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Virgin Gorda, Brit. Virgin Isl.: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Virgin Gorda | Digital Nomad Exchange
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Virgin Gorda, the British Virgin Islands

By Joshua Wood, LPC

Last updated on Jun 09, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Virgin Gorda, Brit. Virgin Isl.: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Virgin Gorda?

When we asked people what advice they would give someone preparing to move to Virgin Gorda, they said:

"Virgin Gorda is one of the British Virgin Islands in the Caribbean, known for its yacht clubs, luxury resorts, and beautiful beaches. Before moving there, expats should be aware of several important factors. Firstly, the cost of living in Virgin Gorda is quite high, especially when it comes to housing and groceries, as most goods are imported. Therefore, it's important to have a solid financial plan in place. The official language is English, which makes it easier for expats from English-speaking countries. However, the local accent and colloquialisms may take some time to get used to. The island has a tropical climate, with temperatures remaining fairly consistent throughout the year. However, it's important to be prepared for hurricane season, which typically runs from June to November. Healthcare facilities on the island are limited, so it's recommended to have comprehensive health insurance that covers medical evacuation, in case of serious illness or injury. The island's economy is heavily reliant on tourism, so job opportunities may be limited to this sector. It's advisable to secure a job before moving, and be aware that work permits are required for non-citizens. The pace of life in Virgin Gorda is slower than in many Western countries, which can be a big adjustment. It's important to be patient and adapt to the local way of life. Public transportation is limited, so having a car is almost a necessity. However, remember that driving is on the left side of the road. Finally, while Virgin Gorda is generally safe, it's still important to take standard precautions to protect yourself and your property, just as you would anywhere else," wrote one member in Virgin Gorda.

What is a typical expat home or apartment like in Virgin Gorda?

"Expat homes or apartments in Virgin Gorda, British Virgin Islands, are typically luxurious and spacious, designed to provide comfort and a sense of relaxation. They often feature open floor plans to allow for natural light and air circulation, taking advantage of the island's tropical climate. Many homes have large balconies or terraces, offering stunning views of the surrounding ocean and landscapes. The interiors of these homes are often elegantly furnished, with a blend of modern and traditional Caribbean styles. They usually have fully equipped kitchens, comfortable living areas, and multiple bedrooms and bathrooms. Some homes may also have additional amenities like a home office or a gym. Many expat homes in Virgin Gorda are located within gated communities, providing an added layer of security. These communities often have shared amenities like swimming pools, tennis courts, and fitness centers. Some homes may even have private access to the beach. Despite being located in a tropical paradise, these homes are equipped with modern conveniences like high-speed internet, satellite TV, and air conditioning. They are often maintained by professional property management companies, ensuring that they are always in top condition. In terms of location, many expat homes are situated close to local amenities like shops, restaurants, and schools. They are also typically a short drive away from the island's main attractions, including its beautiful beaches, national parks, and marinas. Overall, expat homes in Virgin Gorda offer a high standard of living, combining luxury and comfort with the island's natural beauty and relaxed lifestyle," remarked one expat who made the move to Virgin Gorda.

What is the average cost of housing in Virgin Gorda?

If you are thinking about moving to Virgin Gorda, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Virgin Gorda, British Virgin Islands, can vary greatly depending on the location, size, and amenities of the property. However, it is generally considered to be quite high due to the island's status as a luxury tourist destination. For a modest home, one might expect to pay several hundred thousand dollars, while luxury villas and beachfront properties can easily cost several million dollars. Renting is also an option, with monthly rates typically ranging from a few thousand dollars for a small apartment to tens of thousands for a larger, more luxurious property," said one expat in Virgin Gorda.

Where should I setup a bank account in Virgin Gorda?

We asked expats in Virgin Gorda what banks they use and there advice about banking. They advised:

"Before retiring in Virgin Gorda, British Virgin Islands, expats should be aware that the cost of living is relatively high compared to other Caribbean islands. This is due to the fact that most goods are imported, which increases their price. Expats should also know that healthcare facilities on the island are limited. For serious medical conditions, it may be necessary to travel to the United States or another country with more advanced healthcare facilities. Therefore, having a comprehensive health insurance plan is crucial. Understanding the local tax system is also important. The British Virgin Islands does not have income tax, capital gains tax, or inheritance tax, which can be beneficial for retirees. However, there are other taxes, such as property tax, to consider. Expats should also be aware that the official language is English, which can make the transition easier for those from English-speaking countries. However, the local accent and colloquialisms can take some getting used to. The climate in Virgin Gorda is tropical, with warm temperatures year-round. However, the island is susceptible to hurricanes, which usually occur between June and November. Expats should also know that while Virgin Gorda is a beautiful and tranquil island, it has a slower pace of life compared to many Western countries. This can be a positive or negative depending on personal preferences. Finally, it's important to understand the immigration process. To retire in the British Virgin Islands, expats will need to apply for a residence permit, which requires proof of financial stability, among other things. It's recommended to consult with an immigration lawyer to understand the process and requirements," remarked one expat living in Virgin Gorda, the British Virgin Islands.

What do expats in Virgin Gorda appreciate most about the local culture?

"Expats in Virgin Gorda, British Virgin Islands, often appreciate the laid-back and relaxed lifestyle that is a significant part of the local culture. They enjoy the friendly and welcoming nature of the locals, who are always ready to help and make newcomers feel at home. The rich history and traditions of the island, which are often showcased through local festivals and events, are also greatly appreciated. Expats also love the strong sense of community and the close-knit relationships among the locals. The local cuisine, which is a blend of Caribbean flavors, is another aspect of the culture that expats enjoy. Lastly, the beautiful natural environment and the outdoor lifestyle it promotes is something that expats in Virgin Gorda deeply appreciate," remarked one expat living in Virgin Gorda, the British Virgin Islands.

What do expats find most challenging?

"Expats in Virgin Gorda, British Virgin Islands, often find the slower pace of life challenging, as it can take longer to get things done compared to what they may be used to. They may also struggle with the island's limited resources, such as fewer shopping and dining options, and limited healthcare facilities. The high cost of living can also be a challenge, as goods often have to be imported and housing can be expensive. Some expats may find it difficult to integrate into the local community, as the culture is very different from what they are used to. The lack of public transportation can also be a challenge for those who are used to relying on it. Lastly, dealing with the tropical climate and hurricane season can be difficult for those not accustomed to such weather conditions," said one expat who made the move to Virgin Gorda.

Is there a lot of crime in Virgin Gorda?

We asked people if there is a lot of crime. They answered:

"Virgin Gorda, located in the British Virgin Islands, is generally considered a safe destination for tourists and residents alike. The crime rate is relatively low compared to other regions. However, like any other place, it is not completely free from crime. Petty crimes such as theft and burglary do occur, especially in tourist-heavy areas. Violent crimes are rare but not unheard of. Authorities advise visitors and residents to take standard precautions to protect their personal safety and belongings. Despite these occasional incidents, Virgin Gorda remains a popular and generally safe destination for travelers," remarked one expat who made the move to Virgin Gorda.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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