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Manila, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Manila | Digital Nomad Exchange
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Ayala Triangle in Makati City, Metro Manila, Philippines

Manila

By Betsy Burlingame

Last updated on Jun 01, 2023

Summary: People often describe Manila, Philippines as a bustling, vibrant city with a unique mix of modern and traditional culture. Expats love the city's diverse food scene, its friendly people, and its vibrant nightlife. The weather in Manila is typically hot and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The average cost of living for an expat is around $1,500 to $2,500 per month, depending on lifestyle. A one bedroom apartment typically costs around $500 to $1,000 per month, while a two bedroom apartment can cost anywhere from $800 to $1,500 per month. The population of Manila is estimated to be around 12.8 million people.

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What do I need to know about living in Manila?

When we asked people what advice they would give someone preparing to move to Manila, they said:

"Before retiring in Manila, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the safety of the area they plan to live in and the availability of transportation. Finally, expats should research the visa requirements for long-term stays in the Philippines," wrote a member in Manila.

"Be patient. Learn the language, or some anyway. Don't rush to judgement, better often to reserve your opinion. Muck in with the real locals to learn the real Manila," commented one expat who made the move to Manila.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Manila?

When we asked people what advice they would give someone preparing to move to Manila, they said:

"Don't be scared to move to Manila. It is not nearly as scary as people would have you believe. I am more scared wandering around deserted Sydney streets at night than in Manila. Of course be sensible. Dress modestly, don't wear expensive jewellery or watches etc. Look out for pickpockets on the trains - I got a wallet with a chain after my introduction to pickpockets on the LRT! You can't really live an insulated western life so try to fit in with the locals wherever you can. For example, jeepneys are often convenient, NOT scary and you really get to live the local life. Learning how to get around teaches you a lot which you will find valuable in your time here. Smile a lot! It really opens doors," remarked one expat living in Manila, Philippines.

"Manila is a bustling city with a unique culture and a vibrant nightlife. It is important to be aware of the traffic and the pollution levels in the city. Expats should also be aware of the cost of living in Manila, which is generally higher than in other parts of the Philippines. It is also important to be aware of the local customs and etiquette, as well as the language barrier. Expats should also be aware of the safety and security situation in Manila, and take necessary precautions. Finally, expats should research the different neighborhoods in Manila to find the best fit for their lifestyle," wrote one member in Manila.

How do I find a place to live in Manila?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"If you are looking for a place to live in Manila, there are a variety of options available. You can search online for rental listings, or contact a local real estate agent to help you find a suitable place. You can also look for classified ads in local newspapers or online. Additionally, you can ask friends and family for recommendations. Once you have narrowed down your search, you can visit the properties in person to get a better feel for the area and decide if it is the right fit for you," remarked one expat who made the move to Manila.

"I lived in Pasay/Malate first because it was close to my first Uni course. Found the building (Asiawealth Tower) on the net. Second condo was just outside Valle Verde 1, recommended by someone who I knew. Much quieter and richer area. I didn't enjoy it as much. A car would be helpful if you decide to live more than walking distance from the LRT/MRT," explained one expat living in Manila, Philippines.

What is a typical expat home or apartment like in Manila?

"Expat homes and apartments in Manila typically feature modern amenities and furnishings, with many having access to a pool, gym, and other recreational facilities. Expats can also expect to find spacious living areas, with some apartments offering spectacular views of the city skyline. Many expat homes and apartments also come with a full kitchen, complete with appliances and cookware. Security is also a priority in Manila, with many expat homes and apartments featuring 24-hour security guards and CCTV surveillance," wrote one member in Manila.

"Yes, a large condo is typical expat housing if you have no kids. No need to worry about security, just get to know the guards and staff in your building well and they will look out for you," remarked one expat who made the move to Manila.

What is the average cost of housing in Manila?

If you are thinking about moving to Manila, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Lower than Sydney by miles! Condos can be had for 20k/mo and up, all the way to 70k/mo if you are getting a good allowance or feeling rich. Furnished adds far more than the cost of buying stuff, so if you are staying more than a year consider going unfurnished," remarked one expat who made the move to Manila.

"The cost of housing in Manila can vary greatly depending on the area and type of accommodation. Generally, the average cost of renting an apartment in Manila is around $400 to $600 per month, while the cost of buying a house can range from $50,000 to $500,000," explained one expat living in Manila, Philippines.

How do I meet people in Manila?

When we asked people living in Manila about club and activities where newcomers can meet others, they responded:

"Expats in Manila often join clubs and activities such as golf, tennis, sailing, and running. Expats also join social clubs, such as the American Women's Club of Manila, the Manila International Club, and the Manila British Club. Additionally, expats can meet people by attending events hosted by the local embassies, joining language classes, or attending meet-ups organized by expat groups. Expats can also meet people by attending local festivals, joining a church or religious group, or volunteering with a local charity," said one expat who made the move to Manila.

"Taking language courses at one of the Universities or Colleges is a good way to meet both locals and other expats whilst learning language and culture. I can personally recommend De La Salle/CELL or Christian Language Study Centre. If you can get membership of a Sports or Country Club, grab it. I've been a member of Valle Verde Country Club and found it to be a fantastic place to get away from the bustle and noise of Manila, not to mention play sports," explained one expat living in Manila, Philippines.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Manila?

People living in Manila were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Brought: 1. My Quit Smoking Chewing Gum - you can't buy it locally so I have to have it shipped over. 2. More little Australian themed presents to give away as pasalubong to different people. 3. Large stocks of my favourite deoderant - you get pretty sweaty and I don't like the local flavours Left: 1. My laptop - they are cheaper there 2. Most clothes except for suits 3. My sense of irony - earnest is the go," commented one expat who made the move to Manila.

"When moving to Manila, it is important to pack items that will help you adjust to the climate and culture. Pack lightweight, breathable clothing that is appropriate for the hot and humid weather. Bring a few items of clothing that can be layered for cooler evenings. Bring a good pair of walking shoes, as well as sandals or flip-flops for the beach. Pack a few items of clothing that are appropriate for more formal occasions. Bring a few items of toiletries, such as sunscreen, insect repellent, and a first-aid kit. Don't forget to bring a few items of entertainment, such as books, music, and movies. Finally, make sure to bring any necessary documents, such as your passport and visa," remarked one expat living in Manila, Philippines.

Where should I setup a bank account in Manila?

We asked expats in Manila what banks they use and there advice about banking. They advised:

"Before retiring in Manila, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the safety of the area they plan to live in and the availability of transportation. Finally, expats should research the visa requirements for long-term stays in the Philippines," explained one expat living in Manila, Philippines.

Will I be able to find a job in Manila?

When we asked people about industries and career opportunities in Manila, they reponded:

"Foreigners often find work in Manila in a variety of industries, such as hospitality, teaching, IT, finance, and marketing. Many foreigners also work as English language instructors, providing language instruction to students of all ages. Additionally, there are many opportunities for foreigners to work in the medical field, such as nurses, doctors, and medical technicians. Other popular jobs for foreigners include working in the tourism industry, as tour guides, or in the retail sector, as sales associates," commented one expat who made the move to Manila.

"Call centres are the booming business. Manufacturing, usually for the local market, is significant," remarked one expat living in Manila, Philippines.

What is life like in Manila?

When we asked people living in Manila what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Manila is generally quite enjoyable. The city is vibrant and full of life, with plenty of opportunities for socializing and networking. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The city is also well-connected, with a reliable public transportation system and plenty of options for getting around. The climate is tropical, with hot and humid summers and mild winters. The people are friendly and welcoming, making it easy to settle in and make friends. Overall, Manila is an excellent destination for expats and digital nomads looking for an exciting and affordable place to live," said one expat in Manila.

"Hmmm, locals love their shopping malls. Weekends are busier than the weekdays. "Gimmicks" are popular on Friday or Saturday night, typically in Manila, Eastwood Libis or Makati. This can be any form of going out with friends, but Manilenos love a drink ;-)," said one expat who made the move to Manila.

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What do expats in Manila appreciate most about the local culture?

"This seems to be the most open culture that I've encountered in SE Asia. People are willing to open up to friendships beyond the superficial. The Filipino people embody stoicism in the face of hardship, cheerfulness, kindness, empathy: there are many, many positives," explained one expat living in Manila, Philippines.

"Expats in Manila appreciate the friendly and welcoming nature of the local people. They also enjoy the vibrant culture, with its colorful festivals, delicious cuisine, and lively music. The city's rich history and diverse architecture are also a source of fascination for many expats. Additionally, the city's tropical climate and stunning beaches make it a great place to relax and enjoy the outdoors," said one expat in Manila.

What do expats find most challenging?

"Communication is somewhat indirect. It's so important to watch body language, in particular changes in body language (rather than overt gestures) that indicate 'something's up'. Corruption, when encountered, is upsetting and frustrating. The inefficiency of anything official from receipt giving to getting the driver's licence (though there are notable exceptions). The plus side is that inefficiency is almost always accompanied by a smile," commented one expat who made the move to Manila.

"Expats in Manila often find the traffic and pollution to be the most challenging aspects of the local culture. Additionally, the language barrier can be difficult to overcome, as English is not widely spoken in the Philippines. Furthermore, the cultural norms and expectations can be difficult to adjust to, as they are quite different from those of many Western countries. Finally, the cost of living in Manila can be quite high, making it difficult for expats to find affordable housing and other necessities," remarked one expat living in Manila, Philippines.

Is there a lot of crime in Manila?

We asked people if there is a lot of crime. They answered:

"Crime is a problem in Manila. The city has seen an increase in violent crime in recent years, including robberies, kidnappings, and homicides. Drug trafficking and gang activity are also prevalent in the city. The Philippine government has taken steps to address the crime problem, including increased police presence and tougher laws. However, the crime rate remains high, and many residents feel unsafe in their own neighborhoods," explained one expat living in Manila, Philippines.

Is there a lot of diversity? Are people in Manila accepting of differences?

"Yes, there is a lot of diversity in Manila. The city is home to a variety of ethnicities, religions, and cultures, making it a vibrant and diverse place to live. People in Manila are generally accepting of differences, and the city is known for its tolerance and inclusivity," commented one expat who made the move to Manila.

"No, they are not diverse, but yes, they are accepting. Although very Catholic on the surface, often it is "do as we say, not as we do". Gays and other minority groups do not seem to be unduly persecuted as far as I can see," remarked one expat living in Manila, Philippines.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Manila like?

"The International School Manila (ISM) is one of the best international schools in Manila. It is a private, non-profit, non-sectarian day school that offers an international curriculum for students from pre-kindergarten to grade 12. ISM is accredited by the Western Association of Schools and Colleges (WASC) and the Council of International Schools (CIS). It offers a rigorous academic program that prepares students for college and university studies. The school also offers a wide range of extracurricular activities, including sports, music, and the arts. The British School Manila (BSM) is another excellent international school in Manila, Philippines. It is a private, co-educational day school that offers a British-style curriculum for students from pre-kindergarten to grade 12. BSM is accredited by the Council of International Schools (CIS) and the New England Association of Schools and Colleges (NEASC). The school provides a challenging academic program that prepares students for college and university studies. It also offers a wide range of extracurricular activities, including sports, music, and the arts. The International School of Manila (ISM) is a top-notch bilingual school in Manila, Philippines. It is a private, non-profit, non-sectarian day school that offers a bilingual curriculum for students from pre-kindergarten to grade 12. ISM is accredited by the Western Association of Schools and Colleges (WASC) and the Council of International Schools (CIS). It provides a rigorous academic program that prepares students for college and university studies. The school also offers a wide range of extracurricular activities, including sports, music, and the arts," said one expat in Manila with children at .

"It is a great growing school. It offers an individualized educational program aimed at meeting the needs of all children," remarked one parent with kids at Mahatma Gandhi International School in Manila.

What are the pros and cons of living in Manila?

Expats, digital nomads and retirees living in Manila responded:

"One hour from Manila airport. Plenty of excellent supermarkets. And a few good restaurants," said an expat in Manila.

"Expats and digital nomads often appreciate the affordability of living in Manila. The cost of living is relatively low compared to other cities in the region, making it an attractive option for those looking to stretch their budget. Additionally, the city offers a wide variety of cultural experiences, from the vibrant nightlife to the unique cuisine. Expats and digital nomads also enjoy the friendly and welcoming atmosphere of the city. On the other hand, some expats and digital nomads may find the traffic and pollution in Manila to be a challenge. Additionally, the language barrier can be a challenge for those who do not speak Tagalog," remarked one expat in Manila.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Manila?

When we asked expats and global nomads about their social experiences in Manila, they replied:

"Expats, retirees and digital nomads living in Manila typically have an active social life. There are many opportunities to meet people from all over the world, as well as locals, through various social events, clubs, and activities. Expats often join expat groups and attend meet-ups, while retirees and digital nomads often join local clubs and organizations. There are also plenty of bars, restaurants, and cafes to explore, providing a great opportunity to socialize and make new friends," said an expat in Manila.

"Had to stay home mostly. Mostly only went to the grocery store wearing mask and social destined," remarked one expat in Manila.

"The social scene in Manila is vibrant and diverse. There are plenty of bars, clubs, and restaurants to explore, as well as a variety of cultural events and activities to take part in. The city is also home to a thriving nightlife, with a range of live music venues, rooftop bars, and karaoke spots. Manila is also known for its street food, which is a great way to experience the city's culture and cuisine. With its friendly locals and exciting atmosphere, Manila is a great place to socialize and make new friends," commented one expat living in Manila, Philippines.

What advice to expats in Manila have about housing?

"When looking for housing in Manila, it is important to research the area thoroughly and make sure it is safe and secure. It is also important to consider the cost of living in the area, as well as the availability of amenities such as grocery stores, restaurants, and transportation. Additionally, it is important to be aware of the local laws and regulations regarding renting and leasing. Finally, it is important to be aware of the cultural norms and expectations in the area, as well as the local customs and etiquette," said one expat living in Manila.

What are medical services in Manila like?

When we asked expats and global nomads about the quality of medical care in Manila, they replied:

"Health care in Philippines is reasonable but like any other country Medical professions are starting to gouge," remarked one expat in Manila.

"Medical services in Manila are generally of a high standard. The city is home to a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. Many of these facilities offer a range of services, from general check-ups and consultations to more specialized treatments such as surgery and radiotherapy. Additionally, there are a number of pharmacies and medical supply stores in the city, providing access to a wide range of medications and medical supplies," wrote one expat living in Manila.

Are healthcare and health insurance expensive in Manila?

"Healthcare and health insurance in Manila can be expensive. The cost of medical care in the city is higher than in other parts of the country, and the cost of health insurance can also be high. The cost of health insurance depends on the type of coverage and the provider, but it can be quite costly for those who need comprehensive coverage. Additionally, the cost of medications and treatments can be expensive, and many people in Manila struggle to afford the necessary medical care," wrote one expat living in Manila.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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Is the cost of living in Manila high?

We asked people about the cost of living in Manila, they wrote:

"The cost of living in Manila is generally considered to be quite affordable. Rent for a nice 1 bedroom apartment in Manila can range from around $400 to $800 USD per month, while a nice 2 bedroom apartment can range from around $600 to $1,200 USD per month. Eating dinner at a moderately priced restaurant in Manila can cost around $10 to $15 USD per person," remarked one expat living in Manila.

"Living costs including the lease of a small furnished apartment depend on where the apartment is located. In a non luxurious area they normally do not exceed 1200 USD per month. Public transportation is cheap," said one expat living in Manila.

What are the visa & residency requirements in Manila?

"To apply for a visa to Manila, applicants must first submit an application form, a valid passport, and a passport-sized photograph. Depending on the type of visa, additional documents may be required. Once the application is approved, the applicant will receive a visa sticker in their passport. To apply for residency in Manila, Philippines, applicants must first submit an application form, a valid passport, and a passport-sized photograph. Depending on the type of residency, additional documents may be required. The applicant must also provide proof of financial stability, such as bank statements or proof of employment. Once the application is approved, the applicant will receive a residency card," mentioned an expat living in Manila.

"A residency permit can be obtained through a yearly quota system or if you are married to a local person- on the basis of the marriage. Foreign visitors upon their arrival in the Philippines are granted a free tourist visa for 30 days, which may be extended to 59 days through the immigration. Before the expiry of the 59 days visa the foreign visitor may extend his/her visa to 60 or 180 days more. The tourist visa maybe further extended up to 3 years," said an expat in Manila.

Why do people move to Manila?

When we asked people why foreigners move to Manila, they responded:

"Foreigners mainly move to Manila because of the low living costs and the fact that many people in the Philippines speak English. Beside that people generally are friendly," commented one expat who moved to Manila.

"It's all about your individual point of view, your perspective, the pluses and minuses of areas and what do you want: Manila Greenbelt, is where my wife and I live, we walk across the street and walk right into Greenbelt. Note: Ayala condos and shopping centers are 100% better than Mega World. Compared to where we lived in US things are cheaper than US, English is spoken more here than elsewhere, multiple foreigners which we like, great access to shopping, jump on a plane $250 2 tickets round trip and in less than an hour you can go anywhere in the Philippines and enjoy pristine waters. It depends on your budget. We considered Iloilo but I was the only foreigner and little to no English is spoken by the locals, Iloilo will be the hot spot but that is about 15 years away, best airport in the Philippines I'll bet. Cebu is a little tired we thought but you are closer to that pristine water. Family in Gensan but so little government $ flows down there, so nothing going on there. Tagaytay, Mt Taal had a chance of being a future nice place to live if more money was stuck into the area, cooler and close to Manila but that all disappeared when Mt Taal erupted a couple years ago. Again, it's all about your perspective," said one expat.

"Manila is an attractive destination for expats due to its vibrant culture, diverse cuisine, and friendly people. The city offers a wide range of activities and attractions, from shopping and nightlife to historical sites and natural wonders. The cost of living in Manila is relatively low compared to other major cities, making it an ideal place for expats to settle down. Additionally, the city is well-connected to other parts of the country and the world, making it easy to explore the rest of the Philippines. With its warm climate, beautiful beaches, and welcoming locals, Manila is an ideal destination for expats looking for a new home," commented one expat living in Manila, Philippines.

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About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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