Esteli, Nicaragua
Last updated on May 12, 2024
Summary: Expats, digital nomads and retirees discuss what it is like to live in Esteli, Nicaragua: Cost of living, Finding a home, Meeting People and more.
What do I need to know before moving to Esteli?
When we asked people what advice they would give someone preparing to move to Esteli, they said:
"Esteli is a city known for its rich culture, history, and natural beauty, but there are several things expats should know before moving there. Firstly, Spanish is the primary language spoken in Esteli, so it would be beneficial to learn the language or at least basic phrases. The cost of living in Esteli is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. Healthcare facilities in Esteli are not as advanced as in some other countries, so it's recommended to have comprehensive health insurance that covers medical evacuation. The city is generally safe, but like any other place, it's important to take precautions, especially at night. Public transportation is widely available, but it can be crowded and not always reliable. The climate in Esteli is tropical, with a wet and dry season, so it's important to pack appropriate clothing. The local cuisine is a mix of traditional Nicaraguan food, which is heavily based on corn, beans, and rice. It's also important to note that while the city has a laid-back lifestyle, it can be noisy due to frequent celebrations and festivals. Lastly, it's crucial to understand and respect the local customs and traditions to integrate well into the community," explained one expat living in Esteli, Nicaragua.
How do I find a place to live in Esteli?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Esteli involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Esteli to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might offer a quieter, more residential atmosphere. Once you have a clear idea of what you're looking for, you can start your search. One of the best ways to find housing in Esteli is through online property listings. Websites like Encuentra24 and Craigslist often have listings for rentals in Nicaragua. You can filter these listings by location, price, and type of property to narrow down your options. Another good strategy is to reach out to local real estate agents. They will have a deep knowledge of the local market and can help you find properties that fit your criteria. You can find these agents through online searches or recommendations from locals or expats. Social media can also be a useful tool in your search. There are many Facebook groups for expats in Nicaragua where you can post about what you're looking for and get recommendations from others who have gone through the same process. Once you've found a few potential options, you should arrange to visit the properties in person. This will give you a chance to check the condition of the property, ask any questions, and get a feel for the neighborhood. Before signing any rental agreement, make sure to read it carefully and understand all the terms. If possible, it might be helpful to have a local or someone fluent in Spanish assist you with this to ensure you fully understand the contract. Finally, once you've found a place you like and have agreed on the terms with the landlord, you can move in. Remember to set up any necessary utilities and services, like electricity and internet, and to change the locks for your security," explained one expat living in Esteli, Nicaragua.
What is a typical expat home or apartment like in Esteli?
"A typical expat home or apartment in Esteli, is often a blend of traditional and modern styles. The homes are usually spacious, with multiple bedrooms and bathrooms to accommodate families or guests. They often feature open floor plans, with large living areas and kitchens. Many homes have outdoor spaces, such as patios or gardens, where residents can enjoy the warm climate. The homes are often furnished with a mix of local and imported furniture, and many have modern amenities such as air conditioning, high-speed internet, and cable TV. Despite these comforts, the homes often retain traditional Nicaraguan architectural elements, such as tiled roofs and colorful exteriors. Many expat homes are located in safe, well-maintained neighborhoods, often close to local shops, restaurants, and other amenities. Some may even be located in gated communities, offering additional security," said one expat who made the move to Esteli.
What is the average cost of housing in Esteli?
If you are thinking about moving to Esteli, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Esteli can vary greatly depending on the location and size of the property. For a modest home in the city center, one might expect to pay a few hundred dollars per month in rent, while a larger, more luxurious home could cost several thousand dollars to purchase. However, compared to many other countries, the cost of housing in Esteli is relatively affordable," remarked one expat living in Esteli, Nicaragua.
Where should I setup a bank account in Esteli?
We asked expats in Esteli what banks they use and there advice about banking. They advised:
"Expats considering retirement in Esteli should be aware that the cost of living is significantly lower than in many Western countries, making it an attractive option for those on a budget. The official language is Spanish, so learning the language or having a basic understanding would be beneficial. The healthcare system in Nicaragua is not as advanced as in some Western countries, so it's important to have a good health insurance plan. Esteli is known for its pleasant climate, with temperatures rarely exceeding 30 degrees Celsius. However, it's important to note that Nicaragua is prone to natural disasters such as earthquakes and hurricanes. The city of Esteli is located in the northern highlands of Nicaragua, offering a more temperate climate than the coastal areas. The culture in Esteli, as in the rest of Nicaragua, is a blend of indigenous and Spanish influences. Nicaraguans are generally friendly and welcoming to foreigners, but it's important to respect local customs and traditions. Nicaragua's political situation can be unstable, so it's important to stay informed about current events. Property rights can also be a complex issue in Nicaragua, so it's recommended to hire a local attorney when buying property. Public transportation in Esteli is readily available and affordable, but it may not be as reliable or comfortable as what expats are used to. Many expats choose to buy a car for convenience, but this is not necessary for everyone. Finally, while Nicaragua does have crime, Esteli is considered one of the safer cities in the country. However, it's always important to take standard safety precautions, such as not displaying wealth openly and being aware of your surroundings," remarked one expat living in Esteli, Nicaragua.
What do expats in Esteli appreciate most about the local culture?
"Expats in Esteli appreciate the warm and welcoming nature of the local people, who are always ready to help and make them feel at home. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of city life they may be used to. The rich history and vibrant culture, evident in the local music, dance, and festivals, is another aspect that expats find fascinating. They also appreciate the strong sense of community and family values that are deeply ingrained in the local culture. The local cuisine, which is a blend of traditional and modern flavors, is another aspect that expats in Esteli enjoy. Lastly, the beautiful natural surroundings, including the lush landscapes and stunning views, are greatly appreciated by expats living in Esteli," remarked one expat who made the move to Esteli.
What do expats find most challenging?
"Expats in Esteli often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life can also be a challenge for those accustomed to a faster, more structured lifestyle. Additionally, the concept of "Nica time," where punctuality is not highly valued, can be difficult for expats to adjust to. The lack of certain amenities and conveniences that they might be used to from their home countries can also be a challenge. Lastly, understanding and navigating the local bureaucracy for things like visas, permits, and other legal matters can be complex and frustrating," remarked one expat living in Esteli, Nicaragua.
Is there a lot of crime in Esteli?
We asked people if there is a lot of crime. They answered:
"Esteli, like many other cities in Nicaragua, does experience crime. However, it is not considered one of the most dangerous cities in the country. The most common types of crime in Esteli are petty theft and burglary. Violent crimes such as assault and robbery are less common, but they do occur. Drug-related crimes are also a concern in the area. Despite these issues, many residents and visitors feel relatively safe in Esteli, especially compared to other parts of Nicaragua. The local police force is active in combating crime and maintaining order in the city. Nonetheless, it is always recommended for residents and visitors to take precautions to protect themselves and their belongings," said one expat in Esteli.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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