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Varazdin, Croatia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Varazdin | Digital Nomad Exchange
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Varazdin, Croatia

By Betsy Burlingame

Last updated on Jan 14, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Varazdin, Croatia. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to Varazdin?

When we asked people what advice they would give someone preparing to move to Varazdin, they said:

"Varazdin is a city in Northern Croatia known for its baroque architecture, music, performing arts, and museums. The official language is Croatian, so learning some basic phrases would be beneficial, although English is widely spoken, especially by younger generations. The currency used in Varazdin is the Croatian Kuna, and while credit cards are widely accepted, it's always good to have some cash on hand. The cost of living in Varazdin is relatively low compared to other European cities, but it's still higher than in other parts of Croatia. The city has a continental climate, with hot summers and cold winters, so appropriate clothing is necessary. Varazdin is a safe city with a low crime rate, but like anywhere, it's important to be aware of your surroundings and take basic safety precautions. The city has a well-developed public transportation system, but many locals prefer to walk or bike due to the city's small size. Healthcare in Varazdin is of a good standard, with several hospitals and clinics throughout the city. It's important to have health insurance, as healthcare is not free for non-residents. Varazdin has a rich cultural scene, with numerous festivals, concerts, and events throughout the year. The city is also known for its gastronomy, with many restaurants offering traditional Croatian cuisine. The city is also home to several international schools, making it a good choice for expats with children. It's important to note that Croatia is part of the European Union, but not the Schengen Area, so different visa rules may apply. Lastly, Croatians are known for their hospitality, so don't be surprised if your new neighbors invite you over for a meal or a drink," wrote one member in Varazdin.

How do I find a place to live in Varazdin?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Varazdin, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger family home. Next, you should research the different neighborhoods in Varazdin to find one that suits your lifestyle and preferences. Some areas might be closer to the city center, while others might be more residential and quiet. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals or properties for sale in Varazdin, such as Njuskalo, Crozilla, or Indomio. These websites allow you to filter your search based on your preferences, such as the number of bedrooms, price range, and location. In addition to online platforms, you can also contact local real estate agencies. They can provide you with more personalized assistance and might have access to listings that are not advertised online. When you find a property that you're interested in, arrange a viewing with the landlord or real estate agent. This will give you a chance to inspect the property and ask any questions you might have. If you're moving from abroad, it might be beneficial to hire a relocation service. They can help you with the logistics of moving, such as finding a place to live, setting up utilities, and navigating local regulations. Finally, once you've found a place you like, you'll need to sign a lease or purchase agreement. Make sure to read the contract carefully and understand all the terms before signing. If you're not fluent in Croatian, you might want to hire a translator or lawyer to help you with this process. Remember, finding a place to live can take time, so it's important to start your search well in advance of your planned move date," said one expat who made the move to Varazdin.

What is a typical expat home or apartment like in Varazdin?

"A typical expat home or apartment in Varazdin, is often located in the city center or in the peaceful suburbs. These homes are usually fully furnished, featuring a blend of modern and traditional Croatian architecture. They often have one to three bedrooms, a living room, a fully equipped kitchen, and one or two bathrooms. Some apartments may also have a balcony or a small garden, offering views of the city or the surrounding nature. The homes are usually equipped with modern amenities such as air conditioning, heating, Wi-Fi, and sometimes even a washing machine. Many expat homes are located in close proximity to local markets, restaurants, and public transportation, making it convenient for daily living. Some expats may also choose to live in houses with more space and privacy, located a bit further from the city center. These houses often come with a yard and private parking. Despite the type of accommodation, most expat homes in Varazdin offer a comfortable and convenient living experience," said one expat in Varazdin.

What is the average cost of housing in Varazdin?

If you are thinking about moving to Varazdin, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Varazdin can vary greatly depending on the location and size of the property. For instance, the price of apartments in the city center can be quite high, while houses in the suburbs or rural areas can be more affordable. On average, you can expect to pay a moderate amount for a decent-sized apartment or house in Varazdin. However, it's important to note that prices can fluctuate based on market conditions and other factors," remarked one expat living in Varazdin, Croatia.

What should I bring when moving to Varazdin?

People living in Varazdin were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Varazdin, you should pack a variety of clothing to accommodate for the city's four distinct seasons. This includes warm clothing for the cold winters, such as heavy coats, scarves, gloves, and hats, as well as lighter clothing for the hot summers, like shorts, t-shirts, and swimwear. You should also pack sturdy shoes for walking around the city's cobblestone streets and hiking in the nearby mountains. Rain gear, such as a waterproof jacket and umbrella, is also recommended due to the city's frequent rainfall. Don't forget to pack your personal documents, including your passport, visa, and any necessary medical records. If you take prescription medication, bring enough to last for your first few months in Varazdin. Pack any electronics you use daily, like your laptop, smartphone, and chargers. An adapter may be necessary as Croatia uses Type C and Type F plugs. If you're planning on cooking, you might want to bring some specialty ingredients that might be hard to find in Croatia. Lastly, bring personal items that will make your new place feel like home, such as photos, favorite books, or small keepsakes," explained one expat living in Varazdin, Croatia.

Where should I setup a bank account in Varazdin?

We asked expats in Varazdin what banks they use and there advice about banking. They advised:

"Expats considering retirement in Varazdin, should be aware that the official language is Croatian, and while English is commonly spoken among younger generations, older locals may not be fluent. The cost of living in Varazdin is generally lower than in many Western countries, but it's important to consider your personal lifestyle and financial situation. Healthcare in Croatia is of a high standard, with both public and private options available, but it's recommended to have comprehensive health insurance. Varazdin is known for its Baroque architecture and peaceful atmosphere, making it an attractive place for retirees. The city has a continental climate, with hot summers and cold winters, which could be a significant change for those from milder climates. It's also important to understand the local customs and traditions, as Croatians are known for their hospitality and respect for their culture. Croatia is part of the European Union, so EU citizens can retire there with relative ease, but non-EU citizens will need to apply for a residence permit. It's also worth noting that Croatia has a double taxation agreement with many countries, so you'll need to check how this affects your pension. Public transportation in Varazdin is reliable, but owning a car can be beneficial for exploring the surrounding areas. Finally, it's recommended to hire a local lawyer when buying property, to ensure you understand all the legal requirements and processes involved," remarked one expat who made the move to Varazdin.

What do expats in Varazdin appreciate most about the local culture?

"Expats in Varazdin, appreciate the city's rich history and well-preserved Baroque architecture, which gives it a unique charm. They also love the local food and wine culture, with many traditional Croatian dishes and local wines to try. The locals' hospitality and friendliness are also highly appreciated, making expats feel welcome and at home. The city's vibrant arts scene, with numerous festivals and cultural events throughout the year, is another aspect that expats enjoy. They also appreciate the slower pace of life in Varazdin compared to larger cities, which allows for a more relaxed lifestyle. The city's cleanliness and safety are also highly valued by expats. Lastly, the beautiful natural surroundings, with numerous parks and outdoor spaces for recreation, are a big draw for expats living in Varazdin," explained one expat living in Varazdin, Croatia.

What do expats find most challenging?

"Expats in Varazdin may find the language barrier to be the most challenging aspect of the local culture, as Croatian is a difficult language to learn and not everyone speaks English. They may also struggle with the slower pace of life, which is common in smaller cities like Varazdin. The bureaucracy can be quite complex and time-consuming, which can be frustrating for foreigners used to more efficient systems. Additionally, the local cuisine may be a challenge for some, as it is heavy on meats and lacks vegetarian or vegan options. Lastly, while Croatians are generally friendly and hospitable, they can also be quite reserved, which might make it difficult for expats to form deep connections," explained one expat living in Varazdin, Croatia.

Is there a lot of crime in Varazdin?

We asked people if there is a lot of crime. They answered:

"Varazdin, is generally considered a safe city with a low crime rate. Like any city, it has occasional incidents, but overall, it is not known for high levels of crime. The city's safety measures and law enforcement agencies work effectively to maintain peace and order. Residents and tourists alike can feel secure while going about their daily activities or exploring the city's attractions. Petty crimes such as pickpocketing or minor theft may occur, particularly in crowded areas, but violent crimes are rare. It's always advisable for individuals to take standard precautions to protect their personal belongings and safety," said one expat who made the move to Varazdin.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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