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David, Panama: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in David | Digital Nomad Exchange
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David, Panama

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

By Joshua Wood, LPC

Last updated on Mar 30, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in David, Panama: Cost of living, Finding a home, Meeting People and more.

What do I need to know about living in David?

When we asked people what advice they would give someone preparing to move to David, they said:

"David, is a popular retirement destination due to its affordable cost of living, warm climate, and friendly locals. Before retiring in David, expats should be aware of several key factors. Firstly, it's important to understand the cost of living. While it is generally lower than in many Western countries, it's still crucial to budget carefully and understand the costs associated with housing, healthcare, food, and other daily expenses. Secondly, healthcare is a significant consideration. Panama has a high standard of healthcare, particularly in larger cities like David. However, it's recommended to secure comprehensive health insurance to cover any potential medical costs. Language can be a barrier for some expats. While English is spoken in many areas, the primary language in Panama is Spanish. Learning some basic Spanish or taking language classes can greatly enhance your experience. Understanding the local culture and customs is also important. Panamanians are generally warm and welcoming, but it's respectful to familiarize yourself with local traditions and etiquette. The climate in David is tropical, with high temperatures and humidity year-round. It's important to consider how well you can adapt to this type of weather. Finally, it's crucial to understand the legal requirements for retiring in Panama. This includes visa requirements, potential taxes, and any restrictions on buying property. It's recommended to consult with a legal expert or relocation specialist to ensure you're fully prepared. In conclusion, retiring in David, Panama, can be a wonderful experience, but it requires careful planning and preparation. It's important to thoroughly research and consider all aspects before making the decision to move," remarked one expat who made the move to David.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama
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Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before moving to David?

When we asked people what advice they would give someone preparing to move to David, they said:

"David is the second largest city in Panama and is known for its warm tropical climate. It is a bustling city with a mix of modern conveniences and traditional Panamanian culture. Before moving to David, expats should know that Spanish is the primary language spoken in Panama. While English is spoken in some areas, it would be beneficial to learn some basic Spanish phrases to help with day-to-day interactions. The cost of living in David is relatively low compared to many Western countries. However, it's important to note that imported goods can be more expensive due to import taxes. David has a tropical climate, with a wet and dry season. The wet season runs from May to November, and the dry season from December to April. It's important to be prepared for high temperatures and humidity. Healthcare in David is generally good, with several hospitals and clinics available. However, it's recommended to have comprehensive health insurance as medical costs can be high, especially for non-residents. Public transportation in David is readily available and affordable. Buses and taxis are the most common modes of transport. However, driving can be challenging due to heavy traffic and different driving habits. David has a variety of local and international cuisine. Traditional Panamanian food is a blend of Afro-Caribbean, Spanish, and Native American cooking and flavors. David is generally safe, but like any city, it has areas that are best avoided, especially at night. It's advisable to take standard precautions to protect yourself and your belongings. The city offers a variety of recreational activities, from exploring local markets and restaurants to outdoor activities such as hiking and bird watching. David is in a seismic zone, so earthquakes do occur. It's important to familiarize yourself with safety procedures in case of an earthquake. Finally, it's important to understand and respect the local customs and traditions. Panamanians are generally friendly and welcoming, but it's always appreciated when foreigners make an effort to adapt to the local culture," explained one expat living in David, Panama.

How do I find a place to live in David?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in David, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in David to find one that suits your lifestyle and preferences. Some people might prefer a quiet, residential area, while others might want to be closer to the city center with easy access to shops, restaurants, and nightlife. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate portals that list properties for rent or sale in David, such as Encuentra24 and Compreoalquile. These websites allow you to filter your search based on location, price, property type, and other criteria. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the legal process of renting or buying a property in Panama. Visiting David in person before you move is also highly recommended. This allows you to view potential homes, explore the neighborhoods, and get a feel for the city. It's also a good opportunity to meet with real estate agents or landlords and ask any questions you might have. Finally, once you've found a place you like, make sure to thoroughly read the rental or purchase agreement before signing. If you're not fluent in Spanish, consider hiring a translator or a lawyer to ensure you fully understand the terms and conditions. Remember, finding a place to live in a new city or country can take time, so it's important to be patient and not rush the process," wrote a member in David.

What is a typical expat home or apartment like in David?

"A typical expat home or apartment in David, is often spacious and modern, with a blend of Panamanian and Western styles. These homes usually have multiple bedrooms and bathrooms, a large kitchen, and a living room. They are often equipped with modern appliances and amenities such as air conditioning, high-speed internet, and cable TV. Many homes also have outdoor spaces like a patio or a garden, perfect for enjoying the tropical climate. Some apartments or homes may come furnished, while others may not, depending on the preference of the expat. The homes are often located in safe, well-maintained neighborhoods, close to local amenities like shops, restaurants, and schools. Some expats may choose to live in gated communities for added security. Despite the modern comforts, these homes often feature elements of traditional Panamanian architecture, such as tiled roofs and tropical hardwood accents," remarked one expat who made the move to David.

What is the average cost of housing in David?

If you are thinking about moving to David, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in David can vary greatly depending on the type and location of the property. For a decent apartment in the city center, you might expect to pay a moderate amount, while a similar apartment outside of the city center could be significantly cheaper. If you're looking to buy, prices per square meter can be quite affordable compared to other countries. However, luxury properties and large houses can be more expensive. It's also worth noting that prices can fluctuate based on the current state of the real estate market," wrote a member in David.

How do I meet people in David?

When we asked people living in David about club and activities where newcomers can meet others, they responded:

"David, is a popular destination for expats, and there are numerous clubs and activities they can join to meet new people and integrate into the local community. Many expats join language exchange clubs, where they can practice Spanish with locals and help them with English. This is a great way to make friends and learn about the local culture. There are also various sports clubs, such as tennis, golf, and sailing, which are popular among the expat community. Joining a sports club is a great way to stay active and meet people with similar interests. For those who enjoy the arts, there are also music, dance, and theater groups. In addition to clubs, there are other ways for expats to meet people in David. Many expats volunteer in local charities and community projects, which is a rewarding way to give back to the community and make new friends. There are also numerous social events and festivals throughout the year, which are great opportunities to socialize and meet both locals and other expats. Another popular way for expats to meet people is through networking events and business groups. These can be particularly useful for those who are working or running a business in Panama. There are also online forums and social media groups for expats in David, where people can ask questions, share advice, and arrange meetups. Finally, simply exploring the city, visiting local markets and cafes, and participating in local traditions and celebrations can also lead to new friendships. The people of David are known for their friendliness and hospitality, and many expats find that they quickly feel at home in this vibrant Panamanian city," wrote a member in David.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What should I bring when moving to David?

People living in David were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to David, you should pack lightweight clothing due to the tropical climate. Include items like shorts, t-shirts, and sandals, but also pack a few long-sleeved shirts and pants to protect against mosquitoes. Don't forget a good quality rain jacket, as Panama has a rainy season. Pack your essential toiletries, but remember that most items can be purchased locally. However, if you have specific brands you prefer, it might be a good idea to bring them along. Bring your prescription medications and a copy of your prescriptions. It's also recommended to pack a basic first aid kit with band-aids, antiseptic wipes, and over-the-counter pain relievers. Pack your important documents such as your passport, driver's license, and any necessary visas or work permits. Also, bring copies of these documents and keep them separate from the originals. Don't forget your electronics like your phone, laptop, and chargers. An international power adapter might also be necessary. Pack some comfort items from home, like your favorite snacks, books, or photos, to help with the transition. Lastly, remember to bring enough cash for your first few weeks, as it may take some time to set up a local bank account," remarked one expat living in David, Panama.

Where should I setup a bank account in David?

We asked expats in David what banks they use and there advice about banking. They advised:

"David, is a popular retirement destination for expats due to its affordable cost of living, tropical climate, and friendly locals. However, there are several things to consider before making the move. Firstly, it's important to understand the visa requirements. Panama offers several visa options for retirees, including the Pensionado visa, which provides numerous discounts on services like healthcare, dining, and entertainment. Secondly, healthcare is a major consideration. While Panama has a good healthcare system, it's advisable to secure comprehensive health insurance. Many expats choose to pay out-of-pocket for minor healthcare needs due to the affordability of services. Thirdly, the cost of living in David is lower than in many other parts of Panama, but it's still important to budget carefully. While some goods and services are cheaper, imported goods can be more expensive. Fourthly, learning Spanish can greatly enhance your experience in David. While many locals speak English, daily life and integration into the community will be easier if you can communicate in the local language. Fifthly, understanding the local culture and customs is crucial. Panamanians are generally warm and welcoming, but it's important to respect their traditions and way of life. Lastly, it's important to consider the climate. David has a tropical climate, with high temperatures and humidity year-round. It's important to ensure that you're comfortable with this type of weather before making the move. In conclusion, retiring in David, Panama, can be a wonderful experience, but it's important to do your research and prepare adequately to ensure a smooth transition," explained one expat living in David, Panama.

Will I be able to find a job in David?

When we asked people about industries and career opportunities in David, they reponded:

"Foreigners in David often work as English teachers in local schools or language institutes. They may also find employment in the tourism industry, working in hotels, restaurants, or tour companies. Some foreigners work in real estate, helping other expats to find homes or investment properties. Others may work remotely in various fields such as IT, consulting, or freelance writing. Additionally, some foreigners start their own businesses in areas like hospitality, retail, or services," wrote one member in David.

What is life like in David?

When we asked people living in David what life is like and how people spend their time, they said:

"Life for expats and digital nomads in David is generally relaxed and comfortable. The city offers a slower pace of life compared to other major cities, with a warm tropical climate and a rich cultural heritage. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget further. David is the second largest city in Panama, providing a range of amenities including shopping centers, restaurants, and healthcare facilities. The city is also known for its friendly and welcoming locals, making it easier for expats and digital nomads to integrate and make new friends. The city is well-connected with reliable internet, making it a suitable location for digital nomads. There are also several coworking spaces available for those who prefer a more structured work environment. Despite being a smaller city, David has a vibrant nightlife with a variety of bars and clubs. It is also in close proximity to beautiful beaches and national parks, providing plenty of opportunities for outdoor activities and weekend getaways. However, it's worth noting that while many locals speak English, it is not as widely spoken as in Panama City, so learning some basic Spanish can be beneficial. Additionally, while crime rates are generally low, like any city, it's important to take basic safety precautions. Overall, David offers a laid-back lifestyle with a mix of city conveniences and natural beauty, making it an appealing choice for expats and digital nomads," remarked one expat living in David, Panama.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do expats in David appreciate most about the local culture?

"Expats in David often appreciate the warm and welcoming nature of the local people, who are known for their friendliness and hospitality. They also enjoy the relaxed pace of life, which is a stark contrast to the hustle and bustle of many Western cities. The rich cultural heritage, which is reflected in local traditions, festivals, music, and cuisine, is another aspect that expats find appealing. Many expats also appreciate the strong sense of community and family values that are deeply ingrained in the local culture. The cost of living is also relatively low, which allows for a comfortable lifestyle. Lastly, the natural beauty of the surrounding landscapes, including beaches, mountains, and forests, is highly valued by expats living in David, Panama," said one expat in David.

What do expats find most challenging?

"Expats in David often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life can also be a challenge for those accustomed to a more fast-paced, punctual environment. Additionally, the heat and humidity can be difficult to adjust to, especially for those from cooler climates. The local cuisine, while delicious, can be a challenge for some expats due to its heavy reliance on rice, beans, and meat. Lastly, navigating the local bureaucracy can be a challenge, as it often involves a lot of paperwork and processes can be slow," remarked one expat who made the move to David.

Is there a lot of crime in David?

We asked people if there is a lot of crime. They answered:

"David, like any other city, experiences its share of crime. However, it is generally considered to be a safe city, especially when compared to other urban areas in the region. Most of the crimes reported are petty crimes such as theft and pickpocketing, particularly in crowded areas. Violent crimes are relatively rare, but they do occur occasionally. It's always recommended for residents and visitors to take standard precautions to protect their personal safety and belongings. The local law enforcement agencies are active in maintaining peace and order, and they work diligently to reduce crime rates. Despite these issues, many people enjoy living in and visiting David due to its rich culture, friendly locals, and beautiful surroundings," commented one expat who made the move to David.

Is there a lot of diversity? Are people in David accepting of differences?

"David, is a city that is home to a diverse population, with people from various ethnic backgrounds, cultures, and religions. The city is known for its welcoming and accepting nature, with locals generally being open-minded and respectful of differences. This acceptance is reflected in the harmonious coexistence of different communities within the city. However, like any other place, individual experiences may vary," commented one expat who made the move to David.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama
Connect

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in David like?

"1. The Oxford International School in David, is a well-known bilingual school that offers a comprehensive curriculum from pre-kindergarten to high school. The school follows the Panamanian curriculum but also incorporates international teaching methods. The school's website is not available. 2. The American School of David is another reputable bilingual school in David, Panama. It offers an American-style education with classes taught in both English and Spanish. The school serves students from pre-kindergarten through high school. The school's website is not available. 3. The Colegio San Agustin is a private Catholic school in David, Panama, that offers bilingual education. The school is known for its strong academic program and its emphasis on moral and spiritual values. The school's website is not available. 4. The Colegio Adventista de David is a private Christian school that offers bilingual education. The school is part of the Seventh-day Adventist education system, one of the largest Christian school systems in the world. The school's website is not available. 5. The Instituto Bilingue David is a private bilingual school in David, Panama. The school offers a comprehensive curriculum from pre-kindergarten to high school, with classes taught in both English and Spanish. The school's website is not available. Please note that while these schools are known for their bilingual and international programs, specific information about their curriculum, faculty, facilities, and student life may not be readily available online. It is recommended to contact the schools directly for the most accurate and up-to-date information," said one expat in David with children at .

What are the pros and cons of living in David?

Expats, digital nomads and retirees living in David responded:

"Like: Beaches Climate Cost of living Quality of health care Availability of skilled labor Clean water Police attitude and deportment Fresh fish, fruits and vegetables Responsibly raised beef, pork and chicken Dislike: Driving conditions, traffic Government corruption Poverty Stealing General laziness Dirt and litter Homeless cats and dogs Difficulty in communication ," mentioned an expat living in David.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama
Connect

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

Why do people move to David?

When we asked people why foreigners move to David, they responded:

"Being the largest province in Panama and bordering Costa Rica, David is a highly touristic area, appealing to those looking to explore the cultural and natural diversity of the region. Additionally, David offers a unique blend of urban amenities and access to nature, making it a city that has it all. With its temperate climate, growing economy, and welcoming community, it's no wonder that many people choose to settle here," wrote Moises Alvarado N. from Panama Legal Business (PANLEB).

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

We've partnered with Kovalenko & Vera to help with your move.
Learn More

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

We've partnered with Kovalenko & Vera to help with your move.
Learn More

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Kovalenko & Vera Attorneys at Law in Panama

We've partnered with Kovalenko & Vera to help with your move.
Learn More

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We've partnered with Kovalenko & Vera to help with your move.
Learn More

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Help others in Panama by answering questions about the challenges and adventures of living in Panama.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

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