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Kyrenia, Cyprus: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Kyrenia | Digital Nomad Exchange
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Kyrenia, Cyprus

By Joshua Wood, LPC

Last updated on Nov 02, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Kyrenia, Cyprus: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Kyrenia?

When we asked people what advice they would give someone preparing to move to Kyrenia, they said:

"Kyrenia, also known as Girne, is a city on the northern coast of Cyprus, known for its historic harbor and castle. Before moving to Kyrenia, expats should be aware that the city is located in the Turkish Republic of Northern Cyprus, a self-declared state recognized only by Turkey. This political situation can complicate travel and residency arrangements. The official language in Kyrenia is Turkish, although English is widely spoken due to the city's popularity with British expats and tourists. The cost of living in Kyrenia is generally lower than in many Western European countries, but higher than in other parts of Cyprus. The city has a Mediterranean climate, with hot, dry summers and mild, wet winters. Healthcare in Kyrenia is generally of a good standard, with both public and private hospitals available. However, expats should ensure they have adequate health insurance. The city has a range of accommodation options, from modern apartments to traditional villas. Renting is common, although buying property can be a complex process due to the political situation. Kyrenia has a relaxed, laid-back lifestyle, with a focus on outdoor activities and socializing. The city has a vibrant nightlife, with numerous bars and restaurants. The city is home to several international schools, making it a popular choice for expat families. Public transport in Kyrenia is limited, so many expats choose to buy or rent a car. While crime rates in Kyrenia are relatively low, expats should still take standard precautions to protect their personal safety and belongings. Finally, expats moving to Kyrenia should be aware of the ongoing political dispute between the Republic of Cyprus and the Turkish Republic of Northern Cyprus, which can affect various aspects of life, from property ownership to travel arrangements," commented one expat who made the move to Kyrenia.

How do I find a place to live in Kyrenia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Kyrenia involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa. Next, you should research the different areas of Kyrenia to find a neighborhood that suits your lifestyle and preferences. Some popular areas include the city center, the harbor area, and the outskirts of the city, which offer more peaceful surroundings. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals and properties for sale in Kyrenia, such as Cyprus44, Cyprus Property, and Rightmove Overseas. These platforms allow you to filter your search based on your preferences and contact the property owners or agents directly. In addition to online platforms, you can also contact local real estate agencies. They can provide you with more personalized assistance and access to properties that may not be listed online. Some reputable agencies in Kyrenia include Ian Smith Estate Agency, Fraser Meridies, and Busy Bees Estate Agents. Visiting Kyrenia in person can also be beneficial. This allows you to explore different neighborhoods, visit properties, and get a feel for the city. You can also check local newspapers and notice boards for property listings. Once you've found a property you're interested in, make sure to thoroughly inspect it and ask any questions you may have. If you're renting, read the lease agreement carefully and make sure you understand all the terms and conditions before signing. Finally, if you're planning to move to Kyrenia permanently, it may be worth considering buying a property. The process can be more complex and requires a lawyer, but owning a property can be a good investment and provide more stability," wrote a member in Kyrenia.

What is a typical expat home or apartment like in Kyrenia?

"A typical expat home or apartment in Kyrenia, is often a blend of modern and traditional Mediterranean styles. These homes usually have spacious living areas, often with open-plan designs to maximize natural light and air circulation. The living room often opens up to a balcony or a patio, offering stunning views of the sea or the mountains. The kitchen is usually fully equipped with modern appliances, and the bedrooms are comfortable, often with built-in wardrobes. Many homes also have a master suite with an en-suite bathroom. The bathrooms are typically modern and well-maintained, often featuring both a shower and a bathtub. Outside, there is often a private garden, a swimming pool, or a barbecue area, perfect for outdoor entertaining. Some homes also have a garage or a private parking space. Many expat homes are located within gated communities, offering additional security and often access to shared amenities like a gym, a communal pool, or a playground. Despite the modern comforts, many homes retain traditional Cypriot architectural features, such as stone walls, archways, or wooden shutters. The overall atmosphere is one of relaxed luxury, combining the comforts of modern living with the charm of Mediterranean life," wrote one member in Kyrenia.

What is the average cost of housing in Kyrenia?

If you are thinking about moving to Kyrenia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Kyrenia can vary greatly depending on the type and location of the property. For instance, a one-bedroom apartment in the city center may cost around €500 per month to rent, while a three-bedroom apartment in the same area could cost around €1,000 per month. If you're looking to buy property, a standard apartment in Kyrenia might cost around €70,000, while a villa could cost anywhere from €200,000 to over a million euros. However, these prices can fluctuate based on market conditions and other factors," said one expat who made the move to Kyrenia.

Where should I setup a bank account in Kyrenia?

We asked expats in Kyrenia what banks they use and there advice about banking. They advised:

"Expats considering retirement in Kyrenia, should be aware of several key factors. Firstly, the cost of living in Kyrenia is relatively low compared to many Western countries, making it an attractive option for retirees. However, it's important to understand that while some goods and services are cheaper, others, such as imported goods, can be more expensive. The official languages in Cyprus are Greek and Turkish, so learning some basic phrases in these languages would be beneficial, although English is widely spoken in Kyrenia. The city has a Mediterranean climate with hot summers and mild winters, which can be a significant change for those used to cooler climates. Healthcare in Cyprus is of a high standard, with both public and private healthcare systems available. Expats should ensure they have adequate health insurance to cover any medical needs. The property market in Kyrenia offers a wide range of options, from apartments to villas, and property prices are generally lower than in many other European countries. However, there are legal complexities around property ownership in Northern Cyprus, so it's advisable to seek legal advice before purchasing property. The Cypriot lifestyle is laid-back and social, with a strong emphasis on family and food. Expats should be prepared for a slower pace of life and a culture that values socializing and outdoor living. Cyprus has a high level of safety and low crime rates, making it a secure place for retirement. However, like any location, it's important to take standard precautions to protect personal safety and property. Finally, it's important to understand the visa and residency requirements for living in Cyprus. Non-EU citizens may need to apply for a long-term residence permit, which can require proof of financial self-sufficiency, among other things," wrote one member in Kyrenia.

What do expats in Kyrenia appreciate most about the local culture?

"Expats in Kyrenia often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and willingness to help newcomers feel at home. The relaxed pace of life is another aspect that expats enjoy. The Cypriot lifestyle encourages taking time to enjoy meals, socialize, and appreciate the natural beauty of the island. Expats also appreciate the rich history and culture of Kyrenia. The city is home to a number of historical sites, including the Kyrenia Castle and the ancient city of Salamis, which provide a fascinating glimpse into the past. The local cuisine is another highlight for many expats. Traditional Cypriot food is a blend of Greek and Turkish influences, with a focus on fresh, local ingredients. Finally, the natural beauty of Kyrenia is a major draw for expats. From the stunning beaches to the rugged mountains, there is a wealth of outdoor activities to enjoy. In addition, the local festivals and events are a great way for expats to immerse themselves in the local culture and traditions. The cost of living is also relatively low compared to many European countries, which is appreciated by many expats. Moreover, the safety and cleanliness of the city are also highly valued by expats living in Kyrenia. Lastly, the sunny and mild climate of Kyrenia is a big plus for many expats, especially those from colder countries," said one expat in Kyrenia.

What do expats find most challenging?

"Expats in Kyrenia often find the language barrier to be the most challenging aspect of the local culture, as the majority of the population speaks Greek or Turkish. The slower pace of life can also be a challenge for those accustomed to a faster, more hectic lifestyle. Additionally, the Cypriot concept of time, which is more relaxed and less punctual than in many Western cultures, can be difficult to adjust to. Some expats may also struggle with the local cuisine, which is heavily based on meat and seafood. Lastly, navigating the local bureaucracy can be a challenge, particularly when it comes to dealing with paperwork and official procedures," remarked one expat living in Kyrenia, Cyprus.

Is there a lot of crime in Kyrenia?

We asked people if there is a lot of crime. They answered:

"Kyrenia, generally has a low crime rate, making it a relatively safe place to live and visit. The city is known for its peaceful atmosphere and friendly locals. However, like any other city, it is not completely free from crime. Petty crimes such as pickpocketing or bag snatching can occur, particularly in crowded areas or tourist hotspots. Break-ins and theft from rental cars or holiday homes have also been reported occasionally. Violent crime is relatively rare, but it's always important for residents and visitors to remain vigilant and take necessary precautions to ensure their safety. Despite these issues, the overall crime rate in Kyrenia is still considerably lower compared to many other cities around the world," commented one expat who made the move to Kyrenia.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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