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Somerset Village, Bermuda: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Somerset Village | Digital Nomad Exchange
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Somerset Village, Bermuda

By Joshua Wood, LPC

Last updated on Nov 07, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Somerset Village, Bermuda: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Somerset Village?

When we asked people what advice they would give someone preparing to move to Somerset Village, they said:

"Somerset Village is a small, picturesque town located in Sandys Parish, Bermuda, known for its tranquil atmosphere and beautiful beaches. Before moving to Somerset Village, expats should be aware that the cost of living in Bermuda is quite high, with housing, groceries, and utilities often costing more than in many Western countries. The official language in Bermuda is English, so communication should not be a problem for English-speaking expats. The local currency is the Bermudian dollar, which is pegged to the US dollar, and both currencies are accepted throughout the island. Bermuda has a subtropical climate, so expats moving from colder climates may need time to adjust to the warm, humid weather. The island is also prone to hurricanes, particularly between June and November, so it's important to be prepared for potential storms. Public transportation in Bermuda is reliable and efficient, with a network of buses and ferries connecting different parts of the island. However, private car ownership is restricted, and expats may need to rely on scooters or bicycles for personal transportation. Healthcare in Bermuda is of a high standard, but it can be expensive, so it's recommended to have comprehensive health insurance. The education system in Bermuda follows the British model, and there are a number of good public and private schools, as well as an international school. Bermuda has strict immigration laws, and obtaining a work permit can be a lengthy and complex process. It's important to secure a job and work permit before moving to the island. Finally, Bermuda has a rich history and culture, with a mix of British, American, African, and Caribbean influences. Expats are encouraged to learn about and respect the local customs and traditions," remarked one expat who made the move to Somerset Village.

What is a typical expat home or apartment like in Somerset Village?

"A typical expat home in Somerset Village, is often a charming, detached house or a part of a multi-unit complex. These homes usually feature traditional Bermudian architecture, with stepped, white roofs designed to catch and purify rainwater. The houses are often painted in pastel colors, adding to the island's vibrant aesthetic. Inside, the homes are spacious and airy, with high ceilings and large windows to let in the natural light and offer stunning views of the surrounding landscapes. They often have two or three bedrooms, a fully equipped kitchen, and a living room. Some homes may also have a study or home office, which is particularly useful for expats working remotely. Outdoor living is a significant part of life in Bermuda, so many homes come with a private garden or a patio. Some of the more upscale properties may even have a private pool. Despite the traditional exterior, many homes are modern and luxurious on the inside, with contemporary furnishings, air conditioning, and high-speed internet. Some properties may also come with a housekeeping service, particularly if they are part of a managed complex. The location of these homes is also a key selling point. Many are within walking distance of the beach, offering residents the chance to enjoy Bermuda's beautiful coastline. Others are located close to the village center, providing easy access to local amenities like shops, restaurants, and public transportation. In summary, a typical expat home in Somerset Village, Bermuda, combines traditional Bermudian charm with modern comforts, set against the backdrop of the island's stunning natural beauty," explained one expat living in Somerset Village, Bermuda.

What is the average cost of housing in Somerset Village?

If you are thinking about moving to Somerset Village, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Somerset Village can vary greatly depending on the size and location of the property. However, it is generally quite high due to the island's limited land space and high demand for housing. A small apartment or condo can cost several hundred thousand dollars, while larger homes and luxury properties can cost several million. It's also worth noting that the cost of living in Bermuda is one of the highest in the world, which is reflected in the housing prices," remarked one expat living in Somerset Village, Bermuda.

Where should I setup a bank account in Somerset Village?

We asked expats in Somerset Village what banks they use and there advice about banking. They advised:

"Before retiring in Somerset Village, expats should know that the cost of living is quite high, with housing, groceries, and utilities being more expensive than in many other countries. They should also be aware that Bermuda has strict immigration laws, and obtaining residency can be challenging. Expats should know that Bermuda has a subtropical climate, with mild winters and hot, humid summers. The island is also prone to hurricanes, particularly between June and November. Healthcare in Bermuda is of a high standard, but it can be expensive, so expats should ensure they have comprehensive health insurance. The island's official language is English, which can make the transition easier for English-speaking retirees. Bermuda has a low crime rate, but like any other place, it is advisable to take standard precautions to ensure personal safety. The island is also known for its friendly and welcoming locals, which can make settling in easier. Public transportation in Bermuda is reliable, with a network of buses and ferries connecting different parts of the island. However, private car ownership is restricted, and expats may need to rely on taxis or motorbikes for personal transportation. Bermuda has a rich history and culture, with numerous festivals, events, and activities to enjoy. The island is also known for its beautiful beaches, golf courses, and other outdoor activities, making it an attractive destination for retirees who enjoy an active lifestyle. Finally, expats should be aware that Bermuda has a high cost of living, including housing, groceries, and utilities. Therefore, it's important to plan finances carefully and consider the cost of living when deciding to retire in Somerset Village, Bermuda," said one expat who made the move to Somerset Village.

What do expats in Somerset Village appreciate most about the local culture?

"Expats in Somerset Village appreciate the friendly and welcoming nature of the locals. They love the relaxed pace of life and the emphasis on community and family. The rich history and traditions of the island, including Gombey dancing and cricket matches, are also highly valued. Expats enjoy the vibrant local cuisine, particularly the fresh seafood. They also appreciate the beautiful natural environment, from the stunning beaches to the lush gardens and parks. The safety and cleanliness of the area is another aspect that expats in Somerset Village highly appreciate," explained one expat living in Somerset Village, Bermuda.

What do expats find most challenging?

"Expats in Somerset Village often find the high cost of living to be the most challenging aspect of the local culture. The island is known for its expensive housing, groceries, and dining, which can be a significant adjustment for newcomers. Another challenge is the slower pace of life, often referred to as "island time". This can be frustrating for expats used to a faster, more punctual lifestyle. Understanding and adapting to local customs and etiquette can also be challenging. Bermudians are generally very polite and expect the same from others. This includes greeting everyone, even strangers, and respecting the local dress code, which is more formal than in many other beach destinations. Lastly, while English is the official language, Bermudians have a distinct accent and use unique phrases and slang, which can be difficult for expats to understand initially," wrote a member in Somerset Village.

Is there a lot of crime in Somerset Village?

We asked people if there is a lot of crime. They answered:

"Somerset Village in Bermuda is generally considered a safe place to live and visit. Like any location, it has occasional incidents of crime, but these tend to be minor and infrequent. The local authorities are proactive in maintaining safety and security. The most common types of crime are petty theft and minor property crimes. Violent crime is rare, particularly against tourists. The residents of Somerset Village are known for their friendliness and hospitality, contributing to the overall safe environment. It's always recommended for visitors to take standard precautions to protect their belongings and personal safety," explained one expat living in Somerset Village, Bermuda.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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