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Ho Chi Minh City, Vietnam: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Ho Chi Minh City | Digital Nomad Exchange
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Ho Chi Minh, Vietnam

Ho Chi Minh City, Vietnam

By Joshua Wood, LPC

Last updated on Jan 05, 2025

Summary: The approximate population of Ho Chi Minh City, Vietnam is 8.4 million people. People often describe Ho Chi Minh City as a vibrant, bustling city with a unique blend of traditional and modern culture. Expats love the city's diverse food scene, vibrant nightlife, and friendly locals. The weather in Ho Chi Minh City is typically hot and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The average cost of living for an expat is around $1,000 to $1,500 per month. The cost of a one bedroom apartment is typically around $500 to $700 per month, while a two bedroom apartment can cost around $700 to $1,000 per month.

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What do I need to know about living in Ho Chi Minh City?

When we asked people what advice they would give someone preparing to move to Ho Chi Minh City, they said:

"Before retiring in Ho Chi Minh City, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the climate and the availability of recreational activities. Finally, it is important to research the visa requirements and the process for obtaining a long-term visa," wrote one member in Ho Chi Minh City.

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What do I need to know before moving to Ho Chi Minh City?

When we asked people what advice they would give someone preparing to move to Ho Chi Minh City, they said:

"Find a couple of real estate agents in the area and look at a lot of apartments before choosing. Consider whether you need to be close to a supermarket. Consider whether you'd like to be near a swimming pool. Consider your transport options: taxis, rent a scooter or is there a bus route close by?," remarked one expat living in Ho Chi Minh City, Vietnam.

"Before moving to Ho Chi Minh City, expats should be aware of the city's tropical climate, with hot and humid weather year-round. It is important to be aware of the local customs and culture, as well as the language, as English is not widely spoken. Expats should also research the cost of living in the city, as it can be quite expensive. Additionally, expats should be aware of the traffic and transportation system, as it can be quite chaotic. Finally, expats should research the availability of healthcare and medical services in the city," wrote one member in Ho Chi Minh City.

How do I find a place to live in Ho Chi Minh City?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Ho Chi Minh City can be a daunting task. However, there are a few options available to those looking for a place to call home. One option is to look for a rental property through a real estate agent. This can be a great way to find a place that fits your budget and needs. Additionally, there are many online resources available to help you find a place to live in Ho Chi Minh City. Websites such as Expat.com, Vietnam Real Estate, and Vietnam Housing offer listings of apartments, houses, and other rental properties. Finally, you can also look for a place to live through word of mouth. Ask friends, family, and colleagues if they know of any available rental properties in the area," explained one expat living in Ho Chi Minh City, Vietnam.

"Having spent the past 6 years doing a long commute to work I decided to live close to my job if it was feasible - and it was. I live in District 7 of HCMC on the 14th floor of a group of 25 storey apartment blocks. In the centre of the 4 blocks is a sort of village square with several swimming pools, a gym, small shops/cafes/ hairdressers, a large good supermarket and two tennis courts. More shopping centres are within 5 minute's taxi ride, and I can get into District 1 shopping in 20-30 minutes depending on traffic. I used a local real estate office to find my apartment, someone recommended by a work colleague," said one expat in Ho Chi Minh City.

What is a typical expat home or apartment like in Ho Chi Minh City?

"Expat homes and apartments in Ho Chi Minh City are typically modern and spacious, with air conditioning, high-speed internet, and other amenities. Many expat homes and apartments are located in the city center, close to restaurants, shops, and other attractions. Expat homes and apartments often come with a balcony or terrace, providing a great view of the city. Many expat homes and apartments also come with a swimming pool, gym, and other recreational facilities," said one expat who made the move to Ho Chi Minh City.

"I have a 3 bedroom / 2 bathroom apartment; mostly 1 or 3 seemed available at the time and I occasionally have overseas friends to stay. The people who live in my apartment blocks include western expats but are mainly Korean expats or Vietnamese people," explained one expat living in Ho Chi Minh City, Vietnam.

What is the average cost of housing in Ho Chi Minh City?

If you are thinking about moving to Ho Chi Minh City, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Ho Chi Minh City can vary greatly depending on the type of accommodation and location. Generally, the average cost of renting an apartment in the city center is around $500 to $1,000 per month, while outside the city center, the cost can be as low as $200 to $400 per month. Additionally, the cost of buying a house in Ho Chi Minh City can range from $50,000 to $500,000, depending on the size and location," wrote one member in Ho Chi Minh City.

"Rental costs are slightly lower than in my area of Australia and much lower than cities such as Sydney and Melbourne. Depending on the size and standard of apartment in HCMC, median apartment costs would be 400-800 USD a month in my area. I think they are slightly higher in District 1," remarked one expat who made the move to Ho Chi Minh City.

How do I meet people in Ho Chi Minh City?

When we asked people living in Ho Chi Minh City about club and activities where newcomers can meet others, they responded:

"Expats in Ho Chi Minh City can join a variety of clubs and activities, such as sports teams, language classes, and cultural exchange groups. Expats can also meet people by attending local events, such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups dedicated to expats living in Ho Chi Minh City. This can be a great way to connect with other expats and learn more about the city," wrote one member in Ho Chi Minh City.

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What should I bring when moving to Ho Chi Minh City?

People living in Ho Chi Minh City were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"I wish I'd brought more clothes suitable for a VERY warm climate. The climate here is hotter than I anticipated (C32 degrees in the wet season and C37+ in the dry). I am an average size in Australia but all the clothes are too small for me here and I have them made. Everything else is pretty much available. I wish I'd left behind the two pairs of 500 thread-count sheets I filled a small suitcase with - and brought clothes instead," commented one expat who made the move to Ho Chi Minh City.

"When moving to Ho Chi Minh City, it is important to pack items that will help you adjust to the climate and culture. Bring lightweight, breathable clothing that is appropriate for the hot and humid weather. It is also a good idea to bring a few items of clothing that are more formal for special occasions. Additionally, pack any necessary medications, toiletries, and personal items that you may need. Don't forget to bring a few items that will help you feel at home, such as photos, books, and other items that will make you feel comfortable in your new home," remarked one expat living in Ho Chi Minh City, Vietnam.

Where should I setup a bank account in Ho Chi Minh City?

We asked expats in Ho Chi Minh City what banks they use and there advice about banking. They advised:

"Before retiring in Ho Chi Minh City, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the climate and the availability of recreational activities. Finally, it is important to research the visa requirements and the process for obtaining a long-term visa," wrote a member in Ho Chi Minh City.

Will I be able to find a job in Ho Chi Minh City?

When we asked people about industries and career opportunities in Ho Chi Minh City, they reponded:

"Foreigners often find work in Ho Chi Minh City in a variety of industries, including teaching English, working in hospitality, working in the tech industry, and working in finance. Additionally, many foreigners find work in the tourism industry, such as tour guides, tour operators, and travel agents. Other popular jobs for foreigners include working in marketing, consulting, and business development," remarked one expat who made the move to Ho Chi Minh City.

What is life like in Ho Chi Minh City?

When we asked people living in Ho Chi Minh City what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Ho Chi Minh City is generally quite enjoyable. The city is vibrant and full of energy, with plenty of opportunities for work, leisure, and exploration. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The city is also well-connected, with reliable public transportation and a wide range of accommodation options. Expats and digital nomads can find a variety of coworking spaces, cafes, and restaurants to work from, as well as plenty of cultural activities to explore. The city is also home to a diverse and welcoming expat community, making it easy to make friends and settle in," remarked one expat living in Ho Chi Minh City, Vietnam.

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What do expats in Ho Chi Minh City appreciate most about the local culture?

"There's always something happening or something to see in Ho Chi Minh City that takes you by surprise. You don't know what you're going to see when you leave the apartment. A lot of entrepeneurs here, who have a positive attitude and we appreciate that alot, having moved from the doom and gloom and miserable attitude in Europe. Also we feel safe in the city and we're able to drive around independently on our scooter - something that can't be said of every city in south east asia," said one expat in Ho Chi Minh City.

"Expats in Ho Chi Minh City appreciate the city's vibrant culture, which is a mix of traditional Vietnamese and modern influences. They enjoy the city's bustling street life, with its vibrant markets, street food, and friendly locals. Expats also appreciate the city's rich history, with its many ancient temples, pagodas, and other cultural sites. Additionally, expats enjoy the city's diverse cuisine, which includes a variety of traditional Vietnamese dishes as well as international flavors. Finally, expats appreciate the city's welcoming atmosphere, which makes it easy to make friends and feel at home," said one expat who made the move to Ho Chi Minh City.

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What do expats find most challenging?

"The traffic is a daunting when you are first exposed. The number one form or travel is motorbike (somewhere between a moped and a motorcycle) and everyone rides them except the ultra rich (cars--usually Mercedes) or students/ultrapoor(the bus---which I prefer actually). Taxis are a cheaper mode of transport, but the bus line is better since its so cheap. Its only drawback is that it stops at 7pm. Back to motorbikes: they put little kids between adults without helmets, and NO ONE follows traffic laws. Crossing the street is a new experience that most Westerners will find really frightening the first time, but you get used to it. Viets are very good at driving motorbikes since they have ridden them all their lives. You will be amazed at what can be transported on motorbike---tile, pigs, drywall, and the occassional refrigerator! Really amazing," remarked one expat who made the move to Ho Chi Minh City.

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Is there a lot of crime in Ho Chi Minh City?

We asked people if there is a lot of crime. They answered:

"Ho Chi Minh City is generally considered to be a safe city, with low levels of crime. However, petty crime such as pickpocketing and bag snatching is common in crowded areas, and visitors should take precautions to protect their belongings. Violent crime is rare, but visitors should still exercise caution when travelling alone at night," explained one expat living in Ho Chi Minh City, Vietnam.

Is there a lot of diversity? Are people in Ho Chi Minh City accepting of differences?

"Ho Chi Minh City is a diverse city with a variety of ethnicities, religions, and cultures. People in Ho Chi Minh City are generally accepting of differences and embrace the diversity of the city. There is a strong sense of community and acceptance of different backgrounds and beliefs," remarked one expat who made the move to Ho Chi Minh City.

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What are the schools in Ho Chi Minh City like?

"Ho Chi Minh City is home to a number of excellent international and bilingual schools. The British International School (BIS) is one of the most highly regarded international schools in the city. It offers a British-style curriculum and is accredited by the Council of International Schools. The school has a strong focus on academic excellence and provides a wide range of extracurricular activities. The International School Ho Chi Minh City (ISHCMC) is another top international school in the city. It offers an American-style curriculum and is accredited by the Western Association of Schools and Colleges. The school has a strong emphasis on developing global citizens and provides a wide range of extracurricular activities. The French International School (FIS) is a bilingual school that offers a French-style curriculum. It is accredited by the French Ministry of Education and has a strong focus on developing bilingual students. The school also offers a wide range of extracurricular activities," remarked one expat living in Ho Chi Minh City with children attending .

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What are the pros and cons of living in Ho Chi Minh City?

Expats, digital nomads and retirees living in Ho Chi Minh City responded:

"Vietnam is not easy, it's got a learning curve for expats. But very worthwhile. Get out of the big cities, see the beaches and the jungles. Eat everything, the food is the best I've ever had," remarked one expat living in Ho Chi Minh City.

"Expats and digital nomads generally like living in Ho Chi Minh City for its low cost of living, which allows them to enjoy a comfortable lifestyle without breaking the bank. They appreciate the vibrant street food scene, offering a wide variety of delicious and affordable dishes. The city's rich history and culture, along with its friendly and welcoming locals, make it an attractive destination for foreigners. The warm weather and bustling atmosphere also contribute to the city's appeal. Ho Chi Minh City's central location in Southeast Asia makes it a convenient base for traveling to other countries in the region. The city has a growing community of expats and digital nomads, which makes it easier for newcomers to make friends and find support. The availability of coworking spaces and reliable internet also make it a suitable place for remote work. On the other hand, expats and digital nomads may dislike the chaotic traffic and pollution in Ho Chi Minh City. The noise and air quality can be overwhelming, especially for those who are not used to living in a densely populated urban environment. The language barrier can also be a challenge, as not all locals speak English, making it difficult to communicate and navigate daily life. Another common complaint is the lack of green spaces and parks in the city, which can make it feel crowded and stifling. Additionally, the humid climate and rainy season may not be suitable for everyone, as it can lead to discomfort and health issues for some individuals. Finally, the bureaucracy and legal processes in Vietnam can be complicated and time-consuming, which may cause frustration for expats and digital nomads trying to obtain visas, work permits, or set up businesses," said one expat living in Ho Chi Minh City.

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What type of social life can someone expect in Ho Chi Minh City?

When we asked expats and global nomads about their social experiences in Ho Chi Minh City, they replied:

"Most expats in Vietnam were either much younger than me or much older and married. They all had great social experiences, but not a great place for a single middle aged woman as far as socializing," mentioned an expat living in Ho Chi Minh City.

"Expats, retirees, and digital nomads living in Ho Chi Minh City, typically enjoy a vibrant and diverse social life. They often connect with fellow expats and locals through various social events, language exchanges, and networking groups. Many also participate in cultural activities, such as attending local festivals, exploring the city's historical sites, and trying out traditional Vietnamese cuisine. Additionally, they may join sports clubs, fitness classes, or volunteer organizations to stay active and engaged with the community. The city's thriving nightlife scene, with its numerous bars, clubs, and live music venues, also provides ample opportunities for socializing and making new friends. Overall, the welcoming atmosphere and diverse expat community in Ho Chi Minh City make it easy for newcomers to build a fulfilling social life," said an expat in Ho Chi Minh City.

"The social scene in Ho Chi Minh City, is vibrant, diverse, and bustling with activity. The city offers a mix of traditional Vietnamese culture and modern influences, making it an exciting place for both locals and expats. There are numerous bars, clubs, and restaurants catering to various tastes and budgets, where people can enjoy live music, DJ sets, and performances. Street food is an essential part of the social scene, with locals gathering around food stalls to enjoy delicious dishes and engage in conversation. Coffee shops are also popular hangout spots, where people meet to chat, work, or simply relax. Ho Chi Minh City is home to a thriving arts and culture scene, with numerous galleries, museums, and theaters showcasing local and international talent. The city also hosts various festivals and events throughout the year, such as the Lunar New Year celebrations and the Vietnam International Fashion Week, which attract large crowds and foster a sense of community. Expats and tourists can easily integrate into the social scene, as many locals are friendly, welcoming, and eager to share their culture. There are also numerous language exchange groups, sports clubs, and social organizations that cater to foreigners, making it easy to meet new people and make friends. Overall, the social scene in Ho Chi Minh City is lively and dynamic, offering a wide range of activities and experiences for people of all ages and backgrounds," wrote one expat living in Ho Chi Minh City.

"I knew a mix of other expats, who I met through the Vietnamese language school I attended. I knew a few Vietnamese people I met various ways. Both were important," commented one expat who moved to Ho Chi Minh City.

What advice to expats in Ho Chi Minh City have about housing?

"I found a local broker who helped me find a good apartment and translated all the paperwork and negotiations with the landlord. Highly recommend doing that," mentioned one expat inHo Chi Minh City.

"Expats in Ho Chi Minh City recommend researching the area you are interested in living in before committing to a rental agreement. It is also important to be aware of the local laws and regulations regarding renting and leasing. Additionally, it is recommended to visit the property in person before signing a contract to ensure it meets your needs. It is also important to negotiate the rental price and any additional fees, such as deposits and utility bills. Finally, it is important to read the contract carefully and make sure you understand all the terms and conditions before signing," commented one expat who moved to Ho Chi Minh City, Vietnam.

What are medical services in Ho Chi Minh City like?

When we asked expats and global nomads about the quality of medical care in Ho Chi Minh City, they replied:

"In Vietnam, most medication can be purchased just by going to the pharmacy, no doctor visit needed. Cheap, high quality, and convenient. Dental care was extremely high quality and very cheap. Basic medical care was also very high quality and very good prices. Specialist care was difficult because of language barriers," remarked one expat in Ho Chi Minh City.

"Medical services in Ho Chi Minh City, are a mix of public and private healthcare facilities. Public hospitals are often crowded and may have outdated equipment, while private hospitals and clinics offer higher quality care with modern facilities and English-speaking staff. International hospitals are also available, providing a range of specialized services and treatments. Pharmacies are widely accessible throughout the city, but it is recommended to bring any necessary prescription medications from home. It is important for visitors to have comprehensive travel insurance that covers medical expenses, as the cost of treatment at private facilities can be high," wrote one expat living in Ho Chi Minh City.

Are healthcare and health insurance expensive in Ho Chi Minh City?

"Healthcare and health insurance in Ho Chi Minh City, can be considered relatively affordable compared to many Western countries. Public hospitals and clinics offer low-cost services, but they may not meet international standards. Private hospitals and clinics, which provide higher quality care, are more expensive but still reasonably priced compared to Western countries. Health insurance costs vary depending on the coverage and provider, but overall, they are considered affordable for most expats and locals. However, it is essential to research and choose the right insurance plan to ensure adequate coverage for one's needs," remarked one expat living in Ho Chi Minh City.

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Is the cost of living in Ho Chi Minh City high?

We asked people about the cost of living in Ho Chi Minh City, they wrote:

"The cost of living in Ho Chi Minh City is generally considered to be quite affordable. A nice 1 bedroom apartment in Ho Chi Minh City can cost around $400-600 USD per month, while a nice 2 bedroom apartment can cost around $600-800 USD per month. Eating dinner at a moderately priced restaurant in Ho Chi Minh City can cost around $5-10 USD per person," mentioned an expat living in Ho Chi Minh City.

What are the visa & residency requirements in Ho Chi Minh City?

"In order to visit Ho Chi Minh City, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, a valid passport, and a passport-sized photograph. Depending on the type of visa, additional documents may be required. In order to obtain residency in Ho Chi Minh City, Vietnam, applicants must submit an application form, a valid passport, a passport-sized photograph, and proof of employment or financial resources. Additionally, applicants must provide proof of health insurance and a criminal background check. Once the application is approved, applicants must attend an interview with the local immigration office. Upon successful completion of the interview, applicants will be issued a residency permit," said one expat living in Ho Chi Minh City.

Why do people move to Ho Chi Minh City?

When we asked people why foreigners move to Ho Chi Minh City, they responded:

"Ho Chi Minh City is an attractive destination for expats due to its vibrant culture, low cost of living, and excellent job opportunities. The city is known for its bustling nightlife, delicious cuisine, and friendly locals. Additionally, the city offers a wide range of activities and attractions, from historical sites to modern shopping malls. The city is also well-connected to other parts of the country, making it easy to explore the rest of Vietnam. With its low cost of living, Ho Chi Minh City is an ideal destination for expats looking to experience a new culture while still being able to save money," wrote one expat living in Ho Chi Minh City.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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