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Cologne, Germany: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cologne | Digital Nomad Exchange
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Cologne, Germany

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By Joshua Wood, LPC

Last updated on Apr 02, 2024

Summary: Cologne, Germany is a vibrant city with a rich cultural heritage. Expats love the city's friendly atmosphere, its excellent public transportation system, and its many attractions. The weather in Cologne is generally mild, with temperatures ranging from the mid-30s in the winter to the mid-70s in the summer (Fahrenheit). The average cost of living for an expat is estimated to be around $2,000 per month. The cost of a one bedroom apartment in Cologne is around $1,000 per month, while a two bedroom apartment can cost up to $1,500 per month. The population of Cologne is estimated to be around 1.1 million people.

What do I need to know about living in Cologne?

When we asked people what advice they would give someone preparing to move to Cologne, they said:

"Cologne is a vibrant city with a rich cultural heritage, making it an attractive destination for expats looking to retire. Before retiring in Cologne, expats should familiarize themselves with the local language, as German is the official language of the city. Expats should also research the cost of living in Cologne, as it is slightly higher than the national average. Additionally, expats should consider the availability of healthcare services in the city, as well as the quality of public transportation. Finally, expats should take the time to explore the city and its many attractions, such as its historic churches, museums, and parks," commented one expat who made the move to Cologne.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Cologne?

When we asked people what advice they would give someone preparing to move to Cologne, they said:

"Cologne is a vibrant city with a rich cultural heritage and a strong economy. Expats should be aware that the city is quite densely populated, so it is important to plan ahead when looking for accommodation. It is also important to note that the city is quite expensive, so budgeting is essential. Expats should also be aware that the city is quite multicultural, so it is important to be respectful of different cultures and customs. Additionally, it is important to note that the city is quite bike-friendly, so it is a great option for those who want to explore the city on two wheels. Finally, it is important to note that the city is quite safe, so expats should feel comfortable living and exploring the city," remarked one expat who made the move to Cologne.

How do I find a place to live in Cologne?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Cologne is a great place to live, with plenty of options for housing. One of the best ways to find a place to live is to use online resources such as websites like ImmobilienScout24, which allows you to search for apartments and houses for rent in the city. Additionally, you can also look for housing through local newspapers, or by asking friends and family who live in the area. Additionally, there are many real estate agents in Cologne who can help you find the perfect place to live," said one expat who made the move to Cologne.

What is a typical expat home or apartment like in Cologne?

"Expat homes and apartments in Cologne are typically modern and spacious, with large windows that let in plenty of natural light. Many apartments come with balconies or terraces, offering stunning views of the city. Expat homes and apartments are usually well-equipped with all the necessary amenities, such as a washing machine, dishwasher, and internet connection. Furnishings are often stylish and comfortable, with a mix of traditional and contemporary pieces," said one expat in Cologne.

What is the average cost of housing in Cologne?

If you are thinking about moving to Cologne, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Cologne varies depending on the size and location of the property. Generally, the average cost of renting an apartment in Cologne is around €800 to €1,200 per month, while the average cost of buying a property is around €3,000 to €4,000 per square meter," remarked one expat living in Cologne, Germany.

How do I meet people in Cologne?

When we asked people living in Cologne about club and activities where newcomers can meet others, they responded:

"Expats in Cologne often join local clubs and activities such as sports teams, language classes, and cultural events. Expats can also meet people by attending local festivals, joining meetup groups, or attending networking events. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as this can be a great way to connect with other expats and locals," commented one expat who made the move to Cologne.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What should I bring when moving to Cologne?

People living in Cologne were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cologne, it is important to pack warm clothing for the colder months, as well as rain gear for the wetter months. It is also important to bring comfortable shoes for walking around the city. Additionally, it is a good idea to bring a few items to make your new home feel more like home, such as pictures, decorations, and other personal items. Finally, it is important to bring any necessary documents, such as a passport, visa, and other important paperwork," wrote a member in Cologne.

Where should I setup a bank account in Cologne?

We asked expats in Cologne what banks they use and there advice about banking. They advised:

"Cologne is a vibrant city with a rich cultural heritage, making it an attractive destination for expats looking to retire. Before retiring in Cologne, expats should familiarize themselves with the local language, as German is the official language of the city. Expats should also research the cost of living in Cologne, as it is slightly higher than the national average. Additionally, expats should consider the availability of healthcare services in the city, as well as the quality of public transportation. Finally, expats should take the time to explore the city and its many attractions, such as its historic churches, museums, and parks," explained one expat living in Cologne, Germany.

Will I be able to find a job in Cologne?

When we asked people about industries and career opportunities in Cologne, they reponded:

"Foreigners in Cologne often work in a variety of industries, including hospitality, retail, manufacturing, and technology. Many foreigners also work in the service industry, such as restaurants, hotels, and transportation. Additionally, there are many opportunities for foreigners to work in the education sector, such as teaching English or other languages. Other popular jobs for foreigners in Cologne include working in the finance and banking sector, as well as in the health care industry," explained one expat living in Cologne, Germany.

What is life like in Cologne?

When we asked people living in Cologne what life is like and how people spend their time, they said:

"Cologne is a vibrant city with a rich cultural heritage, making it an attractive destination for expats and digital nomads. The city offers a wide range of activities and attractions, from its famous cathedral to its many museums and galleries. Expats and digital nomads can enjoy the city's lively nightlife, its numerous parks and green spaces, and its excellent public transport system. The city also has a strong international community, with many expats and digital nomads from all over the world. The cost of living in Cologne is relatively low, making it an affordable place to live and work. With its welcoming atmosphere and diverse culture, Cologne is an ideal destination for expats and digital nomads," said one expat in Cologne.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What do expats in Cologne appreciate most about the local culture?

"Expats in Cologne appreciate the city's vibrant cultural scene, with its many museums, galleries, and theaters. They also enjoy the city's rich history, with its many historical sites and monuments. The city's friendly locals and welcoming atmosphere make it a great place to live. Expats also appreciate the city's excellent public transportation system, which makes it easy to get around. Finally, the city's diverse culinary scene, with its many restaurants, cafes, and bars, is a great way to experience the local culture," remarked one expat who made the move to Cologne.

"Intelligent and provoking conversation European holidays Culture is everday International feelings Order and Structure is sometimes a good thing Life is about living and not just working," explained one expat living in Cologne, Germany.

What do expats find most challenging?

"One of the most challenging aspects of the local culture for expats in Cologne is the language barrier. Although many people in the city speak English, the majority of the population speaks German, and it can be difficult for expats to communicate with locals without a good grasp of the language. Additionally, the local culture is quite traditional and conservative, and expats may find it difficult to adjust to the more formal social norms. Finally, the cost of living in Cologne can be quite high, and expats may find it difficult to find affordable housing and other necessities," remarked one expat who made the move to Cologne.

Is there a lot of crime in Cologne?

We asked people if there is a lot of crime. They answered:

"Cologne is generally considered to be a safe city, with low levels of crime. However, like any other city, there are some areas where crime is more common. Pickpocketing and other petty crimes are the most common types of crime in Cologne, and visitors should take precautions to protect their belongings. Violent crime is relatively rare in Cologne, but it is still important to be aware of your surroundings and take sensible safety precautions," said one expat in Cologne.

Is there a lot of diversity? Are people in Cologne accepting of differences?

"Cologne is a diverse city with a variety of ethnicities, religions, and cultures represented. People in Cologne are generally accepting of differences and strive to create an inclusive environment. The city is home to a large immigrant population, and there are many organizations and initiatives that promote diversity and acceptance," commented one expat who made the move to Cologne.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What are the schools in Cologne like?

"The International School of Cologne (ISC) is one of the best international schools in Cologne. It is an independent, non-profit, co-educational day school offering an international curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools (CIS) and the New England Association of Schools and Colleges (NEASC). The school offers a rigorous academic program with a strong emphasis on the development of language skills, critical thinking, and problem-solving. The school also offers a wide range of extracurricular activities, including sports, music, and art. The bilingual school, the Internationale Schule Köln (ISK), is another excellent school in Cologne, Germany. It is a private, non-profit, co-educational day school offering an international curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools (CIS) and the New England Association of Schools and Colleges (NEASC). The school offers a rigorous academic program with a strong emphasis on the development of language skills, critical thinking, and problem-solving. The school also offers a wide range of extracurricular activities, including sports, music, and art. The school also offers a bilingual program, with classes taught in both German and English," remarked one parent with kids at in Cologne.

What are the pros and cons of living in Cologne?

Expats, digital nomads and retirees living in Cologne responded:

"Expats and digital nomads living in Cologne appreciate the city's vibrant culture, with its many museums, galleries, and festivals. They also enjoy the city's excellent public transportation system, which makes it easy to get around. Additionally, the city's low cost of living is attractive to expats and digital nomads. On the downside, some expats and digital nomads find the city's weather to be too cold and wet for their liking. Additionally, the language barrier can be a challenge for those who don't speak German," said an expat in Cologne.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What type of social life can someone expect in Cologne?

When we asked expats and global nomads about their social experiences in Cologne, they replied:

"Expats, retirees and digital nomads living in Cologne typically have an active social life. There are many opportunities to meet people and make friends, such as joining local clubs and organizations, attending cultural events, and exploring the city's vibrant nightlife. Expats often find it easy to make friends with locals, as Cologne is a welcoming and friendly city. Digital nomads can also find a sense of community in the city's many co-working spaces, which often host networking events and social gatherings," said one expat.

"Cologne is a vibrant city with a lively social scene. There are plenty of bars, clubs, and restaurants to explore, as well as a variety of cultural events and activities. The city is known for its friendly atmosphere and welcoming locals, making it easy to meet new people and make friends. There are also plenty of outdoor activities to enjoy, such as cycling, walking, and exploring the city's many parks and gardens. Whether you're looking for a night out or a relaxed evening with friends, Cologne has something for everyone," remarked one expat in Cologne.

What advice to expats in Cologne have about housing?

"Expats in Cologne recommend researching the different neighborhoods in the city to find the best fit for your lifestyle. It is also important to consider the cost of living in the area, as well as the availability of public transportation. Additionally, it is wise to look into the rental market and compare prices before signing a lease. It is also recommended to visit the area in person to get a better feel for the neighborhood and to ensure that the property is in good condition. Finally, it is important to read the lease carefully and make sure that all of the terms are understood before signing," remarked one expat in Cologne.

What are medical services in Cologne like?

When we asked expats and global nomads about the quality of medical care in Cologne, they replied:

"Cologne offers a wide range of medical services for its citizens and visitors. The city has a number of hospitals, clinics, and medical centers that provide comprehensive medical care. These facilities offer a variety of services, including general medical care, emergency services, specialized care, and preventive health services. Additionally, there are many pharmacies and medical supply stores in the city, providing access to medications and medical supplies. Cologne also has a number of specialized medical centers, such as those for cancer treatment, fertility treatment, and mental health services. The city also has a number of medical research centers, which are dedicated to advancing medical knowledge and treatments," said one expat living in Cologne.

Are healthcare and health insurance expensive in Cologne?

"Healthcare and health insurance in Cologne can be expensive, depending on the type of coverage and provider. Generally, public health insurance is more affordable than private health insurance, but it may not cover all medical expenses. Private health insurance can be more comprehensive, but it is usually more expensive. Additionally, some medical treatments may not be covered by either public or private health insurance, and these can be costly," remarked one expat living in Cologne.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Is the cost of living in Cologne high?

We asked people about the cost of living in Cologne, they wrote:

"The cost of living in Cologne is generally considered to be quite high. Rent prices for a nice 1 bedroom apartment in Cologne, Germany can range from around $1,000 to $1,500 USD per month, while a nice 2 bedroom apartment can range from around $1,500 to $2,000 USD per month. Eating dinner at a moderately priced restaurant in Cologne, Germany can cost around $20 USD per person," remarked one expat in Cologne.

What are the visa & residency requirements in Cologne?

"In order to visit or live in Cologne, one must obtain a visa and/or residency permit. The process of applying for a visa involves submitting an application form, providing proof of financial means, and providing a valid passport. Depending on the type of visa, additional documents may be required. The process of applying for residency involves submitting an application form, providing proof of financial means, and providing a valid passport. Depending on the type of residency permit, additional documents may be required, such as proof of employment or proof of family ties," mentioned an expat living in Cologne.

Why do people move to Cologne?

When we asked people why foreigners move to Cologne, they responded:

"Cologne is an attractive destination for expats due to its vibrant culture, excellent public transportation, and affordable cost of living. The city is known for its rich history, beautiful architecture, and lively nightlife. It is also home to a large international community, making it easy for expats to find friends and support networks. Additionally, Cologne is a great place to work, with a strong economy and plenty of job opportunities. With its excellent quality of life, Cologne is an ideal destination for expats looking to start a new life in Germany," remarked one expat living in Cologne.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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