Makati City, Philippines
Last updated on Nov 03, 2024
Summary: Expats, digital nomads and retirees talk about what it is really like living in Makati City, Philippines. They offer advice about meeting people, cost of living, finding a home and more.
What do I need to know about living in Makati City?
When we asked people what advice they would give someone preparing to move to Makati City, they said:
"Expats considering retirement in Makati City, should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. Healthcare is affordable and of good quality, with many doctors speaking English. Makati City is known for its modern infrastructure, high-end shopping malls, and vibrant nightlife. It's also the financial hub of the Philippines, making it a bustling and dynamic city. The official language is Filipino, but English is widely spoken, especially in business and tourism sectors. However, learning some basic Filipino phrases can enhance your experience and interactions with locals. The climate is tropical, with a dry season from November to April and a wet season from May to October. It can get quite hot and humid, especially during the summer months. The Philippines has a residency program for retirees, known as the Special Resident Retiree's Visa (SRRV), which offers several benefits, including exemption from customs duties and taxes for the importation of personal goods, and the option to live, work, and study in the Philippines. Safety can be a concern in certain areas, but Makati City is generally considered safe, especially in the central business district. However, it's always important to take standard precautions, such as avoiding less crowded areas late at night and not displaying expensive belongings in public. The food in the Philippines is a blend of Malay, Chinese, Spanish, and American influences. Makati City offers a wide range of dining options, from street food to high-end restaurants. Public transportation is widely available, including jeepneys, buses, and the Metro Rail Transit (MRT). Traffic can be heavy, especially during rush hour, so it's important to plan your travel accordingly. Lastly, the Filipino people are known for their hospitality and friendliness, so expats often find it easy to make local friends and integrate into the community," remarked one expat living in Makati City, Philippines.
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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What do I need to know before moving to Makati City?
When we asked people what advice they would give someone preparing to move to Makati City, they said:
"Makati City is the financial hub of the Philippines, home to many multinational corporations, banks, and other major businesses. The city is known for its high standard of living, modern infrastructure, and vibrant nightlife. English is widely spoken in Makati, making it easier for expats to communicate and navigate the city. The cost of living in Makati is higher compared to other cities in the Philippines, but it is still relatively affordable compared to Western countries. Accommodation can range from luxury condos to more affordable apartments, with many located within walking distance to offices and commercial centers. Public transportation in Makati includes jeepneys, buses, and the Metro Rail Transit (MRT), but traffic can be heavy especially during rush hours. Many expats also choose to use ride-hailing apps for convenience. Makati has a tropical climate, with a dry season from November to April and a wet season from May to October. It's advisable to always carry an umbrella due to sudden rain showers. The city is known for its diverse food scene, with a wide array of local and international cuisines available. Makati also has several shopping malls, art galleries, parks, and cultural centers for recreation. Healthcare in Makati is of a high standard, with several top-rated hospitals and clinics in the city. It's recommended to have health insurance to cover medical expenses. Safety in Makati is generally good, but like any major city, it's important to be aware of your surroundings and take precautions against petty crime. Finally, Filipinos are known for their hospitality and friendliness, so expats often find it easy to settle in and make friends. However, it's important to respect local customs and traditions to integrate smoothly into the community," wrote one member in Makati City.
How do I find a place to live in Makati City?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Makati City involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on areas that are within your price range. Next, you need to decide what type of accommodation you are looking for. This could be a condominium, an apartment, a house, or even a room for rent. Each type of accommodation has its own set of advantages and disadvantages, so it's important to consider your lifestyle and personal preferences. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for properties for rent in Makati City. These include websites like Lamudi, Property24, and Rentpad. You can filter the listings based on your preferences, such as the type of accommodation, the number of bedrooms, and the price range. In addition to online listings, you can also consider hiring a real estate agent. They have access to a wide range of properties and can help you find a place that fits your needs and budget. Make sure to communicate your preferences clearly to your agent so they can provide you with suitable options. Once you've found a few potential places, arrange for a viewing. This will give you a chance to see the property in person and assess its condition. It's also a good opportunity to ask any questions you might have about the property. Finally, once you've found a place you like, you'll need to negotiate the terms of the lease and sign a contract. Make sure to read the contract carefully and understand all the terms before signing. If you're not comfortable with the terms, don't hesitate to negotiate or seek legal advice. Remember, finding a place to live can take time, so it's important to be patient and not rush the process. With careful planning and research, you can find a great place to live in Makati City," wrote a member in Makati City.
What is a typical expat home or apartment like in Makati City?
"A typical expat home or apartment in Makati City, is often located in a high-rise building in the central business district. These apartments are usually fully furnished with modern amenities such as air conditioning, high-speed internet, and cable TV. The living area is spacious, often featuring an open-plan design with a separate dining area. The kitchen is typically equipped with modern appliances, including a refrigerator, stove, and sometimes even a dishwasher. Bedrooms in these apartments are usually large, with plenty of storage space and often come with en-suite bathrooms. The bathrooms are typically modern and well-maintained, often featuring a shower and a separate bathtub. Some apartments may also have a small balcony or terrace, offering views of the city skyline. These apartments often come with access to shared facilities such as a swimming pool, gym, and sometimes even a sauna or steam room. Security is usually high, with 24-hour security guards, CCTV cameras, and secure parking spaces. The location of these apartments is one of their biggest selling points. They are often within walking distance of offices, shopping malls, restaurants, and other amenities. Despite being in the heart of the city, many apartments are designed to be quiet and peaceful, offering a respite from the hustle and bustle of city life. In terms of style, these apartments often feature a mix of Western and Filipino design elements. The interiors are usually bright and airy, with large windows letting in plenty of natural light. The decor is typically modern and minimalist, with a focus on comfort and functionality. Overall, a typical expat home or apartment in Makati City offers a comfortable and convenient living environment, with all the amenities needed for a modern lifestyle," remarked one expat who made the move to Makati City.
What is the average cost of housing in Makati City?
If you are thinking about moving to Makati City, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Makati City can vary greatly depending on the type and size of the property. For a one-bedroom apartment in the city center, the average monthly rent is typically around 30,000 to 50,000 Philippine Pesos. If you're looking to buy, a condo unit in a prime location in Makati can cost anywhere from 5 million to 15 million Philippine Pesos. However, prices can go much higher for luxury properties or houses in exclusive subdivisions. It's important to note that these are average prices and actual costs can vary based on factors such as exact location, property condition, and market trends," explained one expat living in Makati City, Philippines.
How do I meet people in Makati City?
When we asked people living in Makati City about club and activities where newcomers can meet others, they responded:
"Expats in Makati City often join various clubs and activities to socialize and meet new people. These include sports clubs such as golf, tennis, and swimming clubs, as well as fitness centers and gyms. There are also cultural clubs that focus on art, music, and literature, and social clubs that organize events and parties. Many expats also participate in community service and volunteer work, which is a great way to give back to the community and meet like-minded individuals. There are numerous non-profit organizations and charities in Makati City that welcome the help of expats. Language classes are another popular activity among expats. Learning the local language, Tagalog, not only helps them to communicate better with locals, but also provides an opportunity to meet other expats and locals. Expats also often attend networking events and business seminars, which are frequently held in Makati City due to its status as a business hub. These events provide opportunities to meet professionals from various industries. In addition, there are several expat groups and communities in Makati City that organize regular meetups and events. These groups are often based on nationality, but there are also groups for expat women, expat families, and other specific demographics. Expats also meet people through their children's schools, as many international schools in Makati City have active parent-teacher associations and organize regular events. Lastly, many expats meet people simply by exploring the city and its many restaurants, bars, and shopping centers. Makati City is known for its vibrant nightlife and dining scene, which attracts a diverse crowd of locals and expats alike," wrote one member in Makati City.
SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
What should I bring when moving to Makati City?
People living in Makati City were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Makati City, you should pack lightweight and breathable clothing due to the tropical climate. Include a mix of casual and formal wear, as Makati is a business hub with a vibrant nightlife. Don't forget to pack a good pair of walking shoes, as exploring the city on foot is common. Rain gear, such as a lightweight raincoat or umbrella, is essential due to the frequent rain showers. Sunscreen, sunglasses, and a hat are also necessary to protect yourself from the intense tropical sun. Pack your essential toiletries, but remember that most items can be easily purchased in local stores. If you have specific brands or products you prefer, it might be a good idea to bring them along. Bring your necessary electronics, such as your smartphone, laptop, and chargers. An international power adapter might also be needed. Don't forget to pack important documents like your passport, visa, driver's license, and medical records. It's also a good idea to have copies of these documents. If you take prescription medication, bring an adequate supply along with a copy of your prescription. Lastly, pack some comfort items like your favorite snacks, books, or photos to help make your new place feel like home," said one expat who made the move to Makati City.
Where should I setup a bank account in Makati City?
We asked expats in Makati City what banks they use and there advice about banking. They advised:
"Before retiring in Makati City, expats should know that the cost of living is relatively low compared to Western countries, but it is one of the most expensive cities in the Philippines. They should also be aware that English is widely spoken, making communication easier. Expats should understand that Makati City is the financial hub of the Philippines, with a bustling business district and a vibrant nightlife. It is also home to many international corporations, making it a cosmopolitan city with a diverse population. Healthcare in Makati City is of a high standard, with a number of internationally accredited hospitals. However, expats should ensure they have comprehensive health insurance as medical costs can be high. The city has a tropical climate, with a rainy season that lasts from June to November. Expats should be prepared for high humidity and occasional typhoons. Expats should also be aware of the traffic in Makati City, which can be heavy during peak hours. Public transportation is available, but it can be crowded. The Philippines has a relatively high crime rate compared to Western countries, but Makati City is generally considered safe. However, expats should still take precautions, such as avoiding certain areas at night and not displaying wealth openly. Expats should also understand the local customs and traditions. Filipinos are generally friendly and hospitable, but they also value respect and good manners. It's important to be aware of local etiquette to avoid causing offense. Finally, expats should know that the process of obtaining a retirement visa in the Philippines can be complex and time-consuming. It's recommended to seek advice from a legal professional or a relocation expert," said one expat in Makati City.
Will I be able to find a job in Makati City?
When we asked people about industries and career opportunities in Makati City, they reponded:
"Foreigners in Makati City often work in various sectors such as the Information Technology (IT) industry, where they may be employed as software developers, IT consultants, or project managers. Many also work in the Business Process Outsourcing (BPO) industry, taking roles in customer service, technical support, and other back-office operations. Some foreigners are employed in the banking and finance sector, often in managerial or executive positions. The hospitality and tourism industry also employs a significant number of foreigners, particularly in hotels, restaurants, and travel agencies. Additionally, there are foreigners who work as English teachers, particularly for business English courses. Lastly, some foreigners in Makati City are entrepreneurs who have set up their own businesses," wrote a member in Makati City.
What is life like in Makati City?
When we asked people living in Makati City what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Makati City is vibrant and exciting. The city is known for its cosmopolitan lifestyle, with a wide range of restaurants, bars, and shopping centers. The cost of living is relatively low compared to Western countries, making it an attractive destination for those looking to live comfortably on a budget. Makati City is also a hub for business and finance, making it an ideal location for digital nomads who work in these sectors. The city has a robust infrastructure with reliable internet, which is crucial for remote work. The local population is generally friendly and welcoming to foreigners, and English is widely spoken, making it easier for expats to communicate and integrate into the local culture. The city is also known for its vibrant nightlife and entertainment scene, with numerous bars, clubs, and live music venues. There are also plenty of opportunities for outdoor activities, with parks and green spaces scattered throughout the city. Despite the hustle and bustle, Makati City also offers quiet residential areas, providing a peaceful retreat from the city's busy commercial districts. These areas often feature modern condominiums and apartments that cater to the needs of expats and digital nomads. Healthcare in Makati City is of a high standard, with a number of reputable hospitals and clinics. The city also has an efficient public transportation system, making it easy to get around. However, like any city, Makati City also has its challenges. Traffic can be heavy, especially during peak hours, and the city can be quite crowded. The tropical climate may also take some getting used to, with high temperatures and humidity levels throughout the year. Overall, life for expats and digital nomads in Makati City offers a blend of modern conveniences, cultural experiences, and a welcoming community," remarked one expat who made the move to Makati City.
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What do expats in Makati City appreciate most about the local culture?
"Expats in Makati City often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, making newcomers feel at home. The vibrant and diverse food culture is also a highlight, with a wide range of local and international cuisines available. Expats also appreciate the rich history and traditions that are deeply ingrained in the local culture, including various festivals and celebrations. The city's blend of modernity and tradition is also appealing, with skyscrapers standing alongside historic sites. The local work ethic and business-friendly environment are also appreciated by expats, as is the relatively low cost of living. Lastly, the local music and arts scene, with its lively performances and exhibitions, is a source of enjoyment for many expats," remarked one expat who made the move to Makati City.
What do expats find most challenging?
"Expats in Makati City often find the language barrier to be a significant challenge, as not everyone is fluent in English. The local culture's emphasis on social harmony can also be difficult for expats to navigate, as it often discourages direct confrontation or criticism. The concept of "Filipino time", where punctuality is not strictly observed, can be frustrating for those used to more rigid time schedules. The high level of traffic congestion and the public transportation system can also be challenging for expats. Additionally, the hot and humid climate can be uncomfortable for those not used to tropical weather. Lastly, the bureaucracy can be quite complex and slow, which can make dealing with administrative tasks a challenge," said one expat in Makati City.
Is there a lot of crime in Makati City?
We asked people if there is a lot of crime. They answered:
"Makati City, like any other urban area, experiences its share of crime. However, it is generally considered safer than many other parts of the country. The city's crime rate is relatively low compared to other cities in the Philippines. The most common crimes reported are theft, robbery, and pickpocketing, especially in crowded areas. Violent crimes such as assault and homicide are less common but do occur. The city's police force is active and responsive, and there are numerous security measures in place, such as CCTV cameras in public areas, to deter criminal activity. Despite this, residents and visitors are advised to remain vigilant and take necessary precautions to ensure their safety," commented one expat who made the move to Makati City.
Is there a lot of diversity? Are people in Makati City accepting of differences?
"Yes, Makati City in the Philippines is known for its significant diversity. It is a bustling metropolis that attracts people from all walks of life, including locals from different regions of the Philippines, as well as a large number of expatriates from various parts of the world. This diversity is reflected in the city's vibrant culture, food, and lifestyle. In terms of acceptance of differences, Makati City is generally considered to be open and welcoming. The city's cosmopolitan nature means that its residents are accustomed to interacting with people of different backgrounds, cultures, and beliefs. This acceptance is also reflected in the city's policies and initiatives, which often promote inclusivity and respect for diversity. However, like any city, individual experiences may vary and there can be instances of prejudice or discrimination," remarked one expat living in Makati City, Philippines.
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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect
Click connect to have our partner contact you via e-mail and/or phone.
What are the schools in Makati City like?
"1. The International School Manila (ISM) is a private, non-profit, non-sectarian day school for boys and girls from Preschool to Grade 12. ISM is accredited by the Western Association of Schools and Colleges and is also a member of the East Asia Regional Council of Schools. The school offers an international curriculum including the International Baccalaureate Diploma Program. More information can be found on their website: [http://www.ismanila.org](http://www.ismanila.org) 2. The British School Manila (BSM) is a private international school in the Philippines. The school provides a British education system in an international setting. It offers an international curriculum and is recognized by the Department of Education in the UK. The school's website is [https://www.britishschoolmanila.org](https://www.britishschoolmanila.org) 3. The Chinese International School Manila (CISM) is a private, non-sectarian, co-educational K-12 international school that offers a Chinese-English bilingual curriculum. The school is accredited by the Western Association of Schools and Colleges. More details can be found on their website: [http://www.cismanila.org](http://www.cismanila.org) 4. The German European School Manila (GESM) is a non-profit and multilingual international day school for students of all nationalities and genders offering Kindergarten to Grade 12 in the Philippines. It offers a curriculum that is based on the German and IB system. More information can be found on their website: [https://www.gesm.org](https://www.gesm.org) 5. The Beacon School is an independent, non-profit, co-educational K - 8 international school in Taguig City, Metro Manila. It offers a curriculum based on the International Baccalaureate (IB) Programme and uses English as the medium of instruction. More details can be found on their website: [http://www.beaconschool.ph](http://www.beaconschool.ph) 6. The Everest Academy Manila is a Catholic international school that offers a U.S. curriculum and Spanish language instruction. The school is located in Bonifacio Global City, a financial and lifestyle district in Metro Manila. More information can be found on their website: [http://www.everestmanila.com](http://www.everestmanila.com) 7. The Manila Japanese School is an international school for Japanese students located in Bonifacio Global City. The school follows the Japanese curriculum and is recognized by the Japanese Ministry of Education, Culture, Sports, Science and Technology. More details can be found on their website: [http://mjs.edu.ph](http://mjs.edu.ph)," commented one expat when asked about in Makati City.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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