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Hamburg, Germany: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Hamburg | Digital Nomad Exchange
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Hamburg, Germany

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By Joshua Wood, LPC

Last updated on Jul 10, 2023

Summary: Hamburg, Germany is a vibrant and cosmopolitan city with a rich cultural heritage. Expats love the city's diverse range of activities, from its lively nightlife to its many museums and galleries. The weather in Hamburg is generally mild, with temperatures ranging from the mid-30s in the winter to the mid-60s in the summer (Fahrenheit). The average cost of living for an expat is estimated to be around $2,000 per month. The cost of a one bedroom apartment in Hamburg is around $1,000 per month, while a two bedroom apartment can cost up to $1,500 per month. The population of Hamburg is approximately 1.8 million people.

What do I need to know about living in Hamburg?

When we asked people what advice they would give someone preparing to move to Hamburg, they said:

"Before retiring in Hamburg, expats should familiarize themselves with the local language, as most people in the city speak German. It is also important to research the cost of living in Hamburg, as it is one of the most expensive cities in Germany. Additionally, expats should look into the healthcare system in Hamburg, as it is a public system and may require additional private insurance. Finally, expats should research the local culture and customs, as well as the different neighborhoods in the city, to ensure they find the best fit for their retirement," said one expat who made the move to Hamburg.

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What do I need to know before moving to Hamburg?

When we asked people what advice they would give someone preparing to move to Hamburg, they said:

"Hamburg is a vibrant city with a rich cultural heritage and a great quality of life. Expats should be aware that the cost of living in Hamburg is relatively high, so it is important to budget accordingly. It is also important to note that the city is very bike-friendly, so having a bike is a great way to get around. Additionally, Hamburg is a very international city, so expats should not be surprised to find a diverse range of cultures and languages. Finally, it is important to remember that the weather in Hamburg can be unpredictable, so it is important to be prepared for all kinds of weather," said one expat who made the move to Hamburg.

How do I find a place to live in Hamburg?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Hamburg is to use online resources such as websites and apps. Websites such as ImmobilienScout24, WG-Gesucht, and Immowelt are popular in Germany and offer a wide range of rental properties. Additionally, there are many Facebook groups dedicated to helping people find housing in Hamburg. Additionally, you can contact local real estate agents who can help you find a place to live. Finally, you can also look for housing in newspapers and magazines, or ask friends and family for recommendations," said one expat in Hamburg.

What is a typical expat home or apartment like in Hamburg?

"Expat homes and apartments in Hamburg are typically modern and spacious, with high ceilings and large windows that let in plenty of natural light. Many apartments come with balconies or terraces, offering stunning views of the city. Expat homes and apartments are usually well-equipped with modern appliances and amenities, such as dishwashers, washing machines, and dryers. Many apartments also come with a parking space, making it easy to get around the city," remarked one expat who made the move to Hamburg.

What is the average cost of housing in Hamburg?

If you are thinking about moving to Hamburg, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Hamburg is generally quite high. Rent prices for apartments in the city center can range from moderate to expensive, depending on the size and location of the property. Outside of the city center, rent prices tend to be more affordable. Additionally, the cost of purchasing a home in Hamburg is also quite high," wrote one member in Hamburg.

How do I meet people in Hamburg?

When we asked people living in Hamburg about club and activities where newcomers can meet others, they responded:

"Expats in Hamburg often join clubs and activities such as language exchange groups, sports teams, and cultural events. Expats can also meet people by attending local festivals, joining meetup groups, or attending networking events. Additionally, many expats find it helpful to join online forums and social media groups related to their interests. This can be a great way to connect with other expats and locals in the area," remarked one expat who made the move to Hamburg.

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What should I bring when moving to Hamburg?

People living in Hamburg were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Hamburg, it is important to pack warm clothing, as the climate is generally cool and wet. It is also a good idea to bring a raincoat and umbrella, as well as comfortable shoes for walking. Additionally, it is important to bring any necessary documents, such as a passport, visa, and proof of health insurance. It is also a good idea to bring a few items to make your new home feel more comfortable, such as pictures, books, and other personal items. Finally, it is important to bring any necessary electronics, such as a laptop, phone, and charger," commented one expat who made the move to Hamburg.

Where should I setup a bank account in Hamburg?

We asked expats in Hamburg what banks they use and there advice about banking. They advised:

"Before retiring in Hamburg, expats should familiarize themselves with the local language, as most people in the city speak German. Expats should also research the cost of living in Hamburg, as it is one of the most expensive cities in Germany. Additionally, expats should look into the healthcare system in Hamburg, as it is one of the best in the country. Furthermore, expats should research the different neighborhoods in Hamburg to find the one that best suits their needs. Finally, expats should look into the different cultural activities and attractions that Hamburg has to offer," remarked one expat living in Hamburg, Germany.

Will I be able to find a job in Hamburg?

When we asked people about industries and career opportunities in Hamburg, they reponded:

"Foreigners in Hamburg often work in a variety of industries, including hospitality, retail, manufacturing, and technology. They may also find employment in the city's thriving tourism industry, working as tour guides, hotel staff, or restaurant workers. Additionally, many foreigners find work in Hamburg's financial sector, providing services such as accounting, banking, and financial consulting," wrote one member in Hamburg.

What is life like in Hamburg?

When we asked people living in Hamburg what life is like and how people spend their time, they said:

"Hamburg is a great city for expats and digital nomads, offering a vibrant and diverse culture, excellent public transportation, and a wide range of activities and attractions. The city is known for its welcoming atmosphere and its strong international community, making it easy for expats and digital nomads to settle in and make friends. Hamburg also has a great selection of restaurants, cafes, and bars, as well as plenty of green spaces and parks to explore. The city is also home to a number of coworking spaces, making it easy for digital nomads to find a place to work. Overall, Hamburg is a great place for expats and digital nomads to live and work, offering a great quality of life and plenty of opportunities to explore," wrote one member in Hamburg.

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What do expats in Hamburg appreciate most about the local culture?

"Expats in Hamburg appreciate the city's vibrant cultural scene, with its many museums, galleries, and theaters. They also enjoy the city's diverse culinary offerings, from traditional German dishes to international cuisine. Hamburg is also known for its lively nightlife, with a variety of bars, clubs, and pubs to explore. Additionally, the city's green spaces, such as the Alster lake and the Elbe river, provide a peaceful respite from the hustle and bustle of city life. Finally, Hamburg's welcoming and friendly locals make it a great place to live and work," remarked one expat who made the move to Hamburg.

What do expats find most challenging?

"One of the most challenging aspects of the local culture for expats in Hamburg is the language barrier. Although many people in Hamburg speak English, the majority of the population speaks German, and it can be difficult for expats to communicate with locals without a good grasp of the language. Additionally, Hamburg has a strong sense of regional identity, and many locals may be wary of outsiders. Expats may find it difficult to integrate into the local culture and make friends. Finally, Hamburg is known for its rainy and cold weather, which can be a challenge for those who are used to warmer climates," wrote one member in Hamburg.

"Rigid social fences, lack of ambition among working class, rigid respect of rules that drives to lack of proactivity and creative thinking," remarked one expat who made the move to Hamburg.

Is there a lot of crime in Hamburg?

We asked people if there is a lot of crime. They answered:

"Hamburg is generally considered to be a safe city, with low levels of crime compared to other major cities in Germany. However, there have been reports of pickpocketing and other petty crimes in certain areas, particularly in tourist hotspots. Additionally, there have been some reports of violent crime, such as muggings and assaults, in certain areas of the city. As with any major city, it is important to be aware of your surroundings and take sensible precautions when out and about," remarked one expat living in Hamburg, Germany.

Is there a lot of diversity? Are people in Hamburg accepting of differences?

"Hamburg is a diverse city with a variety of cultures and backgrounds. People from all over the world have made their home in Hamburg, and the city is known for its acceptance of differences. Hamburg is a welcoming city, and its citizens are generally open-minded and tolerant of different cultures and lifestyles," wrote a member in Hamburg.

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What are the schools in Hamburg like?

"If you want a great international school, this is not the one for you. Go to a different city if you can. For the cost paid at this school, one would expect a very high quality. But, before IB program in grades 11-12, the educational quality is quite average. Additionally, there are no programs or activities for advanced or gifted students. Help is provided for non-native English speaking students. In addition, tuition does NOT include field trips or class trips, all of which are out of pocket. For a such a small school, there is certainly an attitude of "we only do it this way; if you don't like it, too bad for you." For the price of going to this school (one of the highest in Germany), one would expect a bit more flexibility. But, it appears that the end product is not individualized learning but every student on the same schedule and path," said one expat in Hamburg with children at International School Hamburg.

"Because there is no other international schooling possibility in Hamburg - the International School of Hamburg is the ONLY choice for international families looking for English-language schooling. The lack of competition means the school is a bit of a dinosaur," remarked one parent with kids at The International School of Hamburg in Hamburg.

"The International School of Hamburg (ISH) is one of the best international schools in Hamburg. It is an independent, non-profit, co-educational day school offering an international curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools (CIS) and the New England Association of Schools and Colleges (NEASC). The school offers a rigorous academic program with a strong emphasis on the development of critical thinking skills, creativity, and global awareness. The International School of Hamburg also offers a bilingual program in English and German. The bilingual program is designed to provide students with a strong foundation in both languages and to develop their cultural understanding. The school also offers a variety of extracurricular activities, including sports, music, and art. The German European School Hamburg (GESS) is another excellent international school in Hamburg, Germany. It is an independent, non-profit, co-educational day school offering an international curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools (CIS) and the New England Association of Schools and Colleges (NEASC). The school offers a rigorous academic program with a strong emphasis on the development of critical thinking skills, creativity, and global awareness. The German European School Hamburg also offers a bilingual program in English and German. The bilingual program is designed to provide students with a strong foundation in both languages and to develop their cultural understanding. The school also offers a variety of extracurricular activities, including sports, music, and art. The International School of Hamburg and the German European School Hamburg are two of the best international schools in Hamburg, Germany. Both schools offer a rigorous academic program with a strong emphasis on the development of critical thinking skills, creativity, and global awareness. They also offer a bilingual program in English and German, as well as a variety of extracurricular activities," explained one expat living in Hamburg, Germany.

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What are the pros and cons of living in Hamburg?

Expats, digital nomads and retirees living in Hamburg responded:

"Expats and digital nomads living in Hamburg appreciate the city's vibrant culture, with its many museums, galleries, and music venues. They also enjoy the city's excellent public transportation system, which makes it easy to get around. Additionally, Hamburg is known for its green spaces, with plenty of parks and gardens to explore. On the downside, expats and digital nomads may find the cost of living in Hamburg to be quite high. Additionally, the weather can be quite unpredictable, with cold winters and wet summers," mentioned one expat inHamburg.

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What type of social life can someone expect in Hamburg?

When we asked expats and global nomads about their social experiences in Hamburg, they replied:

"Expats, retirees and digital nomads living in Hamburg typically have an active social life. There are many opportunities to meet people and make friends, such as joining local clubs and organizations, attending cultural events, and exploring the city's vibrant nightlife. Hamburg is also home to a large expat community, so it is easy to find like-minded people to socialize with. Additionally, the city is well-connected to other parts of Europe, making it easy to travel and explore new places," commented one expat who moved to Hamburg.

"Hamburg is a vibrant city with a lively social scene. There are plenty of bars, clubs, and restaurants to explore, as well as a variety of cultural events and activities to enjoy. The city is also home to a diverse range of people, making it a great place to meet new people and make friends. Whether you're looking for a night out on the town or a more relaxed evening, Hamburg has something for everyone," wrote one expat living in Hamburg.

What advice to expats in Hamburg have about housing?

"Expats in Hamburg advise that it is important to research the area you are looking to live in before committing to a rental agreement. It is also important to be aware of the local rental laws and regulations, as they can vary from city to city. Additionally, it is recommended to look for an apartment or house that is close to public transportation, as this will make it easier to get around the city. Finally, it is important to budget for additional costs such as utilities, internet, and furniture," said an expat in Hamburg.

What are medical services in Hamburg like?

When we asked expats and global nomads about the quality of medical care in Hamburg, they replied:

"Hamburg offers a wide range of medical services for its citizens and visitors. The city has a number of hospitals, clinics, and medical centers that provide comprehensive medical care. These facilities offer a variety of services, including general medical care, specialized care, emergency services, and preventive care. Additionally, Hamburg has a number of specialized medical centers that provide specialized care for specific conditions, such as cancer, heart disease, and mental health. The city also has a number of pharmacies and medical supply stores that provide medications and medical supplies. Furthermore, Hamburg has a number of medical research centers that are dedicated to researching and developing new treatments and therapies," remarked one expat living in Hamburg.

Are healthcare and health insurance expensive in Hamburg?

"Healthcare and health insurance in Hamburg can be expensive, depending on the type of coverage and provider. Generally, public health insurance is available to those who are employed or self-employed, and is usually subsidized by employers. Private health insurance is also available, but can be more expensive. In addition, there are additional costs associated with healthcare, such as co-payments for doctor visits and prescriptions," said an expat in Hamburg.

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Is the cost of living in Hamburg high?

We asked people about the cost of living in Hamburg, they wrote:

"The cost of living in Hamburg is generally considered to be high. Rent prices for a nice 1 bedroom apartment in Hamburg, Germany can range from around $1,000 to $1,500 USD per month, while a nice 2 bedroom apartment can range from around $1,500 to $2,000 USD per month. Eating dinner at a moderately priced restaurant in Hamburg, Germany can cost around $20 USD per person," remarked one expat living in Hamburg.

What are the visa & residency requirements in Hamburg?

"In order to visit or live in Hamburg, one must obtain a visa or residency permit. The process of applying for a visa depends on the purpose of the visit. For example, if the purpose of the visit is tourism, then a Schengen visa is required. To apply for a Schengen visa, one must fill out an application form, provide a valid passport, two passport-sized photographs, proof of travel insurance, and proof of sufficient funds. The process of applying for residency in Hamburg, Germany is more complex. Depending on the purpose of the stay, one may need to apply for a residence permit, a settlement permit, or a permanent residence permit. To apply for a residence permit, one must fill out an application form, provide a valid passport, two passport-sized photographs, proof of health insurance, proof of sufficient funds, and proof of accommodation. For a settlement permit, one must provide proof of a job offer, proof of sufficient funds, and proof of accommodation. For a permanent residence permit, one must provide proof of a job offer, proof of sufficient funds, and proof of accommodation," wrote one expat living in Hamburg.

Why do people move to Hamburg?

When we asked people why foreigners move to Hamburg, they responded:

"Hamburg is an attractive destination for expats due to its vibrant culture, excellent quality of life, and strong economy. The city is known for its rich history, beautiful architecture, and lively nightlife. Hamburg also offers a wide range of educational opportunities, with many universities and colleges located in the city. Additionally, Hamburg is a great place to live for those looking for a safe and secure environment, with low crime rates and a high standard of living. With its convenient transportation links, excellent healthcare system, and diverse range of activities, Hamburg is an ideal destination for expats looking to make a new home," mentioned an expat living in Hamburg.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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