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Namur, Belgium: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Namur | Digital Nomad Exchange
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Namur, Belgium

By Betsy Burlingame

Last updated on Jul 10, 2023

Summary: Expats, digital nomads and retirees talk about what it is really like living in Namur, Belgium. They offer advice about meeting people, cost of living, finding a home and more.

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SJB Global
SJB Global
SJB Global

What do I need to know before moving to Namur?

When we asked people what advice they would give someone preparing to move to Namur, they said:

"Namur is a French-speaking city in Belgium, so it would be beneficial to have a basic understanding of the French language before moving there. The city is known for its slow-paced lifestyle, which is a stark contrast to the hustle and bustle of larger cities. The cost of living in Namur is relatively low compared to other Belgian cities, but it's still higher than in many other countries. Namur is a small city, so it's easy to get around on foot or by bike. Public transportation is also available and reliable, with buses and trains connecting Namur to other parts of Belgium. The city is also known for its safety, with low crime rates compared to other cities. Namur is rich in history and culture, with many museums, historical sites, and festivals throughout the year. The city is also known for its beautiful architecture, with many buildings dating back to the 17th century. The city is home to the University of Namur, so there's a vibrant student population. Healthcare in Namur, like the rest of Belgium, is of a high standard. Expats will need to register with a local health insurance fund (mutuelle) to access healthcare services. The city has a number of supermarkets and local markets where you can buy fresh produce and other goods. The weather in Namur is temperate, with mild summers and cool winters. It can be quite rainy, so it's a good idea to always have an umbrella handy. The city is also quite green, with many parks and green spaces where you can relax and enjoy the outdoors. Belgians are known for their love of food and beer, and Namur is no exception. The city has a number of restaurants and bars where you can try local specialties. However, service in restaurants can be slow, so be prepared for a leisurely dining experience. Finding accommodation in Namur can be challenging, especially at the start of the academic year when students are looking for places to stay. It's a good idea to start looking for accommodation well in advance of your move. Renting is more common than buying in Namur, and you'll need to provide a deposit of up to three months' rent. Finally, it's important to note that Belgium has a complex administrative system, and you'll need to register with your local commune (town hall) as soon as you arrive in Namur. This process can take some time, so it's a good idea to start it as soon as possible," wrote one member in Namur.

How do I find a place to live in Namur?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Namur, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a studio apartment to a larger family home. Next, you should research the different neighborhoods in Namur to find one that suits your lifestyle and needs. Some popular areas include the city center, Jambes, and Saint-Servais. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rental properties in Namur. Websites like Immoweb, Zimmo, and Immovlan are popular choices. These sites allow you to filter your search based on factors like price, location, and property type. Another option is to hire a real estate agent. They can help you navigate the local market, arrange viewings, and handle negotiations with landlords. If you're moving to Namur for study, you might also consider looking for student housing. The University of Namur provides some accommodation for students, and there are also private landlords who specialize in student rentals. Once you've found a place you're interested in, you'll need to arrange a viewing. This is your chance to check the condition of the property and ask any questions you might have. If you decide to proceed with a rental, you'll typically need to sign a lease and pay a deposit. Make sure you understand the terms of the lease before signing. Finally, once you've secured your new home, you'll need to register your address with the local commune. This is a legal requirement in Belgium and needs to be done within eight days of moving in," said one expat in Namur.

What is a typical expat home or apartment like in Namur?

"A typical expat home or apartment in Namur, is often located in the city center or in the surrounding suburbs. These homes are usually well-maintained, with a blend of traditional Belgian architecture and modern amenities. They often feature high ceilings, large windows, and hardwood floors. The living room is usually spacious, often with a fireplace and a comfortable seating area. The kitchen is typically equipped with modern appliances, including a dishwasher, oven, and refrigerator. Most apartments have one to three bedrooms, often with built-in wardrobes for storage. The bathrooms are usually modern and clean, often with a shower or a bathtub. Some apartments may also have a small balcony or terrace, offering views of the city or the surrounding countryside. Many expat homes in Namur also come with additional amenities such as a garage or a small garden. Some may be part of a larger apartment complex, with shared facilities like a swimming pool, gym, or laundry room. Despite being in a foreign country, these homes are designed to provide all the comforts of home, making the transition to life in Belgium easier for expats. The location of these homes is also a key factor. Many are within walking distance of shops, restaurants, and public transportation, making it easy for expats to explore the city and get around. Some may also be close to international schools, making them a popular choice for expat families. In terms of interior design, many expat homes in Namur reflect a mix of Belgian and international influences. Some may feature traditional Belgian furniture and decor, while others may have a more contemporary or minimalist style. Regardless of the style, these homes are usually comfortable, welcoming, and designed to make expats feel at home in Namur," said one expat who made the move to Namur.

What is the average cost of housing in Namur?

If you are thinking about moving to Namur, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Namur can vary greatly depending on the type and size of the property. For instance, the price for a one-bedroom apartment in the city center may be around €600 to €800 per month. If you're looking to buy, the average price per square meter for an apartment in the city center can be around €2,500. However, prices can be significantly lower outside of the city center. Please note that these are estimated figures and actual prices may vary," wrote a member in Namur.

What should I bring when moving to Namur?

People living in Namur were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Namur, you should pack a variety of clothing to accommodate for the country's temperate maritime climate, which includes mild summers and cool winters. This should include warm clothing like sweaters, jackets, scarves, gloves, and hats for the colder months, as well as lighter clothing for the warmer months. Rain gear, such as waterproof jackets and umbrellas, is also essential as Belgium experiences rainfall throughout the year. Comfortable walking shoes are a must, as the city of Namur is best explored on foot. If you plan on cooking, consider packing some of your favorite non-perishable food items that may be hard to find in Belgium. Don't forget to pack your personal documents, including your passport, visa documents, driver's license, and medical records. If you're moving for work or study, remember to bring any necessary work materials or school supplies. Pack your electronics, including your laptop, phone, chargers, and any necessary adapters as Belgium uses Type E power sockets. Lastly, bring personal items that will make your new place feel like home, such as photos, small keepsakes, and favorite books. Remember to check the customs regulations before packing to ensure you're not bringing any prohibited items," wrote a member in Namur.

Where should I setup a bank account in Namur?

We asked expats in Namur what banks they use and there advice about banking. They advised:

"Expats considering retirement in Namur, should be aware of several key factors. Firstly, they should understand that the official language is French, so it would be beneficial to learn or have a basic understanding of the language. The cost of living in Namur is relatively high compared to other cities in Belgium, so it's important to have a solid financial plan in place. Healthcare in Belgium is of a high standard, but it's essential to have comprehensive health insurance to cover any medical costs. The climate in Namur is temperate, with mild summers and cool winters, which could be a significant change for those from warmer climates. The city is known for its rich history and culture, offering plenty of opportunities for sightseeing and exploration. Belgium has a high tax rate, and this can significantly impact your income and savings, so it's crucial to understand the tax implications before moving. Public transportation in Namur is reliable and efficient, making it easy to get around the city and explore the surrounding areas. Belgium's cuisine is world-renowned, and Namur offers a variety of dining options, from high-end restaurants to local bistros. Finally, it's important to understand the local customs and etiquette, as Belgians are known for their politeness and respect for personal space," remarked one expat who made the move to Namur.

What do expats in Namur appreciate most about the local culture?

"Expats in Namur often appreciate the city's rich history and architecture, with its stunning citadel and charming old town. They also value the local culture's emphasis on enjoying life, particularly through good food and drink, with Belgium's famous beers and chocolates being a highlight. The locals' friendliness and welcoming nature is another aspect that expats appreciate, making it easier for them to settle in and feel at home. The city's vibrant arts scene, with numerous festivals and cultural events throughout the year, is also a big draw for expats. Additionally, they appreciate the slower pace of life in Namur compared to larger cities, allowing them to enjoy a more relaxed lifestyle. The city's location, nestled between the Sambre and Meuse rivers, offers beautiful natural scenery that expats often find refreshing and inspiring. Lastly, the city's bilingual nature, with both French and Dutch being spoken, is appreciated by expats as it provides an opportunity to learn new languages and engage more deeply with the local culture," commented one expat who made the move to Namur.

What do expats find most challenging?

"Expats in Namur often find the language barrier to be the most challenging aspect of the local culture. While many locals do speak English, the primary languages are French and Dutch, which can make everyday tasks like shopping or using public transportation difficult for those who do not speak these languages. Another challenge is the Belgian attitude towards punctuality. Belgians are known for being very punctual and this can be a challenge for expats from cultures where time is viewed more flexibly. Additionally, the Belgian culture is often described as reserved and private, which can make it difficult for expats to form connections and friendships with locals. This can lead to feelings of isolation and loneliness. The bureaucracy in Belgium can also be a challenge for expats. There are often many rules and regulations to follow, and paperwork can be complex and time-consuming. Lastly, the weather in Namur can be a challenge for some expats, particularly those from warmer climates. The city has a temperate maritime climate, with relatively mild summers and cool, rainy winters," remarked one expat who made the move to Namur.

Is there a lot of crime in Namur?

We asked people if there is a lot of crime. They answered:

"Namur, generally has a low crime rate, similar to many other parts of the country. The city is known for its peaceful atmosphere and safety. However, like any other city, it is not completely free from crime. Petty crimes such as pickpocketing or bag snatching can occur, particularly in crowded areas or tourist spots. Instances of violent crime are relatively rare, but they do occur occasionally. The local authorities are proactive in maintaining safety and security, and residents generally feel safe living in Namur. It's always recommended for both residents and visitors to take standard precautions to protect their personal safety and belongings," wrote one member in Namur.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

Contribute to Belgium Network Contribute
Help others in Belgium by answering questions about the challenges and adventures of living in Belgium.

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SJB Global

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