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ras al khaimah, UAE: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in ras al khaimah | Digital Nomad Exchange
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ras al khaimah, the UAE

By Betsy Burlingame

Last updated on Jul 07, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in ras al khaimah, UAE. They offer advice about meeting people, cost of living, finding a home and more.

Cigna Global Health
Cigna Global Health
Cigna Global Health
Cigna Global Health

What do I need to know before moving to ras al khaimah?

When we asked people what advice they would give someone preparing to move to ras al khaimah, they said:

"Expats moving to Ras Al Khaimah, UAE should be aware that the official language is Arabic, although English is widely spoken. The local currency is the UAE Dirham, which is pegged to the US dollar. The cost of living can be high, especially for housing and schooling, but salaries are often tax-free which can offset these costs. The climate is hot and dry, with temperatures often exceeding 40 degrees Celsius in the summer. The dress code is conservative, particularly for women, who are expected to cover their shoulders and knees in public. The healthcare system in Ras Al Khaimah is of a high standard, with both public and private hospitals available. However, health insurance is mandatory for all residents. The UAE has strict laws and customs that expats should familiarize themselves with. For example, public displays of affection are frowned upon, and there are severe penalties for drug offenses. The education system is also different, with many expats choosing to send their children to private international schools. Driving is on the right-hand side of the road, and while public transportation is available, many expats choose to own a car for convenience. Finally, it's important to note that the weekend in the UAE is Friday and Saturday, with the working week running from Sunday to Thursday," explained one expat living in ras al khaimah, the UAE.

How do I find a place to live in ras al khaimah?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Ras Al Khaimah, UAE involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a studio apartment to a villa, depending on your needs and financial capacity. Next, you should research the different neighborhoods in Ras Al Khaimah to find one that suits your lifestyle and preferences. Some popular areas include Al Hamra Village, Mina Al Arab, and Al Marjan Island. Once you have a clear idea of what you're looking for, you can start your search. There are several online property portals that list available properties for rent or sale in Ras Al Khaimah. Websites like Bayut, Property Finder, and Dubizzle are popular choices. These websites allow you to filter your search based on location, property type, price range, and other factors. You can also hire a real estate agent to help you in your search. They can provide you with expert advice and guide you through the process of finding a home. Make sure to choose a reputable agent who is registered with the Real Estate Regulatory Agency (RERA) in the UAE. Once you've found a property you're interested in, arrange a viewing. This will give you a chance to inspect the property and ask any questions you may have. If you decide to proceed with the property, you'll need to negotiate the terms of the lease or purchase agreement. This will include the price, the duration of the lease (if renting), and any other conditions. Finally, once you've agreed on the terms, you'll need to sign the contract and make the necessary payments. This will typically include a security deposit and the first month's rent if you're renting, or a down payment if you're buying. Remember to also check the utilities setup. In some cases, you may need to set up your own utilities, while in others, they may be included in the rent. Lastly, ensure you have all the necessary documents for renting or buying a property in the UAE. This usually includes a copy of your passport, visa, and Emirates ID. Finding a place to live in Ras Al Khaimah, like in any other city, requires time and patience, but with careful planning and research, you can find a home that suits your needs and budget," remarked one expat who made the move to ras al khaimah.

What is a typical expat home or apartment like in ras al khaimah?

"A typical expat home or apartment in Ras Al Khaimah, UAE, is often spacious and modern, with high-quality furnishings and fixtures. These homes usually come with a fully equipped kitchen, including modern appliances like a dishwasher, oven, and refrigerator. The living areas are often large and open, with plenty of natural light coming in through large windows. Many apartments also come with a balcony or terrace, offering stunning views of the city or the surrounding landscapes. Some homes may also have a small garden or outdoor space. The bedrooms are usually comfortable and well-sized, often with built-in wardrobes for storage. In terms of amenities, many expat homes in Ras Al Khaimah are part of larger residential complexes or communities. These often come with shared facilities like a swimming pool, gym, children's play area, and sometimes even a small supermarket or cafe. Security is typically high in these residential areas, with 24/7 security services and controlled access to the building or community. Parking spaces are usually provided for residents, either in a covered garage or an outdoor parking area. The location of these homes is also a key factor. Many are located close to international schools, shopping malls, hospitals, and other essential services, making them convenient for expats and their families. In terms of design, the architecture often blends traditional Arabic elements with contemporary styles. This can be seen in the use of arches, mosaic tiles, and intricate woodwork, alongside sleek lines and minimalist decor. Overall, a typical expat home in Ras Al Khaimah offers a comfortable and luxurious living experience, with all the conveniences and amenities needed for a high-quality lifestyle," remarked one expat living in ras al khaimah, the UAE.

What is the average cost of housing in ras al khaimah?

If you are thinking about moving to ras al khaimah, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Ras Al Khaimah, UAE, can vary greatly depending on the type and size of the property. For instance, a one-bedroom apartment in the city center may cost less than a larger property in a more upscale neighborhood. On average, rental prices for a one-bedroom apartment in the city center can range from affordable to moderately expensive, while larger, more luxurious properties can be quite costly. Buying property in Ras Al Khaimah also varies, with prices generally being quite high due to the desirable location and high demand. However, it's important to note that these are average costs and actual prices can fluctuate based on a variety of factors including location, property size, and market conditions," commented one expat who made the move to ras al khaimah.

Where should I setup a bank account in ras al khaimah?

We asked expats in ras al khaimah what banks they use and there advice about banking. They advised:

"Expats considering retirement in Ras Al Khaimah, UAE, should be aware of several key factors. Firstly, it's important to understand the cost of living, which can be high in the UAE, especially for housing and education. However, Ras Al Khaimah is generally cheaper than other emirates like Dubai and Abu Dhabi. Secondly, healthcare in the UAE is of a high standard, but it can be expensive, so securing comprehensive health insurance is crucial. Thirdly, while the UAE is tax-free, expats should be aware of their home country's tax laws regarding overseas income. Fourthly, the UAE's laws and customs are based on Islamic principles, and expats are expected to respect these at all times. This includes dressing modestly and refraining from public displays of affection. Fifthly, the official language is Arabic, although English is widely spoken. Nevertheless, learning some basic Arabic phrases can be beneficial. Sixthly, the climate in the UAE is extremely hot and humid in the summer, which can be uncomfortable for those not used to such conditions. Lastly, while the UAE is generally safe, it's important to be aware of local laws and customs to avoid inadvertently breaking the law. For instance, alcohol consumption is restricted and there are severe penalties for drug offenses. In conclusion, retiring in Ras Al Khaimah, UAE, can offer a high standard of living, but it's important to be prepared and understand the local culture, laws, and costs involved," remarked one expat who made the move to ras al khaimah.

What do expats in ras al khaimah appreciate most about the local culture?

"Expats in Ras Al Khaimah, UAE, often appreciate the warm hospitality and friendliness of the local Emirati people. They are known for their welcoming nature and willingness to share their culture and traditions with foreigners. The local culture in Ras Al Khaimah is rich in history and tradition, which expats find fascinating. They appreciate the opportunity to learn about the UAE's heritage, from its Bedouin roots to its rapid modernization. Expats also appreciate the high level of safety and security in Ras Al Khaimah. The UAE as a whole is known for its strict laws and low crime rates, which contribute to a sense of safety and peace of mind for residents. The local cuisine is another aspect of the culture that expats enjoy. Traditional Emirati food is flavorful and diverse, offering a unique culinary experience. Lastly, expats appreciate the respect for diversity and multiculturalism in Ras Al Khaimah. The UAE is home to people from all over the world, and this diversity is celebrated and respected. This makes it easier for expats to integrate and feel at home in Ras Al Khaimah," remarked one expat who made the move to ras al khaimah.

What do expats find most challenging?

"Expats in Ras Al Khaimah, UAE, often find the language barrier to be a significant challenge, as Arabic is the official language and not everyone is fluent in English. The strict adherence to Islamic customs and traditions can also be difficult for some expats to adjust to, particularly in relation to dress codes and public behavior. The extreme heat during the summer months can be physically challenging for those not accustomed to such climates. Additionally, the hierarchical nature of Emirati society, which places a strong emphasis on age and status, can be a cultural adjustment for expats. The pace of life can also be a challenge, as it tends to be slower than in many Western countries, and this can be frustrating for those used to a faster pace. Lastly, the restrictions on alcohol consumption can be a significant adjustment for some expats," commented one expat who made the move to ras al khaimah.

Is there a lot of crime in ras al khaimah?

We asked people if there is a lot of crime. They answered:

"Ras Al Khaimah, like most parts of the United Arab Emirates, is generally considered to be safe with a low crime rate. The UAE has strict laws and regulations which contribute to the low crime levels. Violent crime is particularly rare. However, minor crimes like pickpocketing or petty theft can occur, especially in crowded areas. Cybercrime is also an emerging issue. Despite these, the law enforcement agencies in Ras Al Khaimah are efficient and proactive in maintaining safety and security. It's always advisable for residents and visitors to take standard precautions to protect their personal safety and belongings," wrote one member in ras al khaimah.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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