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Ghent, Belgium: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Ghent | Digital Nomad Exchange
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Ghent, Belgium

Ghent, Belgium

By Betsy Burlingame

Last updated on Mar 06, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Ghent, Belgium. They offer advice about meeting people, cost of living, finding a home and more.

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SJB Global
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What do I need to know before moving to Ghent?

When we asked people what advice they would give someone preparing to move to Ghent, they said:

"Ghent is a city in Belgium that is known for its rich history, beautiful architecture, and vibrant culture. Before moving to Ghent, expats should be aware of several important factors. Firstly, the official language in Ghent is Dutch, but English is widely spoken, especially among the younger population and in the business sector. However, learning some basic Dutch phrases can be beneficial for daily life and integration. The cost of living in Ghent is relatively high, with housing being the most significant expense. It's important to budget accordingly and consider the cost of utilities, groceries, and transportation as well. Public transportation in Ghent is reliable and efficient, with a network of trams and buses covering the city. Cycling is also a popular mode of transportation, and the city is very bike-friendly with numerous bike lanes and parking facilities. Ghent has a temperate maritime climate, with mild summers and cool winters. Rain is common throughout the year, so it's advisable to always carry an umbrella. The city is known for its high quality of life, with excellent healthcare and education systems. However, it's important to understand the Belgian healthcare system and ensure you have the necessary health insurance coverage. Ghent has a vibrant food scene, with a mix of traditional Belgian cuisine and international food. The city is also known for its beer, with many local breweries offering a wide variety of Belgian beers. The city is very safe, but like any other city, it's important to take basic precautions to protect yourself and your belongings. Finally, Belgians are known for their directness and can sometimes come across as reserved. However, they are generally friendly and welcoming to foreigners, and there are many expat communities and resources available in Ghent," explained one expat living in Ghent, Belgium.

How do I find a place to live in Ghent?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Ghent, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a studio apartment to a larger family home. Next, you should research the different neighborhoods in Ghent to find one that suits your lifestyle and needs. Some popular areas include the city center, Sint-Amandsberg, and Gentbrugge. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rental properties in Ghent. Websites like Immoweb, Zimmo, and Realo are popular choices. You can also consider hiring a real estate agent to help with your search. They can provide valuable local knowledge and help negotiate rental agreements. When you find a property you're interested in, contact the landlord or real estate agent to arrange a viewing. It's important to view the property in person to check its condition and ask any questions you may have. If you decide to proceed with a property, you'll need to sign a rental agreement. This will outline the terms of your tenancy, including the rent, deposit, and any other conditions. Make sure you read this carefully before signing. Finally, once the agreement is signed and the deposit is paid, you can move into your new home in Ghent. Remember to register your new address with the local municipality. This is a legal requirement in Belgium and is necessary for things like healthcare and voting," remarked one expat living in Ghent, Belgium.

What is a typical expat home or apartment like in Ghent?

"A typical expat home or apartment in Ghent, is often located in the city center or in the suburbs, depending on personal preference. These homes are usually modern and well-maintained, with a blend of traditional Belgian architecture and contemporary design. They often feature high ceilings, large windows, and hardwood floors. The apartments are usually fully furnished, with a fully equipped kitchen, a comfortable living room, one or more bedrooms, and a bathroom. Some apartments may also have a small balcony or terrace. In terms of amenities, most expat homes in Ghent come with heating, Wi-Fi, and sometimes even a washing machine and dryer. They are often located within walking distance of shops, restaurants, and public transportation, making it convenient for expats to get around the city. For those who prefer a quieter environment, there are also homes available in the suburbs of Ghent. These homes are usually larger, with a garden or backyard, and offer a more relaxed and peaceful living environment. They are often located close to local schools, making them ideal for expat families. Regardless of the location, expat homes in Ghent are known for their comfort and convenience, providing a welcoming and homely environment for expats living in Belgium," remarked one expat who made the move to Ghent.

What is the average cost of housing in Ghent?

If you are thinking about moving to Ghent, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Ghent can vary greatly depending on the type and location of the property. For instance, the price for a one-bedroom apartment in the city center may be around €700 to €900 per month, while the same kind of apartment outside the city center could cost approximately €600 to €800 per month. If you're looking to buy property, the average price for an apartment in Ghent is around €250,000 to €300,000. However, these prices can fluctuate based on market conditions and other factors," said one expat in Ghent.

What should I bring when moving to Ghent?

People living in Ghent were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Ghent, you should pack clothing suitable for a temperate maritime climate, which means warm clothing for the winter and lighter clothing for the summer. Rain gear, such as waterproof jackets and umbrellas, are essential due to the frequent rainfall. Comfortable walking shoes are also a must, as Ghent is a walkable city with cobblestone streets. You should also pack any necessary prescription medications, along with copies of your prescriptions. It's also a good idea to bring a basic first aid kit for minor injuries or illnesses. Don't forget to pack your important documents, such as your passport, visa, driver's license, and any necessary work or study documents. It's also a good idea to have copies of these documents in case they get lost. If you're planning on cooking, you might want to pack some of your favorite spices or ingredients that might be hard to find in Belgium. Electronics, such as your laptop, phone, and chargers, are also essential. Remember that Belgium uses Type E power sockets, so you may need to bring a power adapter. Lastly, bring personal items that will make your new place feel like home, such as photos, small keepsakes, or your favorite books," remarked one expat who made the move to Ghent.

Where should I setup a bank account in Ghent?

We asked expats in Ghent what banks they use and there advice about banking. They advised:

"Expats considering retirement in Ghent, should be aware of several key factors. Firstly, they should understand that the official languages are Dutch, French, and German, with Dutch being the most commonly spoken in Ghent. Therefore, learning Dutch or having a basic understanding of the language would be beneficial. They should also be aware of the cost of living, which is relatively high compared to other countries. This includes housing, healthcare, groceries, and transportation. However, Belgium has an excellent healthcare system, which is accessible to all residents, including expats. Belgium has a high tax rate, and this includes a tax on worldwide income for residents. Therefore, it's important to understand the tax implications before moving. Belgium's climate is temperate, with mild, humid winters and cool summers. Ghent, in particular, experiences rainfall throughout the year, so expats should be prepared for this type of weather. Belgium has a rich history and culture, and Ghent is no exception. Expats should take the time to learn about the local customs and traditions, as well as the history of the city. Public transportation in Ghent is reliable and efficient, with a network of buses, trams, and trains that make it easy to get around the city. Owning a car is not necessary for getting around Ghent, and many residents prefer to bike or walk. Finally, expats should be aware that Belgium has a high standard of living and ranks highly in terms of quality of life. Ghent is known for its beautiful architecture, vibrant arts scene, and excellent food and drink, making it an attractive place for retirement," said one expat who made the move to Ghent.

What do expats in Ghent appreciate most about the local culture?

"Expats in Ghent often appreciate the city's rich history and well-preserved medieval architecture, which adds a unique charm to the place. They also value the local culture's emphasis on work-life balance, with ample time for leisure and relaxation. The locals' friendliness and willingness to speak English is another aspect that expats appreciate, making it easier for them to integrate and communicate. The vibrant arts scene, with numerous festivals, concerts, and exhibitions, is also a highlight for many expats. Additionally, they enjoy the city's culinary culture, which includes a wide variety of Belgian beers and chocolates, as well as local dishes. The efficient public transportation system and the city's bike-friendly nature are also appreciated by expats. Lastly, the high standard of living and the excellent healthcare system are aspects of Ghent's local culture that expats highly value," said one expat in Ghent.

What do expats find most challenging?

"Expats in Ghent often find the language barrier to be the most challenging aspect of the local culture. While many locals speak English, the official languages are Dutch, French, and German, which can make everyday tasks like shopping or dealing with bureaucracy difficult for those who don't speak these languages. Another challenge is the Belgian attitude towards punctuality. Belgians are known for being very punctual and this can be a challenge for expats from cultures where time is more flexible. Understanding the local customs and etiquette can also be a challenge. For example, Belgians are generally more reserved and private than people from other cultures, which can make it harder for expats to make friends and integrate into the local community. The weather can also be a challenge for expats in Ghent. The city has a maritime temperate climate, with significant rainfall throughout the year and relatively mild temperatures. This can be a big adjustment for people from warmer or drier climates. Finally, navigating the Belgian bureaucracy can be a challenge. The country has a complex administrative system, and dealing with paperwork and official procedures can be confusing and time-consuming for expats," said one expat in Ghent.

Is there a lot of crime in Ghent?

We asked people if there is a lot of crime. They answered:

"Ghent, generally has a low crime rate compared to other cities. It is considered safe for both residents and tourists. However, like any other city, it is not completely free from crime. Petty crimes such as pickpocketing or bicycle theft can occur, particularly in crowded areas or major tourist spots. Violent crimes are relatively rare, but it's always important to stay vigilant and take basic safety precautions. The city's authorities are proactive in maintaining safety and security, contributing to the overall low crime rate," said one expat in Ghent.

What are the schools in Ghent like?

"Contact the school at [email protected] as soon as you know that you will be arriving in Belgium so that they can begin the process of getting enrolled. Join the PTA once your child is enrolled so that you can meet other families," commented one expat when asked about International School Ghent in Ghent.

What are the pros and cons of living in Ghent?

Expats, digital nomads and retirees living in Ghent responded:

"Public transport is good, services are regular but some are 30 mins or more between buses. Restaurants can be a pain to get into. Book in advance especially in the City centre. ," mentioned an expat living in Ghent.

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SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What type of social life can someone expect in Ghent?

When we asked expats and global nomads about their social experiences in Ghent, they replied:

"Big changes over last few years. More residential buildings, so restrictions came into place to keep the noise and everything that goes with a party city quieter. City centre improved for pedestrians but parking can be a real pain if you don't know where to look," said one expat.

"Most people have a knowledge of English, but they appreciate you trying to speak Nederlands or French," mentioned one expat inGhent.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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Ghent, Belgium

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

Contribute to Belgium Network Contribute
Help others in Belgium by answering questions about the challenges and adventures of living in Belgium.

SJB Global
SJB Global

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