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Tumbaco, Ecuador: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Tumbaco | Digital Nomad Exchange
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Tumbaco, Ecuador

By Joshua Wood, LPC

Last updated on May 06, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Tumbaco, Ecuador: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Tumbaco?

When we asked people what advice they would give someone preparing to move to Tumbaco, they said:

"You can avoid most of those problems by living in Valle de los Chillos or Cunbaya/Tumbaco (other valley) just outside of Quito. You can still enjoy activities in Quito but don't have to live with big city problems. Altitude us a bit lower (duh, valley) and it is warmer than Quito. They grow roses in Tumbaco area," remarked one expat living in Ecuador.

"Expats considering retirement in Tumbaco should be aware that the cost of living is significantly lower than in many Western countries, making it an attractive option for those on a fixed income. The official language is Spanish, so learning the language or having a basic understanding would be beneficial. The healthcare system in Ecuador is quite good, with many doctors trained in the US or Europe, and health insurance is affordable. Tumbaco has a pleasant climate, with temperatures typically ranging from 50 to 77 degrees Fahrenheit year-round. The town is located in a valley and is surrounded by mountains, offering beautiful views and opportunities for outdoor activities. It's also close to Quito, the capital of Ecuador, providing access to city amenities while still maintaining a quieter, more relaxed lifestyle. Ecuador uses the US dollar as its official currency, which can make financial transitions easier for American retirees. However, it's important to understand the local banking system and consider how to manage your finances from abroad. Ecuadorian cuisine is diverse and delicious, with a focus on fresh fruits, vegetables, and seafood. However, it may take some time to adjust to the local diet. Ecuador has a different culture and customs, so it's important to be respectful and take the time to understand and adapt to these differences. The pace of life in Tumbaco is slower than in many Western countries, which can be a big adjustment. Finally, while Ecuador is generally safe, like any place, it has crime. It's important to take standard safety precautions, such as not displaying wealth openly and being aware of your surroundings," wrote one member in Tumbaco.

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What do I need to know before moving to Tumbaco?

When we asked people what advice they would give someone preparing to move to Tumbaco, they said:

"Tumbaco is a small town located in the Pichincha Province of Ecuador, just outside of the capital city, Quito. It is known for its pleasant climate, beautiful landscapes, and relaxed lifestyle. Before moving to Tumbaco, expats should be aware of several important factors. Firstly, the cost of living in Tumbaco is relatively low compared to many Western countries, but it's higher than in other parts of Ecuador. This is due to its proximity to Quito and its popularity among expats. Spanish is the official language of Ecuador, so it would be beneficial to learn some basic Spanish before moving. However, English is also widely spoken in Tumbaco, especially among the younger generation and in the expat community. The healthcare system in Ecuador is generally good, with both public and private options available. However, it's recommended to have health insurance to cover any potential medical costs. Tumbaco has a slower pace of life compared to larger cities. This can be a positive aspect for those looking for a relaxed lifestyle, but it might take some time to adjust for those used to a faster pace. The town is located in a valley, which means it has a milder climate than Quito. It's generally warm during the day and cool at night. Public transportation in Tumbaco is reliable and inexpensive. Buses and taxis are the most common forms of transportation. However, owning a car can be beneficial for more flexibility. Tumbaco is considered safe, but like any place, it's important to take precautions. Avoid walking alone at night and always keep an eye on your belongings. The food in Tumbaco is a mix of traditional Ecuadorian dishes and international cuisine. There are plenty of markets where you can buy fresh produce, as well as restaurants and cafes. Finally, it's important to understand the local customs and traditions. Ecuadorians are generally friendly and welcoming, but they also value respect and politeness. It's important to greet people properly and to be respectful of local customs and traditions," explained one expat living in Tumbaco, Ecuador.

How do I find a place to live in Tumbaco?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Tumbaco involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Tumbaco to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might offer more peace and quiet. Once you have a good idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Tumbaco, such as Ecuador Homes Online, Viviun, and OLX Ecuador. These websites allow you to filter results based on your preferences, such as the number of bedrooms, price range, and location. In addition to online listings, you might also consider hiring a local real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. Make sure to choose an agent who is familiar with the Tumbaco area and has a good reputation. When you find a place you're interested in, arrange a viewing to see it in person. This will give you a chance to check the condition of the property, ask questions, and get a feel for the neighborhood. Finally, once you've found a place you like, you'll need to negotiate the terms of the lease, pay any necessary deposits, and sign the contract. Make sure to read the contract carefully and understand all the terms before signing. Remember, finding a place to live can take time, so be patient and don't rush the process. It's important to find a place that you'll be happy with for the duration of your stay in Tumbaco," commented one expat who made the move to Tumbaco.

What is a typical expat home or apartment like in Tumbaco?

"A typical expat home in Tumbaco, is often a spacious, detached house with a large garden. These homes are usually located in gated communities, providing an extra layer of security. The houses often have multiple bedrooms and bathrooms, a large kitchen, and a living room. Some homes may also have a separate dining room. The architecture is a blend of modern and traditional styles, with many homes featuring high ceilings, large windows, and terracotta roof tiles. The interior design often incorporates local materials such as wood and stone, and many homes have fireplaces for the cooler months. The large gardens are perfect for outdoor living, with many featuring patios, swimming pools, and barbecue areas. Some homes may also have a separate guest house or servant quarters. Despite being located in a suburban area, these homes often have stunning views of the surrounding mountains and valleys," commented one expat who made the move to Tumbaco.

What is the average cost of housing in Tumbaco?

If you are thinking about moving to Tumbaco, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Tumbaco can vary greatly depending on the size and location of the property. For a modest home or apartment in the area, one might expect to pay a few hundred dollars per month in rent. If looking to purchase a property, prices can range from affordable to quite expensive, with some luxury homes selling for several hundred thousand dollars. However, on average, the cost of housing in Tumbaco is generally considered to be more affordable than in larger cities like Quito," said one expat who made the move to Tumbaco.

How do I meet people in Tumbaco?

When we asked people living in Tumbaco about club and activities where newcomers can meet others, they responded:

"Tumbaco, is a popular destination for expats, and there are numerous clubs and activities they can join to meet new people and immerse themselves in the local culture. Many expats join language exchange clubs, where they can practice their Spanish skills with locals and other expats. There are also cooking classes that focus on traditional Ecuadorian cuisine, which is a great way to learn about the local culture and meet new people. Outdoor activities are also popular among expats in Tumbaco. Hiking clubs are common, as the area is surrounded by beautiful mountains and trails. Cycling is another popular activity, with many expats joining local cycling clubs. For those interested in volunteering, there are numerous opportunities to get involved in local community projects. This not only provides a chance to give back to the community but also to meet locals and other expats. Expats also meet people through social events and gatherings. Many expats host international potluck dinners, where everyone brings a dish from their home country. This is a fun way to share your culture with others and try new foods. There are also numerous festivals and public events in Tumbaco throughout the year. These events are a great way to immerse yourself in the local culture and meet people from all walks of life. Finally, many expats meet people simply by being active in the community. This could be through shopping at local markets, attending local church services, or simply striking up a conversation with a neighbor. The people of Tumbaco are known for being friendly and welcoming, so don't be afraid to introduce yourself and make new friends," explained one expat living in Tumbaco, Ecuador.

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What should I bring when moving to Tumbaco?

People living in Tumbaco were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Tumbaco, you should pack lightweight clothing due to the warm climate. Include items such as shorts, t-shirts, and sandals. However, also pack a few sweaters or light jackets for cooler evenings and occasional rain showers. Don't forget to pack a good quality sunscreen, as the sun can be quite strong in Ecuador. A hat and sunglasses will also be useful for sun protection. Pack a sturdy pair of walking shoes or hiking boots if you plan on exploring the beautiful landscapes and mountains around Tumbaco. Bring along any prescription medications you need, as well as a basic first aid kit. It's also a good idea to pack insect repellent and any necessary vaccinations for tropical diseases. If you're planning on cooking, you might want to pack some of your favorite spices or food items that might be hard to find in Ecuador. Remember to pack all your important documents, such as your passport, visa, driver's license, and any necessary insurance papers. Pack a Spanish-English dictionary or phrasebook, or download a translation app on your phone, as not everyone in Tumbaco may speak English. Bring along your electronics, such as your laptop, smartphone, and chargers. However, keep in mind that you may need a voltage converter or plug adapter for your devices. Lastly, pack some personal items that will make your new place feel like home, such as photos, favorite books, or small decor items," said one expat who made the move to Tumbaco.

Where should I setup a bank account in Tumbaco?

We asked expats in Tumbaco what banks they use and there advice about banking. They advised:

"Tumbaco is a popular destination for expats due to its pleasant climate, beautiful scenery, and affordable cost of living. Before retiring in Tumbaco, it's important to understand the local culture, language, and customs. Spanish is the official language, so learning some basic Spanish phrases would be beneficial. The cost of living in Tumbaco is significantly lower than in many Western countries, but it's still important to have a clear understanding of your financial situation and plan accordingly. Healthcare in Ecuador is generally good and affordable, but it's recommended to have a comprehensive health insurance plan. The food in Tumbaco is fresh and locally sourced, but it may take some time to adjust to the local cuisine. It's also important to be aware of the local laws and regulations, especially those related to property ownership and taxes. Public transportation is widely available in Tumbaco, but many expats choose to own a car for convenience. Driving in Ecuador can be challenging due to different road conditions and driving habits, so it's important to familiarize yourself with the local driving rules. Tumbaco has a slower pace of life compared to many Western cities, which can be a big adjustment for some people. It's also important to be aware of the safety situation in Ecuador. While Tumbaco is generally safe, like any place, it has its share of crime. Finally, it's important to connect with the local expat community. They can provide valuable advice and support as you adjust to your new life in Tumbaco," wrote a member in Tumbaco.

Will I be able to find a job in Tumbaco?

When we asked people about industries and career opportunities in Tumbaco, they reponded:

"In Tumbaco, foreigners often find employment in various sectors. Many work as English teachers in local schools or offer private tutoring services. Some foreigners work in the tourism industry, serving as tour guides or working in hotels and restaurants. Others may find jobs in non-governmental organizations (NGOs) or international companies that have offices in the area. There are also opportunities for foreigners to work in healthcare, particularly if they have specialized skills or training. Additionally, some foreigners in Tumbaco may be self-employed, running their own businesses such as cafes, shops, or consulting services," remarked one expat who made the move to Tumbaco.

What is life like in Tumbaco?

When we asked people living in Tumbaco what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Tumbaco is generally peaceful and relaxed. The town is surrounded by beautiful landscapes, offering a tranquil environment away from the hustle and bustle of the city. The cost of living is relatively low, making it an attractive destination for those looking to live comfortably on a budget. The local community is friendly and welcoming, and while Spanish is the main language spoken, English is also understood by many. The town has a good infrastructure with reliable internet, making it suitable for digital nomads. Tumbaco has a pleasant climate, with warm days and cool nights, and it's close to the capital city of Quito, providing easy access to urban amenities. The town has a variety of restaurants, shops, and markets where one can find fresh local produce. Outdoor enthusiasts will enjoy the numerous hiking and biking trails in the surrounding hills. The town also has a vibrant cultural scene, with local festivals and events taking place throughout the year. Healthcare facilities are adequate, with several clinics and hospitals in the area. Public transportation is readily available, although many expats choose to rent or buy a car for convenience. Despite its small size, Tumbaco offers a good quality of life for expats and digital nomads, combining the charm of a small town with the conveniences of a city," said one expat in Tumbaco.

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What do expats in Tumbaco appreciate most about the local culture?

"Expats in Tumbaco, appreciate the warm and welcoming nature of the local people. They love the relaxed pace of life and the emphasis on family and community. The rich cultural heritage, which is evident in the local music, dance, and festivals, is also highly appreciated. Expats enjoy the local cuisine, which is fresh, diverse, and inexpensive. They also value the beautiful natural surroundings, including the lush landscapes and pleasant climate. The low cost of living and the high quality of life are also major draws for expats. Lastly, they appreciate the safety and tranquility of Tumbaco, which is less crowded and chaotic than larger cities," commented one expat who made the move to Tumbaco.

What do expats find most challenging?

"Expats in Tumbaco often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. They may also struggle with the slower pace of life, which is a stark contrast to the fast-paced lifestyle in many Western countries. The concept of "Ecuadorian time", where punctuality is not strictly adhered to, can be frustrating for those used to strict schedules. Additionally, the local cuisine, which is heavily based on corn, potatoes, and meat, may be difficult to adapt to for those used to a different diet. Lastly, navigating the local bureaucracy can be challenging due to the complexity and lack of efficiency in the system," commented one expat who made the move to Tumbaco.

Is there a lot of crime in Tumbaco?

We asked people if there is a lot of crime. They answered:

"As an AI, I don't have real-time data, but based on the available information, Tumbaco, like many other places, experiences some level of crime. However, it is generally considered a relatively safe area, especially when compared to larger cities in Ecuador. The most common types of crime reported are petty theft and burglary. Violent crime is less common, but it's always recommended to take precautions, such as avoiding isolated areas at night and not displaying valuable items in public. It's also advised to be aware of your surroundings and take local advice on safety," wrote a member in Tumbaco.

Is there a lot of diversity? Are people in Tumbaco accepting of differences?

"Tumbaco is a diverse place with a mix of locals and expatriates from various parts of the world. The community is known for its welcoming and accepting nature towards differences. People in Tumbaco are generally open-minded and respectful of different cultures, traditions, and lifestyles. This acceptance is reflected in the harmonious coexistence of people from different backgrounds. However, like any place, individual experiences may vary," said one expat who made the move to Tumbaco.

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What are the schools in Tumbaco like?

"If you don't mind total Spanish immersion for your child and appreciate a creative, kinesthetic learning environment, this is a wonderful school," remarked one expat living in Tumbaco with children attending Pacha Mama.

"1. Academia Cotopaxi American International School: This school, located in Tumbaco, is an American International School that offers education from pre-kindergarten to grade 12. The curriculum is based on the American education system and the school is accredited by the New England Association of Schools and Colleges. The school also offers the International Baccalaureate Diploma Program for students in grades 11 and 12. The school's website is https://www.cotopaxi.k12.ec/. 2. Colegio Menor: Colegio Menor is a bilingual school that offers education from pre-kindergarten to grade 12. The school follows the American curriculum and is accredited by the Southern Association of Colleges and Schools. The school also offers the International Baccalaureate Diploma Program for students in grades 11 and 12. The school's website is https://www.colegiomenor.edu.ec/. 3. Colegio Terranova: This is a bilingual school that offers education from pre-kindergarten to grade 12. The school follows the Ecuadorian curriculum but also incorporates elements of the American and British education systems. The school is accredited by the Ecuadorian Ministry of Education. The school's website is http://www.colegioterranova.edu.ec/. 4. Colegio Britanico Internacional: This school offers a British-style education for students from pre-kindergarten to grade 12. The school follows the British National Curriculum and offers the International General Certificate of Secondary Education (IGCSE) and the International Baccalaureate Diploma Program. The school's website is http://www.colegiobritanico.edu.ec/. 5. Discovery School: This is a bilingual school that offers education from pre-kindergarten to grade 12. The school follows the American curriculum and is accredited by the Southern Association of Colleges and Schools. The school's website is http://www.discoveryschool.edu.ec/. 6. Colegio Aleman de Quito: This school offers a German-style education for students from pre-kindergarten to grade 12. The school follows the German curriculum and offers the German International Abitur. The school's website is http://www.colegio-aleman.de/. 7. Alliance Academy International: This is a Christian international school that offers education from pre-kindergarten to grade 12. The school follows the American curriculum and is accredited by the Association of Christian Schools International. The school's website is http://www.alliance.k12.ec/," said one expat in Tumbaco with children at .

"Tumbaco has a vibrant and friendly social scene. The town is known for its warm and welcoming locals who are always ready to engage in conversation and share their culture. There are numerous social events and festivals throughout the year, celebrating everything from local traditions to national holidays. The town is also home to a variety of restaurants, bars, and cafes, providing plenty of opportunities for socializing and meeting new people. Outdoor activities such as hiking and biking are also popular, fostering a sense of community among residents and visitors. Despite its growth, Tumbaco maintains a small-town feel, where neighbors know each other and there's a strong sense of community," remarked one expat living in Tumbaco.

What advice to expats in Tumbaco have about housing?

"Expats in Tumbaco advise that housing can be quite affordable compared to other parts of the world, especially if you're willing to live a bit outside of the city center. They recommend renting before buying, to get a feel for the area and to make sure it suits your lifestyle. It's also suggested to hire a local real estate agent who can help navigate the local market and negotiate prices. Expats also advise to thoroughly inspect any potential homes for issues like mold, as the humid climate can cause these problems. They also suggest checking the proximity to amenities like grocery stores, restaurants, and healthcare facilities. Security is another important factor to consider. Some expats recommend living in a gated community for added safety. Lastly, understanding the local laws and regulations regarding property ownership is crucial, especially for foreigners. It's recommended to hire a local lawyer to help with this process," mentioned an expat living in Tumbaco.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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