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Lugano, Switzerland: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Lugano | Digital Nomad Exchange
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Lugano, Switzerland

By Betsy Burlingame

Last updated on Sep 16, 2024

Summary: The approximate population of Lugano, Switzerland is around 63,000 people. People describe Lugano as a vibrant city with a Mediterranean feel, surrounded by stunning mountain views. Expats love the city's relaxed atmosphere, its proximity to the Italian border, and its excellent public transportation system. The weather in Lugano is generally mild, with temperatures ranging from the mid-30s to the mid-70s Fahrenheit (1-24 Celsius). The average cost of living in Lugano for an expat is around $2,500 per month. The cost of a one bedroom apartment is around $1,000 per month, and a two bedroom apartment is around $1,500 per month.

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What do I need to know about living in Lugano?

When we asked people what advice they would give someone preparing to move to Lugano, they said:

"Before retiring in Lugano, expats should be aware that the cost of living is high, and that the city is home to a large number of wealthy residents. Expats should also be aware that the city is located in the Italian-speaking part of Switzerland, and that the official language is Italian. Additionally, expats should be aware that Lugano is a popular tourist destination, and that the city is known for its mild climate and stunning views of the Alps. Finally, expats should be aware that the city is home to a vibrant cultural scene, with a variety of museums, galleries, and theaters," said one expat in Lugano.

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What do I need to know before moving to Lugano?

When we asked people what advice they would give someone preparing to move to Lugano, they said:

"Lugano is a beautiful city located in the Italian-speaking region of Switzerland. It is known for its stunning views of the Alps and its Mediterranean climate. Expats should be aware that the cost of living in Lugano is higher than in other parts of Switzerland, so budgeting is important. Lugano is a safe city, but it is important to be aware of pickpockets in crowded areas. Expats should also be aware that the official language of Lugano is Italian, so it is important to learn some basic Italian before moving. Additionally, Lugano is a great place to explore the outdoors, with plenty of hiking and biking trails in the area," wrote one member in Lugano.

How do I find a place to live in Lugano?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Lugano is to search online for rental listings. Websites such as Immoscout24, Homegate, and Comparis are popular resources for finding rental properties in Lugano. Additionally, you can contact local real estate agents who specialize in the Lugano area to help you find a suitable place to live. Additionally, you can search for rental listings on social media platforms such as Facebook and Instagram, as many landlords post their rental properties on these sites. Finally, you can also ask friends and family who live in Lugano for recommendations on rental properties," commented one expat who made the move to Lugano.

What is a typical expat home or apartment like in Lugano?

"Expat homes and apartments in Lugano are typically modern and spacious, with large windows that offer stunning views of the surrounding mountains and lake. Many of the apartments come with balconies or terraces, perfect for enjoying the fresh air and sunshine. The interiors are often decorated with contemporary furnishings and feature high-end appliances and amenities. Expats in Lugano can also expect to find plenty of storage space, as well as access to a variety of amenities such as gyms, pools, and saunas," remarked one expat who made the move to Lugano.

What is the average cost of housing in Lugano?

If you are thinking about moving to Lugano, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Lugano is generally quite high. Renting an apartment in the city center can cost upwards of 2,000 Swiss Francs per month, while a house in the suburbs can cost around 1,500 Swiss Francs per month. Prices can vary depending on the size and location of the property," remarked one expat who made the move to Lugano.

How do I meet people in Lugano?

When we asked people living in Lugano about club and activities where newcomers can meet others, they responded:

"Expats living in Lugano can join a variety of clubs and activities, such as the Lugano Expat Club, which organizes events and activities for expats to meet and socialize. Other activities include hiking, biking, and skiing in the nearby mountains, as well as attending cultural events such as concerts, art exhibitions, and theater performances. Expats can also join language classes, which are a great way to meet people and practice the local language. Additionally, there are many restaurants, bars, and cafes in Lugano where expats can meet and socialize with locals and other expats," commented one expat who made the move to Lugano.

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What should I bring when moving to Lugano?

People living in Lugano were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Lugano, it is important to pack items that will help you adjust to the climate and lifestyle. Pack warm clothing such as sweaters, coats, and scarves for the cold winter months. Bring comfortable shoes for walking around the city and exploring the nearby mountains. Don't forget to bring an umbrella and raincoat for the frequent rain showers. Additionally, pack items that will help you adjust to the culture, such as a Swiss-German dictionary and a guidebook to the city. Finally, make sure to bring any necessary documents such as a passport, visa, and work permit," wrote one member in Lugano.

Where should I setup a bank account in Lugano?

We asked expats in Lugano what banks they use and there advice about banking. They advised:

"Before retiring in Lugano, expats should be aware that the cost of living is high, and that the city is home to a large number of wealthy residents. Expats should also be aware that the city is located in the Italian-speaking part of Switzerland, and that the official language is Italian. Additionally, expats should be aware that Lugano is a popular tourist destination, and that the city is known for its mild climate and stunning views of the Alps. Finally, expats should be aware that the city is home to a vibrant cultural scene, with a variety of museums, galleries, and theaters," explained one expat living in Lugano, Switzerland.

Will I be able to find a job in Lugano?

When we asked people about industries and career opportunities in Lugano, they reponded:

"Foreigners often have jobs in the hospitality industry in Lugano, such as working in hotels, restaurants, and cafes. Other popular jobs for foreigners include teaching English, working in retail, and providing administrative support. Additionally, there are many opportunities for foreigners to work in the financial sector, such as in banking, accounting, and finance," wrote a member in Lugano.

What is life like in Lugano?

When we asked people living in Lugano what life is like and how people spend their time, they said:

"Lugano is a popular destination for expats and digital nomads due to its stunning natural beauty, excellent infrastructure, and high quality of life. Expats and digital nomads in Lugano can enjoy a variety of activities, from exploring the nearby mountains and lakes to taking advantage of the city's vibrant cultural scene. The city is also home to a large international community, making it easy to meet people from all over the world. Lugano is also a great place to work remotely, with plenty of coworking spaces, cafes, and other amenities to make the transition to digital nomad life easier. With its stunning scenery, excellent infrastructure, and vibrant international community, Lugano is an ideal destination for expats and digital nomads," wrote one member in Lugano.

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What do expats in Lugano appreciate most about the local culture?

"Expats in Lugano appreciate the city's relaxed atmosphere and the friendly locals. They also enjoy the stunning natural beauty of the area, with its lakes, mountains, and forests. The city's vibrant cultural scene, with its many festivals, concerts, and events, is also a draw for expats. Additionally, the city's excellent public transportation system makes it easy to get around. Finally, the city's low cost of living and high quality of life make it an attractive destination for expats," wrote a member in Lugano.

What do expats find most challenging?

"Expats in Lugano often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as Italian is the main language spoken in Lugano. Additionally, the Swiss culture is known for its formality and politeness, which can be difficult for expats to adjust to. Furthermore, the cost of living in Lugano is quite high, making it difficult for expats to find affordable housing and other necessities. Finally, the Swiss culture is quite traditional and conservative, which can be difficult for expats to navigate," wrote one member in Lugano.

Is there a lot of crime in Lugano?

We asked people if there is a lot of crime. They answered:

"Lugano is generally considered to be a safe city, with low levels of crime. However, as with any city, there are some areas where crime is more common, and visitors should take the usual precautions to protect themselves and their belongings. Petty theft is the most common type of crime in Lugano, so it is important to be aware of your surroundings and keep your valuables secure," said one expat in Lugano.

Is there a lot of diversity? Are people in Lugano accepting of differences?

"Lugano is a diverse city with a population made up of people from many different backgrounds. The city is known for its acceptance of different cultures, religions, and lifestyles, and its citizens are generally welcoming and tolerant of differences. The city is also home to a variety of international organizations, which further contributes to its diversity," said one expat in Lugano.

"Lugano is in Italian Switzerland in the cantone of Ticino, and it is located on Lake Lugano. The local language is Italian, but most people also speak German/Swiss German and French, although very few speak English. There are many Catholic churches, a mosque and a Christian church, but the people aren't heavily religious. The people are generally very nice as long as you don't act like a loud-mouth American who is surprised that they don't speak English. Just say "I'm sorry, I don't speak Italian. Do you speak English?" (translation: Mi dispiace ma non parlo italiano bene. Pali inglese?) Then, they will most likely do their best to help you," said one expat who made the move to Lugano.

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What are the schools in Lugano like?

"Elementary school has improved a lot in the last few years as it's been open just since 2005. High school is more established. Enrolling is becoming more competitive as the school is in great demand, so better apply early enough. Children have lots of homework to do and are continuously challenged by moving them from one grade to a higher one, once they improve, so get ready to a lot of parent support at home," remarked one parent with kids at Tasis The American School in Switzerland in Lugano.

"The International School of Ticino (IST) is one of the best international schools in Lugano. Located in the heart of the city, IST offers a comprehensive education for students from pre-kindergarten to grade 12. The school follows the International Baccalaureate (IB) curriculum, which is designed to develop students’ critical thinking and problem-solving skills. IST also offers a range of extracurricular activities, such as sports, music, and art. The American School of Lugano (ASL) is another excellent international school in Lugano. ASL offers a comprehensive American-style education for students from pre-kindergarten to grade 12. The school follows the American curriculum, which is designed to develop students’ critical thinking and problem-solving skills. ASL also offers a range of extracurricular activities, such as sports, music, and art. The International School of Italian Switzerland (ISI) is a bilingual school in Lugano. ISI offers a comprehensive education for students from pre-kindergarten to grade 12. The school follows the Italian curriculum, which is designed to develop students’ critical thinking and problem-solving skills. ISI also offers a range of extracurricular activities, such as sports, music, and art," explained one expat living in Lugano, Switzerland.

What are the pros and cons of living in Lugano?

Expats, digital nomads and retirees living in Lugano responded:

"Expats and digital nomads living in Lugano appreciate the city's stunning natural beauty, with its picturesque lake and mountain views. They also enjoy the city's vibrant cultural scene, with its many museums, galleries, and festivals. Additionally, the city's excellent public transportation system makes it easy to get around. On the downside, the cost of living in Lugano is quite high, and the city can be quite crowded during peak tourist season," wrote one expat living in Lugano.

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What type of social life can someone expect in Lugano?

When we asked expats and global nomads about their social experiences in Lugano, they replied:

"Expats, retirees and digital nomads living in Lugano typically have an active social life. There are many opportunities to meet people and make friends, such as attending local events, joining clubs and organizations, and taking part in outdoor activities. Lugano is also home to a vibrant expat community, which provides a great way to meet people from all over the world. Additionally, the city is home to a variety of bars, restaurants, and cafes, which are popular spots for socializing," commented one expat who moved to Lugano.

"Lugano is a vibrant city with a lively social scene. There are plenty of bars, restaurants, and cafes to explore, as well as a variety of cultural activities and events. The city is known for its beautiful lakeside setting, and there are plenty of outdoor activities to enjoy, such as swimming, sailing, and hiking. There are also plenty of clubs and music venues to explore, making it a great place to meet new people and socialize," said one expat living in Lugano.

What advice to expats in Lugano have about housing?

"When looking for housing in Lugano, it is important to research the area thoroughly and be aware of the cost of living. It is also important to consider the proximity to public transportation, as well as the availability of amenities such as grocery stores, restaurants, and parks. Additionally, it is important to be aware of the local laws and regulations regarding renting and leasing. Finally, it is important to be aware of the local culture and customs, as well as the language spoken in the area," said an expat in Lugano.

What are medical services in Lugano like?

When we asked expats and global nomads about the quality of medical care in Lugano, they replied:

"Lugano offers a wide range of medical services for both locals and visitors. The city is home to a number of hospitals, clinics, and medical centers that provide comprehensive care for a variety of medical needs. The city also has a number of specialized medical centers that focus on specific areas such as cardiology, oncology, and orthopedics. Additionally, Lugano has a number of pharmacies and medical supply stores that provide access to medications and medical supplies. The city also has a number of medical professionals, including doctors, nurses, and other healthcare professionals, who are available to provide medical care," said an expat in Lugano.

Are healthcare and health insurance expensive in Lugano?

"Healthcare and health insurance in Lugano can be expensive. The cost of healthcare services and health insurance premiums can vary depending on the type of coverage and the provider. Generally, healthcare services are more expensive than in other parts of Switzerland, and health insurance premiums can be higher than in other parts of the country. Additionally, some services may not be covered by health insurance, so it is important to check with the provider before purchasing a policy," said an expat in Lugano.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Is the cost of living in Lugano high?

We asked people about the cost of living in Lugano, they wrote:

"The cost of living in Lugano is generally considered to be high. Rent for a nice 1 bedroom apartment in Lugano can range from around $1,500 to $2,000 per month, while a nice 2 bedroom apartment can range from around $2,000 to $2,500 per month. Eating dinner at a moderately priced restaurant in Lugano can cost around $30 per person," commented one expat who moved to Lugano.

What are the visa & residency requirements in Lugano?

"In order to visit Lugano, a visitor must obtain a Schengen visa from the Swiss Embassy or Consulate in their home country. The process of applying for a visa involves submitting a valid passport, a completed application form, a passport-sized photograph, proof of travel insurance, and proof of sufficient funds. In order to obtain residency in Lugano, Switzerland, an individual must apply for a residence permit from the cantonal migration office. The process of applying for residency involves submitting a valid passport, a completed application form, a passport-sized photograph, proof of financial means, proof of health insurance, and proof of accommodation," commented one expat who moved to Lugano.

Why do people move to Lugano?

When we asked people why foreigners move to Lugano, they responded:

"Lugano is an attractive destination for expats due to its stunning natural beauty, excellent quality of life, and vibrant cultural scene. The city is situated on the shores of Lake Lugano, surrounded by the majestic Swiss Alps, and offers a mild climate with plenty of sunshine. Lugano is also known for its excellent educational opportunities, with a number of international schools and universities. Additionally, the city is home to a diverse range of businesses, making it an ideal place for expats to find work. Finally, Lugano is a safe and secure city, with a low crime rate and a high standard of living. All of these factors make Lugano an attractive destination for expats looking to relocate," remarked one expat living in Lugano.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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