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Panajachel, Guatemala: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Panajachel | Digital Nomad Exchange
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Panajachel, Guatemala

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By Joshua Wood, LPC

Last updated on Oct 13, 2024

Summary: People describe Panajachel, Guatemala as a picturesque lakeside town with a vibrant culture and stunning views of Lake Atitlan. Expats love the laid-back atmosphere, the friendly locals, and the abundance of outdoor activities. The weather in Panajachel is generally mild, with temperatures ranging from the mid-50s to the mid-80s Fahrenheit. The average cost of living for an expat is estimated to be around $1,500 to $2,000 per month. The cost of a one bedroom apartment is around $400 to $600 per month, while a two bedroom apartment can cost up to $800 per month. The approximate population of Panajachel is around 25,000 people.

What do I need to know about living in Panajachel?

When we asked people what advice they would give someone preparing to move to Panajachel, they said:

"Be prepared to live a different life style. Life is affordable, help is affordable. Slower pace," wrote a member in Panajachel.

"Before retiring in Panajachel, expats should be aware that the cost of living is relatively low compared to other countries. It is important to research the local laws and regulations to ensure that all necessary paperwork is in order. Additionally, expats should be aware that the local language is Spanish, so it is beneficial to learn some basic Spanish before moving to the area. It is also important to research the local healthcare system and ensure that adequate medical care is available. Finally, expats should be aware that the climate in Panajachel is generally warm and humid, so it is important to be prepared for the weather," commented one expat who made the move to Panajachel.

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What do I need to know before moving to Panajachel?

When we asked people what advice they would give someone preparing to move to Panajachel, they said:

"I would advise someone moving to Panajachel, Guatemala to rent first, read the Facebook expats group, read expats' blogs, pack lightly, use a lawyer for any relation with locals and use a translator to understand what's going on when you sign a contract or deal with locals," wrote a member in Panajachel.

"Expatriates moving to Panajachel should be aware that the city is located in a mountainous region and the climate is generally cool and humid. It is important to be aware of the local customs and culture, as well as the language, as Spanish is the primary language spoken in the area. Expats should also be aware that the cost of living in Panajachel is relatively low, and that the city is a popular tourist destination. Additionally, expats should be aware that the city is relatively safe, but it is important to take precautions when travelling around the area," commented one expat who made the move to Panajachel.

How do I find a place to live in Panajachel?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"By accident.. renting a place and discovering the area. Arrived without knowing the area, first struck by the climate and then by the locals. I found my house by world of mouth," remarked one expat who made the move to Panajachel.

"One way to find a place to live in Panajachel is to search online for rental listings. Websites such as Airbnb, VRBO, and HomeAway offer a variety of rental options in the area. Additionally, there are many local real estate agents who specialize in rentals in the area. It is also possible to find rental listings in local newspapers and on bulletin boards in the area. Finally, it is possible to find a place to live by asking around in the local community," explained one expat living in Panajachel, Guatemala.

What is a typical expat home or apartment like in Panajachel?

"Expat homes and apartments in Panajachel are typically modern and comfortable. Many of them have balconies with stunning views of the lake and volcanoes. They are often equipped with air conditioning, modern appliances, and internet access. Expat homes and apartments in Panajachel are typically located in the center of town, close to restaurants, shops, and other amenities," explained one expat living in Panajachel, Guatemala.

"A vacation rental, because I arrived for vacation but then moved to a locally built house not specifically for expats. I would say that's what happens with others expats," said one expat in Panajachel.

What is the average cost of housing in Panajachel?

If you are thinking about moving to Panajachel, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Panajachel can vary greatly depending on the size and location of the property. Generally, the average cost of a one-bedroom apartment in the city center is around $400 per month, while a two-bedroom apartment can cost up to $600 per month. Prices for larger homes and villas can range from $800 to $1,500 per month," explained one expat living in Panajachel, Guatemala.

"The housing costs in Guatemala are much lower. You can get a 2 bedrooms houses for around $500 per month," said one expat in Panajachel.

How do I meet people in Panajachel?

When we asked people living in Panajachel about club and activities where newcomers can meet others, they responded:

"Expats in Panajachel often join clubs and activities such as the Panajachel English Club, which meets weekly to practice English and discuss current events. Other popular activities include yoga classes, book clubs, and hiking groups. Expats can also meet people by attending local festivals, visiting the local markets, or joining a volunteer organization. Additionally, many expats find it helpful to join online forums and Facebook groups dedicated to expats living in Panajachel," explained one expat living in Panajachel, Guatemala.

"There are group of people biking, playing pokers, theatre. Saturday mid day at the center of town big bbq where lots of expats goes. Lots of NGO offering volunteering plans," said one expat in Panajachel.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Panajachel?

People living in Panajachel were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Panajachel, it is important to pack items that will help you adjust to the climate and culture. Pack comfortable, lightweight clothing that is suitable for the warm, tropical climate. Bring a good pair of walking shoes, as the terrain in Panajachel is hilly and cobblestoned. Don't forget to bring a raincoat and umbrella, as the area is known for its frequent rain showers. Bring a Spanish-English dictionary and phrasebook to help you communicate with the locals. Finally, bring any necessary medications and toiletries, as these items may be difficult to find in Panajachel," said one expat who made the move to Panajachel.

"I wish I had brought a LED Flash light, portable water filtering device and portable solar phone charger when I moved to Guatemala. I wish I had left behind extra clothes, luggage and prejudices," explained one expat living in Panajachel, Guatemala.

Where should I setup a bank account in Panajachel?

We asked expats in Panajachel what banks they use and there advice about banking. They advised:

"Expats considering retiring in Panajachel should be aware that the city is located in a mountainous region and the climate can be quite cold in the winter months. It is important to research the cost of living in the area, as it can be quite expensive compared to other parts of Guatemala. Additionally, it is important to be aware of the local laws and regulations, as well as the availability of medical care and other services. Finally, it is important to research the local culture and customs, as well as the language, to ensure a smooth transition into the new environment," remarked one expat who made the move to Panajachel.

Will I be able to find a job in Panajachel?

When we asked people about industries and career opportunities in Panajachel, they reponded:

"Foreigners often work in Panajachel as English teachers, tour guides, restaurant and bar staff, and in the hospitality industry. They may also work in the local markets, selling handmade crafts and souvenirs. Other popular jobs for foreigners include working in the tourism industry, such as running hotels, hostels, and tour companies. Additionally, some foreigners work as volunteers in local schools and non-profit organizations," remarked one expat who made the move to Panajachel.

What is life like in Panajachel?

When we asked people living in Panajachel what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Panajachel is generally quite pleasant. The town is situated on the shores of Lake Atitlan, offering stunning views and a peaceful atmosphere. The cost of living is low, making it an attractive destination for those looking to stretch their budget. The locals are friendly and welcoming, and the town is well-connected to other parts of Guatemala, making it easy to explore the country. There is a vibrant expat community in Panajachel, with plenty of opportunities to meet other like-minded people. The town also offers a range of activities, from hiking and kayaking to exploring the local markets and enjoying the local cuisine. All in all, Panajachel is an ideal destination for expats and digital nomads looking for a peaceful and affordable place to live," explained one expat living in Panajachel, Guatemala.

"People are pretty much having a great time having a good life. Not too many expat with families," said one expat in Panajachel.

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What do expats in Panajachel appreciate most about the local culture?

"Expats in Panajachel appreciate the friendly and welcoming nature of the local people. They also enjoy the vibrant culture, with its colorful traditional clothing, music, and art. The local cuisine is also a highlight, with its unique flavors and ingredients. The stunning natural beauty of the area, with its lush green mountains and crystal-clear lakes, is also a major draw for expats. Finally, the relaxed pace of life in Panajachel is something that many expats appreciate, allowing them to take a break from the hustle and bustle of their home countries," said one expat in Panajachel.

What do expats find most challenging?

"One of the most challenging aspects of the local culture for expats in Panajachel is the language barrier. Many locals speak only Spanish, and even those who do speak English may not be fluent. This can make it difficult for expats to communicate with locals and to fully understand the culture. Additionally, the local culture is heavily influenced by the Mayan culture, which can be difficult for expats to understand and appreciate. Furthermore, the local customs and traditions can be quite different from those of the expats' home countries, which can be a challenge to adjust to," wrote one member in Panajachel.

Is there a lot of crime in Panajachel?

We asked people if there is a lot of crime. They answered:

"Panajachel is generally considered to be a safe place to visit. However, petty crime such as pickpocketing and bag snatching can occur, particularly in crowded areas. It is important to be aware of your surroundings and take precautions to protect your belongings. Additionally, visitors should be aware that there is a risk of violent crime in Guatemala, and should take extra care when travelling alone or at night," wrote a member in Panajachel.

Is there a lot of diversity? Are people in Panajachel accepting of differences?

"Panajachel is a diverse community with people from many different backgrounds. The town is home to a variety of cultures, languages, and religions. People in Panajachel are generally accepting of differences and are welcoming to visitors from all walks of life. The town is known for its vibrant culture and its friendly atmosphere," explained one expat living in Panajachel, Guatemala.

"Locals are very welcoming, lots of businesses are run by expats but locals are slowly picking up. Very tolerant," said one expat in Panajachel.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Panajachel like?

"The best international and bilingual schools in Panajachel are Colegio Internacional Monteverde and Colegio Bilingüe Panajachel. Colegio Internacional Monteverde is a private, non-profit, bilingual school that offers a comprehensive education from pre-school to high school. It is accredited by the Guatemalan Ministry of Education and the Southern Association of Colleges and Schools. The school offers a rigorous academic program that includes Spanish, English, Mathematics, Science, Social Studies, and Physical Education. Colegio Bilingüe Panajachel is a private, bilingual school that offers a comprehensive education from pre-school to high school. It is accredited by the Guatemalan Ministry of Education and the Southern Association of Colleges and Schools. The school offers a rigorous academic program that includes Spanish, English, Mathematics, Science, Social Studies, and Physical Education. Both schools provide a safe and nurturing environment for students to learn and grow," explained one expat living in Panajachel, Guatemala.

What are the pros and cons of living in Panajachel?

Expats, digital nomads and retirees living in Panajachel responded:

"Well for starters, I love the people of Panajachel. I fell like I am home there. Life is not expensive. There is lots to do or you can do nothing at all. Lake Atitlan is THE most beautiful lake in the World. All the villages that surround the lake are totally different and fun to visit.. There are 22 different indigenous languages. Travel around the area is very cheap. A car is not necessary. The chicken busses and Tuktuks get you where you need to go on land and the public boats get you across the lake to any village you like for very little cost.( Pana to San Pedro 25 Q - $4. ) It is called the eternal Spring because it never gets over 75F or under 15F. The rain season is tollerable as most the rain comes at the afternoons. You are 2-3 hrs from the airport by shuttle. (aprox $25) Competition for that service allows you to negotiate a better deal. I have used the same service for 6 yrs and they have been very reliable . On time pickup and drop off. Just a note: When going to the city to catch a flight I always go a day before to avoid any delays that can happen between Pana and the airport. I stay a a little hotel where I am again like family and they drop me off for my flight at no cost. When I first started to go to Panajachel I did get annoyed at a few things I saw. After a while I had to realize that It was not my Country and I had to accept the way certain situations are. I would recommend you come to Pana and see for yourself. It may not be everyone's cup of tea. For those of us who live there it is Paradise," commented one expat who moved to Panajachel.

"Expats and digital nomads generally like the low cost of living in Panajachel, which allows them to enjoy a comfortable lifestyle without breaking the bank. They appreciate the natural beauty of the area, with its stunning views of Lake Atitlan and the surrounding volcanoes. The climate is also a major draw, as it is often referred to as the "Land of Eternal Spring" due to its mild temperatures and pleasant weather year-round. The local culture and friendly people are another aspect that expats and digital nomads enjoy, as they can immerse themselves in the vibrant Guatemalan way of life. The town has a laid-back atmosphere, which is perfect for those looking to escape the hustle and bustle of city life. Additionally, there is a growing expat community, making it easier for newcomers to make friends and find support. However, there are also some downsides to living in Panajachel. One common complaint is the lack of reliable infrastructure, particularly when it comes to internet connectivity. This can be a significant issue for digital nomads who rely on a stable connection for their work. Power outages can also be a problem, although they are usually short-lived. Another concern is the limited availability of high-quality healthcare facilities in the area. While basic medical care is accessible, more specialized treatments may require travel to larger cities like Guatemala City. The language barrier can also be challenging for those who do not speak Spanish, although many locals do speak some English. Lastly, safety and security can be a concern for some expats and digital nomads living in Panajachel. While the town itself is generally safe, petty crime and theft can occur, so it's essential to take precautions and be aware of your surroundings," said one expat.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Panajachel?

When we asked expats and global nomads about their social experiences in Panajachel, they replied:

"Expats, retirees, and digital nomads living in Panajachel, typically enjoy a vibrant and diverse social life. They often engage in various cultural events, language exchanges, and social gatherings with both locals and fellow expats. Many participate in outdoor activities such as hiking, boating, and exploring the natural beauty of the region. They also frequent local markets, cafes, and restaurants, where they can meet new people and immerse themselves in the local culture. Additionally, they may join clubs, volunteer organizations, or take classes to further enrich their social experiences and build connections within the community," remarked one expat in Panajachel.

"I am a musician and enjoy being able to play with locals .There are many places to enjoy a night out for very little money. Never feared for my safety. Like in most areas there are places you avoid," wrote one expat living in Panajachel.

"The social scene in Panajachel, is a vibrant mix of local culture and international influences. The town is known for its lively atmosphere, with a variety of bars, restaurants, and cafes catering to both locals and tourists. The main street, Calle Santander, is lined with shops, street vendors, and eateries, making it a popular spot for socializing and people-watching. Panajachel is home to a diverse community of expats, travelers, and local Guatemalans, creating a unique blend of cultures and languages. This diversity is reflected in the town's social events and gatherings, which often include live music, art exhibitions, and cultural performances. The town is also known for its vibrant nightlife, with a range of bars and clubs offering live music, dancing, and themed nights. Many of these venues are popular with both locals and tourists, making it easy to meet new people and make friends. In addition to the lively social scene, Panajachel is surrounded by stunning natural beauty, including Lake Atitlán and the surrounding volcanoes. This makes it a popular destination for outdoor enthusiasts, who can enjoy activities such as hiking, kayaking, and bird-watching. These activities often provide opportunities for socializing and connecting with like-minded individuals. Overall, the social scene in Panajachel is diverse, lively, and welcoming, offering a range of opportunities for both locals and visitors to connect and enjoy the town's unique atmosphere," said an expat in Panajachel.

"In Panajachel the family is important. I was so impressed with the locals and how they greet each other and Expats with the same smile and genuine joy to greet you. We adopted my daughter as a baby, from that area. She is Mayan decent. Learning about their past and their rituals has been a wonderful experience. I have now gained lifelong friends there, who have accepted me into their lives like family," remarked one expat in Panajachel.

What advice to expats in Panajachel have about housing?

"Expats in Panajachel recommend researching the area thoroughly before committing to a rental property. It is important to visit the property in person and to ask questions about the security of the area. Additionally, it is important to be aware of the local laws and regulations regarding rental properties. Expats also suggest negotiating the rental price and terms with the landlord, as well as asking for references from previous tenants. Finally, it is important to be aware of the local customs and culture when renting a property in Panajachel, Guatemala," commented one expat who moved to Panajachel.

"I own my place there. You can live in a very nice house for little money or rent for a small amount," said one expat.

What are medical services in Panajachel like?

When we asked expats and global nomads about the quality of medical care in Panajachel, they replied:

"For myself I bring enough of my meds from Canada to hold me over. Any other first aid or illness I have been able to get what is needed, either for me or my neighbours kids who may need meds or see a Doctor. As most Pharmacies are owned by Doctors ,it is convenient and easy to receive treatment," commented one expat living in Panajachel, Guatemala.

"Medical services in Panajachel, are relatively basic but accessible. The town has a few small clinics and pharmacies that provide essential healthcare services, including general consultations, dental care, and minor surgeries. There are also some private doctors and specialists available for more specific needs. However, for more advanced medical treatments or emergencies, patients may need to travel to larger cities like Guatemala City or Antigua. It is essential for visitors to have travel insurance and be prepared for limited healthcare options in Panajachel," remarked one expat living in Panajachel.

Are healthcare and health insurance expensive in Panajachel?

"Healthcare and health insurance in Panajachel, can be considered relatively affordable compared to many developed countries. The cost of medical services and treatments is generally lower due to the lower cost of living in the country. However, the quality of healthcare may vary, with private hospitals and clinics offering better services at a higher cost. Health insurance is available, but the cost will depend on the coverage and the individual's needs. Expats and tourists may find it more expensive to obtain health insurance, but it is still considered reasonably priced compared to other countries," wrote one expat living in Panajachel.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Is the cost of living in Panajachel high?

We asked people about the cost of living in Panajachel, they wrote:

"The cost of living in Panajachel is relatively low compared to other countries. Rent for a nice 1 bedroom apartment is typically around $400 USD per month, while a nice 2 bedroom apartment is around $600 USD per month. Eating dinner at a moderately priced restaurant in Panajachel typically costs around $10 USD per person," mentioned an expat living in Panajachel.

What are the visa & residency requirements in Panajachel?

"In order to visit Panajachel, visitors must obtain a visa from the Guatemalan Embassy or Consulate in their home country. The visa application process typically requires a valid passport, a completed application form, a passport-sized photograph, and a fee. Depending on the type of visa, additional documents may be required. In order to obtain residency in Panajachel, Guatemala, applicants must first obtain a visa from the Guatemalan Embassy or Consulate in their home country. After arriving in Guatemala, applicants must then apply for a residency permit at the Immigration Office in Guatemala City. The application process typically requires a valid passport, a completed application form, a passport-sized photograph, and a fee. Depending on the type of residency permit, additional documents may be required," commented one expat who moved to Panajachel.

Why do people move to Panajachel?

When we asked people why foreigners move to Panajachel, they responded:

"Panajachel is a popular destination for expats due to its stunning natural beauty, vibrant culture, and friendly locals. The town is situated on the shores of Lake Atitlán, surrounded by three volcanoes, making it a picturesque place to live. The cost of living is relatively low, making it an attractive option for those looking to stretch their budget. The town is also home to a diverse range of restaurants, cafes, and shops, as well as a lively nightlife. Additionally, the town is well-connected to other parts of Guatemala, making it easy to explore the country. With its stunning scenery, vibrant culture, and low cost of living, Panajachel is an attractive destination for expats looking for a new home," wrote one expat living in Panajachel.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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