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St Andrews, Scotland: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in St Andrews | Digital Nomad Exchange
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St Andrews, Scotland

St Andrews, Scotland

By Joshua Wood, LPC

Last updated on Jul 03, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in St Andrews, Scotland: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in St Andrews?

When we asked people what advice they would give someone preparing to move to St Andrews, they said:

"Before retiring in St Andrews, expats should know that the cost of living can be higher than in other parts of Scotland due to its popularity as a tourist destination and its world-renowned golf courses. They should also be aware that the weather in St Andrews can be quite cold and rainy, especially in the winter months. Expats should familiarise themselves with the UK's healthcare system, the National Health Service (NHS), which provides free healthcare for all UK residents. However, private healthcare is also available. St Andrews is a small town with a population of around 17,000, so it may not offer the same level of amenities or entertainment options as a larger city. The town is home to the University of St Andrews, one of the oldest and most prestigious universities in the world, which brings a diverse and vibrant student population to the area. Expats should also be aware that Scotland has its own legal system, separate from the rest of the UK, so it's important to understand the differences, particularly in areas such as property law. Public transportation in St Andrews is reliable, but the town is also very walkable. Owning a car may not be necessary, but could be beneficial for exploring the wider region. Finally, expats should know that the people of St Andrews are generally very friendly and welcoming to newcomers. The town has a strong sense of community, with many local events and festivals taking place throughout the year," said one expat who made the move to St Andrews.

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What do I need to know before moving to St Andrews?

When we asked people what advice they would give someone preparing to move to St Andrews, they said:

"St Andrews is a small town in Scotland, known for its prestigious university and rich history. It's a popular destination for expats, particularly those involved in academia or golf, as it's home to the oldest golf course in the world. Before moving to St Andrews, it's important to understand that the cost of living can be quite high, especially in comparison to other parts of Scotland. This is largely due to the town's popularity with tourists and students. The weather in St Andrews can be quite unpredictable, with frequent rain and wind, so it's advisable to invest in good quality waterproof clothing. Despite this, the town is known for its beautiful scenery, including stunning beaches and historic buildings. Public transportation in St Andrews is reliable, but the town is small enough to navigate on foot or by bicycle. For trips further afield, there are regular bus and train services to larger cities like Edinburgh and Glasgow. The town is very safe, with a low crime rate. However, like any place, it's always important to take basic safety precautions, especially at night. St Andrews has a strong sense of community, with many local events and festivals taking place throughout the year. It's a great place to meet people and make friends, but it's also important to respect the local customs and traditions. The healthcare system in Scotland is excellent, and expats will have access to free healthcare through the National Health Service (NHS), although it's worth noting that there can sometimes be long waiting times for non-emergency treatments. Finally, if you're planning to work in St Andrews, it's important to note that the job market can be quite competitive, particularly within the university. However, there are also opportunities in sectors like tourism, retail, and hospitality," remarked one expat who made the move to St Andrews.

How do I find a place to live in St Andrews?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in St Andrews, involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a shared flat to a private house. Next, you should start your search online. Websites like Rightmove, Zoopla, and Gumtree are popular for finding rentals in the UK. You can filter your search based on your preferences such as location, price, and type of property. Another option is to contact local estate agents directly. Some popular ones in St Andrews include Bradburne & Co, Rollos, and Thorntons. They can provide you with listings that match your criteria and arrange viewings. If you're a student at the University of St Andrews, you can also check the university's accommodation services. They offer a variety of options including halls of residence, shared flats, and private housing. Once you've found a potential place, arrange a viewing to see it in person. This will give you a chance to check the condition of the property and ask any questions. After viewing, if you're interested in the property, you'll need to fill out an application and provide references. You'll also need to pay a deposit and possibly the first month's rent upfront. Finally, before moving in, make sure to read and understand your lease agreement. It will outline your responsibilities as a tenant and the landlord's responsibilities. Remember, finding a place to live can take time, so start your search well in advance of when you plan to move," wrote a member in St Andrews.

What is a typical expat home or apartment like in St Andrews?

"A typical expat home or apartment in St Andrews, is often a charming blend of traditional and modern design. Many homes are located in historic buildings, with features like high ceilings, large windows, and original architectural details. The interiors are usually updated with modern amenities, including fully equipped kitchens, central heating, and high-speed internet. Some homes may also have a small garden or patio, offering a private outdoor space. The size of the homes can vary, but it's common to find one or two-bedroom apartments, perfect for singles or small families. Many expats choose to live close to the town centre for easy access to shops, restaurants, and the university. Despite being in a small town, the homes in St Andrews often offer stunning views of the surrounding countryside, the historic town, or the sea," commented one expat who made the move to St Andrews.

What is the average cost of housing in St Andrews?

If you are thinking about moving to St Andrews, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St Andrews can vary greatly depending on the type and location of the property. However, as of recent data, the average price for a property in this area is typically around the mid to high six-figure range in GBP. This includes both flats and houses. It's important to note that prices can be significantly higher for larger properties or those in highly sought-after locations," explained one expat living in St Andrews, Scotland.

What should I bring when moving to St Andrews?

People living in St Andrews were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to St Andrews, you should pack a variety of clothing to accommodate the often unpredictable weather. This includes warm clothing like sweaters, jackets, scarves, gloves, and hats for the colder months, as well as lighter clothing for the warmer months. Waterproof clothing, such as raincoats and boots, are also essential due to frequent rain. Don't forget to pack formal attire for special occasions, as well as comfortable walking shoes for everyday use. If you're planning to participate in sports or outdoor activities, pack appropriate gear and clothing. Pack all necessary toiletries, but keep in mind that you can also buy these items once you arrive. If you take prescription medication, bring enough to last for a while, along with a copy of your prescription. Bring any electronics you'll need, such as a laptop, phone, and chargers. If you're coming from a country with different plug sockets, you'll need a UK adapter. Pack important documents, including your passport, driver's license, and any necessary immigration paperwork. If you're a student, bring any relevant academic documents. Lastly, consider packing some personal items to make your new place feel like home, such as photos, decorations, or a favorite blanket. However, remember that St Andrews is a small town with limited storage space, so try to pack as lightly as possible," explained one expat living in St Andrews, Scotland.

Where should I setup a bank account in St Andrews?

We asked expats in St Andrews what banks they use and there advice about banking. They advised:

"St Andrews, is a popular retirement destination for expats due to its rich history, beautiful landscapes, and high quality of life. Before retiring in St Andrews, expats should be aware of several important factors. Firstly, the cost of living in St Andrews is relatively high compared to other parts of Scotland, due to its popularity as a tourist destination and the presence of the University of St Andrews. Housing can be particularly expensive, so it's important to budget accordingly. Secondly, the weather in St Andrews can be quite variable, with cold winters and mild summers. It's also known for being quite windy, due to its coastal location. Therefore, appropriate clothing and preparation for different weather conditions is necessary. Thirdly, healthcare in Scotland is generally of a high standard. The National Health Service (NHS) provides free healthcare to all residents, including expats. However, it's worth considering private health insurance for more immediate access to certain treatments and specialists. Fourthly, St Andrews is a small town with a close-knit community. While this can be a positive aspect for many, it may also mean fewer amenities and services compared to larger cities. However, the town is well-served by public transport, making it easy to travel to nearby cities for additional services. Fifthly, St Andrews is known for its golf courses, including the famous Old Course. If you're a golf enthusiast, you'll be in good company. However, even if you're not, there are plenty of other activities to enjoy, including walking, cycling, and exploring the town's historic sites. Lastly, while English is the main language spoken in St Andrews, the local accent and dialect can sometimes be difficult to understand for those not familiar with it. It may be helpful to familiarize yourself with some common Scottish phrases and terms before you move. In conclusion, retiring in St Andrews can offer a high quality of life, with beautiful surroundings, a rich history, and a friendly community. However, it's important to be prepared for the cost of living, the variable weather, and the local dialect," said one expat in St Andrews.

What do expats in St Andrews appreciate most about the local culture?

"Expats in St Andrews often appreciate the friendly and welcoming nature of the local people. They enjoy the rich history and tradition that is deeply embedded in the town, particularly the ancient university and the world-renowned golf course. Many expats also appreciate the slower pace of life in St Andrews, which allows them to relax and enjoy the beautiful surroundings. The local food and drink, especially the seafood and whisky, are also highly appreciated. The town's cultural events, such as the annual film festival and various music festivals, are another aspect of local culture that expats enjoy. Lastly, expats often appreciate the sense of community in St Andrews, where everyone seems to know each other and there is a strong sense of belonging," remarked one expat living in St Andrews, Scotland.

What do expats find most challenging?

"Expats in St Andrews may find the local dialect and accents challenging to understand, especially when they first arrive. The Scottish accent can be quite strong and the local slang can be difficult to grasp. The weather can also be a challenge for expats, as Scotland is known for its cold, rainy, and unpredictable climate. This can be a significant adjustment for those from warmer or more predictable climates. The pace of life in St Andrews is slower than in many other cities, which can be a challenge for expats used to a faster, more hectic lifestyle. This slower pace can also extend to business practices, which may be frustrating for those used to more immediate results. The local cuisine may also be a challenge for some expats. Traditional Scottish food can be quite different from what many expats are used to, and it may take some time to adjust to the local diet. Finally, while Scots are generally friendly and welcoming, it can sometimes be difficult for expats to break into established social circles. This can make it challenging to make friends and feel integrated into the local community," remarked one expat living in St Andrews, Scotland.

Is there a lot of crime in St Andrews?

We asked people if there is a lot of crime. They answered:

"St Andrews, is generally considered a safe town with a relatively low crime rate. The town is home to a large student population due to the presence of the University of St Andrews, and most of the reported incidents tend to be minor and non-violent in nature, such as petty theft or minor public order offenses. The local police force is active and responsive, contributing to the overall safety of the town. However, like any other place, it is always advised to take standard precautions to ensure personal safety," remarked one expat who made the move to St Andrews.

What are the schools in St Andrews like?

"St Andrews, is renowned for its educational institutions, particularly the University of St Andrews. However, it does not have a wide range of international or bilingual schools. The primary focus is on local education, with schools such as Madras College, Canongate Primary School, and Greyfriars RC Primary School serving the community. Madras College is a prominent secondary school in St Andrews, offering a comprehensive curriculum for students aged 11-18. It is one of the oldest schools in the world, with a history dating back to 1833. The school is known for its strong academic performance and wide range of extracurricular activities. More information can be found here: https://www.madras.fife.sch.uk/ Canongate Primary School is a local primary school that serves students aged 4-12. The school is known for its nurturing environment and commitment to student development. It offers a broad curriculum, with a focus on literacy, numeracy, and health and wellbeing. More information can be found here: https://canongate-ps.fife.sch.uk/ Greyfriars RC Primary School is a Roman Catholic primary school in St Andrews. The school is known for its inclusive and welcoming environment, with a curriculum that promotes respect, responsibility, and achievement. More information can be found here: https://greyfriars.fife.sch.uk/ For international or bilingual education, families in St Andrews may need to consider schools in nearby cities such as Edinburgh or Glasgow. For example, the Edinburgh Academy is a well-regarded independent school that offers the International Baccalaureate program. More information can be found here: https://www.edinburghacademy.org.uk/ Similarly, the International School of Aberdeen offers an international curriculum and a bilingual program in English and French. More information can be found here: https://www.isa.aberdeen.sch.uk/," remarked one parent with kids at in St Andrews.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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