Masaya, Nicaragua
Last updated on Feb 06, 2025
Summary: Expats, digital nomads and retirees discuss what it is like to live in Masaya, Nicaragua: Cost of living, Finding a home, Meeting People and more.
What do I need to know before moving to Masaya?
When we asked people what advice they would give someone preparing to move to Masaya, they said:
"Masaya is known for its rich culture, vibrant markets, and active volcano, offering a unique living experience for expats. Spanish is the official language of Nicaragua, so learning the language will be beneficial, although English is also widely spoken in tourist areas. The cost of living in Masaya is relatively low compared to many Western countries, with affordable housing, food, and healthcare. The healthcare system in Nicaragua is not as advanced as in some Western countries, so it's advisable to have comprehensive health insurance that covers treatment in private hospitals or evacuation to a country with higher medical standards if necessary. Public transportation is widely available in Masaya, but it can be crowded and less comfortable than private transportation. The climate in Masaya is tropical, with a wet and dry season, and it can get very hot, so it's important to stay hydrated and protect yourself from the sun. Nicaraguan cuisine is a blend of indigenous and Spanish influences, with staples including corn, beans, and rice, and local specialties such as gallo pinto and nacatamales. Safety can be a concern in some parts of Nicaragua, so it's important to stay informed about the local situation, avoid risky areas, and take common-sense precautions. Nicaragua has a slower pace of life compared to many Western countries, which can be a welcome change but also a source of frustration when dealing with bureaucracy or waiting for services. The education system in Nicaragua is different from many Western countries, and while there are some international schools, they are mostly located in the capital, Managua. Nicaraguans are generally friendly and welcoming to foreigners, but it's important to respect local customs and traditions. Internet and mobile phone coverage is generally good in urban areas like Masaya, but can be less reliable in rural areas. Nicaragua is prone to natural disasters such as earthquakes, volcanic eruptions, and hurricanes, so it's important to be prepared and have a plan in case of emergencies. Finally, it's advisable to keep up to date with the political situation in Nicaragua, as it can be volatile and affect aspects of daily life," wrote a member in Masaya.
How do I find a place to live in Masaya?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Masaya involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Masaya to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might offer a quieter, more residential atmosphere. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Masaya, such as Encuentra24, OLX, and Craigslist. These websites allow you to filter results based on your criteria, such as price range, number of bedrooms, and location. In addition to online listings, you might also consider hiring a local real estate agent. They can provide valuable insight into the local market and help you navigate the process of finding and securing a rental. When you find a place that you're interested in, it's important to visit it in person before making any commitments. This will give you a chance to inspect the property and the surrounding area, and to ask any questions you might have. Finally, once you've found a place that meets your needs and fits within your budget, you can proceed with the rental process. This typically involves signing a lease and paying a deposit, as well as any other fees required by the landlord. Remember, it's important to read and understand all the terms of your lease before signing. If you're not fluent in Spanish, you might want to have a trusted friend or a professional translator help you with this," explained one expat living in Masaya, Nicaragua.
What is a typical expat home or apartment like in Masaya?
"A typical expat home or apartment in Masaya, is often a blend of traditional and modern styles. The homes are usually spacious, with multiple bedrooms and bathrooms, a large kitchen, and a living area. They often feature high ceilings and tiled floors, which help keep the home cool in the tropical climate. Many homes also have a courtyard or garden area, providing a private outdoor space. The homes are often furnished with a mix of local and imported furniture, and may have modern amenities such as air conditioning, Wi-Fi, and cable TV. Some homes may also have a swimming pool or access to a community pool. The apartments, on the other hand, are usually located in secure complexes with shared amenities like a gym, pool, and sometimes even a small convenience store. They are often located close to local markets, restaurants, and other amenities, making it convenient for expats to explore the local culture and lifestyle," said one expat who made the move to Masaya.
What is the average cost of housing in Masaya?
If you are thinking about moving to Masaya, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Masaya can vary greatly depending on the location and size of the property. For a modest home in the city center, you might expect to pay around a few hundred dollars per month in rent, while a larger, more luxurious home could cost several thousand dollars to purchase. However, compared to many other countries, the cost of housing in Masaya is generally considered to be quite affordable," remarked one expat living in Masaya, Nicaragua.
Where should I setup a bank account in Masaya?
We asked expats in Masaya what banks they use and there advice about banking. They advised:
"Expats considering retirement in Masaya should be aware that Spanish is the primary language spoken, so learning the language or having a basic understanding would be beneficial. The cost of living is generally lower than in many Western countries, but it's important to understand that this comes with a different standard of living. Healthcare facilities may not be as advanced as those in your home country, so it's crucial to have a good health insurance plan that covers treatment abroad. Masaya is known for its rich culture and history, with many festivals and events taking place throughout the year. The city is also known for its arts and crafts, particularly pottery and hammock making. The weather in Masaya is tropical, with a wet and dry season, and it can get quite hot, so it's important to be prepared for this climate. Safety can be a concern in some parts of Nicaragua, so it's important to research and understand the local situation before moving. It's also recommended to secure a reliable means of transportation, as public transport can be unreliable. Nicaragua has a slower pace of life, which can be a big adjustment for those used to a fast-paced lifestyle. It's also important to understand that while Nicaragua is developing, it is still a poor country and infrastructure can be lacking in some areas. Finally, it's crucial to understand the visa and residency requirements for living in Nicaragua long-term. It's recommended to consult with a legal expert or immigration consultant to ensure you have all the necessary paperwork and meet all the requirements," commented one expat who made the move to Masaya.
What do expats in Masaya appreciate most about the local culture?
"Expats in Masaya often appreciate the warm and welcoming nature of the local people, who are known for their friendliness and hospitality. They also enjoy the vibrant local culture, which is rich in traditional music, dance, and art. The city is known as the "Cradle of Nicaraguan Folklore" and expats love the colorful festivals and celebrations that take place throughout the year. The local cuisine is another highlight, with many expats enjoying the fresh, flavorful dishes made with local ingredients. The slower pace of life is also appreciated, allowing expats to relax and enjoy the beautiful natural surroundings. The strong sense of community and family values in Masaya is another aspect of the culture that expats often find appealing," said one expat who made the move to Masaya.
What do expats find most challenging?
"Expats in Masaya often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life can also be a challenge for those accustomed to a more fast-paced, structured environment. Additionally, the concept of "Nica time," where punctuality is not highly valued, can be difficult for expats to adjust to. The local cuisine, which is heavily based on corn, beans, and rice, may also be a challenge for those not used to such a diet. Lastly, the lack of certain modern conveniences and amenities that expats may be accustomed to from their home countries can also pose a challenge," remarked one expat who made the move to Masaya.
Is there a lot of crime in Masaya?
We asked people if there is a lot of crime. They answered:
"Like many cities around the world, Masaya does experience crime. The types of crime can range from petty theft and pickpocketing to more serious offenses such as assault and robbery. Tourists are often advised to be cautious and aware of their surroundings, especially in crowded areas and at night. However, it's important to note that crime rates can fluctuate and vary from neighborhood to neighborhood. The local authorities in Masaya are working to improve safety and security in the city. Despite the presence of crime, many residents and visitors still enjoy the city's rich culture and history," remarked one expat who made the move to Masaya.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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