Dalmatia, Croatia
Last updated on Apr 27, 2024
Summary: Expats, digital nomads and retirees talk about what it is really like living in Dalmatia, Croatia. They offer advice about meeting people, cost of living, finding a home and more.
What do I need to know before moving to Dalmatia?
When we asked people what advice they would give someone preparing to move to Dalmatia, they said:
"Dalmatia is a beautiful region known for its stunning coastline, historic cities, and warm Mediterranean climate. Before moving to Dalmatia, expats should be aware that the official language is Croatian, so learning some basic phrases can be very helpful. English is widely spoken in tourist areas, but less so in rural areas. The cost of living in Dalmatia is generally lower than in many Western European countries, but it can vary depending on the area. Cities like Split and Dubrovnik are more expensive than smaller towns and villages. The local cuisine is Mediterranean, with a strong emphasis on seafood, olive oil, and local wines. Dalmatian food is generally healthy and delicious, but those with dietary restrictions may need to plan ahead. Dalmatia has a slower pace of life compared to many Western countries. This can be a welcome change for some, but it may take some getting used to for others. The healthcare system in Croatia is generally good, but it can be slow and bureaucratic. Expats should ensure they have comprehensive health insurance. Public transportation in Dalmatia is reliable, but many locals prefer to use cars. Driving in Croatia can be challenging due to narrow roads and aggressive drivers. Dalmatia is generally safe, but like anywhere, it's important to take precautions against petty crime. The climate in Dalmatia is Mediterranean, with hot, dry summers and mild, wet winters. It's important to be prepared for the heat in the summer, especially for those not used to Mediterranean climates. Finally, Dalmatia is rich in history and culture, with many festivals, events, and traditions throughout the year. Expats should take the time to learn about and participate in these cultural activities to fully appreciate their new home," explained one expat living in Dalmatia, Croatia.
How do I find a place to live in Dalmatia?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Dalmatia involves several steps. First, you need to decide on the specific area in Dalmatia where you want to live. Dalmatia is a large region that includes major cities like Split and Dubrovnik, as well as smaller towns and islands. Once you've decided on a location, you can start your search for housing. There are several online platforms that list properties for rent or sale in Croatia, such as Njuskalo, Crozilla, and Realitica. These websites allow you to filter your search based on location, price, property type, and other factors. You can also use international real estate websites like Sotheby's International Realty or Christie's International Real Estate, which often list luxury properties in Dalmatia. Another option is to hire a local real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. Make sure to choose a licensed agent who is registered with the Croatian Chamber of Economy. If you're planning to rent, be aware that most landlords require a deposit, usually equivalent to one or two months' rent. You should also be prepared to pay agency fees if you're using a real estate agent, which are typically around one month's rent. Before signing any contract, make sure you fully understand the terms and conditions. If the contract is not in your native language, consider hiring a translator or a lawyer to help you understand it. Finally, once you've found a place and signed a contract, you'll need to register your residence with the local police within a few days of moving in. This is a legal requirement in Croatia. Remember, finding a place to live in a new country can take time and patience, so start your search well in advance of your planned move date," explained one expat living in Dalmatia, Croatia.
What is a typical expat home or apartment like in Dalmatia?
"A typical expat home or apartment in Dalmatia, often offers a blend of traditional and modern aesthetics. The exterior of the buildings usually reflects the region's historical architecture, with stone walls and red-tiled roofs. Inside, the homes are often updated with modern amenities and furnishings for comfort and convenience. Many expat homes in Dalmatia are located near the coast, offering stunning views of the Adriatic Sea. They often feature spacious balconies or terraces, perfect for outdoor dining or simply enjoying the Mediterranean climate. The living areas are typically open and airy, with large windows to let in natural light. The kitchens are usually fully equipped with modern appliances, and the bathrooms often feature contemporary fixtures. Bedrooms in these homes are usually spacious, with ample storage space. Some larger homes may also have additional rooms that can be used as a home office or guest room. Many expat apartments in Dalmatia are located in residential buildings with shared amenities like swimming pools, gyms, and communal gardens. These buildings are often situated in close proximity to local shops, restaurants, and public transportation, making it convenient for expats to explore and enjoy their new surroundings. Despite the modern comforts, many homes retain charming traditional features such as exposed stone walls, wooden beams, and tiled floors. These elements, combined with the region's natural beauty and relaxed lifestyle, make living in Dalmatia a unique and enjoyable experience for many expats," remarked one expat living in Dalmatia, Croatia.
What is the average cost of housing in Dalmatia?
If you are thinking about moving to Dalmatia, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Dalmatia can vary greatly depending on the location and type of property. For instance, in more popular and touristy areas like Split or Dubrovnik, the prices can be quite high, with an average apartment in the city center costing around several hundred thousand euros. On the other hand, in smaller towns or rural areas, you can find houses for much less, sometimes even under a hundred thousand euros. Therefore, it's difficult to give a precise average, but it's safe to say that the cost of housing in Dalmatia can range from relatively affordable to quite expensive," explained one expat living in Dalmatia, Croatia.
What should I bring when moving to Dalmatia?
People living in Dalmatia were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Dalmatia, you should pack a variety of clothing suitable for different seasons, including lightweight clothing for the hot summers and warmer clothing for the cooler winters. Don't forget to pack a good quality raincoat and umbrella, as Dalmatia can experience heavy rainfall, especially in the colder months. Swimwear is a must, as the region is known for its beautiful beaches and clear waters. Also, pack a good pair of walking shoes or hiking boots if you plan on exploring the mountainous terrain or the many historic sites. Bring your essential toiletries, but remember that most items can be purchased locally. If you have prescription medication, ensure you have enough to last for your initial period, and bring a copy of your prescription. Pack all necessary travel documents, including your passport, visa documents, and any other identification. It's also a good idea to have digital and physical copies of these. If you're planning on cooking, you might want to pack some specialty ingredients that might be hard to find. However, Dalmatia has a rich culinary scene with fresh local produce and seafood. Don't forget your electronics, like your phone, laptop, and chargers. An adapter plug for European sockets would also be useful. Lastly, bring items that make you feel at home - photos, small keepsakes, or your favorite books. These can help you settle into your new home in Dalmatia, Croatia," wrote a member in Dalmatia.
Where should I setup a bank account in Dalmatia?
We asked expats in Dalmatia what banks they use and there advice about banking. They advised:
"Expats considering retirement in Dalmatia should be aware of several important factors. Firstly, the cost of living in Dalmatia is generally lower than in many Western countries, but it's still important to have a clear financial plan. The local currency is the Croatian Kuna, not the Euro, and it's advisable to have a local bank account. Healthcare in Croatia is of a high standard, but it's important to secure health insurance, as free healthcare is not available to non-residents. It's also worth noting that while many doctors speak English, this is not always the case, so some knowledge of the Croatian language can be beneficial. The climate in Dalmatia is Mediterranean, with hot summers and mild winters, which can be a draw for many retirees. However, it's important to consider the potential impact of climate change, as the region has been experiencing increasingly severe heatwaves and forest fires. The process of buying property in Croatia can be complex, and it's recommended to hire a local lawyer to help navigate the legalities. It's also important to be aware that property prices can vary widely, with coastal properties typically being more expensive. Croatia is part of the European Union, but not the Schengen Area, which can have implications for travel and residency. Non-EU citizens may need a visa to stay in the country long-term, and it's advisable to check the latest immigration rules and regulations. The culture in Dalmatia is rich and diverse, with a strong emphasis on family, food, and outdoor living. However, it can take time to adjust to the slower pace of life and the local customs and traditions. Finally, while many younger Croatians speak English, this is less common among the older generation. Therefore, learning some basic Croatian can greatly enhance your experience and help you integrate into the local community," commented one expat who made the move to Dalmatia.
What do expats in Dalmatia appreciate most about the local culture?
"Expats in Dalmatia often appreciate the relaxed pace of life and the emphasis on enjoying the simple things. They love the local food and wine culture, which is deeply rooted in tradition and offers a variety of fresh, locally sourced ingredients. The locals' hospitality and friendliness are also highly valued, making expats feel welcomed and integrated into the community. The rich history and stunning natural beauty of the region, from its ancient cities to its beautiful coastline, are also greatly appreciated. Expats also enjoy the vibrant festivals and cultural events that take place throughout the year, providing opportunities to immerse themselves in the local culture. The strong sense of community and family values prevalent in Dalmatian culture is another aspect that expats find endearing," remarked one expat who made the move to Dalmatia.
What do expats find most challenging?
"Expats in Dalmatia often find the language barrier to be the most challenging aspect of the local culture. Croatian is a Slavic language and can be difficult to learn, especially for those who are used to Romance or Germanic languages. Another challenge is the slower pace of life, which can be frustrating for those used to a faster, more efficient lifestyle. Things often take longer than expected in Dalmatia, from getting a driver's license to setting up a bank account. Understanding and adapting to the local customs and traditions can also be a challenge. For instance, Croatians are known for their hospitality and often expect guests to accept their offers of food and drink. Refusing such offers can be seen as rude. The bureaucracy in Croatia can also be a challenge for expats. Dealing with government agencies can be time-consuming and complicated, with many forms to fill out and procedures to follow. Lastly, while Dalmatia is known for its beautiful coastline and pleasant weather, the region can be quite crowded during the summer tourist season. This can make everyday tasks like grocery shopping or finding a parking spot more difficult," said one expat in Dalmatia.
Is there a lot of crime in Dalmatia?
We asked people if there is a lot of crime. They answered:
"Dalmatia, a region in Croatia, is generally considered safe for both residents and tourists. The crime rate is relatively low compared to many other regions globally. Most of the crimes reported are minor, such as pickpocketing and petty theft, which are more common in tourist-heavy areas. Violent crimes are rare, and the region is known for its safety and tranquility. However, like any other place, it is always advised to take standard precautions to avoid any potential issues. The local police are efficient and responsive in dealing with reported crimes. Overall, Dalmatia is a safe region with a low crime rate," remarked one expat who made the move to Dalmatia.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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