St. James, Barbados
Last updated on Mar 15, 2025
Summary: Expats, digital nomads and retirees talk about what it is really like living in St. James, Barbados. They offer advice about meeting people, cost of living, finding a home and more.
What do I need to know before moving to St. James?
When we asked people what advice they would give someone preparing to move to St. James, they said:
"Before moving to St. James, expats should know that the official language is English, but Bajan, a local dialect, is also widely spoken. The cost of living can be high, especially in areas popular with tourists and expats. The local currency is the Barbadian dollar, which is pegged to the US dollar. Expats should be aware that the climate is tropical, with a wet season from June to November and a dry season from December to May. Hurricanes can occur during the wet season. Healthcare in Barbados is of a high standard, with both public and private facilities available. However, expats are advised to have comprehensive health insurance as medical costs can be high. St. James is known for its beautiful beaches, luxury resorts, and vibrant nightlife. It's a popular destination for tourists and expats, which means it can get crowded during peak tourist season. Driving is on the left-hand side of the road in Barbados. Public transportation is reliable and affordable, but having a car can be more convenient for getting around the island. Barbados has a relatively low crime rate compared to other Caribbean countries, but expats should still take standard precautions to protect their personal safety and belongings. The island has a relaxed, laid-back lifestyle. However, Barbadians value punctuality and professionalism in business settings. Barbados has a diverse culture with influences from Africa, Britain, and the Caribbean. Cricket is the national sport and is passionately followed by locals. Finally, expats should be aware that Barbados has strict laws against drug use and possession. Penalties can be severe, including imprisonment," said one expat who made the move to St. James.
How do I find a place to live in St. James?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in St. James involves several steps. First, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, you should decide on the type of accommodation you want. St. James offers a variety of options, including apartments, houses, and luxury villas. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms that list properties for rent or sale in Barbados. Websites like Realtor.com, Terra Caribbean, and Barbados Property Search can be useful resources. You can also consider hiring a real estate agent. They can provide you with listings that match your criteria, arrange viewings, and guide you through the process of renting or buying a property. When you find a property you're interested in, make sure to visit it in person. This will give you a better idea of its condition, the neighborhood, and whether it meets your needs. Finally, once you've found the perfect place, you'll need to negotiate the terms of the lease or purchase agreement. Make sure to read the contract carefully and ask any questions you may have before signing. Remember, moving to a new place can be a complex process, so it's important to take your time and do your research," said one expat in St. James.
What is a typical expat home or apartment like in St. James?
"A typical expat home or apartment in St. James, is often a luxurious and spacious property, reflecting the island's reputation as a high-end destination. These homes are usually fully furnished, featuring modern amenities such as air conditioning, high-speed internet, and state-of-the-art kitchen appliances. Many of these properties boast stunning views of the Caribbean Sea, with large balconies or terraces to enjoy the scenery. The architecture often blends traditional Bajan style with contemporary design, featuring high ceilings, open floor plans, and large windows to let in natural light. The bedrooms are usually spacious, with en-suite bathrooms and walk-in closets. The living areas are designed for comfort and relaxation, often including a separate dining area and a comfortable lounge with a flat-screen TV. Many expat homes in St. James also come with private outdoor spaces, such as a garden, patio, or even a private pool. Some properties are part of larger complexes or gated communities, offering additional amenities like communal pools, fitness centers, and 24-hour security. The location of these homes is another key feature, with many situated close to the beach, as well as local shops, restaurants, and other amenities. Despite their proximity to these conveniences, these homes often offer a sense of tranquility and privacy, allowing expats to enjoy the best of both worlds. In terms of interior decor, these homes often feature a mix of local and international influences, with tropical colors, hardwood furniture, and artwork by local artists. The overall atmosphere is one of laid-back luxury, reflecting the island's relaxed yet sophisticated lifestyle," said one expat who made the move to St. James.
What is the average cost of housing in St. James?
If you are thinking about moving to St. James, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in St. James can vary greatly depending on the type and location of the property. For a luxury villa in a prime location, prices can reach into the millions. However, for a more modest family home or apartment, the cost can be significantly lower. It's also important to note that rental prices can also vary, with luxury properties commanding high monthly rates. Therefore, it's difficult to provide an exact average cost, but it's safe to say that housing in St. James, Barbados can range from moderately priced to very expensive," said one expat in St. James.
What should I bring when moving to St. James?
People living in St. James were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to St. James, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, tank tops, and sundresses. Don't forget to pack a few swimsuits for the beach and water activities. You should also pack a few formal outfits for dining out or attending events. Comfortable walking shoes, sandals, and flip-flops are essential. Remember to pack a wide-brimmed hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. A reusable water bottle is also a good idea to stay hydrated. Pack your essential toiletries, but keep in mind that most items can be purchased locally. If you have specific brands you prefer, it might be a good idea to bring them along. Don't forget to pack your necessary medications and a basic first aid kit. Bring along your important documents such as passport, driver's license, and medical records. It's also a good idea to have digital copies of these documents. Pack your electronics like your phone, laptop, and camera. Don't forget the chargers and consider bringing a power adapter if your devices don't match the local outlets. If you plan on cooking, you might want to pack some of your favorite non-perishable food items, especially if they might be hard to find in Barbados. Lastly, pack items that will make your new place feel like home, such as photos, small decor items, or your favorite books," commented one expat who made the move to St. James.
Where should I setup a bank account in St. James?
We asked expats in St. James what banks they use and there advice about banking. They advised:
"Before retiring in St. James, expats should know that the cost of living is relatively high compared to other Caribbean islands. They should also be aware that the official language is English, making it easier for English-speaking expats to communicate. Expats should know that Barbados has a tropical climate with wet and dry seasons, and St. James is known for its beautiful beaches and warm weather. They should also be aware that hurricanes can occur, although Barbados is less prone to hurricanes than other Caribbean islands. Healthcare in Barbados is of a high standard, with both public and private healthcare options available. However, expats should ensure they have comprehensive health insurance as medical costs can be high. Expats should also know that Barbados has a relatively low crime rate, but like any destination, it is advisable to take precautions and be aware of your surroundings. In terms of housing, St. James offers a range of options from luxury villas to more modest accommodations. It's advisable to rent before buying to get a feel for the area and understand the property market. Expats should also be aware that Barbados has a slower pace of life compared to many Western countries. This can be a positive aspect for those looking to relax in retirement, but it may require some adjustment. Lastly, it's important to understand the immigration process. To retire in Barbados, you will need to apply for an immigrant status or a special entry permit if you are over 60 and can support yourself financially. It's recommended to consult with an immigration lawyer to understand the process and requirements," explained one expat living in St. James, Barbados.
What do expats in St. James appreciate most about the local culture?
"Expats in St. James often appreciate the warm and friendly nature of the local people. They are known for their hospitality and willingness to help, making newcomers feel welcome and at home. The relaxed and laid-back lifestyle is also a big draw for expats, as it offers a stark contrast to the hustle and bustle of city life. The rich cultural heritage, which is a blend of African, Indian, and British influences, is another aspect that expats find fascinating. This is reflected in the local music, dance, art, and cuisine, offering a unique cultural experience. Expats also appreciate the natural beauty of St. James, from its stunning beaches to its lush green landscapes. The local commitment to preserving the environment is also commendable. The local cuisine is another highlight for expats. Barbadian food is a delightful mix of flavors, with fresh seafood, local fruits, and vegetables being key ingredients. Finally, the safety and stability of St. James, Barbados is a big plus for expats. The low crime rate and political stability make it an ideal place for those looking to settle down," said one expat who made the move to St. James.
What do expats find most challenging?
"Expats in St. James often find the laid-back, "island time" pace of life challenging, as it can be a stark contrast to the fast-paced, deadline-driven cultures they may be used to. The local dialect, Bajan, can also be difficult to understand for those not familiar with it, making communication a challenge. Some expats may also struggle with the high cost of living in St. James, particularly when it comes to housing and imported goods. The heat and humidity of the tropical climate can be uncomfortable for those used to cooler climates. Lastly, while Barbadians are generally friendly and welcoming, it can take time to fully integrate into the local community and understand the nuances of the culture," remarked one expat who made the move to St. James.
Is there a lot of crime in St. James?
We asked people if there is a lot of crime. They answered:
"Like any other place, St. James experiences some level of crime. However, it is generally considered a safe area, especially for tourists. The most common crimes reported are petty thefts and minor offenses, often targeting unsuspecting tourists. Violent crimes are relatively rare, but they do occur occasionally. The local police force is active and responsive, and there are measures in place to ensure the safety of residents and visitors. It's always recommended for individuals to take standard precautions to protect their belongings and personal safety," wrote a member in St. James.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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