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Chiang Mai, Thailand: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Chiang Mai | Digital Nomad Exchange
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Chiang Mai, Thailand

By Betsy Burlingame

Last updated on Mar 10, 2023

Summary: People describe Chiang Mai, Thailand as a vibrant city with a unique culture, stunning natural beauty, and a laid-back atmosphere. Expats love the low cost of living, the friendly locals, the delicious food, and the abundance of outdoor activities. The weather in Chiang Mai is generally warm and humid, with temperatures ranging from the mid-60s to the mid-90s Fahrenheit. The average cost of living for an expat is around $1,000 to $1,500 per month, depending on lifestyle. A one bedroom apartment typically costs around $400 to $600 per month, while a two bedroom apartment can range from $500 to $800 per month. The approximate population of Chiang Mai is 1.7 million people.

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What do I need to know about living in Chiang Mai?

When we asked people what advice they would give someone preparing to move to Chiang Mai, they said:

"Rent for one year before buying or renting long term. The city is very diverse and there are hundreds of housing communities to choose from. Make sure to visit all of the 7 international schools because each is very unique. If you have a family, also pick up the Sanook Book (www.sanookbook.com)," wrote one member in Chiang Mai.

"Before retiring in Chiang Mai, expats should be aware of the cost of living, which is generally lower than in other parts of the world. It is important to research the local healthcare system and to make sure that any medical needs can be met. Additionally, expats should familiarize themselves with the local culture and customs, as well as the language, to ensure a smooth transition. It is also important to research the local visa requirements and to make sure that all necessary paperwork is in order. Finally, expats should take the time to explore the city and its surroundings to get a better understanding of the area," remarked one expat who made the move to Chiang Mai.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Chiang Mai?

When we asked people what advice they would give someone preparing to move to Chiang Mai, they said:

"Chiang Mai is a beautiful place but we have seen many people get caught up in the dream without really thinking things through. Come here for awhile, get to know the people and not just the people hanging out in the bars and get to know the culture. It is easy to find a house here but it may never be a home," remarked one expat who made the move to Chiang Mai.

"Before moving to Chiang Mai, expats should be aware that the city is known for its hot and humid climate. It is important to be prepared for the weather and to bring appropriate clothing. Expats should also be aware that the city is home to a large expat community, so it is easy to find support and resources. Additionally, expats should be aware that the cost of living in Chiang Mai is relatively low, making it an attractive destination for those looking to save money. Finally, expats should be aware that the city is home to a variety of cultural attractions, making it a great place to explore and experience the local culture," explained one expat living in Chiang Mai, Thailand.

How do I find a place to live in Chiang Mai?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Our friends are here and it is the perfect little soi. Not to quiet, not to noisy. The house was just perfect for us. It is in the city of Chiang Mai and close to everything. But, the pollution is getting bad. We may have to move up on the mountain," remarked one expat living in Chiang Mai, Thailand.

"One of the best ways to find a place to live in Chiang Mai is to search online for rental listings. There are many websites that offer listings for apartments, condos, and houses in the city. Additionally, you can look for classified ads in local newspapers and magazines. You can also ask friends and family who have lived in Chiang Mai for recommendations. Finally, you can visit the city and look for “For Rent” signs in the windows of buildings," wrote one member in Chiang Mai.

What is a typical expat home or apartment like in Chiang Mai?

"Expat homes and apartments in Chiang Mai are typically modern and comfortable, with air conditioning, high-speed internet, and other amenities. Many expats choose to live in condos or apartments in the city center, close to restaurants, shops, and other attractions. Outside of the city center, expats can find more affordable housing options, such as single-family homes or townhouses. Many expats also choose to live in gated communities, which offer a sense of security and community," said one expat in Chiang Mai.

"We have a private house, traditional Thai. We are the only expats we know who have a house here. Most live in guesthouses, condos..etc," said one expat who made the move to Chiang Mai.

What is the average cost of housing in Chiang Mai?

If you are thinking about moving to Chiang Mai, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Chiang Mai varies depending on the type of accommodation and location. Generally, the average cost of housing in Chiang Mai is relatively affordable compared to other cities in Thailand. Rent for a one-bedroom apartment in the city center can range from around 5,000 to 10,000 baht per month, while a three-bedroom apartment can range from around 10,000 to 15,000 baht per month. Outside of the city center, rent can be significantly lower," remarked one expat living in Chiang Mai, Thailand.

"Lower. We don't have a/c, which we may soon regret. But average living costs for us are about 30,000B. But we like to go out alot," wrote one member in Chiang Mai.

How do I meet people in Chiang Mai?

When we asked people living in Chiang Mai about club and activities where newcomers can meet others, they responded:

"There are over 5000 expat families living in this city. Because of this, there are literally hundreds of programs and clubs to join. From "Little League" to ballet classes to chess clubs to golf schools, this city is a great place for families. Our family was lucky enough to be transferred here for work," remarked one expat living in Chiang Mai, Thailand.

"Expats in Chiang Mai often join clubs and activities such as yoga, running, cycling, and language classes. Expats can also join book clubs, art classes, and cooking classes. Additionally, there are many expat-run organizations that host events such as movie nights, potlucks, and game nights. Expats can also meet people by attending local festivals, visiting local markets, and exploring the city's many cafes and restaurants," wrote one member in Chiang Mai.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Chiang Mai?

People living in Chiang Mai were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Chiang Mai, it is important to pack items that will help you adjust to the climate and culture. Pack lightweight, breathable clothing that is appropriate for the hot and humid climate. Bring a few items of clothing that can be layered for cooler evenings. Make sure to bring a good pair of walking shoes, as Chiang Mai is a very walkable city. Don't forget to bring a hat, sunglasses, and sunscreen to protect yourself from the sun. Additionally, it is important to bring any necessary medications, as well as a first aid kit. Finally, make sure to bring any items that will help you feel at home, such as photos, books, and other personal items," explained one expat living in Chiang Mai, Thailand.

"More pictures of my family including my wedding album, shoes & wine. Shoes for my husband (size 12) are very difficult to find here and wine costs a fortune. I didn't bring anything that I wish I hadn't," said one expat in Chiang Mai.

Where should I setup a bank account in Chiang Mai?

We asked expats in Chiang Mai what banks they use and there advice about banking. They advised:

"Before retiring in Chiang Mai, expats should be aware of the cost of living, which is generally lower than in other parts of the world. It is important to research the local healthcare system and to make sure that adequate medical insurance is in place. Additionally, expats should familiarize themselves with the local culture and customs, as well as the language, to ensure a smooth transition. It is also important to research the local visa requirements and to ensure that all necessary paperwork is in order. Finally, expats should take the time to explore the city and its surroundings to get a better understanding of the area," said one expat who made the move to Chiang Mai.

Will I be able to find a job in Chiang Mai?

When we asked people about industries and career opportunities in Chiang Mai, they reponded:

"Tourism is very large in this city. As a foreigner, many end up buying a business or teaching. A lot of families come here with large NGO or missionary agencies. Others are self-employed and work from home (via the net)," remarked one expat living in Chiang Mai, Thailand.

"Foreigners often find work in Chiang Mai as English teachers, tour guides, digital nomads, web developers, and hospitality workers. Additionally, many foreigners find work in the service industry, such as bartending, waitressing, and working in restaurants. Other popular jobs for foreigners include working in the tourism industry, such as tour operators, hotel staff, and travel agents," wrote one member in Chiang Mai.

What is life like in Chiang Mai?

When we asked people living in Chiang Mai what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Chiang Mai is generally quite pleasant. The city is known for its low cost of living, friendly locals, and vibrant culture. Expats and digital nomads can find a wide variety of accommodation options, from budget guesthouses to luxury apartments. The city also offers a wide range of activities, from exploring the city's many temples and markets to taking part in outdoor activities such as trekking and rock climbing. The city also has a thriving digital nomad community, with many co-working spaces and networking events. All in all, Chiang Mai is an ideal destination for expats and digital nomads looking for an affordable and exciting place to live and work," wrote a member in Chiang Mai.

"Chiang Mai is a pretty social city. There are a lot of family events and outdoor places to go. A lot of families spend their weekends at resorts just outside the city," commented one expat who made the move to Chiang Mai.

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What do expats in Chiang Mai appreciate most about the local culture?

"Expats in Chiang Mai appreciate the city's laid-back atmosphere and friendly locals. They also enjoy the city's vibrant nightlife, delicious food, and abundance of outdoor activities. The city's rich culture and history, as well as its proximity to nature, are also highly appreciated. Additionally, the cost of living in Chiang Mai is much lower than in other cities, making it an attractive destination for expats," remarked one expat who made the move to Chiang Mai.

"Thais are very laid-back with a very strong focus on family. They also have an extraordinary work ethic which is probably do to the harsh standard of living," explained one expat living in Chiang Mai, Thailand.

What do expats find most challenging?

"One of the most challenging aspects of the local culture for expats in Chiang Mai is the language barrier. Many locals speak only Thai, and it can be difficult for expats to communicate with them. Additionally, the local customs and traditions can be difficult to understand and navigate for those who are not familiar with them. Expats may also find it difficult to adjust to the slower pace of life in Chiang Mai, as well as the hot and humid climate. Finally, expats may find it difficult to make friends with locals, as there can be a cultural divide between them," remarked one expat who made the move to Chiang Mai.

"The language. Without being able to speak Thai, one's social life depends upon other expats. Chiang Mai is very transient when it comes to expats. Many Westerners move here thinking it will be permanent but then cannot adapt culturally and move away. Single Western women looking for a dating life struggle to find partners," explained one expat living in Chiang Mai, Thailand.

Is there a lot of crime in Chiang Mai?

We asked people if there is a lot of crime. They answered:

"Chiang Mai is generally considered to be a safe city, with low levels of crime compared to other cities in Thailand. However, petty crime such as pickpocketing and bag snatching can occur, particularly in crowded areas. Tourists should take extra care when carrying valuables and be aware of their surroundings. Additionally, there have been reports of scams targeting tourists, so it is important to be vigilant," explained one expat living in Chiang Mai, Thailand.

"Very, very little crime here. You can leave your groceries in your motorbike basket, go do more shopping and when you return, everything will still be there," said one expat in Chiang Mai.

Is there a lot of diversity? Are people in Chiang Mai accepting of differences?

"There are several large groups of people and many other smaller ones. If I had to summarize the expat population, it would be as follows: 1. Japanese families who are located here and involved in the factories in Lamphun (a nearby province). 2. American and Korean missionaries who tend to congregate with themselves in the southern region of the city. 3. NGO workers who are often involved in refugee or orphanage work. 4. Families who move here because their work is flexible. 5. Retired expat men who get remarried and have started a "mixed" family," explained one expat living in Chiang Mai, Thailand.

"Chiang Mai is a diverse city with people from many different backgrounds and cultures. The city is known for its acceptance of different cultures and religions, and there is a strong sense of tolerance and respect for diversity among the people of Chiang Mai. People from all walks of life are welcomed and accepted in Chiang Mai, and the city is a great place to experience different cultures and lifestyles," said one expat in Chiang Mai.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Chiang Mai like?

"Just visit the school - you will be impressed. So peaceful, quiet, pretty and also a strong academic school. Easily the best in Chiang Mai," said one expat in Chiang Mai with children at Prem Tinsulanonda International School.

"Chiang Mai International School (CMIS) is one of the best international schools in Chiang Mai. It is an IB World School offering the International Baccalaureate (IB) Primary Years Programme (PYP), Middle Years Programme (MYP) and Diploma Programme (DP). CMIS is committed to providing a high-quality education to students from all over the world. The school has a strong focus on developing global citizens who are prepared to take on the challenges of the 21st century. The American Pacific International School (APIS) is another excellent international school in Chiang Mai. It is an accredited American school offering a comprehensive American curriculum from Pre-Kindergarten to Grade 12. APIS is committed to providing a high-quality education to students from all over the world. The school has a strong focus on developing global citizens who are prepared to take on the challenges of the 21st century. The Chiang Mai International Bilingual School (CMBS) is a bilingual school in Chiang Mai, Thailand. It is an accredited school offering a comprehensive curriculum in both English and Thai. CMBS is committed to providing a high-quality education to students from all over the world. The school has a strong focus on developing global citizens who are prepared to take on the challenges of the 21st century," remarked one parent with kids at in Chiang Mai.

What are the pros and cons of living in Chiang Mai?

Expats, digital nomads and retirees living in Chiang Mai responded:

"Expats and digital nomads generally like living in Chiang Mai, for several reasons. They appreciate the low cost of living, which allows them to maintain a comfortable lifestyle without breaking the bank. The city offers a wide variety of affordable housing options, from modern condos to traditional Thai-style homes. The local cuisine is another major draw, with an abundance of delicious and inexpensive street food, as well as a growing number of international restaurants catering to diverse tastes. Chiang Mai's thriving digital nomad community is another attractive feature, providing ample opportunities for networking, collaboration, and socializing. The city is home to numerous coworking spaces, cafes with reliable Wi-Fi, and regular meetups and events for remote workers. The friendly and welcoming locals also make it easy for expats to feel at home and integrate into the community. The city's rich cultural heritage, with its many temples, festivals, and traditional arts, offers a unique and immersive experience for those looking to explore Thai culture. Chiang Mai's location in the mountainous region of northern Thailand also provides easy access to beautiful natural landscapes, outdoor activities, and weekend getaways. However, there are some aspects of living in Chiang Mai that expats and digital nomads may dislike. The air quality can be poor, particularly during the annual burning season when farmers burn their fields, leading to heavy smog and respiratory issues for some residents. The city's infrastructure, including roads and public transportation, can be lacking compared to more developed cities, making it challenging to navigate and commute. Additionally, while the cost of living is low, salaries for local jobs may also be lower than in Western countries, which can be a concern for those seeking employment in Chiang Mai. The language barrier can also be a challenge for some expats, as not all locals speak English, and learning Thai can be difficult. Finally, while Chiang Mai offers a laid-back and relaxed atmosphere, it may not provide the same level of excitement and entertainment options as larger cities like Bangkok. Some expats may find the city's nightlife and social scene to be limited, particularly if they are looking for a more cosmopolitan experience," said one expat.

"Like Location great, std of living ok, shopping, food ok, safe place to be, weather great. Deslike Pollution, pollution, pollution, the burning of the fields and the inaction by the authorities to deal with the pollution," commented one expat living in Chiang Mai, Thailand.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Chiang Mai?

When we asked expats and global nomads about their social experiences in Chiang Mai, they replied:

"There are numerous social activities for Expats of various age demographics. Chiang Mai has been known, among other things, as the digital nomad capital of the world for the past few years, so there are particularly a large number of younger [20s-30s] foreigners living here with lots of social activities for them," remarked one expat in Chiang Mai.

"Expats, retirees, and digital nomads living in Chiang Mai typically enjoy a vibrant and diverse social life. They often connect with fellow expats and locals through various social events, clubs, and meetups. Many engage in language exchanges to learn Thai and share their native languages, while others participate in cultural activities, workshops, and classes to immerse themselves in the local culture. Chiang Mai's thriving digital nomad community also offers numerous coworking spaces and networking events, allowing individuals to collaborate and form professional connections. Additionally, the city's affordable cost of living and abundance of cafes, restaurants, and bars provide ample opportunities for socializing and making new friends. Outdoor enthusiasts can also join groups for hiking, biking, and exploring the beautiful surrounding nature. Overall, Chiang Mai offers a welcoming and inclusive environment for expats, retirees, and digital nomads to build a fulfilling social life," wrote one expat living in Chiang Mai.

"The Thai culture is extremely accommodating and welcoming for Expats. As a Buddhist country, respect is a very high virtue for them and this accrues to their relations with foreigners as well. Additionally, Chiang Mai is a bit different from the social experiences of the capital city, Bangkok, as well as the more traditional vacation spots on the islands of the south where interactions between local natives and Expats can be more strictly transactional and money-driven. Chiang Mai still has enough of the traditional northern mountain-village ethos that the locals aren't simply looking to make money off of foreigners and are just as happy to help give directions or simply interact in a friendly way," said an expat in Chiang Mai.

"The social scene in Chiang Mai, is a vibrant and diverse mix of locals, expats, and tourists. The city offers a wide range of activities and events, from traditional Thai festivals and cultural performances to modern art exhibitions and live music shows. The nightlife in Chiang Mai is lively, with numerous bars, clubs, and restaurants catering to different tastes and budgets. There are also many cafes and co-working spaces where digital nomads and expats can socialize and network. The city is known for its friendly and welcoming atmosphere, making it easy for newcomers to make friends and immerse themselves in the local culture. Additionally, Chiang Mai is home to various social clubs, sports groups, and volunteer organizations, providing ample opportunities for people to connect and engage with others who share their interests," remarked one expat in Chiang Mai.

What advice to expats in Chiang Mai have about housing?

"In Thailand one cannot own property, hence purchasing house not possible unless married to a local person," wrote one expat living in Chiang Mai.

"When looking for housing in Chiang Mai, it is important to research the area thoroughly and visit the property in person before signing a lease. It is also important to be aware of the local laws and regulations regarding renting and leasing. Additionally, it is wise to negotiate the rent and other terms of the lease with the landlord before signing. It is also recommended to ask for references from previous tenants and to check the condition of the property before signing the lease. Finally, it is important to be aware of the cost of living in Chiang Mai and to budget accordingly," commented one expat who moved to Chiang Mai.

What are medical services in Chiang Mai like?

When we asked expats and global nomads about the quality of medical care in Chiang Mai, they replied:

"Medical services in Chiang Mai, are generally of good quality, with a range of public and private hospitals and clinics available. The city is home to several well-equipped hospitals that cater to both locals and expatriates, offering a wide range of medical services, including general practice, specialist consultations, dental care, and emergency services. Many medical professionals in Chiang Mai are proficient in English, making communication easier for foreign patients. Private hospitals in the city are known for their modern facilities and high standards of care, while public hospitals may be more crowded and have longer waiting times. However, it is important to note that medical costs in Chiang Mai can be significantly lower than in Western countries, making it an attractive destination for medical tourism," mentioned one expat inChiang Mai.

"As noted, I do not have health insurance because the cost of walk-in care is unbelievably cheap. Additionally, most doctors, particularly at hospitals, are western-trained, so the level of service is just as good as the States," commented one expat who moved to Chiang Mai, Thailand.

Are healthcare and health insurance expensive in Chiang Mai?

"Healthcare and health insurance in Chiang Mai, are generally considered to be more affordable than in many Western countries. The cost of medical treatments, consultations, and medications are relatively low, making it an attractive destination for medical tourism. Public hospitals offer basic healthcare services at a lower cost, while private hospitals provide higher quality care at a slightly higher price. Health insurance is also available at a reasonable cost, with various plans and coverage options to suit different needs and budgets. However, it is essential to research and compare different insurance providers to find the best plan for your needs. Overall, healthcare and health insurance in Chiang Mai are relatively affordable, making it an appealing option for both locals and expats," wrote one expat living in Chiang Mai.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Is the cost of living in Chiang Mai high?

We asked people about the cost of living in Chiang Mai, they wrote:

"The cost of living in Chiang Mai is generally quite affordable. Rent for a nice 1 bedroom apartment is typically around $400 USD per month, while a nice 2 bedroom apartment is around $600 USD per month. Eating dinner at a moderately priced restaurant in Chiang Mai will usually cost around $10 USD per person," said one expat.

What are the visa & residency requirements in Chiang Mai?

"In order to visit Chiang Mai, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, passport-sized photographs, and a valid passport to the Thai Embassy or Consulate in the visitor's home country. Depending on the type of visa, additional documents may be required. In order to obtain residency in Chiang Mai, Thailand, applicants must submit an application form, passport-sized photographs, a valid passport, and proof of financial stability to the Thai Embassy or Consulate in their home country. Depending on the type of residency, additional documents may be required. Once the application is approved, the applicant will receive a Non-Immigrant Visa, which must be used to enter Thailand. Upon arrival, the applicant must apply for a residence permit at the local Immigration Office," said an expat in Chiang Mai.

Why do people move to Chiang Mai?

When we asked people why foreigners move to Chiang Mai, they responded:

"Chiang Mai is a popular destination for expats due to its low cost of living, vibrant culture, and stunning natural beauty. The city offers a relaxed lifestyle, with plenty of outdoor activities, delicious food, and friendly locals. The city is also home to a large expat community, making it easy to make friends and find support. Additionally, Chiang Mai is a great place to learn about Thai culture and language, as well as explore the country's many attractions," mentioned an expat living in Chiang Mai.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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