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Varna, Bulgaria: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Varna | Digital Nomad Exchange
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Varna, Bulgaria

William Russell
William Russell
William Russell
William Russell

By Betsy Burlingame

Last updated on Oct 01, 2024

Summary: People describe Varna, Bulgaria as a vibrant city with a rich cultural heritage, stunning beaches, and a lively nightlife. Expats love the city's relaxed atmosphere, its affordability, and its proximity to the Black Sea. The weather in Varna is typically mild, with average temperatures ranging from the mid-30s to the mid-70s Fahrenheit. The average cost of living for an expat is around $1,000 per month. The cost of a one bedroom apartment is typically around $400 per month, while a two bedroom apartment can cost up to $700 per month. The approximate population of Varna is around 350,000 people.

What do I need to know about living in Varna?

When we asked people what advice they would give someone preparing to move to Varna, they said:

"Before retiring in Varna, expats should familiarize themselves with the local language, as English is not widely spoken. It is also important to research the cost of living in the city, as well as the availability of healthcare and other services. Additionally, expats should consider the climate and weather in Varna, as it can be quite cold in the winter months. Finally, expats should research the local culture and customs to ensure a smooth transition into their new home," said one expat who made the move to Varna.

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What do I need to know before moving to Varna?

When we asked people what advice they would give someone preparing to move to Varna, they said:

"Varna is the third largest city in Bulgaria and is located on the Black Sea coast. It is known for its beautiful beaches, vibrant nightlife, and rich cultural heritage. The city is home to a diverse population, with many expats from all over the world. Before moving to Varna, it is important to research the cost of living, as it can be quite expensive. Additionally, it is important to familiarize yourself with the local language, as English is not widely spoken. Finally, it is important to research the local customs and culture, as this will help you to better integrate into the community," remarked one expat who made the move to Varna.

How do I find a place to live in Varna?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Varna is to search online for rental listings. There are many websites that offer listings for apartments, houses, and other types of rental properties in Varna. Additionally, you can search for local real estate agents who specialize in Varna rentals. These agents can provide you with more information about the rental market in Varna and can help you find the perfect place to live. You can also ask friends and family who live in Varna for recommendations on rental properties. Finally, you can look for rental listings in local newspapers and magazines," wrote one member in Varna.

What is a typical expat home or apartment like in Varna?

"I suggest you rent an apartment before you buy. Bulgarians, for the most part, are very familiar with apartment life, However, my Bulgarian wife lived in an apartment for many years before we got married. We now live in a house with a yard, vegetable garden, dogs and cats. She will not go back to apartment living," explained one expat living in Bulgaria.

"Expat homes and apartments in Varna are typically modern and comfortable. Many of the apartments are located in the city center, close to shops, restaurants, and other amenities. The apartments are often spacious and well-equipped with modern appliances and furniture. Many of the homes and apartments have balconies or terraces with views of the Black Sea. Expats in Varna can also find homes and apartments in the suburbs, which offer more space and a quieter atmosphere," said one expat in Varna.

What is the average cost of housing in Varna?

If you are thinking about moving to Varna, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Varna varies depending on the type of accommodation and location. Generally, the average cost of renting an apartment in Varna is relatively affordable compared to other cities in Bulgaria. Prices range from around €200 to €500 per month for a one-bedroom apartment in the city centre, while a two-bedroom apartment can cost up to €700 per month. Prices for larger apartments and houses outside the city centre can be significantly lower," remarked one expat living in Varna, Bulgaria.

How do I meet people in Varna?

When we asked people living in Varna about club and activities where newcomers can meet others, they responded:

"Expats in Varna often join clubs and activities such as language exchange groups, sports teams, and book clubs. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as well as attending meetups and networking events. Finally, expats can also meet people by simply exploring the city and striking up conversations with locals," remarked one expat living in Varna, Bulgaria.

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What should I bring when moving to Varna?

People living in Varna were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Varna, it is important to pack items that will help you adjust to the climate and lifestyle. Pack clothing that is suitable for the warm summers and cold winters, such as sweaters, jackets, and long pants. Bring comfortable shoes for walking around the city, as well as rain gear for the frequent showers. Don't forget to bring any necessary medications, as well as a first aid kit. It is also important to bring items that will help you feel at home, such as pictures, books, and other personal items. Finally, make sure to bring any necessary documents, such as your passport and visa," remarked one expat who made the move to Varna.

Where should I setup a bank account in Varna?

We asked expats in Varna what banks they use and there advice about banking. They advised:

"Before retiring in Varna, expats should familiarize themselves with the local language, as English is not widely spoken. It is also important to research the cost of living in the city, as well as the availability of healthcare and other services. Additionally, expats should consider the climate and weather in Varna, as it can be quite cold in the winter months. Finally, expats should research the local culture and customs to ensure a smooth transition into their new home," remarked one expat living in Varna, Bulgaria.

Will I be able to find a job in Varna?

When we asked people about industries and career opportunities in Varna, they reponded:

"Foreigners often find work in Varna in a variety of industries, such as hospitality, tourism, retail, and IT. Many foreigners also work as English teachers, translators, and interpreters. Other popular jobs for foreigners include working in the service industry, such as bartending, waiting tables, and working in hotels. Additionally, there are opportunities for foreigners to work in the manufacturing and construction industries," remarked one expat living in Varna, Bulgaria.

What is life like in Varna?

When we asked people living in Varna what life is like and how people spend their time, they said:

"Varna is an attractive destination for expats and digital nomads due to its low cost of living, beautiful beaches, and vibrant culture. Expats and digital nomads in Varna can enjoy a relaxed lifestyle, with plenty of opportunities to explore the city's many attractions. The city is home to a diverse range of restaurants, cafes, and bars, as well as a lively nightlife scene. The city also offers a range of outdoor activities, from hiking and biking to sailing and swimming. Expats and digital nomads in Varna can also take advantage of the city's excellent public transportation system, making it easy to get around. With its low cost of living, vibrant culture, and beautiful beaches, Varna is an ideal destination for expats and digital nomads," wrote a member in Varna.

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What do expats in Varna appreciate most about the local culture?

"Expatriates in Varna appreciate the city's relaxed atmosphere and friendly locals. They also enjoy the city's vibrant nightlife, with its many bars, clubs, and restaurants. Additionally, expats appreciate the city's rich cultural heritage, with its many museums, galleries, and monuments. The city's stunning Black Sea coastline is also a major draw for expats, who enjoy the beautiful beaches and stunning views. Finally, expats appreciate the city's affordability, with its low cost of living and wide range of affordable housing options," wrote one member in Varna.

"The traditions that are observed most of which are centuries old. One of which is "Martinitza" (probably not spelled correctly). March 1st which celebrates the coming of spring and you wear something red and white. Everyone seems to participate even the dogs and cats. Coffee shops...Bulgarians love to sit inside or outside, talk and drink coffee...very good coffee," remarked one expat who made the move to Varna.

What do expats find most challenging?

"Expats in Varna often find the language barrier to be the most challenging aspect of the local culture. As Bulgarian is not a widely spoken language, it can be difficult for expats to communicate with locals. Additionally, the local customs and traditions can be difficult to understand and navigate for those who are not familiar with them. Expats may also find the slower pace of life in Varna to be a challenge, as it can be difficult to adjust to the more relaxed lifestyle," explained one expat living in Varna, Bulgaria.

"Putting up with terrible drivers. Streets in many cities are very narrow and cars are parked every which-way on sidewalks or wherever. Speed limits for the most part are not observed and very seldom enforced. I will admit that the new government is trying to crack down on speeders with cameras," said one expat in Varna.

Is there a lot of crime in Varna?

We asked people if there is a lot of crime. They answered:

"Crime is not an unusual occurrence in Varna, but it is not excessively high. Residents of the city generally report feeling secure in their neighborhoods, however small-scale crime, such as pickpocketing, does occur. The police take steps to prevent and deter crime, but citizens should still take sensible safety measures when in public," commented one expat who made the move to Varna.

Is there a lot of diversity? Are people in Varna accepting of differences?

"Varna is a diverse city with a variety of ethnicities, religions, and cultures represented. People in Varna are generally accepting of differences and strive to create a welcoming and inclusive environment. The city is home to a vibrant cultural scene, with a variety of festivals and events that celebrate the diversity of the city," wrote one member in Varna.

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What are the schools in Varna like?

"The International School of Varna (ISV) is one of the best international schools in Varna. It is an English-language school that offers a comprehensive education from pre-school to grade 12. The school follows the International Baccalaureate (IB) curriculum and is accredited by the Council of International Schools (CIS). The school also offers a variety of extracurricular activities, such as sports, music, and art. The American College of Sofia (ACS) is another excellent international school in Varna. It is a bilingual school that offers an American-style education in both English and Bulgarian. The school follows the American curriculum and is accredited by the Middle States Association of Colleges and Schools (MSA). The school also offers a variety of extracurricular activities, such as sports, music, and art. The British International School of Varna (BISV) is a top-notch international school in Varna. It is an English-language school that follows the British curriculum and is accredited by the Council of British International Schools (COBIS). The school offers a variety of extracurricular activities, such as sports, music, and art. The International School of Varna (ISV) is a great bilingual school in Varna. It is a bilingual school that offers an international education in both English and Bulgarian. The school follows the International Baccalaureate (IB) curriculum and is accredited by the Council of International Schools (CIS). The school also offers a variety of extracurricular activities, such as sports, music, and art," remarked one expat living in Varna with children attending .

What are the pros and cons of living in Varna?

Expats, digital nomads and retirees living in Varna responded:

"Bulgaria is a very historical country. Lots of interesting things to see, but you have to seek them out, so read travel books! Bulgaria is also a very traditional country where traditions are respected. "Martenitsa" is celebrated March 1st all over Bulgaria. Look it up, interesting! The major thing I do not like about Bulgaria is the car drivers who park anywhere and in any position as well as do not seem to respect speed limits. The Bulgarian staff at the U.S. Embassy in Sofia are, for the most part, "snotty", unprofessional, and act as if they are doing you a favor. I guess that living under socialism for so many years had influenced their behavior. I have dealt with embassies in other countries and have not been treated as "shabbily" as the Bulgarian staff at the U.S. Embassy in Sofia. On the other hand, the U.S. citizen employees I have dealt with at the embassy have always been polite, professional and helpful. Fortunately they have never had to live under socialism...yet," commented one expat living in Varna, Bulgaria.

"Expats and digital nomads generally like living in Varna, for several reasons. They appreciate the affordable cost of living, which allows them to enjoy a comfortable lifestyle without breaking the bank. The city's beautiful beaches and picturesque coastline are also a major draw, offering a relaxing environment and plenty of opportunities for outdoor activities. Varna has a rich history and vibrant culture, with numerous museums, galleries, and historical sites to explore. The local cuisine is delicious and diverse, with a wide variety of restaurants and cafes to choose from. The city is also well-connected, with good public transportation and easy access to other parts of Bulgaria and Europe. On the other hand, there are some aspects of living in Varna that expats and digital nomads may not enjoy as much. The language barrier can be a challenge, as not everyone speaks English, making it difficult to communicate and navigate daily life. The job market can be competitive, with limited opportunities for expats, especially those who do not speak Bulgarian. The bureaucracy and paperwork involved in obtaining visas and residence permits can be time-consuming and frustrating. Additionally, the winter months can be cold and dreary, with limited activities and events compared to the bustling summer season. Finally, some expats may find the local healthcare system to be lacking in quality and accessibility, particularly when it comes to specialized care and treatments," remarked one expat living in Varna.

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What type of social life can someone expect in Varna?

When we asked expats and global nomads about their social experiences in Varna, they replied:

"Expats, retirees, and digital nomads living in Varna typically enjoy a vibrant and diverse social life. They often connect with fellow expats and locals through various social events, language exchange programs, and cultural activities. Many also participate in sports clubs, volunteer organizations, and networking groups to expand their social circle. The city's lively café culture, beautiful beaches, and numerous festivals provide ample opportunities for socializing and making new friends. Additionally, the low cost of living and friendly atmosphere make Varna an attractive destination for those seeking a fulfilling social life abroad," said one expat living in Varna.

"The social scene in Varna, is vibrant and diverse, offering a mix of traditional and modern experiences. The city is known for its lively atmosphere, with numerous bars, clubs, and restaurants catering to various tastes and preferences. The nightlife is particularly popular among both locals and tourists, with many venues staying open until the early hours of the morning. During the day, Varna's beautiful beaches and parks provide a perfect setting for socializing and outdoor activities. The Sea Garden, in particular, is a popular spot for locals to gather, relax, and enjoy various cultural events and festivals throughout the year. Varna is also a city rich in history and culture, with many museums, galleries, and theaters offering a range of exhibitions and performances. The local art scene is thriving, with numerous artists and creative individuals contributing to the city's unique atmosphere. In addition, Varna is home to a diverse population, with people from various backgrounds and nationalities living and working in the city. This multicultural environment adds to the city's social scene, with numerous cultural events and celebrations taking place throughout the year. Overall, the social scene in Varna is lively and engaging, offering a wide range of experiences for both locals and visitors to enjoy," commented one expat living in Varna, Bulgaria.

"Most people you have to deal with speak a little English. So this is not a big problem not knowing Bulgarian," remarked one expat living in Varna.

What advice to expats in Varna have about housing?

"At first, I would rent and when I am satisfied with living in the country, then possibly buy. Always be represented by an attorney when buying," commented one expat who moved to Varna.

"When looking for housing in Varna, it is important to research the area thoroughly and make sure it is safe and secure. It is also important to consider the cost of living in the area, as well as the availability of public transportation and other amenities. Additionally, it is wise to speak to other expats in the area to get a better understanding of the local housing market. Finally, it is important to be aware of any potential scams or fraudulent activities when renting or buying a property in Varna," said one expat.

What are medical services in Varna like?

When we asked expats and global nomads about the quality of medical care in Varna, they replied:

"Medical services in Varna, are generally of good quality, with a mix of public and private healthcare facilities available. The city is home to several hospitals, clinics, and medical centers that offer a range of services, including emergency care, specialist consultations, and diagnostic tests. Public hospitals are funded by the government and provide free or low-cost healthcare to Bulgarian citizens and residents, while private facilities offer more personalized care at a higher cost. Many medical professionals in Varna are well-trained and experienced, with some speaking English or other foreign languages. However, it is important to note that the quality of care may vary between facilities, and waiting times can be long in public hospitals. It is recommended for visitors to have comprehensive travel insurance that covers medical expenses in case of emergencies," said one expat.

Are healthcare and health insurance expensive in Varna?

"Healthcare and health insurance in Varna, can be considered relatively affordable compared to many other countries. Public healthcare is funded through the National Health Insurance Fund, which covers most basic medical services for Bulgarian citizens and residents. However, the quality of public healthcare may not be up to the standards of some Western countries, and waiting times can be long. Private healthcare is also available in Varna, with several private hospitals and clinics offering a higher standard of care and shorter waiting times. Private health insurance is recommended for those who prefer private healthcare, and the cost of these policies can vary depending on the coverage and provider. Overall, healthcare and health insurance in Varna are generally more affordable than in many other countries, but the quality of care may vary between public and private facilities," commented one expat living in Varna, Bulgaria.

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Is the cost of living in Varna high?

We asked people about the cost of living in Varna, they wrote:

"The cost of living in Varna is generally considered to be quite affordable. Rent for a nice 1 bedroom apartment in Varna is typically around $300 USD per month, while a nice 2 bedroom apartment can cost around $400 USD per month. Eating dinner at a moderately priced restaurant in Varna can cost around $10 USD per person," commented one expat who moved to Varna.

What are the visa & residency requirements in Varna?

"In order to visit Varna, visitors must obtain a visa from the Bulgarian Embassy or Consulate in their home country. The visa application process typically requires applicants to submit a valid passport, a completed visa application form, a passport-sized photograph, and proof of sufficient funds to cover the duration of the stay. Depending on the purpose of the visit, additional documents may be required. In order to obtain residency in Varna, Bulgaria, applicants must submit an application to the local Migration Office. The application must include a valid passport, a completed application form, a passport-sized photograph, proof of sufficient funds to cover the duration of the stay, and proof of health insurance. Depending on the purpose of the residency, additional documents may be required," mentioned one expat inVarna.

Why do people move to Varna?

When we asked people why foreigners move to Varna, they responded:

"Varna is an attractive destination for expats due to its stunning Black Sea coastline, vibrant culture, and affordable cost of living. The city offers a wide range of activities and attractions, from its beautiful beaches and historical sites to its lively nightlife and excellent restaurants. Varna is also home to a diverse population, making it a great place to meet people from all over the world. Additionally, the city is well-connected to other parts of Europe, making it easy to travel and explore the region. With its combination of natural beauty, culture, and affordability, Varna is an ideal destination for expats looking for a new home," said one expat.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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