being a major attraction. The cost of living is relatively affordable compared to London, making it an attractive place for those who work remotely. The town is also known for its creative community, which can be appealing for digital nomads and expats involved in the arts or creative industries. There are plenty of coworking spaces and coffee shops that cater to the needs of remote workers. Margate has a diverse food scene, with a range of restaurants and cafes offering everything from traditional British fare to international cuisine. The town is also home to a number of independent shops and vintage boutiques, adding to its charm. While Margate is a smaller town, it is well-connected to London by train, making it easy for expats and digital nomads to travel to the capital for business or leisure. The town also boasts beautiful beaches and scenic views, providing plenty of opportunities for outdoor activities and relaxation. Despite its many attractions, some expats and digital nomads may find the pace of life in Margate slower than in larger cities. The town's population is also less diverse than in larger urban areas, which may be a consideration for some. However, many find the welcoming community and laid-back lifestyle an appealing aspect of life in Margate," commented one expat who made the move to Margate.

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What do expats in Margate appreciate most about the local culture?

"Expats in Margate, appreciate the town's vibrant arts scene, with the Turner Contemporary gallery being a major attraction. They also enjoy the beautiful coastline and the retro charm of the town, which includes vintage shops and old-fashioned amusement arcades. The local food scene is another highlight, with a variety of fresh seafood and locally sourced produce available. Expats also appreciate the friendly and welcoming nature of the local community. The town's rich history and heritage, including its architecture and traditional customs, are also highly valued. Lastly, the slower pace of life compared to bigger cities is something that many expats in Margate find appealing," wrote a member in Margate.

What do expats find most challenging?

"Expats in Margate, often find the local dialect and accents challenging to understand, especially when they first arrive. The British humour, which is often self-deprecating and sarcastic, can also be difficult to grasp for those not familiar with it. Some expats may struggle with the reserved nature of the locals, which can be perceived as cold or unfriendly. The weather, particularly the cold and rainy winters, can be a significant challenge for those from warmer climates. Additionally, navigating the local bureaucracy, such as the healthcare system and tax regulations, can be daunting for newcomers. Lastly, the high cost of living and housing can also be a challenge for expats in Margate," said one expat in Margate.

Is there a lot of crime in Margate?

We asked people if there is a lot of crime. They answered:

"Like any other city, Margate in the UK does experience crime, but it is not considered to be one of the most dangerous places in the country. The crime rate varies, with some types of crime being more prevalent than others. The most common types of crime reported in Margate are typically anti-social behaviour and violent crime. However, it's important to note that the local authorities and police are continuously working to reduce crime rates and improve safety in the area. The town has also seen a decrease in crime over the years due to various initiatives and community efforts," said one expat who made the move to Margate.

Is there a lot of diversity? Are people in Margate accepting of differences?

"Margate, is a diverse town with a mix of different cultures, ethnicities, and backgrounds. It is a place where people from various walks of life coexist. The town is known for its welcoming and accepting nature, with residents generally open to differences and new ideas. This acceptance is reflected in the town's vibrant arts scene, eclectic mix of businesses, and the variety of events and festivals that celebrate different cultures and communities. However, like any place, individual experiences may vary," said one expat in Margate.

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What are the schools in Margate like?

"Margate, is a small seaside town and does not have a wide range of international or bilingual schools. However, there are a few schools in and around Margate that offer a diverse and inclusive learning environment. One of them is the King Ethelbert School, which is a mixed secondary school and sixth form located in Birchington, a village near Margate. The school is known for its International Baccalaureate (IB) program, which is a globally recognized qualification. The school's website is http://www.kingethelbert.com/. Another school is the Hartsdown Academy, located in Margate itself. This school is part of the Coastal Academies Trust and offers a broad and balanced curriculum. The school is committed to providing an inclusive and supportive learning environment for all students. The school's website is http://www.hartsdown.org/. The Royal Harbour Academy is another secondary school and sixth form in Ramsgate, a town near Margate. The school offers a wide range of academic and vocational courses and has a strong focus on developing students' skills and abilities. The school's website is http://www.rha.kent.sch.uk/. While these schools may not specifically be international or bilingual schools, they do offer a diverse and inclusive learning environment. For more specific international or bilingual education, families may need to look at schools in larger cities such as London," remarked one parent with kids at in Margate.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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