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Tervuren, Belgium: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Tervuren | Digital Nomad Exchange
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Tervuren, Belgium

By Betsy Burlingame

Last updated on Jul 10, 2023

Summary: Expats, digital nomads and retirees talk about what it is really like living in Tervuren, Belgium. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to Tervuren?

When we asked people what advice they would give someone preparing to move to Tervuren, they said:

"Tervuren is a small town in Belgium, located in the Flemish Brabant province, known for its rich history and beautiful parks. The official language in Tervuren is Dutch, but English and French are also widely spoken due to the international community living there. The town is home to the Royal Museum for Central Africa, a popular tourist attraction that showcases the cultural and natural history of Africa. Tervuren is a popular choice for expats due to its proximity to Brussels, the capital of Belgium and the European Union. The town is well-connected to Brussels by public transport, with regular tram and bus services. However, owning a car can be beneficial for exploring the wider region. The cost of living in Tervuren is relatively high, with housing being the largest expense. The town offers a range of housing options, from apartments to larger family homes. It's advisable to use a real estate agent to help navigate the housing market. The town has a number of international schools, making it a popular choice for families. The British School of Brussels is located in Tervuren, offering an English curriculum for children aged 1-18. Healthcare in Belgium is of a high standard, with a mix of public and private healthcare providers. It's important to have health insurance, as healthcare is not free. Tervuren is known for its outdoor spaces, including the large Tervuren Park, which is home to the Royal Museum for Central Africa. The park is a popular spot for walking, cycling, and picnicking. The town has a vibrant expat community, with various clubs and organizations that can help newcomers settle in. These include sports clubs, cultural societies, and volunteer groups. Belgium has a temperate maritime climate, with mild summers and cool winters. Rainfall is distributed throughout the year, so it's a good idea to always carry an umbrella. Belgian cuisine is varied and delicious, with a particular emphasis on beer, chocolate, and waffles. Tervuren has a number of restaurants and cafes where you can sample these local specialties. Finally, it's important to note that Belgium has a high tax rate. However, this contributes to the country's high standard of living, with excellent public services and infrastructure," remarked one expat who made the move to Tervuren.

How do I find a place to live in Tervuren?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Tervuren, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large family home. Next, you should research the different neighborhoods in Tervuren to find one that suits your lifestyle and needs. Some areas might be closer to schools or workplaces, while others might offer more recreational opportunities or a quieter environment. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rental properties or homes for sale in Tervuren, such as Immoweb, Zimmo, or Realo. These websites allow you to filter your search based on your preferences, such as the number of bedrooms, price range, and location. In addition to online searches, you might also want to consider hiring a real estate agent. They can provide valuable local knowledge and help you navigate the Belgian property market. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property and ask any questions you might have. If you decide to proceed with a rental property, you'll need to sign a lease agreement. Make sure you understand all the terms and conditions before signing. If you're buying a property, you'll need to go through the process of making an offer, negotiating, and closing the sale. Finally, once you've secured your new home, you'll need to arrange for utilities and services such as electricity, water, and internet. You may also need to register your new address with the local municipality. Remember, finding a place to live can take time, so it's important to start your search well in advance of when you plan to move," commented one expat who made the move to Tervuren.

What is a typical expat home or apartment like in Tervuren?

"A typical expat home or apartment in Tervuren, is often spacious and well-maintained, reflecting the town's overall high standard of living. These homes usually have a blend of modern and traditional architectural styles, with high ceilings, large windows, and often a fireplace. The interiors are typically furnished with a mix of contemporary and classic Belgian furniture, with a focus on comfort and functionality. Many homes have a garden or a terrace, providing a private outdoor space. The kitchen is usually fully equipped with modern appliances, and the bathrooms are often updated with high-quality fixtures. Some homes may also have additional amenities like a garage, a basement, or even a small home office. Despite being in a relatively quiet and residential area, these homes are often within walking distance to local shops, restaurants, and public transportation, offering a balance of tranquility and convenience," said one expat who made the move to Tervuren.

What is the average cost of housing in Tervuren?

If you are thinking about moving to Tervuren, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Tervuren can vary greatly depending on the type of property. For instance, the price for a standard apartment can be relatively moderate, while larger, detached houses in more desirable areas can be quite expensive. As of recent data, the average price for a house in Tervuren is considered to be higher than the national average in Belgium. However, it's always best to check with local real estate agencies for the most current and accurate information," explained one expat living in Tervuren, Belgium.

What should I bring when moving to Tervuren?

People living in Tervuren were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Tervuren, you should pack clothing suitable for a temperate maritime climate, including warm clothing for the winter months and lighter clothing for the summer. Rain gear, such as waterproof jackets and umbrellas, are essential due to the frequent rainfall. Pack your important documents, such as passport, visa, driver's license, medical records, and insurance documents. If you're moving for work or study, don't forget any necessary paperwork related to your employment or education. Bring any prescription medications you take regularly, along with a copy of your prescription. It's also a good idea to pack a basic first aid kit. If you're planning to cook, you might want to bring some of your favorite non-perishable food items that might be hard to find in Belgium. Pack your electronics, including your laptop, smartphone, and chargers. Don't forget a power adapter for European outlets. Bring personal items that will make your new place feel like home, such as photos, small keepsakes, and favorite books. If you have room, consider packing a few items for leisure activities, such as sports equipment or hobby supplies. Lastly, pack toiletries and personal care items to last the first few weeks until you can find where to buy your preferred brands," wrote a member in Tervuren.

Where should I setup a bank account in Tervuren?

We asked expats in Tervuren what banks they use and there advice about banking. They advised:

"Tervuren is a municipality in the province of Flemish Brabant, in Flanders, Belgium. The official language is Dutch, so it would be beneficial to learn some basic Dutch phrases, although English is widely spoken. The cost of living in Tervuren is relatively high compared to other parts of Belgium, so it's important to budget accordingly. Healthcare in Belgium is of a high standard, but it's advisable to have comprehensive health insurance to cover any medical costs. Tervuren is known for its parks and green spaces, including the famous Tervuren Park, which is ideal for those who enjoy outdoor activities. The climate in Tervuren is temperate, with mild summers and cool winters, so it's important to pack appropriate clothing. Public transportation in Tervuren is reliable and efficient, with regular bus and tram services connecting the town to Brussels and other parts of Belgium. Tervuren has a range of amenities including shops, restaurants, and cultural attractions such as the Royal Museum for Central Africa. Belgium has a high tax rate, so it's important to understand the tax implications of retiring in Tervuren. Belgium has a reciprocal healthcare agreement with many countries, so it's worth checking if this applies to your home country. It's advisable to hire a local lawyer to help navigate the legalities of buying property and setting up bank accounts in Belgium. Belgium is part of the Schengen Area, so visa requirements will depend on your nationality. Belgium has a strong social security system, but it's important to understand how this works and whether you're eligible for any benefits. Tervuren is a safe town with a low crime rate, but it's always advisable to take standard precautions to protect your personal safety and belongings. Belgium's cuisine is renowned worldwide, particularly its chocolate, beer, and waffles, so food lovers will be in their element in Tervuren. Finally, it's important to respect local customs and traditions to integrate into the local community," wrote one member in Tervuren.

What do expats in Tervuren appreciate most about the local culture?

"Expats in Tervuren often appreciate the local culture for its rich history and beautiful architecture, including the stunning Tervuren Park and the Royal Museum for Central Africa. They also value the local cuisine, which includes a variety of Belgian specialties such as waffles, chocolates, and beers. The locals' respect for work-life balance is another aspect that expats appreciate, as it allows them to enjoy their time in Belgium without feeling overwhelmed by work. The Belgian's politeness and their ability to speak multiple languages, including English, is also highly appreciated by expats. Furthermore, the local culture's emphasis on outdoor activities and sports, such as cycling, is something that many expats find enjoyable and refreshing. Lastly, the close proximity to other European countries makes it easy for expats to travel and explore, adding to the appeal of living in Tervuren," said one expat who made the move to Tervuren.

What do expats find most challenging?

"Expats in Tervuren often find the language barrier to be the most challenging aspect of the local culture. The official languages are Dutch, French, and German, and while English is spoken by many, it is not as widely used as in other European countries. This can make everyday tasks like shopping or using public transportation more difficult. Another challenge is the perceived aloofness of the locals. Belgians are known for their reserved and private nature, which can come off as unfriendly to newcomers. It can take time to form close relationships with locals. The bureaucracy in Belgium can also be a challenge for expats. Dealing with administrative tasks such as registering for residency, opening a bank account, or setting up utilities can be complex and time-consuming. Belgian punctuality is another aspect that can be difficult for expats to adjust to. Belgians are very punctual and being late is considered rude, which can be a cultural shock for people from more relaxed cultures. Lastly, the weather in Belgium can be a challenge for some expats. The country has a maritime temperate climate, with significant rainfall throughout the year and relatively mild summers and winters. This can be a stark contrast for those coming from countries with more extreme climates," explained one expat living in Tervuren, Belgium.

Is there a lot of crime in Tervuren?

We asked people if there is a lot of crime. They answered:

"Tervuren, is generally considered a safe town with a relatively low crime rate. Like any other place, it experiences occasional incidents of crime, but these are typically minor and infrequent. The town's safety measures and active police force contribute to maintaining peace and order. However, residents and visitors are always advised to take standard precautions to protect their personal safety and belongings," commented one expat who made the move to Tervuren.

What are the schools in Tervuren like?

"1. The British School of Brussels (BSB) is a highly reputed international school located in Tervuren. The school offers a British and international curriculum to students aged 1-18 years. BSB is known for its excellent academic standards, diverse student body, and a wide range of extracurricular activities. More information can be found on their website: [https://www.britishschool.be/](https://www.britishschool.be/) 2. The International School of Brussels (ISB) is another top-tier international school located near Tervuren. ISB provides a comprehensive education for students aged 3-18, with a curriculum that emphasizes inquiry-based learning and global citizenship. The school is known for its state-of-the-art facilities and strong emphasis on arts and athletics. More details can be found on their website: [https://www.isb.be/](https://www.isb.be/) 3. The Deutsche Schule Brüssel (DSB) or German School of Brussels is a German-speaking international school located in Wezembeek-Oppem, close to Tervuren. The school offers a German curriculum from kindergarten to secondary level and is recognized by the German government. The school is known for its strong academic standards and its emphasis on promoting German language and culture. More information can be found on their website: [https://www.dsbruessel.de/](https://www.dsbruessel.de/) 4. The Scandinavian School of Brussels (SSB) is a bilingual school located in Waterloo, not far from Tervuren. The school offers a Scandinavian curriculum in Swedish and English for students aged 2-19. The school is known for its small class sizes, personalized learning approach, and strong emphasis on Scandinavian languages and culture. More details can be found on their website: [https://www.ssb.nu/](https://www.ssb.nu/) 5. The Lycee Francais Jean Monnet de Bruxelles is a French-speaking international school located in Uccle, a short distance from Tervuren. The school offers a French curriculum from kindergarten to secondary level and is part of the AEFE network of French schools abroad. The school is known for its strong academic standards and its emphasis on promoting French language and culture. More information can be found on their website: [https://www.lyceefrancais-jmonnet.eu/](https://www.lyceefrancais-jmonnet.eu/)," commented one expat when asked about in Tervuren.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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