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Cartagena, Colombia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Cartagena | Digital Nomad Exchange
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Cartagena, Colombia

Cartagena, Colombia

By Betsy Burlingame

Last updated on Aug 08, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Cartagena, Colombia. They offer advice about meeting people, cost of living, finding a home and more.

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Colombian Visa Services

What do I need to know about living in Cartagena?

When we asked people what advice they would give someone preparing to move to Cartagena, they said:

"Before retiring in Cartagena, expats should know that the cost of living is relatively low compared to many Western countries, making it an attractive option for retirees. However, healthcare can be a concern, as the quality varies greatly and private health insurance is recommended. Expats should also be aware that while many locals speak English, it is not widely spoken outside of tourist areas, so learning Spanish can greatly enhance your experience. Cartagena is known for its hot and humid climate, which may not be suitable for everyone. It's important to visit first to see if you can handle the weather year-round. Safety can also be a concern in certain areas of the city, so it's important to research and choose your neighborhood carefully. The process of obtaining a retirement visa in Colombia is relatively straightforward, but it does require proof of a steady income. Finally, while Cartagena is a vibrant city with a rich history and culture, it's important to remember that it is still a developing country, and infrastructure and services may not be up to the standards you're used to in your home country," said one expat who made the move to Cartagena.

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We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
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What do I need to know before moving to Cartagena?

When we asked people what advice they would give someone preparing to move to Cartagena, they said:

"Before moving to Cartagena, expats should know that the city has a tropical climate, with high temperatures and humidity throughout the year. Spanish is the official language, so learning it will make daily life and integration easier. The cost of living is relatively low compared to North America and Europe, but it's higher than in other Colombian cities. Healthcare in Cartagena is of a high standard, with several modern hospitals and clinics. However, it's advisable to have comprehensive health insurance. The city is generally safe, but like any other place, it has areas that are best avoided, especially at night. Petty crime such as pickpocketing can be a problem, so it's important to be vigilant and take precautions. Cartagena has a rich history and culture, with many festivals, music, and dance events throughout the year. The city is famous for its colonial architecture, and the historic center is a UNESCO World Heritage site. The cuisine is diverse and delicious, with a focus on seafood due to its coastal location. Public transportation in Cartagena includes buses, taxis, and motorbike taxis. Traffic can be heavy, and driving can be challenging for those not used to Colombian road conditions. The city is also very walkable, especially in the historic center. Expats should also be aware that Cartagena is a popular tourist destination, which can make the city crowded during peak travel seasons. Finally, it's important to understand the local customs and etiquette, as Colombians are generally warm, friendly, and polite, and they appreciate when foreigners respect their culture," wrote one member in Cartagena.

How do I find a place to live in Cartagena?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Cartagena involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Cartagena to find one that suits your lifestyle and preferences. Some popular areas include the historic Old Town, the trendy Getsemani, and the upscale Bocagrande. Once you have a general idea of where you'd like to live, you can start searching for available properties. There are several online platforms that list rentals and properties for sale in Cartagena, such as fincaraiz.com.co, metrocuadrado.com, and compreoalquile.com. You can also consider hiring a local real estate agent to help you in your search. They can provide valuable insight into the local market, help negotiate prices, and guide you through the legal process of renting or buying a property in Colombia. When you find a property you're interested in, be sure to visit it in person before making any commitments. Check the condition of the property, the amenities, and the surrounding area to make sure it meets your expectations. Finally, once you've found the perfect place, you'll need to sign a lease or purchase agreement. Be sure to read the contract carefully and understand all the terms before signing. If you're not fluent in Spanish, you might want to hire a translator or lawyer to help you understand the contract. Remember, finding a place to live in a new city can take time, so be patient and don't rush the process. With careful planning and research, you'll be able to find a great place to live in Cartagena," remarked one expat who made the move to Cartagena.

What is a typical expat home or apartment like in Cartagena?

"A typical expat home or apartment in Cartagena, is often located in the city's most popular neighborhoods, such as Bocagrande, El Laguito, or the historic walled city. These homes are usually modern and spacious, with a blend of traditional Colombian architecture and contemporary design. They often feature large windows or balconies that offer stunning views of the city or the Caribbean Sea. The interior of these homes is typically furnished with comfortable, high-quality furniture and equipped with modern appliances. Many expat homes also have air conditioning, a necessity in Cartagena's tropical climate. Some apartments may also offer amenities like a swimming pool, gym, or security services. Despite being in the city, it's common for these homes to be surrounded by lush greenery, providing a sense of tranquility and privacy. It's also common for expat homes to be within walking distance of local shops, restaurants, and cultural attractions, making it easy for residents to immerse themselves in the local culture and lifestyle. In terms of size, expat homes can range from compact, one-bedroom apartments perfect for single professionals, to larger, multi-bedroom homes suitable for families. Regardless of size, these homes are designed to provide a comfortable and luxurious living experience, with plenty of space for relaxation and entertaining guests. Overall, a typical expat home in Cartagena combines the comfort and convenience of modern living with the charm and beauty of Colombian culture and architecture," said one expat who made the move to Cartagena.

What is the average cost of housing in Cartagena?

If you are thinking about moving to Cartagena, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cartagena can vary greatly depending on the location and type of property. For instance, in the city center, a one-bedroom apartment may cost around $500 to $700 per month, while a three-bedroom apartment can range from $800 to $1,200 per month. In the outskirts of the city, the prices can be significantly lower, with a one-bedroom apartment costing around $300 to $500 per month and a three-bedroom apartment ranging from $600 to $900 per month. If you're looking to buy property, the price per square meter in the city center can be around $2,000 to $3,000, while in the outskirts it can be around $1,000 to $2,000. However, these prices can fluctuate based on market conditions and other factors," said one expat in Cartagena.

How do I meet people in Cartagena?

When we asked people living in Cartagena about club and activities where newcomers can meet others, they responded:

"Expats in Cartagena often join various clubs and activities to meet new people and immerse themselves in the local culture. These include language exchange groups, where they can practice their Spanish and help locals with English. They also participate in cooking classes to learn about traditional Colombian cuisine, or join dance classes to learn popular Latin dances like salsa and bachata. There are also several sports clubs and gyms in Cartagena that attract expats, such as yoga studios, CrossFit boxes, and soccer clubs. These provide a great opportunity to stay active and meet locals and other expats with similar interests. In addition to clubs and activities, expats often meet people through volunteering. There are numerous organizations in Cartagena that welcome the help of foreigners, from teaching English to helping with community development projects. This not only allows expats to give back to their new community, but also to form meaningful connections with locals. Networking events and social gatherings are another way for expats to meet people in Cartagena. These can range from professional networking events organized by local business associations, to casual meetups arranged by expat groups on social media. Finally, simply exploring the city and frequenting local cafes, markets, and festivals can lead to chance encounters and new friendships. Cartagena is known for its friendly and welcoming locals, so expats often find that striking up a conversation with a stranger can lead to a lasting connection," said one expat in Cartagena.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What should I bring when moving to Cartagena?

People living in Cartagena were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Cartagena, you should pack lightweight clothing due to the city's tropical climate. Include items such as shorts, t-shirts, and sundresses, as well as a hat and sunglasses for sun protection. Don't forget your swimwear, as the city is known for its beautiful beaches. Pack a pair of comfortable walking shoes for exploring the city and flip flops for the beach. You might also want to include a light jacket or sweater for cooler evenings or air-conditioned places. Remember to bring your essential toiletries, but keep in mind that most items can be purchased locally. If you have specific brands you prefer, it might be a good idea to bring them with you. Pack all necessary medications and a basic first aid kit. If you wear glasses or contact lenses, bring an extra pair. Don't forget your electronics, such as your phone, laptop, and chargers. An international adapter might also be necessary. Bring important documents like your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. If you plan on cooking, you might want to bring some of your favorite non-perishable food items, as they may not be available in Colombia. Lastly, consider packing a few items to make your new place feel like home, such as photos or small mementos," said one expat who made the move to Cartagena.

Where should I setup a bank account in Cartagena?

We asked expats in Cartagena what banks they use and there advice about banking. They advised:

"Before retiring in Cartagena, expats should know that the cost of living is relatively low compared to many Western countries, making it an attractive option for retirement. They should also be aware that while Spanish is the official language, English is not widely spoken, so learning some basic Spanish would be beneficial. Healthcare in Colombia is of a high standard, with many hospitals in Cartagena being internationally accredited. However, it's important to have comprehensive health insurance as medical costs can be high for non-residents. Expats should also know that the climate in Cartagena is tropical, with high temperatures and humidity throughout the year. Safety can be a concern in certain areas, so it's important to research and choose a safe neighborhood to live in. The culture in Cartagena is vibrant and diverse, with a mix of indigenous, African, and Spanish influences. Expats should also be aware that they will need a visa to stay in Colombia long-term. The pensioner visa is a popular option for retirees, which requires proof of a monthly income from a pension or social security. Lastly, it's important to know that while Cartagena is a popular tourist destination, it also offers a relaxed lifestyle with beautiful beaches and a rich history, making it a great place for retirees," wrote a member in Cartagena.

Will I be able to find a job in Cartagena?

When we asked people about industries and career opportunities in Cartagena, they reponded:

"Foreigners in Cartagena often find employment in various sectors. Many work in the tourism industry, serving as tour guides, hotel staff, or restaurant employees due to the city's popularity as a tourist destination. Some foreigners also work as English teachers in schools or language institutes, as there is a high demand for English education in Colombia. Others find jobs in the business sector, particularly in international companies that have offices in Cartagena. There are also opportunities in the non-profit sector, with foreigners working for NGOs or other charitable organizations. Additionally, some foreigners work as freelance professionals, offering services such as photography, writing, or digital marketing. Lastly, due to the city's rich history and culture, some foreigners work in the arts, either as performers or behind the scenes in production roles," commented one expat who made the move to Cartagena.

What is life like in Cartagena?

When we asked people living in Cartagena what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Cartagena is vibrant and exciting, with a rich culture and history to explore. The city is known for its beautiful colonial architecture, lively music scene, and delicious local cuisine. The cost of living is relatively low, making it an attractive destination for those looking to live and work abroad. The city is also quite modern, with reliable internet and plenty of coworking spaces, making it easy for digital nomads to work. The locals are friendly and welcoming, and while Spanish is the main language, English is also widely spoken, especially in the tourist areas. The weather in Cartagena is tropical, with warm temperatures year-round, perfect for those who enjoy the heat. The city is also located on the Caribbean coast, offering beautiful beaches and a variety of water sports. Despite its many advantages, life in Cartagena also has its challenges. The city can be quite crowded, especially during peak tourist season, and traffic can be heavy. Safety can also be a concern, especially at night, and it's important for expats and digital nomads to take precautions and stay aware of their surroundings. Overall, life for expats and digital nomads in Cartagena offers a unique blend of cultural immersion, adventure, and the opportunity to enjoy a relaxed lifestyle in a beautiful setting," said one expat who made the move to Cartagena.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do expats in Cartagena appreciate most about the local culture?

"Expats in Cartagena often appreciate the warm and welcoming nature of the local people. They are known for their friendliness and hospitality, making newcomers feel at home. The vibrant and colorful culture is another aspect that expats love, with the city's rich history reflected in its architecture, music, and festivals. The local cuisine is also a highlight, offering a variety of fresh seafood, tropical fruits, and traditional dishes. Expats also appreciate the slower pace of life in Cartagena, which allows for a relaxed lifestyle and plenty of time to enjoy the city's beautiful beaches and outdoor activities. The cost of living is also relatively low compared to many Western countries, making it an attractive place for expats to settle down. Lastly, the city's safety and stability compared to other parts of Colombia is another factor that expats appreciate," wrote a member in Cartagena.

What do expats find most challenging?

"Expats in Cartagena often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and a basic understanding of Spanish is necessary for day-to-day life. The heat and humidity can also be difficult to adjust to, especially for those from cooler climates. The pace of life is slower in Cartagena, which can be frustrating for those used to a faster, more efficient lifestyle. Additionally, navigating the local bureaucracy can be challenging due to the lack of organization and efficiency. Some expats also find it difficult to adjust to the local time schedule, where meals, work, and social events often occur much later than they are used to. Lastly, while Cartagena is generally safe, petty crime can be a concern and expats may need to take extra precautions to ensure their personal safety," said one expat who made the move to Cartagena.

Is there a lot of crime in Cartagena?

We asked people if there is a lot of crime. They answered:

"Like any major city, Cartagena does experience crime. The most common types of crime are petty theft, pickpocketing, and bag snatching, particularly in tourist areas and crowded places. Violent crime is less common, but not unheard of. It's important for visitors to be aware of their surroundings and take precautions to protect their personal belongings. However, the city has been making efforts to improve safety and security, especially in areas frequented by tourists. Despite these issues, many people visit Cartagena each year and have a safe and enjoyable experience," wrote one member in Cartagena.

Is there a lot of diversity? Are people in Cartagena accepting of differences?

"Yes, Cartagena is known for its cultural diversity. The city is a melting pot of different ethnicities, cultures, and traditions, including indigenous, African, and Spanish influences. This diversity is reflected in the city's music, food, and festivals. As for acceptance of differences, Cartagena is generally considered to be a welcoming city. The people of Cartagena are known for their warm hospitality and open-mindedness towards different cultures and lifestyles. However, like any city, individual experiences may vary," said one expat who made the move to Cartagena.

Colombian Visa ServicesColombian Visa Services
Connect

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa ServicesColombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in Cartagena like?

"1. Colegio Britanico de Cartagena: This is a prestigious international school that follows the British curriculum. The school offers education from preschool to high school and is known for its high academic standards and emphasis on extracurricular activities. The school's website is http://www.colegiobritanico.edu.co/. 2. Colegio Jorge Washington (COJOWA): This is an American international school that offers education from preschool to high school. The school follows the American curriculum and is accredited by the Southern Association of Colleges and Schools. The school's website is https://www.cojowa.edu.co/. 3. Colegio Montessori Cartagena: This school follows the Montessori method of education, which emphasizes self-directed activity, hands-on learning, and collaborative play. The school offers education from preschool to high school. The school's website is http://www.montessoricartagena.edu.co/. 4. Colegio Gimnasio Cartagena de Indias: This is a bilingual school that offers education from preschool to high school. The school follows the Colombian curriculum but also offers English language instruction. The school's website is http://www.gimnasiocartagenadeindias.edu.co/. 5. Colegio Bilingue de Cartagena: This school offers bilingual education in Spanish and English from preschool to high school. The school follows the Colombian curriculum but also offers English language instruction. The school's website is http://www.colegiobilinguedecartagena.edu.co/. 6. Colegio Altair: This is a bilingual school that offers education from preschool to high school. The school follows the Colombian curriculum but also offers English language instruction. The school's website is http://www.colegioaltair.edu.co/. 7. Colegio La Esperanza: This is a bilingual school that offers education from preschool to high school. The school follows the Colombian curriculum but also offers English language instruction. The school's website is http://www.colegiolaesperanza.edu.co/," wrote an expat with kids at in Cartagena.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Colombian Visa Services

Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Learn More

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Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Learn More

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Colombian Visa Services
Colombian Visa Services

Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Learn More

Colombian Visa ServicesColombian Visa Services

Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Learn More

Contribute to Colombia Network Contribute
Help others in Colombia by answering questions about the challenges and adventures of living in Colombia.

Colombian Visa Services
Colombian Visa Services

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