Harbour Island, Bahamas
Last updated on Dec 13, 2024
Summary: Expats, digital nomads and retirees talk about what it is really like living in Harbour Island, Bahamas. They offer advice about meeting people, cost of living, finding a home and more.
What do I need to know before moving to Harbour Island?
When we asked people what advice they would give someone preparing to move to Harbour Island, they said:
"Harbour Island, is known for its pink sand beaches, clear waters, and relaxed lifestyle. Before moving there, expats should be aware that the cost of living is high, with imported goods and groceries being particularly expensive. The island's currency is the Bahamian dollar, which is pegged to the US dollar, and both are accepted everywhere. English is the official language, but the local dialect can sometimes be difficult to understand. The island has a small population, so it's easy to get to know locals and become part of the community. However, it's important to respect local customs and traditions. Healthcare facilities on the island are limited, so expats may need to travel to Nassau or the US for serious medical issues. It's recommended to have comprehensive health insurance that covers medical evacuation. The climate is tropical, with a hurricane season that runs from June to November. Expats should be prepared for potential storms and have a plan in place. While the island is generally safe, petty crime can occur, so it's important to take standard precautions to protect personal belongings. The island's economy is heavily reliant on tourism, so job opportunities for expats may be limited to this industry. It's also worth noting that obtaining a work permit can be a lengthy and complex process. Public transportation is limited, so expats often choose to get around by golf cart, which is the island's primary mode of transport. Finally, while Harbour Island offers a laid-back lifestyle, entertainment options are limited, so it may not be the best fit for those seeking a vibrant nightlife or a wide range of cultural activities," explained one expat living in Harbour Island, Bahamas.
How do I find a place to live in Harbour Island?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Harbour Island involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a beachfront villa, a condo, or a simple apartment. Next, you should research the different areas of Harbour Island to find a location that suits your lifestyle and preferences. Some people might prefer a quiet, secluded area, while others might want to be close to restaurants and shops. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate platforms that list properties for rent or sale in Harbour Island, such as Bahamas Realty, Damianos Sotheby's International Realty, and H.G. Christie Ltd. These websites allow you to filter your search based on location, property type, price range, and other criteria. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insights about the local market, help you negotiate prices, and guide you through the legal process of renting or buying property in the Bahamas. Once you've found a property you're interested in, you should arrange a viewing. This will give you a chance to inspect the property in person and ask any questions you might have. Finally, once you've found your ideal home and agreed on a price, you'll need to sign a lease or purchase agreement. It's recommended to have a lawyer review this document to ensure your rights are protected. Remember, moving to a new country can involve additional considerations, such as visa requirements and health insurance. Make sure to research these aspects thoroughly to ensure a smooth transition to your new home in Harbour Island," wrote a member in Harbour Island.
What is a typical expat home or apartment like in Harbour Island?
"A typical expat home or apartment in Harbour Island, is often a luxurious and spacious property with stunning views of the ocean. These homes are usually designed with a blend of traditional Bahamian architecture and modern amenities. They often feature large, open-plan living areas, high ceilings, and large windows to allow for plenty of natural light and to take full advantage of the breathtaking views. The homes are typically furnished with high-end, comfortable furniture and decorated in a style that reflects the island's relaxed, tropical lifestyle. Many homes have large, fully equipped kitchens with modern appliances, perfect for those who enjoy cooking. Bedrooms are usually spacious, with en-suite bathrooms and walk-in closets. Many homes also have outdoor spaces such as patios, balconies, or gardens, often with private pools or direct beach access. In terms of location, many expat homes are situated in close proximity to the island's amenities, such as restaurants, shops, and marinas. Some are located within gated communities, offering additional security and privacy. Despite the close proximity to amenities, these homes still offer a sense of seclusion and tranquility, allowing expats to enjoy the best of both worlds. In addition to the physical features of the homes, many expats in Harbour Island also enjoy access to a range of services, such as property management, housekeeping, and concierge services, making their stay on the island even more comfortable and convenient," explained one expat living in Harbour Island, Bahamas.
What is the average cost of housing in Harbour Island?
If you are thinking about moving to Harbour Island, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Harbour Island can vary greatly depending on the size, location, and amenities of the property. However, it is generally quite high due to the island's popularity as a tourist destination. For a luxury home or villa, prices can range into the millions. More modest homes or condos may be available for several hundred thousand dollars. Renting is also an option, with prices again varying widely based on the specifics of the property," remarked one expat living in Harbour Island, Bahamas.
What should I bring when moving to Harbour Island?
People living in Harbour Island were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Harbour Island, you should pack lightweight and breathable clothing due to the tropical climate. This includes items like shorts, t-shirts, tank tops, and sundresses. You should also pack a few swimsuits for the beach and water activities. Don't forget to pack a good amount of sun protection items such as sunscreen, sunglasses, and a wide-brimmed hat. A light jacket or sweater would be useful for cooler evenings or air-conditioned places. Comfortable footwear is essential, so pack flip flops for the beach, water shoes for snorkeling, and comfortable walking shoes. Remember to pack your toiletries, prescription medications, and any other personal items you use daily. It's also a good idea to bring a reusable water bottle to stay hydrated and reduce plastic waste. If you plan on cooking, consider packing some non-perishable food items as groceries can be expensive on the island. Pack all necessary travel documents including your passport, driver's license, and any necessary visas or residency paperwork. Lastly, don't forget to pack your electronics, chargers, and a power adapter if necessary. You might also want to bring entertainment items like books, games, or snorkeling gear," wrote one member in Harbour Island.
Where should I setup a bank account in Harbour Island?
We asked expats in Harbour Island what banks they use and there advice about banking. They advised:
"Harbour Island in the Bahamas is a popular retirement destination for expats due to its beautiful beaches, warm climate, and relaxed lifestyle. Before retiring there, it's important to understand a few key things. Firstly, the cost of living can be high, especially for imported goods, due to the island's remote location. This includes groceries, household items, and vehicles. Secondly, healthcare facilities are limited on the island. For serious medical conditions, you may need to travel to Nassau or even to the United States. Therefore, having a comprehensive health insurance plan is crucial. Thirdly, while English is widely spoken, the local dialect can be difficult to understand at first. It may take some time to get used to it. Fourthly, the Bahamas has a residency program for retirees, but the process can be lengthy and requires proof of financial independence. It's recommended to hire a local attorney to help with the paperwork. Fifthly, the pace of life is slower in the Bahamas. This can be a big adjustment if you're used to a fast-paced lifestyle. Lastly, while the island is generally safe, like any place, it has some crime. It's important to take standard safety precautions, such as locking doors and not leaving valuables in plain sight. In conclusion, retiring in Harbour Island can be a dream come true, but it's important to do your research and prepare accordingly," commented one expat who made the move to Harbour Island.
What do expats in Harbour Island appreciate most about the local culture?
"Expats in Harbour Island appreciate the laid-back and relaxed lifestyle that is a part of the local culture. They love the friendly and welcoming nature of the Bahamian people, who are always ready to help and make them feel at home. The vibrant and colorful festivals, such as Junkanoo, are also a highlight, showcasing the rich history and traditions of the island. The local cuisine, particularly the fresh seafood, is another aspect that expats enjoy. They also appreciate the strong sense of community and the slower pace of life, which provides a refreshing change from the hustle and bustle of city living. The beautiful natural environment, with its pristine beaches and clear blue waters, is also a major draw for expats," said one expat in Harbour Island.
What do expats find most challenging?
"Expats in Harbour Island may find the slower pace of life challenging, as the local culture values relaxation and leisure over the hustle and bustle of city life. They may also struggle with the island time concept, where punctuality is not as strictly adhered to as in other cultures. The limited availability of goods and services can be a challenge, as the island is small and does not have the same variety of shopping or dining options as a larger city. The high cost of living can also be a challenge, as imported goods and services can be expensive. Additionally, while English is widely spoken, understanding the local dialect and colloquialisms can be difficult for newcomers. Lastly, the lack of privacy can be a challenge for some expats, as the close-knit community means that everyone knows everyone else's business," explained one expat living in Harbour Island, Bahamas.
Is there a lot of crime in Harbour Island?
We asked people if there is a lot of crime. They answered:
"Harbour Island in the Bahamas is generally considered a safe destination for tourists. However, like any other place, it is not completely free from crime. Petty crimes such as theft and burglary can occur, especially targeting tourists. Violent crimes are relatively rare but can still happen. It's always recommended for visitors to take standard precautions to protect their belongings and personal safety. Despite these issues, the local law enforcement is active and responsive in maintaining the safety and security of the island," remarked one expat who made the move to Harbour Island.
What are the schools in Harbour Island like?
"Harbour Island is a small island and does not have a wide range of international or bilingual schools. The primary school on the island is the Harbour Island All Age School, which is a public school offering education from preschool through ninth grade. This school follows the Bahamian curriculum and does not offer an international or bilingual program. For international or bilingual education, families residing in Harbour Island typically send their children to schools in Nassau, the capital of the Bahamas, or consider homeschooling options," remarked one expat living in Harbour Island with children attending .
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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