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Leuven, Belgium: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Leuven | Digital Nomad Exchange
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Leuven, Belgium

By Betsy Burlingame

Last updated on Jul 10, 2023

Summary: Expats, digital nomads and retirees talk about what it is really like living in Leuven, Belgium. They offer advice about meeting people, cost of living, finding a home and more.

SJB Global
SJB Global
SJB Global
SJB Global

What do I need to know before moving to Leuven?

When we asked people what advice they would give someone preparing to move to Leuven, they said:

"Leuven is a vibrant city in Belgium, known for its historic architecture, prestigious university, and lively beer culture. The official language is Dutch, but English is widely spoken, especially among the younger population and in the university. The cost of living in Leuven is relatively high, with housing being the most significant expense for most expats. Public transportation is efficient and reliable, with a comprehensive network of buses and trains connecting Leuven to other parts of Belgium and Europe. Cycling is also a popular mode of transport, and the city is well-equipped with bike lanes and rental services. Leuven is home to the oldest Catholic university in the world, KU Leuven, which attracts students and academics from around the globe. The city has a vibrant student life, with numerous bars, restaurants, and cultural events. Belgian cuisine is diverse and delicious, with local specialties including waffles, fries, and a wide variety of beers. Leuven, in particular, is known for its beer culture, hosting several beer festivals throughout the year and being the birthplace of Stella Artois. Healthcare in Belgium is of a high standard, with a comprehensive public healthcare system supplemented by private insurance. It's important to note that you will need to register with a local doctor to access healthcare services. The weather in Leuven is temperate, with mild summers and cool winters. Rain is common throughout the year, so it's a good idea to always carry an umbrella. Belgians are known for their directness and can sometimes come across as reserved. However, they are generally friendly and welcoming to foreigners. Finally, it's important to note that Belgium has a complex political structure, with powers divided between the federal government and the regions. This can sometimes lead to bureaucratic complexities, so it's a good idea to familiarize yourself with the local administrative procedures," said one expat who made the move to Leuven.

How do I find a place to live in Leuven?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Leuven, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared apartment to a family-sized house. Next, you should research the different neighborhoods in Leuven to find one that suits your lifestyle and needs. Some popular areas include the city center, Kessel-Lo, and Heverlee. Each has its own unique character and amenities. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Leuven. Websites like Immoweb, Zimmo, and Realo are popular choices. These sites allow you to filter results based on your preferences, such as price range, number of bedrooms, and location. In addition to online listings, you might also consider working with a real estate agent. They can help you navigate the local market and may have access to listings that aren't publicly advertised. When you find a place you're interested in, contact the landlord or agent to arrange a viewing. This is your opportunity to check the condition of the property and ask any questions you might have. If you're moving to Leuven for study, you might also consider university housing. KU Leuven, for example, offers a range of accommodation options for students. Finally, once you've found a place you like, you'll need to sign a lease agreement. Be sure to read this carefully and understand all the terms before signing. You'll also typically need to pay a deposit, which is usually equivalent to one or two months' rent. Remember, finding the right place can take time, so it's a good idea to start your search well in advance of your move," said one expat who made the move to Leuven.

What is a typical expat home or apartment like in Leuven?

"A typical expat home or apartment in Leuven, is often located in the city center or in the suburbs, depending on the individual's preference for city life or a quieter environment. These homes are usually modern and well-maintained, with a blend of contemporary and traditional Belgian architecture. They often feature high ceilings, large windows that let in plenty of natural light, and hardwood floors. The apartments are usually fully furnished, with a comfortable living area, a well-equipped kitchen, and one or more bedrooms. Some may also have a small balcony or terrace. The homes often come with modern amenities such as central heating, Wi-Fi, and sometimes even a dishwasher or washing machine. In terms of decor, many expats choose to add their own personal touch, but the overall style tends to be minimalist and functional, with a focus on comfort and practicality. The homes are usually located within walking distance of local amenities such as shops, restaurants, and public transportation, making it easy for expats to get around and explore the city. Despite being in a foreign country, these homes often provide a cozy and welcoming environment, making it easy for expats to settle in and feel at home in Leuven," wrote one member in Leuven.

What is the average cost of housing in Leuven?

If you are thinking about moving to Leuven, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Leuven can vary greatly depending on the type and location of the property. For instance, the cost of renting a one-bedroom apartment in the city center may be around €700 to €900 per month, while the same type of apartment outside the city center may cost around €600 to €800 per month. If you're looking to buy property, the average price for a house in Leuven can be around €350,000 to €400,000. However, these prices can fluctuate based on market conditions and other factors," said one expat in Leuven.

Where should I setup a bank account in Leuven?

We asked expats in Leuven what banks they use and there advice about banking. They advised:

"Before retiring in Leuven, expats should know that the city is a vibrant and historic place, known for its university and beautiful architecture. The official language is Dutch, but English is widely spoken due to the large student population. The cost of living can be high, especially for housing, but healthcare is excellent and affordable. Expats should be aware that Belgium has a high tax rate, which can affect their pension or retirement savings. However, there are tax treaties in place with many countries to avoid double taxation. Leuven has a temperate maritime climate, with mild summers and cool winters. It's also a very safe city with a low crime rate. Public transportation is efficient and reliable, making it easy to get around the city and travel to other parts of Belgium. Belgium's cuisine is renowned, especially its beer and chocolate, and Leuven offers a wide range of restaurants and bars. Expats should also know that Belgians value their work-life balance, and the pace of life in Leuven is generally relaxed. Finally, it's important to note that while Belgians are known for being reserved, they are also very friendly and welcoming to foreigners," said one expat who made the move to Leuven.

What do expats in Leuven appreciate most about the local culture?

"Expats in Leuven often appreciate the city's rich history and architecture, with landmarks such as the University Library and the Town Hall. They also enjoy the vibrant student life, as Leuven is home to one of the oldest Catholic universities in the world. The local culture is known for its friendliness and openness, making it easy for expats to feel welcomed and integrated. The city's strong beer culture is another aspect that expats appreciate, with numerous breweries and beer festivals throughout the year. Additionally, the city's commitment to sustainability and green living is highly valued. Lastly, expats appreciate the high quality of life in Leuven, including excellent healthcare, education, and public transportation systems," remarked one expat who made the move to Leuven.

What do expats find most challenging?

"Expats in Leuven often find the language barrier to be the most challenging aspect of the local culture. While many locals speak English, the official languages are Dutch and French, which can make everyday tasks like shopping or dealing with bureaucracy difficult for those who don't speak these languages. Another challenge is the Belgian attitude towards punctuality. Belgians are known for being very punctual and this can be a source of stress for expats from cultures where time is viewed more flexibly. The Belgian communication style can also be a challenge. Belgians are often direct and to the point, which can be perceived as blunt or even rude by expats from cultures where indirect communication is the norm. Belgians also value their privacy and personal space, which can make it difficult for expats to form close relationships with locals. This can lead to feelings of isolation or loneliness. Finally, the weather in Leuven can be a challenge for expats. The city has a maritime temperate climate, with significant rainfall throughout the year and relatively mild temperatures. This can be a big adjustment for expats from warmer or drier climates," commented one expat who made the move to Leuven.

Is there a lot of crime in Leuven?

We asked people if there is a lot of crime. They answered:

"Leuven, generally has a low crime rate, making it a safe city to live in and visit. The city's crime rate is significantly lower than in many other urban areas, both within Belgium and internationally. Most reported crimes in Leuven are minor offenses, such as petty theft or vandalism. Violent crimes, such as assault or robbery, are relatively rare. The city's authorities are proactive in maintaining safety and order, with a visible police presence and various measures in place to prevent crime. However, like any city, it is always advisable for residents and visitors to take basic precautions to protect their personal safety and belongings," said one expat in Leuven.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

Contribute to Belgium Network Contribute
Help others in Belgium by answering questions about the challenges and adventures of living in Belgium.

SJB Global
SJB Global

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