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Larnaca, Cyprus: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Larnaca | Digital Nomad Exchange
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Larnaca, Cyprus

By Joshua Wood, LPC

Last updated on Jul 17, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Larnaca, Cyprus: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Larnaca?

When we asked people what advice they would give someone preparing to move to Larnaca, they said:

"Before moving to Larnaca, expats should know that the official languages are Greek and Turkish, but English is widely spoken due to the country's history as a British colony. The cost of living in Larnaca is relatively low compared to other European cities, but it's still higher than in some countries. Expats should be aware that Cyprus has a Mediterranean climate, with hot, dry summers and mild, wet winters. Larnaca is a coastal city, so it's also important to be prepared for humidity. The healthcare system in Cyprus is of a high standard, with both public and private healthcare available. However, expats may need to secure private health insurance to ensure they have access to all services. Cyprus uses the Euro (€) as its currency. Expats should also know that the banking system in Cyprus is modern and efficient, with most banks offering online banking services. Driving is on the left-hand side of the road in Cyprus, the same as in the UK. Public transportation is available but not always reliable, so having a car can be beneficial. Cypriot cuisine is a blend of Greek and Middle Eastern influences, with a focus on fresh, local ingredients. Cyprus has a relatively low crime rate, but like anywhere, it's important to take standard precautions to protect yourself and your property. The education system in Cyprus is well-regarded, with a number of private international schools offering instruction in English. Finally, expats should be aware that Cyprus has a slower pace of life compared to many other countries. This can be a positive or negative depending on personal preference," remarked one expat living in Larnaca, Cyprus.

How do I find a place to live in Larnaca?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Larnaca involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa, depending on your needs and financial capabilities. Next, you should research the different neighborhoods in Larnaca to find one that suits your lifestyle and preferences. Some popular areas include the city center, Mackenzie, and Dhekelia road. Each area has its own unique characteristics, amenities, and price ranges. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rental properties in Larnaca, such as Cyprus Property, BuySellCy, and Property Link Cyprus. These websites allow you to filter your search based on location, property type, price, and other criteria. In addition to online searches, you can also contact local real estate agencies. They have extensive knowledge of the local market and can help you find properties that may not be listed online. Some reputable agencies in Larnaca include Fox Property Services, Purple International, and Antonis Loizou & Associates. Once you've found a few potential properties, arrange to view them in person. This will give you a better idea of the property's condition, its proximity to amenities, and the neighborhood's atmosphere. Don't hesitate to ask questions about the property, the lease terms, and any other concerns you may have. After viewing the properties, you can make a decision and negotiate the lease terms with the landlord or the real estate agent. Make sure to read the lease agreement carefully before signing it. If you're not familiar with Cypriot property laws, you may want to consult with a lawyer. Finally, once the lease is signed, you can arrange for the move. If you're moving from abroad, you may need to hire an international moving company. Remember to set up utilities and internet service in your new home. Finding a place to live in Larnaca, Cyprus can be a complex process, but with careful planning and research, you can find a home that suits your needs and budget," commented one expat who made the move to Larnaca.

What is a typical expat home or apartment like in Larnaca?

"A typical expat home or apartment in Larnaca, is often located in a modern building or a renovated traditional house. These homes usually have a spacious living area, with large windows that let in plenty of natural light. The apartments often come with one to three bedrooms, a fully equipped kitchen, and one or two bathrooms. Some homes may also have a balcony or a small garden, offering views of the city or the sea. The interior design often combines modern and traditional elements, with comfortable furniture and high-quality appliances. Many homes also have air conditioning and heating systems, as well as high-speed internet connections. Some apartments may also offer amenities like a swimming pool, a gym, or a parking space. The location of the home is also important for expats. Many choose to live close to the city center, where they have easy access to shops, restaurants, and other amenities. Others prefer to live near the beach, enjoying the beautiful views and the relaxed lifestyle. Regardless of the location, most expat homes in Larnaca are located in safe and friendly neighborhoods, where expats can easily integrate into the local community," commented one expat who made the move to Larnaca.

What is the average cost of housing in Larnaca?

If you are thinking about moving to Larnaca, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Larnaca can vary greatly depending on the type and location of the property. For instance, a one-bedroom apartment in the city center may cost around €500 per month to rent, while a similar property outside the city center may be around €400 per month. If you're looking to buy property, the average price per square meter in the city center is approximately €1,700, while outside the city center it's around €1,200. However, these prices can fluctuate based on market conditions and other factors," remarked one expat living in Larnaca, Cyprus.

What should I bring when moving to Larnaca?

People living in Larnaca were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Larnaca, you should pack a variety of clothing suitable for a Mediterranean climate, including lightweight clothing for the hot summers and warmer layers for the cooler winters. Don't forget to pack swimwear for the beautiful beaches and a good pair of walking shoes for exploring the city. You should also pack essential toiletries, although most items can be purchased locally. If you have specific brands you prefer, it may be a good idea to bring them with you. Bring any prescription medications you need, along with copies of your prescriptions. It's also a good idea to bring a basic first aid kit. Pack important documents such as your passport, driver's license, birth certificate, and any necessary visas or work permits. Also, bring copies of these documents and keep them separate from the originals. If you're planning on working or studying, bring any necessary materials such as a laptop, textbooks, or professional attire. Pack a few items to make your new place feel like home, such as photos, favorite books, or small keepsakes. Don't forget to pack a power adapter for your electronics, as the plug type in Cyprus may be different from your home country. Lastly, consider packing a phrasebook or dictionary to help you learn the local language, Greek. While many people in Larnaca speak English, learning a few phrases in Greek can be helpful," commented one expat who made the move to Larnaca.

Where should I setup a bank account in Larnaca?

We asked expats in Larnaca what banks they use and there advice about banking. They advised:

"Expats considering retirement in Larnaca should be aware of several key factors. Firstly, the cost of living in Larnaca is relatively low compared to other European countries, making it an attractive option for retirees. However, it's important to have a clear understanding of your financial situation and budget before making the move. The official languages in Cyprus are Greek and Turkish, but English is widely spoken, especially in tourist areas and by younger generations. Nevertheless, learning some basic Greek phrases can be beneficial and appreciated by locals. Healthcare in Cyprus is of a high standard, with both public and private options available. Expats should ensure they have adequate health insurance coverage, as not all services may be covered by the public healthcare system. The climate in Larnaca is Mediterranean, with hot summers and mild winters. This can be a draw for those who enjoy warm weather, but it's important to consider your own comfort and health in high temperatures. Cyprus has a relaxed pace of life, which can be a significant change for those used to a more hectic lifestyle. This slower pace can be a great benefit for retirees looking to unwind and enjoy their retirement. The island is also known for its rich history and culture, with many historical sites and cultural events to enjoy. However, it's worth noting that Cyprus has ongoing political tensions due to the division of the island between Greek Cypriots and Turkish Cypriots, which can occasionally lead to demonstrations or disruptions. Finally, while Cyprus is a member of the European Union, it's not part of the Schengen Area. This means that different visa rules may apply, so it's crucial to research and understand the immigration process before planning your move," said one expat in Larnaca.

What do expats in Larnaca appreciate most about the local culture?

"Expats in Larnaca often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and willingness to help newcomers feel at home. The relaxed pace of life is another aspect that expats enjoy. The Cypriot lifestyle encourages taking time to enjoy meals, socialize, and appreciate the beautiful surroundings. Expats also appreciate the rich history and culture of Larnaca. The city is filled with historical sites, museums, and traditional festivals that offer a glimpse into the local culture and traditions. The local cuisine is another highlight for many expats. Cypriot food is a blend of Greek, Turkish, and Middle Eastern influences, offering a variety of delicious dishes to explore. Lastly, the beautiful natural environment is a big draw for expats. From the stunning beaches to the picturesque countryside, there is plenty to appreciate about the local landscape," remarked one expat living in Larnaca, Cyprus.

What do expats find most challenging?

"Expats in Larnaca often find the language barrier to be the most challenging aspect of the local culture. While English is widely spoken, many locals prefer to communicate in Greek or Turkish, which can make everyday tasks like shopping or using public transportation difficult for those who do not speak these languages. Another challenge is the slower pace of life, which can be frustrating for expats used to a faster, more efficient pace. This laid-back attitude extends to many aspects of life in Larnaca, including business transactions and public services, which can often take longer than expected. The local cuisine can also be a challenge for some expats. While many enjoy the fresh seafood and Mediterranean flavors, others may find the food too different from what they are used to, and may struggle to find familiar ingredients in local supermarkets. Finally, the hot, dry climate can be difficult for some to adjust to, particularly those from cooler, more temperate regions. The intense summer heat can be especially challenging, and many expats find they need to adjust their daily routines to avoid the hottest part of the day," remarked one expat who made the move to Larnaca.

Is there a lot of crime in Larnaca?

We asked people if there is a lot of crime. They answered:

"Larnaca, generally has a low crime rate, especially when compared to other major cities worldwide. The city is considered safe for both residents and tourists. However, like any other city, it is not completely free from crime. Petty crimes such as pickpocketing or bag snatching can occur, particularly in crowded places or tourist hotspots. Violent crimes are relatively rare, but they do occur occasionally. Residential burglaries and car thefts are also reported from time to time. It's important to note that the Cypriot authorities are proactive in maintaining safety and security, and they respond effectively to any reported incidents. Despite these issues, the overall crime rate in Larnaca remains relatively low, and the city is generally considered safe. It's always advisable for residents and visitors to take standard precautions to protect their personal safety and belongings," said one expat who made the move to Larnaca.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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