Helsinki, Finland

"Helsinki offers an attractive quality of life. With its beautiful green parks and an old town that stretches along the harbor, Helsinki provides a great mix of urban and nature living. Of the many cultural events and attractions in the city, some of the highlights include the Museum of Contemporary Art, the Aleksanteri Institute, the Design Museum and the Ateneum Art Museum. Strong public transportation and a variety of bike lanes make getting around the city easy. As an expat, you will need to obtain a residence permit and apply for a Finnish personal identity code in order to open a bank account and obtain a Finnish social security number. You will need to submit a valid passport and proof of a secure income as part of the application process. Housing in Helsinki can be expensive, but with a range of options from traditional apartment buildings to luxury, lakefront villas, there is something to meet everyone's needs. Groceries, healthcare, and other necessities are also high compared to other places, so be prepared for the additional costs when budgeting for retirement. Once you are settled, Helsinki offers plenty to explore and enjoy. There are lots of parks and green spaces, with large open-air markets, vibrant art and design scenes, and lots of activities to take part in. Whether you are looking for cultural exploration, outdoor adventure, or just reconnecting with family, Helsinki is an excellent place to call home in your retirement," commented one expat who made the move to Helsinki.

"Before moving to Helsinki, it is important to research the cost of living, demographics, employment opportunities and job market, housing, cost of health care and educational options. It is also useful to research the culture and language, transportation options, weather and climate, nearby attractions, and the overall atmosphere of the city. Additionally, it is recommended to familiarise yourself with Finnish culture (especially the sauna), traditions and customs, as well as look into visa requirements and costs of living if you plan to stay long-term," said one expat who made the move to Helsinki.

"I'm a student with limited possessions so I used voovit for the move- not bad but they did insist on me giving a Finnish landline number which we just don't have. Otherwise, it's basically the postal service. We live on the East side but it doesn't feel too rough so far despite its apparent bad reputation. There are a lot of other immigrants in this area, moslems are very visible. So I imagine there are facilities available here for moslems. I recommend living near a metro line as it's very easy to travel to the city but there are buses and trams in other parts of the city," explained one expat living in Helsinki, Finland.

"I moved in with my partner so that was fairly simple. He's lived here most of his life," remarked one expat who made the move to Helsinki.

"Finding a place to live in Helsinki can be relatively easy, as there is a variety of options available. You can search for both short-term and long-term rental options on online sites such as Airbnb, VRBO, and Nimellä. Additionally, websites such as Vuokraovi.fi offer listings for privately owned apartments and houses, many of which are located in neighborhoods conveniently situated for public transportation. Helsinki also has a variety of student housing options, as well as co-living spaces such as Kodit.io and Coliving Society. Helsinki has a number of dedicated real estate agents and require no commission - they are a great option for those who are unfamiliar with the city. Finally, if you’re looking for a more permanent living arrangement in Helsinki, you have the option of purchasing a property. The commonly used websites for searching for a property include Oikotie Asunnot, Uusimaa.fi, and Etuovi.fi," explained one expat living in Helsinki, Finland.

"Expats in Helsinki can rent a large variety of accommodation, from modern studio apartments to traditional Finnish homes. Most apartments are well-equipped, with up-to-date appliances, and many feature generous balconies with views over the city. Most will also have access to a sauna and washing facilities. Depending on the neighborhood, some apartments may also come with access to gardens and other amenities, while others may offer more of a city-dwelling experience. There are lots of public transport options, and with the city's comprehensive bike-share system, getting around is easy," wrote one member in Helsinki.

"Tower block in the suburbs but not nearly as grim as I imagined. It's clean, modern and there's even a washer and sauna room. Might be because it's subsidised young people's housing. All the other ex pats I know have had to take jobs as nannies/au pairs so they live with their employers," remarked one expat who made the move to Helsinki.

"Lower rent but as I said it's subsidised. When we leave here it will be much the same as in the UK. They have a genius system that recycles hot water from power stations which helps stop the energy bills getting ridiculous," said one expat who made the move to Helsinki.

"The cost of housing in Helsinki varies depending on the area, size, and condition of the property. On average, a one-bedroom apartment in a good location in Helsinki can cost around €1000 to €1200 per month," explained one expat living in Helsinki, Finland.

"I recommend the American Women's Club. They have special interest groups as well as monthly meetings. You can find them in the Internet and go from there. The Club includes Americans, Finns and international english speaking women," said one expat in Helsinki.

"Helsinki is a great city to meet people, with a variety of activities to choose from. Spend some time getting to know locals by exploring the many neighbourhoods and taking advantage of the many outdoor activities, such as biking, hiking, sailing, skiing, and camping. Networking events, coworking spaces, and local meetups are great ways to meet like minded people and get to know locals. Meetup.com is a great resource for finding local events and activities to attend. Coffee shops and bars are also great places to meet people in Helsinki. Make an effort to strike up a conversation with someone new or join a game night. The possibilities are endless," said one expat who made the move to Helsinki.

"I wish I had brought ponds cold cream. Not missing much else! And more 3 pin to 2 pin plug converters- I forgot that all my electrical goods will need them here. I don't have any medical or dental records- maybe I should have requested copies of those. I wish I had left at home a lot of printed out info- it took up weight allowance moving and it's all available on the internet. Otherwise I travelled very light," remarked one expat who made the move to Helsinki.

"• Clothes suitable for all types of weather conditions • Comfortable shoes and rain boots • Water-resistant coat, gloves, and a hat • Toiletries and essential medical supplies • Documents such as passport, visa, and medical records • Laptops, mobile phones, charger, and adapters • Local currency and emergency cash • Power strips and surge protectors • Kitchen items such as pots, pans, cutlery, and small appliances • Blankets and sleeping bag • Bedding and pillows • Essential furniture such as chairs or tables • First aid kit • Local maps and guide books • Insect repellent • Laundry supplies • Binoculars or cameras," explained one expat living in Helsinki, Finland.

"If you are looking to set up a bank account in Helsinki, you can find many banks and other financial services providers offering bank accounts with a variety of features and services. Most of the major banks in Finland, such as Nordea, OP, Aktia, Handelsbanken and OP Group, all offer bank accounts in Helsinki. You can also find great services with Financify, Holvi and Euroclear. Additionally, you might want to look at specific services for immigrants such as the StartUp Refugees Banking Package from OP, or hybrid banking solutions such as Revolut and N26," commented one expat who made the move to Helsinki.

"Yes, it is possible to find a job in Helsinki. Helsinki is the largest city in Finland and is an important economic hub in the Nordic region. The city is also home to several large multinational corporations as well as a vibrant start-up scene. There are many opportunities for both local and foreign jobseekers, ranging from tech and business to retail and hospitality. In addition, the city's excellent public transportation system, infrastructure, and quality of life make it a desirable place to live and work," remarked one expat living in Helsinki, Finland.

"Life for expats and digital nomads in Helsinki is generally quite pleasant. The city is known for its vibrant culture, excellent public transportation, and high quality of life. Expats and digital nomads can find plenty of activities to keep them busy, from exploring the city's many museums and galleries to taking part in outdoor activities like skiing and hiking. The city also offers a wide range of restaurants, cafes, and bars, making it easy to find a place to socialize and meet new people. Additionally, Helsinki is a great place to work remotely, with plenty of coworking spaces and reliable internet access. All in all, Helsinki is a great place for expats and digital nomads to live and work," commented one expat who made the move to Helsinki.

"Expats in Helsinki appreciate the friendly atmosphere, the lack of judgement and the approachable people, who are relatively open to those new to Finnish culture. The robust public transportation network and relative safety make it easy to explore the city. Additionally, they appreciate the positive work-life balance and the high standards of living. The cultural presence of museums, art galleries, events, concerts, and theaters provides expats a great opportunity to join in the growing cultural diversity of the city, while ample outdoor activities further contribute to the appreciation of what Finland has to offer," said one expat who made the move to Helsinki.

"Expats often find adaptation to cultural differences and language barriers their most challenging obstacle. Many expats feel a sense of isolation from the locals due to these differences and can feel unwelcome or out of place. Additionally, daily life tasks can be difficult to navigate when living in a foreign country, such as opening a bank account or finding affordable housing. Furthermore, securing work in a host country can be difficult as domestic citizens often have higher prioritization. Other common challenges include maintaining relationships back home, finding support networks in host countries, and struggling with reverse culture shock upon re-entering their home countries," wrote a member in Helsinki.

"Crime in Helsinki is relatively low compared to other cities. The crime rate has been decreasing in recent years, with violent crime in particular being relatively rare. Domestic theft continues to be a problem, with pickpocketing and other thefts common in crowded places such as shopping areas and on public transportation," remarked one expat who made the move to Helsinki.

"Helsinki is an incredibly international city, with a population of approximately 600,000 people and a growing number of expats and migrants. The city has a policy of integration, with a diverse range of cultures, backgrounds, and experiences represented by both the local and expat population. Helsinki is a very accepting city, with various initiatives to support diversity within the city, such as their LGBT+ Pride events, initiatives to promote equality and cohesion, and events celebrating different religious and cultural occasions. Additionally, Helsinki is becoming more inclusive each year, with a wide range of cultures and backgrounds being embraced and new and unique experiences being celebrated," wrote one member in Helsinki.

"Helsinki is home to a variety of schools from public to private, and from bilingual to international. Primary and lower secondary school students have the option of choosing between municipal and private schools, as well as obtaining a bilingual education. Upper secondary education is offered through general upper secondary schools, which include comprehensive and subject-oriented schools, and vocational schools. Additionally, there are several international schools available," wrote an expat with kids at in Helsinki.

"The teachers dont really think about the child's opinion and thoughts, but a very nice school and recomend it 10/10," commented one expat when asked about ISH in Helsinki.

"Expats and digital nomads generally like the high quality of life, excellent public transportation, and beautiful natural surroundings in Helsinki. They appreciate the safety and cleanliness of the city, as well as the efficient public services. The city's vibrant design and art scene, along with its rich cultural heritage, are also attractive to many. The strong emphasis on work-life balance and the availability of coworking spaces make it an appealing destination for digital nomads. On the other hand, the high cost of living, particularly for housing and dining out, can be a significant drawback for expats and digital nomads. The cold and dark winters, with limited daylight hours, can be challenging for those not used to such conditions. The Finnish language can be difficult to learn, which may make it harder for some to integrate into the local community. Additionally, some expats may find the reserved nature of Finns to be a barrier to making friends and building a social network," wrote one expat living in Helsinki.

"Expats, retirees, and digital nomads living in Helsinki, typically have a diverse and vibrant social life. They often engage in various cultural events, festivals, and activities that the city has to offer. They may join local clubs, organizations, or language classes to meet new people and make friends with both locals and fellow expats. Networking events and meetups are also popular among this group, allowing them to connect with others in their field or with similar interests. Additionally, they may explore the city's lively restaurant and bar scene, as well as its numerous parks and outdoor spaces, to socialize and enjoy the Finnish lifestyle," wrote one expat living in Helsinki.

"The social scene in Helsinki, is diverse and vibrant, offering a mix of traditional Finnish culture and modern urban lifestyle. Locals are known for their reserved nature, but they are also friendly and welcoming to newcomers. The city boasts a lively arts and music scene, with numerous galleries, theaters, and live music venues catering to various tastes. Helsinki's nightlife is bustling, with a wide range of bars, clubs, and restaurants to choose from. The city's culinary scene is also thriving, offering a mix of traditional Finnish cuisine and international flavors. In the summer months, the city comes alive with outdoor events, festivals, and terrace bars, while the winter months offer cozy indoor gatherings and holiday celebrations. The city is also home to a diverse population, with a growing number of international residents and visitors, making it a melting pot of different cultures and languages. This diversity is reflected in the various cultural events and festivals held throughout the year, such as the Helsinki Festival, Flow Festival, and the World Village Festival. In addition to the lively arts and entertainment scene, Helsinki offers plenty of opportunities for socializing through sports and outdoor activities. The city is surrounded by nature, with numerous parks, forests, and waterfront areas for residents to enjoy. Popular activities include cycling, jogging, and ice-skating in the winter months. Overall, the social scene in Helsinki is a blend of traditional Finnish customs and contemporary urban living, offering a wide range of activities and experiences for both locals and visitors to enjoy," said an expat in Helsinki.

"Expats in Helsinki, advise newcomers to start their housing search early, as the rental market can be competitive. They recommend using online platforms such as Vuokraovi, Oikotie, and Forenom to find rental properties. It is also helpful to join local Facebook groups and expat forums to get insights on available housing options and connect with other expats. When searching for housing, consider the location and proximity to public transportation, as Helsinki has an efficient public transport system. Popular neighborhoods for expats include Kallio, Punavuori, and Töölö, which offer a mix of residential and commercial areas with various amenities. Expats suggest being prepared to pay a security deposit, which is typically one to three months' rent, and be aware that rental prices in Helsinki can be high, especially in the city center. Utilities such as electricity, water, and internet are often not included in the rent, so factor these costs into your budget. Furnished apartments are available but may be more expensive than unfurnished ones. If you choose an unfurnished apartment, there are affordable furniture options available at stores like IKEA or through second-hand shops and online marketplaces. Finally, expats recommend familiarizing yourself with Finnish rental laws and tenants' rights, as well as having a local friend or colleague review your rental contract to ensure it is fair and compliant with local regulations," wrote one expat living in Helsinki.

"Medical services in Helsinki, are known for their high quality and efficiency. The Finnish healthcare system is a mix of public and private providers, ensuring comprehensive coverage for residents. Public healthcare in Helsinki is funded through taxes and is accessible to all citizens and residents, offering a wide range of services, including primary care, specialist care, dental care, mental health services, and emergency care. Helsinki has numerous health centers and hospitals, with well-trained medical professionals and state-of-the-art equipment. The city is also home to the renowned Helsinki University Hospital, which is a leading medical research and treatment facility in the country. Private healthcare is also available in Helsinki, offering additional options for those who prefer or require specialized services. Private clinics and hospitals often have shorter waiting times and more personalized care, but they can be more expensive than public healthcare services. Overall, medical services in Helsinki are of high quality, with a strong emphasis on preventive care and early intervention. The Finnish healthcare system is known for its efficiency and effectiveness, ensuring that residents have access to the care they need," said one expat.

"Healthcare and health insurance in Helsinki, are generally not considered expensive, especially when compared to countries like the United States. This is because Finland has a comprehensive public healthcare system that provides affordable and accessible services to all residents. The cost of healthcare is largely subsidized by the government through taxes, making it more affordable for individuals. Additionally, many employers offer private health insurance as a benefit, which can further reduce out-of-pocket expenses for employees. However, there may still be some costs associated with healthcare, such as nominal fees for certain services or medications, but these are typically quite reasonable. Overall, healthcare and health insurance in Helsinki are considered to be of high quality and reasonably priced," mentioned one expat inHelsinki.

"Expats are attracted to move to Helsinki, due to its high quality of life, excellent education system, and comprehensive social welfare programs. The city is known for its clean and safe environment, efficient public transportation, and extensive outdoor recreational opportunities. Helsinki also boasts a vibrant cultural scene, with numerous museums, galleries, and events throughout the year. The work-life balance in Finland is highly valued, with flexible working hours and generous parental leave policies. Additionally, the country's strong economy and thriving tech industry offer ample job opportunities for skilled professionals. While the cost of living can be high, the overall benefits and quality of life make Helsinki an attractive destination for expats," wrote one expat living in Helsinki.