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Ayia Napa, Cyprus: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Ayia Napa | Digital Nomad Exchange
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Ayia Napa, Cyprus

By Joshua Wood, LPC

Last updated on Oct 09, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Ayia Napa, Cyprus: Cost of living, Finding a home, Meeting People and more.

Cigna Global Health
Cigna Global Health
Cigna Global Health
Cigna Global Health

What do I need to know before moving to Ayia Napa?

When we asked people what advice they would give someone preparing to move to Ayia Napa, they said:

"Ayia Napa is a popular tourist destination known for its beautiful beaches and vibrant nightlife. Before moving there, expats should be aware of several important factors. Firstly, the official languages are Greek and Turkish, but English is widely spoken due to the tourism industry. However, learning some basic Greek phrases can be beneficial for daily life and interactions with locals. The cost of living in Ayia Napa is relatively high compared to other parts of Cyprus, largely due to its popularity as a tourist destination. This includes housing, groceries, and dining out. The climate in Ayia Napa is Mediterranean, with hot, dry summers and mild, wet winters. It's important to prepare for the heat, especially during the peak summer months. Healthcare in Cyprus is of a good standard, with both public and private hospitals available. Expats should ensure they have adequate health insurance coverage. Ayia Napa is known for its party scene, particularly during the summer months. This can lead to crowded streets and noise, which may not be ideal for everyone. Public transportation in Ayia Napa is limited, so having a car can be beneficial. However, the town is small enough to navigate on foot or by bicycle. Cyprus has a relatively low crime rate, but like any tourist destination, petty crime such as pickpocketing can occur. It's important to take standard precautions to protect your belongings. The Cypriot culture is warm and welcoming, with a strong emphasis on family and social gatherings. Expats should respect local customs and traditions. Finally, it's important to note that Cyprus is divided into two parts: the Republic of Cyprus and the Turkish Republic of Northern Cyprus. Ayia Napa is located in the Republic of Cyprus, which is an EU member state. This can have implications for things like visa requirements and residency rights," remarked one expat living in Ayia Napa, Cyprus.

How do I find a place to live in Ayia Napa?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Ayia Napa involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on properties that you can afford. Next, you should decide on the type of accommodation you want. Ayia Napa offers a variety of options, including apartments, houses, and villas. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms that list properties for rent or sale in Ayia Napa. Websites like Property Cyprus, Purple International, and BuySellCyprus are good places to start. You can also consider hiring a real estate agent. They can help you navigate the local market, arrange viewings, and negotiate prices. When you find a property you're interested in, make sure to visit it in person. This will give you a better idea of its condition, the neighborhood, and whether it meets your needs. Finally, once you've found the perfect place, you'll need to sign a lease or purchase agreement. Make sure to read it carefully and understand all the terms before signing. Remember, moving to a new place can be challenging, so it's important to take your time and make sure you're making the right decision," wrote a member in Ayia Napa.

What is a typical expat home or apartment like in Ayia Napa?

"A typical expat home or apartment in Ayia Napa, is often located in a resort-style complex with shared amenities such as a swimming pool, gym, and sometimes even a tennis court. These homes are usually modern and spacious, with open-plan living areas, fully equipped kitchens, and private balconies or terraces offering stunning views of the Mediterranean Sea or the surrounding landscapes. Many apartments come furnished, featuring contemporary decor with a Mediterranean touch, reflecting the local culture and lifestyle. They often have two to three bedrooms, making them suitable for families or for hosting guests. Air conditioning is a common feature due to the warm climate, and some homes may also have underfloor heating for the cooler months. The homes are often located within walking distance to the beach, as well as local amenities such as shops, restaurants, and bars. Despite their central location, these homes usually offer a peaceful and quiet living environment, providing a perfect balance between convenience and tranquility. Some expat homes might also have a small garden or outdoor space, allowing residents to enjoy the sunny weather and beautiful Cypriot nature right at their doorstep. In terms of security, many complexes offer gated entrances and sometimes even 24/7 security services, ensuring a safe living environment for the residents. Overall, expat homes in Ayia Napa offer a comfortable and luxurious lifestyle, combining modern conveniences with the charm of Mediterranean living," explained one expat living in Ayia Napa, Cyprus.

What is the average cost of housing in Ayia Napa?

If you are thinking about moving to Ayia Napa, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Ayia Napa can vary greatly depending on the type and location of the property. For instance, a one-bedroom apartment in the city center may cost around €500-€600 per month to rent, while a three-bedroom apartment in the same area could be around €1,000-€1,200 per month. If you're looking to buy property, a standard apartment in Ayia Napa could cost anywhere from €100,000 to €200,000, while a luxury villa could cost upwards of €1 million. However, these prices can fluctuate based on market conditions and other factors," remarked one expat living in Ayia Napa, Cyprus.

Where should I setup a bank account in Ayia Napa?

We asked expats in Ayia Napa what banks they use and there advice about banking. They advised:

"Expats considering retirement in Ayia Napa should be aware of several key factors. Firstly, the cost of living in Ayia Napa is relatively low compared to many European countries, but it's still important to budget carefully. The local currency is the Euro, and while some places accept credit cards, cash is often preferred. The official languages are Greek and Turkish, but English is widely spoken, especially in tourist areas. However, learning some basic Greek phrases can be beneficial for daily life. The climate is Mediterranean, with hot summers and mild winters, which can be a significant draw for those from colder climates. Healthcare in Cyprus is of a high standard, with both public and private options available. Expats should ensure they have adequate health insurance coverage. It's also important to note that Ayia Napa is a popular tourist destination, particularly for younger travelers, so it can get quite busy during the peak summer months. The Cypriot lifestyle is generally laid-back and relaxed, with a strong emphasis on family and socializing. The local cuisine is Mediterranean, with an emphasis on fresh, local ingredients. Expats should also be aware that Cyprus drives on the left-hand side of the road, which can take some getting used to for those from countries that drive on the right. In terms of residency, EU citizens can live in Cyprus without a visa, but non-EU citizens will need to apply for a residence permit. It's also worth noting that Cyprus has double taxation agreements with many countries, so it's important to understand the tax implications of retiring in Ayia Napa. Finally, Ayia Napa offers a range of leisure activities, from beautiful beaches to historical sites, so there's plenty to keep retirees occupied. However, it's also worth exploring the rest of the island, as each region has its own unique charm and attractions," remarked one expat living in Ayia Napa, Cyprus.

What do expats in Ayia Napa appreciate most about the local culture?

"Expats in Ayia Napa, often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and willingness to help, making newcomers feel at home. The relaxed pace of life is also a big draw, with locals valuing leisure time and family gatherings, which provides a refreshing contrast to the hustle and bustle of many Western societies. The local cuisine is another aspect that expats enjoy, with a variety of fresh seafood, fruits, and vegetables, as well as traditional dishes like souvlaki and halloumi. The local culture also places a strong emphasis on outdoor living, with many activities and festivals taking place in the open air, which expats find very appealing. Moreover, the rich history and heritage of Ayia Napa, evident in its architecture, museums, and historical sites, is something that expats appreciate. The local culture is a blend of Greek, Turkish, and British influences, creating a unique and diverse cultural landscape. Lastly, the vibrant nightlife of Ayia Napa is something that many expats enjoy, with a wide range of bars, clubs, and restaurants to choose from. Despite its reputation as a party destination, the town also offers quieter, more relaxed entertainment options, catering to a wide range of preferences," wrote one member in Ayia Napa.

What do expats find most challenging?

"Expats in Ayia Napa often find the language barrier to be the most challenging aspect of the local culture, as Greek and Turkish are the main languages spoken and English is not as widely spoken outside of the tourist areas. The slower pace of life can also be a challenge for those used to a faster, more hectic lifestyle. The Cypriot concept of time, which is more relaxed and less punctual than in many Western countries, can be difficult to adjust to. Additionally, the intense summer heat can be a challenge for those not used to Mediterranean climates. Lastly, navigating the local bureaucracy can be a challenge, as it can be complex and time-consuming, particularly for those who do not speak the local language," commented one expat who made the move to Ayia Napa.

Is there a lot of crime in Ayia Napa?

We asked people if there is a lot of crime. They answered:

"Ayia Napa, is generally considered a safe destination for tourists. However, like any popular tourist spot, it does have some crime. The most common types of crime reported are petty thefts, such as pickpocketing and bag snatching, particularly in crowded areas and on public transportation. There have also been instances of burglaries in holiday accommodations. Nightlife in Ayia Napa can sometimes lead to instances of alcohol-related crime, such as fights or disorderly conduct, particularly during the peak tourist season. There have also been occasional reports of more serious crimes, including sexual assaults and drug offenses. Despite these issues, the local authorities in Ayia Napa take crime seriously and work hard to maintain a safe environment for residents and visitors. Tourists are advised to take standard precautions, such as not leaving belongings unattended, being aware of their surroundings, and avoiding excessive alcohol consumption," remarked one expat who made the move to Ayia Napa.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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Help others in Cyprus by answering questions about the challenges and adventures of living in Cyprus.

Cigna Global Health
Cigna Global Health

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