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Oban, Scotland: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Oban | Digital Nomad Exchange
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Oban, Scotland

By Joshua Wood, LPC

Last updated on Sep 08, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Oban, Scotland: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Oban?

When we asked people what advice they would give someone preparing to move to Oban, they said:

"Oban is a small town located on the west coast of Scotland, known for its stunning landscapes and rich history. Before moving to Oban, expats should know that the primary language spoken is English, although you may hear some locals speaking Scottish Gaelic. The cost of living in Oban is relatively lower compared to larger cities in Scotland, but it's still higher than many places in the world. Housing can be a bit expensive, but utilities, groceries, and other necessities are reasonably priced. Oban has a maritime climate, with mild and wet winters and cool summers. It's advisable to have warm clothing and rain gear handy. The town is famous for its seafood, particularly shellfish, and whisky. The Oban Distillery is one of the oldest in Scotland and a popular tourist attraction. Public transportation in Oban is reliable, with regular bus and train services connecting the town to other parts of Scotland. However, having a car can be beneficial for exploring the surrounding countryside. Oban has a slower pace of life compared to larger cities. It's a close-knit community where people tend to know each other, and newcomers are generally welcomed warmly. The healthcare system in Scotland is excellent, and residents have access to free healthcare through the National Health Service. However, it's advisable for expats to have comprehensive health insurance to cover any additional health needs. Oban has a range of educational options for families with children, including public and private schools. The education system in Scotland is slightly different from other parts of the UK, with children starting primary school at age five and secondary school at age twelve. While Oban is generally safe, it's always advisable to take standard precautions to protect yourself and your property. Finally, it's important to note that Scotland has its own legal system, separate from the rest of the UK. Therefore, it's advisable to familiarize yourself with Scottish laws and regulations," remarked one expat who made the move to Oban.

What is a typical expat home or apartment like in Oban?

"A typical expat home or apartment in Oban, is likely to be a traditional Scottish dwelling, often made of stone with a slate roof. These homes are usually well-insulated to protect against the cold Scottish winters. The interior of the homes often feature a blend of modern and traditional Scottish design, with wooden floors, fireplaces, and large windows to let in natural light. The living room is usually spacious, with comfortable furniture and a television. The kitchen is typically equipped with modern appliances, including a stove, refrigerator, and dishwasher. Bedrooms are cozy, often carpeted, and come with built-in wardrobes. Bathrooms are usually modern and well-maintained. Many homes also have a small garden or yard, and some may even offer stunning views of the surrounding Scottish Highlands or the nearby sea. The location of these homes can vary, with some located in the heart of Oban, close to shops and restaurants, while others are situated in quieter, more residential areas," remarked one expat who made the move to Oban.

What is the average cost of housing in Oban?

If you are thinking about moving to Oban, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Oban, can vary greatly depending on the type and size of the property. However, as of recent data, the average price for a property in Oban is typically around the mid to high five-figure range in GBP. It's important to note that prices can fluctuate based on market conditions and other factors," commented one expat who made the move to Oban.

Where should I setup a bank account in Oban?

We asked expats in Oban what banks they use and there advice about banking. They advised:

"Expats considering retirement in Oban should be aware of several key factors. Firstly, the cost of living in Oban is relatively high compared to other parts of Scotland, so it's important to have a solid financial plan in place. The weather in Oban is typically mild, but it can be quite rainy, so it's advisable to invest in good quality rain gear. Oban is a small town, so while it offers peace and tranquility, it may not provide the same level of amenities and entertainment options as a larger city. However, it is known for its seafood, whisky distilleries, and beautiful landscapes, making it a great place for those who enjoy outdoor activities and fine dining. Healthcare in Scotland is generally of a high standard, and as a resident, you would have access to the National Health Service. However, it's worth considering private health insurance for more comprehensive coverage. Scotland has a different legal system to the rest of the UK, so it's important to understand the implications this may have on things like property ownership and inheritance. Finally, while English is the main language spoken, the local accent can be difficult to understand at first, and some residents also speak Scottish Gaelic. It might be helpful to learn a few basic phrases in Gaelic to help integrate into the local community," commented one expat who made the move to Oban.

What do expats in Oban appreciate most about the local culture?

"Expats in Oban often appreciate the friendly and welcoming nature of the local people. They enjoy the strong sense of community and the slower pace of life compared to larger cities. The rich history and cultural heritage of Oban, including its Gaelic traditions, are also highly valued. Expats often mention their love for the stunning natural beauty of the area, with its dramatic coastline and proximity to the islands of the Inner Hebrides. They also appreciate the local food and drink, particularly the seafood and whisky, which are renowned throughout Scotland. The town's vibrant arts scene, with numerous festivals and events throughout the year, is another aspect of local culture that expats in Oban enjoy," wrote one member in Oban.

What do expats find most challenging?

"Expats in Oban may find the local dialect and accents challenging to understand, as Scottish English can be quite distinct and different from standard English. The weather can also be a challenge, as it can be quite cold, rainy, and unpredictable. The slower pace of life in this small town might be difficult for those used to a faster, city lifestyle. Some expats might also find it challenging to adapt to the local customs and traditions, such as the local cuisine, which includes dishes like haggis that might not be familiar to foreigners. The relative remoteness and lack of diversity compared to larger cities might also be a challenge for some expats. Lastly, the limited public transportation options and the necessity of having a car to get around might be a challenge for those used to more comprehensive public transit systems," wrote one member in Oban.

Is there a lot of crime in Oban?

We asked people if there is a lot of crime. They answered:

"Oban, generally has a low crime rate compared to other areas. It is considered a safe town with incidents of serious crime being relatively rare. The most common types of crime reported are minor offenses such as petty theft or vandalism. However, like any other place, it is always advisable for residents and visitors to take basic precautions to ensure their safety. The local police force is active and responsive, contributing to the overall sense of security in the community," said one expat who made the move to Oban.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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Learn More

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