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Mons, Belgium: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Mons | Digital Nomad Exchange
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Mons, Belgium

By Betsy Burlingame

Last updated on May 01, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Mons, Belgium. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to Mons?

When we asked people what advice they would give someone preparing to move to Mons, they said:

"Mons is a city in the Wallonia region of Belgium, where French is the primary language, so learning some basic French phrases would be beneficial. The city is known for its rich history, beautiful architecture, and vibrant cultural scene, including the annual Doudou festival. The cost of living in Mons is relatively affordable compared to other European cities, but it's still important to budget carefully. The city has a good public transportation system, but many locals prefer to walk or bike due to the city's small size. Mons is home to SHAPE (Supreme Headquarters Allied Powers Europe), so there is a large international community, making it easier for expats to settle in. The city is also home to the University of Mons, which brings a youthful and vibrant atmosphere to the city. Healthcare in Belgium is of a high standard, but it's important to have health insurance as medical costs can be high. It's also worth noting that Belgium has a high tax rate, which can affect your take-home pay. Belgian cuisine is a highlight of living in Mons, with local specialties including beer, chocolate, and waffles. The city also has a variety of restaurants offering international cuisine. The weather in Mons is temperate, with mild summers and cool winters. It can be quite rainy, so it's a good idea to always carry an umbrella. Belgians are known for their directness and can sometimes come across as reserved. However, they are also known for their hospitality and friendliness once you get to know them. Finally, it's important to note that Belgium has a complex political structure with power divided between the federal government and the regions, which can sometimes make administrative tasks more complicated," wrote a member in Mons.

How do I find a place to live in Mons?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Mons, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a studio apartment to a larger family home. Next, you should research the different neighborhoods in Mons to find one that suits your lifestyle and needs. Some areas might be closer to the city center, offering easy access to shops, restaurants, and cultural attractions, while others might be more residential and quiet. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rental properties in Mons, such as Immoweb, Zimmo, and Realo. These websites allow you to filter your search based on various criteria, such as price, size, location, and type of property. In addition to online listings, you might also want to consider hiring a real estate agent. They can provide valuable local knowledge, help you navigate the rental process, and potentially find properties that aren't listed online. When you find a property you're interested in, contact the landlord or real estate agent to arrange a viewing. This will give you a chance to inspect the property, ask any questions, and get a feel for the neighborhood. If you decide to proceed with a property, you'll need to negotiate and sign a lease agreement. This will typically involve providing references, proof of income, and possibly a security deposit. Make sure to read the lease carefully and understand all the terms before signing. Finally, once the lease is signed, you can arrange for the move. This might involve hiring a moving company, setting up utilities, and purchasing any necessary furniture or appliances. Remember, finding a place to live can take time, so it's important to start your search well in advance of when you plan to move," wrote one member in Mons.

What is a typical expat home or apartment like in Mons?

"Expat homes or apartments in Mons, are typically located in the city center or in the suburbs, depending on personal preferences. They are often well-maintained, with a blend of traditional Belgian architecture and modern amenities. The homes usually have high ceilings, large windows, and hardwood floors. Most apartments are fully furnished, with a living room, a fully equipped kitchen, one or more bedrooms, and a bathroom. Some larger homes may also have a garden or a small yard. The kitchen usually comes with essential appliances like a refrigerator, oven, and dishwasher. In terms of decor, many expats opt for a mix of classic and contemporary styles. The living room often features comfortable sofas, a coffee table, and a television. The bedrooms usually have a bed, a wardrobe, and sometimes a work desk. Many expat homes in Mons also have a dedicated space for laundry, equipped with a washing machine and dryer. Some apartments may also offer additional amenities like a balcony, a garage, or a storage room. The homes are usually located close to public transportation, supermarkets, restaurants, and schools, making it convenient for expats. Some apartments may also have shared facilities like a gym or a swimming pool. In terms of utilities, most homes in Mons have central heating, and some may also have air conditioning. Internet and cable TV are typically included in the rent. Overall, expat homes in Mons, Belgium, offer a comfortable and convenient living environment, blending the charm of Belgian architecture with modern comforts," explained one expat living in Mons, Belgium.

What is the average cost of housing in Mons?

If you are thinking about moving to Mons, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Mons can vary greatly depending on the type and size of the property. For instance, the price for a one-bedroom apartment in the city center may be around €600 to €800 per month. If you're looking to buy, the average price per square meter for an apartment in the city center can be around €2,000 to €2,500. However, prices can be significantly lower outside of the city center. Please note that these are average prices and actual costs may vary," remarked one expat living in Mons, Belgium.

Where should I setup a bank account in Mons?

We asked expats in Mons what banks they use and there advice about banking. They advised:

"Expats considering retirement in Mons, should be aware that the city is bilingual, with both French and Dutch being spoken, although French is more dominant. It's important to have a basic understanding of at least one of these languages for easier communication. Mons is known for its rich history and culture, offering a variety of museums, historical sites, and festivals. It's a great place for retirees who enjoy a vibrant cultural scene. Belgium has a high standard of healthcare, and expats are eligible for public healthcare once they become residents. However, it's recommended to have private health insurance to cover any additional costs. The cost of living in Mons is relatively lower compared to other Belgian cities like Brussels or Antwerp. However, it's still higher than the average in some other countries, so it's important to plan your finances accordingly. Belgium's weather is quite mild, with rainy, cool winters and warm, but not hot, summers. If you're used to a warmer climate, it might take some time to adjust. Belgium has an excellent public transportation system, and Mons is no exception. It's easy to get around the city and travel to other parts of the country. Belgium has a high tax rate, and this includes pension income. It's advisable to consult with a tax advisor to understand the implications for your personal situation. Belgium is known for its food and drink culture, and Mons offers a variety of local and international cuisines. It's also in the heart of the Belgian beer region, which could be a delight for beer enthusiasts. Finally, it's important to understand the local customs and etiquette in Belgium. Belgians are known for being private and reserved, and they appreciate politeness and good manners," remarked one expat living in Mons, Belgium.

What do expats in Mons appreciate most about the local culture?

"Expats in Mons often appreciate the city's rich history and architecture, with its stunning Gothic buildings and UNESCO World Heritage Sites. They also value the local culture's emphasis on art and creativity, as seen in the numerous museums, art galleries, and festivals. The locals' friendliness and hospitality are also highly appreciated, making expats feel welcomed and integrated into the community. The Belgian cuisine, particularly the local beers, chocolates, and waffles, is another aspect that expats enjoy. Additionally, they appreciate the high standard of living, excellent healthcare, and the efficient public transportation system. The city's multilingualism, with most locals speaking both French and English, is also a plus for expats. Lastly, the slower pace of life in Mons compared to other major cities allows expats to enjoy a more relaxed and balanced lifestyle," explained one expat living in Mons, Belgium.

What do expats find most challenging?

"Expats in Mons often find the language barrier to be the most challenging aspect of the local culture. While English is spoken by many, the primary languages are French and Dutch, which can make everyday tasks like shopping or using public transportation difficult for those who do not speak these languages. Another challenge is the Belgian attitude towards punctuality. Belgians are known for their relaxed approach to time, which can be frustrating for expats from cultures where punctuality is highly valued. The Belgian bureaucracy can also be a challenge for expats. Dealing with administrative tasks such as registering for residency, opening a bank account, or setting up utilities can be a complex and time-consuming process. Belgians are also known for their reserved and private nature, which can make it difficult for expats to form social connections. It can take time to be accepted into local social circles, and this can lead to feelings of isolation or loneliness. Finally, the weather in Mons can be a challenge for some expats. The city has a maritime temperate climate, with relatively mild summers and cool, rainy winters. This can be a significant adjustment for those used to warmer or drier climates," said one expat in Mons.

Is there a lot of crime in Mons?

We asked people if there is a lot of crime. They answered:

"Mons, generally has a low crime rate, similar to many other parts of the country. The city is known for its peaceful environment and safety. However, like any other city, it is not completely free from crime. Petty crimes such as pickpocketing or bag snatching can occur, particularly in crowded areas or on public transportation. More serious crimes, such as violent crimes or burglaries, are relatively rare. The local police force is efficient and responsive, contributing to the overall safety of the city. It's always recommended for residents and visitors to take standard precautions to protect their personal safety and belongings," commented one expat who made the move to Mons.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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