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Paget, Bermuda: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Paget | Digital Nomad Exchange
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Paget, Bermuda

By Joshua Wood, LPC

Last updated on Oct 03, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Paget, Bermuda: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Paget?

When we asked people what advice they would give someone preparing to move to Paget, they said:

"Paget is a picturesque parish known for its beautiful beaches, lush gardens, and historic sites. Before moving to Paget, expats should be aware that the cost of living is quite high, with housing, groceries, and other essentials often costing more than in other countries. English is the official language in Bermuda, but the local accent can sometimes be difficult to understand. The currency used is the Bermuda dollar, which is pegged to the US dollar, and both currencies are accepted everywhere. Bermuda has a subtropical climate, so it's important to be prepared for hot, humid summers and mild winters. Hurricanes can occur between June and November, so it's essential to have a plan in place for these events. Public transportation in Bermuda is reliable, with buses and ferries being the primary modes of transport. However, owning a car can be expensive and is subject to certain restrictions. Healthcare in Bermuda is of a high standard but can be expensive, so it's recommended to have comprehensive health insurance. Bermuda has a strong sense of community, and locals are generally friendly and welcoming. However, it's important to respect local customs and traditions. The job market in Bermuda is competitive, and work permits are required for non-Bermudians. The main industries are tourism, international business, and insurance and reinsurance. Bermuda has a high standard of education, with both public and private schools available. However, spaces in schools can be limited, so it's advisable to arrange schooling well in advance. Finally, Bermuda has strict laws on bringing pets into the country, so if you're planning on bringing a pet, you'll need to ensure you meet all the necessary requirements," said one expat in Paget.

How do I find a place to live in Paget?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Paget involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on properties that you can afford. Next, you should research the different neighborhoods in Paget. Some areas may be more residential, while others may be closer to amenities like shops, restaurants, and public transportation. Once you have a good idea of where you want to live, you can start looking for available properties. There are several online real estate platforms that list properties for rent or sale in Paget, Bermuda. Websites like propertyskipper.com and emoo.bm are popular options. You can also consider hiring a real estate agent. They can help you navigate the local market, arrange viewings, and negotiate prices. When you find a property you're interested in, make sure to visit it in person. This will give you a better idea of its condition, size, and location. Finally, once you've found a place you like, you'll need to go through the process of signing a lease or purchasing the property. This usually involves providing proof of income, signing a contract, and making a deposit or down payment. Remember, moving to a new place can be a complex process, so it's important to take your time and do your research," remarked one expat who made the move to Paget.

What is a typical expat home or apartment like in Paget?

"A typical expat home or apartment in Paget, is often a charming blend of traditional Bermudian architecture and modern amenities. These homes are usually painted in pastel colors, with white limestone roofs to collect rainwater, a necessary feature due to the lack of freshwater sources on the island. The interiors are spacious and airy, with high ceilings and large windows that let in plenty of natural light and offer stunning views of the surrounding landscapes. Many homes have open-plan living areas, modern kitchens equipped with high-end appliances, and comfortable bedrooms with en-suite bathrooms. Some properties also feature home offices, perfect for expats working remotely. Outdoor living is a big part of life in Bermuda, so many homes have large patios or verandas, often with a pool or access to a private beach. Gardens are typically lush and tropical, with palm trees and vibrant flowers, providing a tranquil space for relaxation. Despite the island's small size, many expat homes in Paget are set in quiet, secluded locations, offering plenty of privacy. However, they are also conveniently close to amenities such as shops, restaurants, and healthcare facilities. Most expat homes in Paget come fully furnished, with stylish, high-quality furniture and decor. They often have air conditioning and heating systems to ensure comfort throughout the year. Some properties also offer additional features like a garage, guest cottage, or even a boat dock. In terms of security, many homes are located within gated communities and have alarm systems installed. Overall, a typical expat home in Paget, Bermuda, offers a comfortable, luxurious lifestyle in a beautiful, tropical setting," wrote one member in Paget.

What is the average cost of housing in Paget?

If you are thinking about moving to Paget, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Paget can vary greatly depending on the type and size of the property. For a standard family home, prices can range from moderately expensive to very high. Luxury properties, particularly those with ocean views or access, can be extremely costly. It's also worth noting that the cost of living in Bermuda is generally high, which is reflected in the housing market. For a more accurate estimate, it would be best to consult a local real estate agent or property website," said one expat in Paget.

What should I bring when moving to Paget?

People living in Paget were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Paget, you should pack a variety of clothing suitable for a tropical climate, including lightweight, breathable fabrics, swimwear, and a light jacket or sweater for cooler evenings. Don't forget your sunglasses, sun hat, and plenty of sunscreen to protect against the strong sun. Pack your essential documents such as passport, driver's license, birth certificate, and any necessary visas or work permits. Also, bring copies of important medical records and prescriptions, as well as a sufficient supply of any necessary medications. Remember to pack your electronics, including your phone, laptop, and any necessary chargers or adapters. Also, consider bringing a good quality camera to capture the beautiful scenery. If you're planning on cooking at home, you might want to pack some of your favorite non-perishable food items, as groceries can be expensive in Bermuda. Pack personal hygiene items, but keep in mind that most of these can also be purchased locally. If you have room, consider packing some home comforts like favorite books, photos, or small keepsakes to help make your new place feel like home. Lastly, don't forget to pack items for any hobbies or sports you enjoy. Bermuda offers opportunities for activities like snorkeling, golfing, and cycling, so bring along any necessary equipment," remarked one expat who made the move to Paget.

Where should I setup a bank account in Paget?

We asked expats in Paget what banks they use and there advice about banking. They advised:

"Expats considering retirement in Paget should be aware that the cost of living is quite high, with groceries, housing, and healthcare all being more expensive than in many other countries. They should also know that Bermuda has strict immigration laws and obtaining residency can be difficult. The climate in Paget, Bermuda is subtropical, meaning it is warm and humid for most of the year, which may be a significant change for those from cooler climates. The island is also prone to hurricanes, particularly between June and November. English is the official language in Bermuda, but the local accent and dialect may take some getting used to. The local currency is the Bermudian dollar, which is pegged to the US dollar, and US dollars are widely accepted. Healthcare in Bermuda is of a high standard, but it is expensive, so expats should ensure they have comprehensive health insurance. The island is also relatively safe, with low levels of crime, but it's still important to take standard precautions. Bermuda has a rich culture and history, with many festivals and events throughout the year. The island is also known for its beautiful beaches, golf courses, and other outdoor activities. However, it's worth noting that Bermuda has strict laws on who can own a car, so many residents and expats get around by scooter, public transportation, or on foot. Finally, expats should be aware that Bermuda has a conservative, British-influenced culture. While it is a friendly and welcoming place, it's important to respect local customs and traditions," said one expat in Paget.

Will I be able to find a job in Paget?

When we asked people about industries and career opportunities in Paget, they reponded:

"The main industries are reinsurance, investment banking, IT. Career opportunities abound for accountants, insurance professionals, and database administrators. There are websites geared towards offshore accountants so can do a general search for desired country," commented one expat who made the move to Paget.

What do expats in Paget appreciate most about the local culture?

"Expats in Paget appreciate the friendly and welcoming nature of the locals, who are always ready to help and make newcomers feel at home. They also enjoy the relaxed and laid-back lifestyle, which is a refreshing change from the hustle and bustle of city life. The rich history and cultural heritage of Bermuda, evident in the architecture, traditions, and festivals, is another aspect that expats find fascinating. The island's natural beauty, with its stunning beaches, crystal clear waters, and lush greenery, is also highly appreciated. Additionally, expats value the safety and security of living in Paget, Bermuda, as well as the high standard of living. The local cuisine, which is a unique blend of British, Caribbean, and Portuguese influences, is another highlight for many expats," wrote a member in Paget.

What do expats find most challenging?

"Expats in Paget often find the high cost of living to be a significant challenge, as the island is one of the most expensive places to live in the world. The slow pace of life, known as "island time", can also be difficult for those accustomed to a faster, more urgent pace. The limited availability of goods and services can also be a challenge, as everything has to be imported. Some expats may also struggle with the isolation of living on a small island, as well as the potential for feeling like an outsider in a close-knit community. Lastly, the humid subtropical climate can be a challenge for those not used to such weather conditions," wrote a member in Paget.

Is there a lot of crime in Paget?

We asked people if there is a lot of crime. They answered:

"As an AI, I don't have real-time data, but based on the information available, Paget is generally considered a safe and peaceful place. Like any location, it may experience occasional incidents of crime, but these are typically minor and infrequent. The island as a whole has a relatively low crime rate, especially when compared to larger, more densely populated areas. The local police force is known for its efficiency and responsiveness, contributing to the overall sense of safety in the community. Visitors and residents are always advised to take standard precautions to protect their personal safety and belongings," said one expat who made the move to Paget.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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