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Devonshire, Bermuda: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Devonshire | Digital Nomad Exchange
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Devonshire, Bermuda

By Joshua Wood, LPC

Last updated on Sep 09, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Devonshire, Bermuda: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Devonshire?

When we asked people what advice they would give someone preparing to move to Devonshire, they said:

"Before moving to Devonshire, expats should know that the cost of living is quite high, with housing, groceries, and utilities being more expensive than in many other countries. English is the official language, but the local accent can be difficult to understand at first. The currency used is the Bermudian dollar, which is pegged to the US dollar, and both currencies are accepted everywhere. Expats should be aware that Bermuda has a subtropical climate, with hot and humid summers and mild winters. Hurricanes can occur between June and November. The island is known for its beautiful beaches, crystal clear waters, and vibrant coral reefs, offering plenty of opportunities for outdoor activities. In terms of transportation, cars are limited to one per household and there are restrictions on car sizes. Many residents use scooters or public transportation, which includes buses and ferries. Driving is on the left-hand side of the road. Healthcare in Bermuda is of a high standard but can be expensive, so comprehensive health insurance is recommended. The island has one main hospital, the King Edward VII Memorial Hospital, and several smaller clinics. Bermuda has a strong economy, largely based on international business and tourism. However, work permits are required for expats and can be difficult to obtain unless you have a job offer from a Bermudian company. The work week is typically Monday to Friday, with a 35-40 hour work week. Bermuda has a rich history and culture, with influences from Britain, the US, and the Caribbean. Cricket is the national sport and there are numerous cultural events throughout the year, including the Bermuda Day Parade and the Cup Match cricket festival. Education in Bermuda is compulsory for children between the ages of 5 and 16. There are a number of public and private schools, as well as a college. The education system is similar to the British system, with GCSEs and A-levels. Finally, Bermuda has strict customs regulations, particularly regarding the importation of plants, animals, and certain foods. It's important to check these regulations before moving," wrote a member in Devonshire.

How do I find a place to live in Devonshire?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Devonshire involves several steps. Firstly, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, you should decide on the type of accommodation you want. This could be a house, an apartment, a condo, or even a shared accommodation. Once you have these details sorted out, you can start your search. There are several online platforms where you can look for available properties in Devonshire, Bermuda. Websites like Propertyskipper, Bermuda Property Link, and Coldwell Banker Bermuda Realty are good places to start. You can also consider hiring a real estate agent. They have extensive knowledge of the local market and can help you find a place that fits your needs and budget. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property and the surrounding area. If you're satisfied with the property, you can then proceed to negotiate the terms and conditions of the lease or purchase. Finally, once everything is agreed upon, you can sign the contract and make the necessary payments. Remember, it's important to read the contract carefully and understand all the terms before signing. If you're unsure about anything, don't hesitate to ask for clarification. Also, keep in mind that living in Bermuda can be quite expensive compared to other places, so make sure you're financially prepared. Lastly, if you're moving from another country, you'll need to check the immigration requirements and ensure you have the necessary visas or permits," commented one expat who made the move to Devonshire.

What is a typical expat home or apartment like in Devonshire?

"Expat homes in Devonshire, are typically spacious and beautifully designed, reflecting the island's unique architectural style. They often feature bright, airy rooms with high ceilings and large windows to take advantage of the natural light and stunning views. Many homes have open floor plans, blending indoor and outdoor living spaces seamlessly. The homes are often surrounded by lush, tropical gardens, providing a sense of privacy and tranquility. Some homes may also have a private pool or access to a shared community pool. The interiors are usually furnished with modern amenities and high-end appliances, ensuring a comfortable lifestyle. Many expat apartments in Devonshire are located in secure complexes or gated communities, offering additional amenities such as fitness centers, tennis courts, and communal gardens. These apartments often come with balconies or terraces, providing residents with their own outdoor space to enjoy the island's beautiful weather and views. Despite being modern and luxurious, these homes and apartments often incorporate traditional Bermudian elements, such as pastel-colored exteriors, white stepped roofs for rainwater collection, and shutters to protect against the occasional storm. The location of these homes and apartments is also a key feature, with many situated close to the beach, local shops, restaurants, and other amenities. This allows expats to fully immerse themselves in the Bermudian lifestyle, enjoying the island's natural beauty and vibrant culture right on their doorstep," remarked one expat living in Devonshire, Bermuda.

What is the average cost of housing in Devonshire?

If you are thinking about moving to Devonshire, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Devonshire can vary greatly depending on the size and location of the property. However, it is generally quite high due to the island's desirability and limited space. For a modest home, one might expect to pay in the high six figures, while luxury properties can easily reach into the millions. It's also worth noting that prices have been steadily increasing over the years, making Devonshire a potentially good investment for those who can afford it," remarked one expat who made the move to Devonshire.

What should I bring when moving to Devonshire?

People living in Devonshire were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Devonshire, you should pack a variety of clothing suitable for a subtropical climate, including lightweight clothing for the summer months and warmer layers for the cooler winter months. Don't forget to pack swimwear, as Bermuda is known for its beautiful beaches. You should also pack a good quality sunscreen, a hat, and sunglasses to protect yourself from the sun. Rain gear, such as a lightweight raincoat or umbrella, is also recommended as Bermuda can experience sudden rain showers. Comfortable walking shoes are a must, as well as sandals or flip-flops for the beach. If you plan on participating in any sports or outdoor activities, pack the appropriate gear and clothing. Don't forget to pack your personal items, such as toiletries, medications, and any other daily essentials. If you wear prescription glasses or contact lenses, bring an extra pair along with your prescription. Pack your important documents, such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to bring copies of these documents, as well as any important medical records. If you're planning on bringing any electronics, such as a laptop or smartphone, don't forget the appropriate chargers and adapters. Bermuda uses the same plug type and voltage as the United States. Lastly, consider packing a few items to make your new home feel more comfortable, such as photos, favorite books, or small keepsakes," explained one expat living in Devonshire, Bermuda.

Where should I setup a bank account in Devonshire?

We asked expats in Devonshire what banks they use and there advice about banking. They advised:

"Before retiring in Devonshire, expats should know that the cost of living is quite high, with housing being particularly expensive. They should also be aware that Bermuda has strict immigration laws and obtaining residency can be challenging. Expats should understand that Bermuda has a subtropical climate, with high humidity and temperatures ranging from 60 to 85 degrees Fahrenheit throughout the year. The island is also prone to hurricanes, particularly between June and November. Healthcare in Bermuda is of a high standard but it can be expensive, so it's important to have comprehensive health insurance. The island has a well-established public transportation system, but owning a car can be costly due to high import duties. English is the official language in Bermuda, but the local accent can sometimes be difficult to understand. The local currency is the Bermudian dollar, which is pegged to the US dollar, and both currencies are accepted throughout the island. Bermuda has a rich history and culture, with a mix of British and African influences. Cricket is the national sport and the island has numerous golf courses. The cuisine is a blend of British, Caribbean, and Portuguese flavors, with seafood being a staple. Lastly, expats should be aware that Bermuda has strict laws on drug use and possession, with severe penalties for violations. It's also worth noting that the island has a conservative dress code, particularly in public places and during business hours," said one expat in Devonshire.

What do expats in Devonshire appreciate most about the local culture?

"Expats in Devonshire appreciate the friendly and welcoming nature of the locals, who are always ready to help and make newcomers feel at home. They also enjoy the relaxed and laid-back lifestyle, which is a refreshing change from the hustle and bustle of city life. The rich history and heritage of Bermuda, reflected in the architecture, traditions, and festivals, is another aspect that expats find fascinating. The island's natural beauty, with its stunning beaches, crystal clear waters, and lush greenery, is also highly appreciated. Additionally, expats enjoy the vibrant food culture, which is a blend of British, Caribbean, and Portuguese influences. The safety and cleanliness of the island is another factor that expats appreciate about living in Devonshire, Bermuda," said one expat who made the move to Devonshire.

What do expats find most challenging?

"Expats in Devonshire often find the high cost of living to be a significant challenge, as the island is one of the most expensive places to live in the world. They may also struggle with the slower pace of life, which is a stark contrast to the hustle and bustle of many Western cities. The limited availability of goods and services can also be a challenge, as many items need to be imported. Additionally, some expats may find it difficult to integrate into the local culture, as Bermudians are known for their strong sense of community and tradition. Lastly, the island's isolation can also be a challenge for some, as it can make travel to and from other countries more difficult and expensive," commented one expat who made the move to Devonshire.

Is there a lot of crime in Devonshire?

We asked people if there is a lot of crime. They answered:

"As an AI, I don't have real-time data, but generally, Bermuda, including Devonshire, is considered relatively safe compared to many other tourist destinations. However, like any place, it is not entirely free of crime. Petty crimes like theft and burglary do occur, and there have been instances of violent crimes, although these are relatively rare and often involve people who know each other. It's always important for residents and visitors to take standard precautions to protect their personal safety and belongings," commented one expat who made the move to Devonshire.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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