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Puerto Rico, Ecuador: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Puerto Rico | Digital Nomad Exchange
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Puerto Rico, Ecuador

By Joshua Wood, LPC

Last updated on Jul 23, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Puerto Rico, Ecuador: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Puerto Rico?

When we asked people what advice they would give someone preparing to move to Puerto Rico, they said:

"Before retiring in Puerto Rico, expats should know that while it is a U.S. territory, it has its own unique culture and lifestyle. The official languages are Spanish and English, but Spanish is more commonly spoken. The cost of living can be lower than in many U.S. states, but it varies depending on the area. Healthcare is generally good, but it may be different from what expats are used to in the U.S. Expats should also be aware of the island's hurricane season, which can affect living conditions. Before retiring in Ecuador, expats should know that it is known for its affordable cost of living and high-quality healthcare. However, they should also be aware that the primary language is Spanish, and while some locals speak English, it is not as widely spoken. The culture is very different from the U.S., and it may take some time to adjust. Ecuador uses the U.S. dollar as its currency, which can make financial transitions easier for American retirees. The country also has a diverse climate, with coastal, mountain, and rainforest regions, so potential retirees should consider their preferred climate when choosing where to live," commented one expat who made the move to Puerto Rico.

Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca
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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

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Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before moving to Puerto Rico?

When we asked people what advice they would give someone preparing to move to Puerto Rico, they said:

"Before moving to Puerto Rico, expats should know that although it is a U.S. territory, Spanish is the primary language spoken. The cost of living can be high, particularly in the capital, San Juan. The island has a tropical climate with high humidity and hurricane season from June to November. The healthcare system in Puerto Rico is of a high standard, but private health insurance is recommended. Moving to Ecuador, expats should be aware that Spanish is the official language, so learning some basic Spanish would be beneficial. The cost of living is relatively low compared to many Western countries. Ecuador has a diverse climate, from coastal regions to the Andes Mountains and the Amazon rainforest. Healthcare in Ecuador is generally good in urban areas, but can be lacking in rural areas. It's also important to note that Ecuador is located on the Ring of Fire, so earthquakes and volcanic activity are common. In both Puerto Rico and Ecuador, expats should familiarize themselves with local customs and traditions to integrate more easily into the local culture. It's also important to understand the local laws and regulations, particularly those related to residency and work permits," remarked one expat who made the move to Puerto Rico.

How do I find a place to live in Puerto Rico?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Puerto Rico involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on areas that are within your financial reach. Next, you should research different neighborhoods in Puerto Rico, Ecuador. Look for areas that are safe, have good access to public transportation, and are close to amenities such as shops, restaurants, and parks. Once you have a few neighborhoods in mind, you can start looking for available properties. There are several online platforms where you can find listings for apartments and houses for rent or sale in Puerto Rico, Ecuador. Websites like OLX Ecuador and Mercado Libre Ecuador are popular options. You can also consider hiring a real estate agent. They can help you navigate the local real estate market, arrange viewings, and negotiate prices. When you find a property you're interested in, make sure to visit it in person before making a decision. This will give you a chance to inspect the property and get a feel for the neighborhood. Finally, once you've found a place you like, you'll need to sign a lease or purchase agreement. Make sure to read the contract carefully and understand all the terms before signing. If you're not fluent in Spanish, you might want to hire a translator or a lawyer to help you with this step. Remember, finding a place to live can take time, so be patient and don't rush the process," wrote one member in Puerto Rico.

What is a typical expat home or apartment like in Puerto Rico?

"Expat homes in Puerto Rico, are typically spacious and comfortable, often featuring modern amenities. They are usually located in safe neighborhoods, often in gated communities with 24-hour security. The homes often have multiple bedrooms and bathrooms, a fully equipped kitchen, and a living room. Some may also have a private garden or a patio, offering stunning views of the surrounding landscape. The apartments, on the other hand, are usually located in the city center, close to shops, restaurants, and other amenities. They are typically well-maintained, with modern furnishings and appliances. Some apartments may also have shared amenities like a swimming pool, gym, or a rooftop terrace. Despite being in a foreign country, these homes and apartments are designed to offer all the comforts of home, making the transition to life in Ecuador easier for expats," said one expat in Puerto Rico.

What is the average cost of housing in Puerto Rico?

If you are thinking about moving to Puerto Rico, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Puerto Rico can vary greatly depending on the location and size of the property. For instance, in the city center, a one-bedroom apartment may cost around $300 to $400 per month, while a three-bedroom apartment can range from $500 to $700 per month. Outside the city center, the prices can drop significantly, with one-bedroom apartments costing around $200 to $300 per month and three-bedroom apartments ranging from $400 to $500 per month. If you're looking to buy property, the price per square meter in the city center can be around $1,000, while outside the city center it can be around $800. However, these prices can fluctuate based on the current real estate market," commented one expat who made the move to Puerto Rico.

How do I meet people in Puerto Rico?

When we asked people living in Puerto Rico about club and activities where newcomers can meet others, they responded:

"Expats in Puerto Rico often join various clubs and activities to socialize and meet new people. These include sports clubs such as golf, tennis, and sailing, where they can enjoy the beautiful natural surroundings while engaging in friendly competition. They may also join cultural clubs that focus on art, music, and literature, providing opportunities to learn about the local culture and history. Language exchange groups are popular among expats, as they provide a platform to learn Spanish and teach English or other languages in return. This not only helps in improving language skills but also in understanding the local customs and traditions. Many expats participate in volunteer activities, which is a great way to give back to the community and meet like-minded individuals. These could range from teaching English to local children, helping in community development projects, or participating in environmental conservation efforts. Expats also meet people through social events and gatherings organized by the local expat community. These events could include international food festivals, holiday celebrations, or networking events. These gatherings provide a platform for expats to share their experiences, exchange information, and form new friendships. In addition, expats often meet people through their daily routines such as shopping at local markets, attending local church services, or enrolling their children in local schools. These interactions provide opportunities to mingle with the locals and other expats, helping them to integrate into the community. Online platforms and social media groups also play a significant role in helping expats connect with each other. These platforms often provide valuable information about local events, housing, job opportunities, and other practical matters related to living in Puerto Rico, Ecuador," wrote one member in Puerto Rico.

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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Ecuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What should I bring when moving to Puerto Rico?

People living in Puerto Rico were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Puerto Rico, it's essential to pack lightweight clothing due to the tropical climate. Include items like shorts, t-shirts, and light dresses. Don't forget to pack a good quality rain jacket or umbrella, as rain can be frequent. A hat, sunglasses, and sunscreen are also necessary to protect yourself from the sun. Pack comfortable walking shoes for exploring the city and hiking boots if you plan on trekking in the mountains. If you're planning on visiting the beach, don't forget your swimsuit, beach towel, and flip flops. Bring along any prescription medications you may need, as well as a basic first aid kit. It's also a good idea to pack insect repellent and any necessary vaccinations for tropical diseases. Remember to pack your important documents, such as your passport, visa, driver's license, and any necessary work documents. It's also a good idea to have copies of these documents in case they get lost. If you're planning on cooking, you might want to pack some of your favorite spices or non-perishable food items, as they may be hard to find in Ecuador. Pack a Spanish-English dictionary or phrasebook, as not everyone in Ecuador speaks English. Lastly, don't forget to pack your electronics, such as your phone, laptop, and camera, along with the necessary chargers and adapters. Remember, it's always better to pack light and buy what you need when you arrive," said one expat in Puerto Rico.

Where should I setup a bank account in Puerto Rico?

We asked expats in Puerto Rico what banks they use and there advice about banking. They advised:

"Before retiring in Puerto Rico, expats should know that although it is a U.S. territory, the cost of living is generally lower than in the mainland U.S. They should also be aware that the primary language is Spanish, although English is widely spoken. The healthcare system in Puerto Rico is of a high standard, but it's important to ensure that your health insurance will cover you there. The island is prone to hurricanes, so it's crucial to consider this when choosing a home. Before retiring in Ecuador, expats should know that the cost of living is very low, making it an attractive option for retirees. However, they should also be aware that the healthcare system, while improving, may not be up to the standards they are used to. Spanish is the official language, so learning some basic Spanish would be beneficial. Ecuador is located on the equator, so the climate is generally warm and tropical, but it can vary depending on the altitude. It's also important to note that while Ecuador uses the U.S. dollar, credit cards are not widely accepted outside of major cities," wrote one member in Puerto Rico.

Will I be able to find a job in Puerto Rico?

When we asked people about industries and career opportunities in Puerto Rico, they reponded:

"In Puerto Rico, foreigners often find employment in various sectors. Many work as English teachers in schools and language institutes, leveraging their native language skills. Others find jobs in the tourism industry, working in hotels, resorts, or travel agencies. Some foreigners work in the healthcare sector as doctors, nurses, or medical specialists, especially if they have relevant qualifications and experience. There are also opportunities in the non-profit sector, with many international organizations and NGOs operating in the country. Additionally, some foreigners work as freelance consultants or remote workers in fields like IT, marketing, and finance. Lastly, a number of foreigners start their own businesses, particularly in sectors like hospitality and retail," said one expat who made the move to Puerto Rico.

What is life like in Puerto Rico?

When we asked people living in Puerto Rico what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Puerto Rico is a blend of cultural immersion, natural beauty, and a slower pace of life. The cost of living is relatively low, making it an attractive destination for those who work remotely. The locals are friendly and welcoming, and there is a strong sense of community among the expat population. The country's diverse landscape, from the beaches to the mountains, offers plenty of opportunities for outdoor activities. The food is fresh and flavorful, with a variety of fruits, vegetables, and seafood readily available. Internet connectivity can be a challenge in some areas, but in larger cities and towns, it is generally reliable. Spanish is the official language, so learning at least basic Spanish can greatly enhance the experience. Healthcare is affordable and of good quality, especially in larger cities. Public transportation is widely available and inexpensive, although many expats choose to buy a car for convenience. The climate is tropical and warm year-round, which can be a big draw for those coming from colder climates. However, it can also be humid, and some may find the heat uncomfortable. Overall, life for expats and digital nomads in Puerto Rico, Ecuador is relaxed and enjoyable, with a good balance of work and leisure," wrote a member in Puerto Rico.

Ecuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Ecuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do expats in Puerto Rico appreciate most about the local culture?

"Expats in Puerto Rico appreciate the warm and welcoming nature of the locals, who are always ready to help and make them feel at home. They love the vibrant culture, which is a blend of Spanish, African, and indigenous influences, reflected in the music, dance, and festivals. The laid-back lifestyle and slower pace of life is also something that expats enjoy, as it allows them to relax and take time to enjoy the simple things in life. In Ecuador, expats appreciate the rich cultural heritage and the strong sense of community. They love the traditional festivals, the local cuisine, and the beautiful handcrafted goods. The locals' respect for the environment and the country's biodiversity is also something that expats admire. They also appreciate the affordable cost of living, which allows them to enjoy a good quality of life," wrote one member in Puerto Rico.

What do expats find most challenging?

"Expats in Puerto Rico often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the dominant language and English is not as widely spoken. They may also struggle with the laid-back attitude towards time, known as "island time", which can be frustrating for those used to strict schedules. In Ecuador, expats may find the cultural differences in personal space and physical contact to be challenging. Ecuadorians tend to stand closer and touch more often during conversations, which can be uncomfortable for those from cultures where personal space is highly valued. Additionally, the slower pace of life and the bureaucratic red tape can be frustrating for expats used to more efficiency," remarked one expat who made the move to Puerto Rico.

Is there a lot of crime in Puerto Rico?

We asked people if there is a lot of crime. They answered:

"Puerto Rico has been grappling with crime for many years, with issues ranging from petty theft to more serious crimes such as drug trafficking and homicides. The island has a high crime rate, particularly in the capital city of San Juan. Drug-related crimes are a significant issue, with drug trafficking and gang violence contributing to the high crime rate. Similarly, Ecuador also faces its share of crime. Petty theft, pickpocketing, and bag snatching are common, particularly in tourist areas and on public transportation. More serious crimes, such as armed robbery, home invasions, and sexual assault, also occur. In certain areas, drug-related crime and gang violence are prevalent. Both countries have been implementing various strategies to combat crime and improve safety," remarked one expat living in Puerto Rico, Ecuador.

Is there a lot of diversity? Are people in Puerto Rico accepting of differences?

"Puerto Rico is a small town and does not have the same level of diversity as larger cities or countries. However, Ecuador as a whole is a diverse country with a mix of indigenous, mestizo, Afro-Ecuadorian, and white populations. The country is known for its rich cultural heritage and traditions that reflect this diversity. As for acceptance of differences, it can vary. Generally, Ecuadorians are known for their hospitality and warmth towards visitors and newcomers. However, like any place, there can be instances of prejudice or discrimination. It's important to note that attitudes can differ from person to person and from region to region. In recent years, there has been a growing awareness and acceptance of diversity in Ecuador, but there is still progress to be made," said one expat in Puerto Rico.

Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca
Connect

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Click connect to have our partner contact you via e-mail and/or phone.

Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in Puerto Rico like?

"In Puerto Rico, one of the top international schools is the Baldwin School of Puerto Rico. This school, located in Bayamon, offers a bilingual education from pre-kindergarten to 12th grade. It follows an American curriculum and is accredited by the Middle States Association of Colleges and Schools. More information can be found on their website: https://www.baldwin-school.org/. Another notable school in Puerto Rico is the Robinson School. Located in San Juan, this school offers a bilingual education from pre-kindergarten to 12th grade. It is the only school in Puerto Rico that offers the International Baccalaureate Diploma Program. More information can be found on their website: http://www.robinsonschool.org/. In Ecuador, one of the top international schools is the Academia Cotopaxi American International School. Located in Quito, this school offers an American curriculum from pre-kindergarten to 12th grade. It is accredited by the New England Association of Schools and Colleges. More information can be found on their website: https://www.cotopaxi.k12.ec/. Another notable school in Ecuador is the Colegio Menor San Francisco de Quito. This school, also located in Quito, offers a bilingual education from pre-kindergarten to 12th grade. It follows both the Ecuadorian and American curriculums and is accredited by the Southern Association of Colleges and Schools. More information can be found on their website: https://www.colegiomenor.edu.ec/. In Guayaquil, Ecuador, InterAmerican Academy stands out as a top international school. It offers an American-based curriculum from pre-kindergarten to 12th grade. The school is accredited by the Southern Association of Colleges and Schools and the Ecuadorian Ministry of Education. More information can be found on their website: https://www.interamerican.edu.ec/," said one parent with children at in Puerto Rico.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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