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Warwick, Bermuda: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Warwick | Digital Nomad Exchange
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Warwick, Bermuda

By Joshua Wood, LPC

Last updated on Jun 16, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Warwick, Bermuda: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Warwick?

When we asked people what advice they would give someone preparing to move to Warwick, they said:

"Warwick is a beautiful parish known for its stunning beaches, lush landscapes, and friendly locals. Before moving, expats should be aware of several key factors. Firstly, the cost of living in Warwick, like the rest of Bermuda, is quite high. This includes housing, groceries, utilities, and other daily expenses. It's important to budget accordingly and be prepared for these costs. The official language in Bermuda is English, so communication should not be a problem for English-speaking expats. However, Bermudians have their own accent and some unique slang, so it might take some time to get used to it. Bermuda has a subtropical climate, so the weather in Warwick is generally warm and humid, with mild winters and hot summers. It's also important to note that Bermuda is prone to hurricanes, particularly between June and November. Public transportation in Bermuda is reliable and efficient, with a network of buses and ferries connecting different parts of the island. However, owning a car can be expensive due to high import duties and restrictions on car ownership. Healthcare in Bermuda is of a high standard, but it can be expensive. It's advisable to have comprehensive health insurance to cover any medical costs. Bermuda has a strong economy, largely driven by insurance and reinsurance, tourism, and international business. Job opportunities for expats may be available in these sectors, but work permits are required. Bermuda's education system is based on the British model, and there are a number of good public and private schools in Warwick and across the island. However, school fees can be high at private institutions. Bermuda has a low crime rate, but like any place, it's advisable to take standard precautions to ensure personal safety. Finally, Bermudians are known for their hospitality and friendliness. Embracing the local culture, participating in community events, and getting to know the locals can greatly enhance the expat experience in Warwick, Bermuda," wrote one member in Warwick.

What is a typical expat home or apartment like in Warwick?

"A typical expat home or apartment in Warwick, is often a blend of traditional Bermudian architecture and modern amenities. These homes are usually painted in bright, tropical colors, with white limestone roofs to collect rainwater, a crucial source of freshwater on the island. The interiors are spacious and airy, with high ceilings and large windows to let in the natural light and offer stunning views of the surrounding landscapes. Many homes have open-plan living areas, modern kitchens equipped with high-end appliances, and comfortable bedrooms with en-suite bathrooms. Some properties may also feature a home office, a necessity for many expats working remotely. Outdoor living is a significant part of life in Bermuda, so many homes have large patios or verandas, often with a barbecue area for entertaining. A good number of expat homes in Warwick also come with a private pool and a lush garden filled with local flora. Given the island's warm climate, these outdoor spaces are used year-round. Despite being in a residential area, these homes are usually just a short distance away from the beach, local shops, restaurants, and other amenities. In terms of furnishings, some homes come fully furnished, while others are unfurnished, giving expats the freedom to bring or buy their own furniture. The style of decor can vary widely, from classic and elegant to contemporary and minimalist. Security is typically robust, with many homes equipped with alarm systems and some located within gated communities. Lastly, due to the high cost of living and real estate prices in Bermuda, expat homes in Warwick are often quite expensive, reflecting the island's status as a luxury destination," remarked one expat living in Warwick, Bermuda.

What is the average cost of housing in Warwick?

If you are thinking about moving to Warwick, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Warwick can vary greatly depending on the size and location of the property. However, it is generally quite high due to the island's desirability and limited space. A modest home in Warwick can cost upwards of a million dollars, while luxury properties can be several million dollars. Apartments or condos may be slightly less expensive, but still typically cost several hundred thousand dollars. It's important to note that these prices can fluctuate based on the real estate market," wrote a member in Warwick.

Where should I setup a bank account in Warwick?

We asked expats in Warwick what banks they use and there advice about banking. They advised:

"Expats considering retirement in Warwick should be aware that the cost of living is quite high, with housing, groceries, and dining out being more expensive than in many other countries. They should also know that Bermuda has strict immigration laws and obtaining residency can be challenging. Healthcare in Bermuda is of a high standard, but it is also expensive, so expats should ensure they have comprehensive health insurance. The climate in Warwick, Bermuda is subtropical with high humidity and temperatures ranging from 20°C in winter to 30°C in summer. The official language is English, which makes it easier for English-speaking expats to settle in. The currency used is the Bermudian dollar, which is pegged to the US dollar, and US dollars are accepted everywhere on the island. Bermuda is a British Overseas Territory, so the culture is a blend of British and American influences with a distinct Bermudian flavor. The crime rate is relatively low, but expats should still take standard precautions to ensure their safety. Public transportation is reliable and widely used, with buses and ferries being the main modes of transport. Cars are expensive and there are restrictions on owning them, so many residents use scooters. Bermuda has a strong economy, largely based on international business and tourism. However, the job market is competitive and work permits are required for non-Bermudians. Finally, Bermuda is known for its beautiful beaches, outdoor activities, and friendly locals, making it a popular retirement destination for those who can afford it," said one expat who made the move to Warwick.

What do expats in Warwick appreciate most about the local culture?

"Expats in Warwick appreciate the friendly and welcoming nature of the locals, who are always ready to help and make newcomers feel at home. They also love the relaxed and laid-back lifestyle that is a stark contrast to the hustle and bustle of city life. The rich history and heritage of Bermuda, reflected in Warwick's architecture, traditions, and festivals, is another aspect that expats find fascinating. The island's natural beauty, with its stunning beaches, lush parks, and vibrant marine life, is highly appreciated. Expats also enjoy the local cuisine, which is a unique blend of British, Caribbean, and Portuguese influences. The safety and cleanliness of Warwick and Bermuda, in general, are also highly valued. Lastly, expats appreciate the strong sense of community in Warwick, where people know their neighbors and social events are a regular occurrence," remarked one expat who made the move to Warwick.

What do expats find most challenging?

"Expats in Warwick often find the high cost of living to be a significant challenge, as the island is one of the most expensive places to live in the world. The slow pace of life can also be a culture shock for those accustomed to a faster, more hectic lifestyle. Additionally, the island's isolation can be difficult for some, as it can be expensive and time-consuming to travel to other countries. The local dialect and accents can also be challenging to understand for newcomers. Lastly, while Bermudians are generally friendly and welcoming, it can take time for expats to fully integrate into the local community and social circles," remarked one expat living in Warwick, Bermuda.

Is there a lot of crime in Warwick?

We asked people if there is a lot of crime. They answered:

"Warwick is generally considered a safe area with a relatively low crime rate. However, like any other place, it is not completely free from crime. Petty crimes such as theft and burglary do occur, but violent crimes are relatively rare. The local authorities are quite efficient and responsive, contributing to the overall safety of the area. It is always advised for residents and tourists to take standard precautions to protect their personal belongings," wrote a member in Warwick.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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