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Boracay Island, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Boracay Island | Digital Nomad Exchange
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Borocay Island, Philippines

Boracay Island, Philippines

By Betsy Burlingame

Last updated on Jun 10, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Boracay Island, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Boracay Island?

When we asked people what advice they would give someone preparing to move to Boracay Island, they said:

"Expats considering retirement in Boracay Island, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, but it can vary depending on lifestyle choices. The island is known for its beautiful beaches and vibrant nightlife, making it a popular tourist destination. However, it's important to note that healthcare facilities on the island are limited, so serious medical conditions may require travel to larger cities. English is widely spoken in Boracay, making communication easier for expats. The Philippines offers a Special Resident Retiree’s Visa (SRRV) which allows unlimited stay and multiple entries, making it an attractive option for retirees. The climate is tropical, with high temperatures and humidity year-round, and a rainy season from June to October. Housing can range from affordable apartments to luxury villas, and it's recommended to rent before buying to get a feel for different areas. Public transportation is readily available, with tricycles being the most common form of transport on the island. Lastly, it's important to understand and respect the local culture and customs, which includes a laid-back lifestyle and a strong sense of community," remarked one expat living in Boracay Island, Philippines.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Boracay Island?

When we asked people what advice they would give someone preparing to move to Boracay Island, they said:

"Expats moving to Boracay Island should be aware that the official language is Filipino, but English is widely spoken and understood. The currency used is the Philippine Peso, and while credit cards are accepted in most places, it's always a good idea to carry some cash. The cost of living is relatively low compared to Western countries, but it can be higher on the island due to its popularity as a tourist destination. Boracay Island is known for its beautiful beaches, so be prepared for a tropical climate with high humidity and temperatures. The island has a rainy season from June to October, and a dry season from November to May. Healthcare facilities on the island are limited, so for serious medical conditions, one may need to travel to bigger cities. It's recommended to have comprehensive health insurance that covers medical evacuation. The island is generally safe, but like any tourist destination, petty crime like pickpocketing can occur, so it's important to be vigilant. Expats should also be aware of the local customs and traditions. Filipinos are generally friendly and hospitable, but it's important to respect their culture and traditions. Internet connection on the island can be unreliable, so if you're planning to work remotely, this could be a challenge. Lastly, the island has been undergoing rehabilitation efforts to preserve its natural beauty, so there are rules and regulations in place to protect the environment, such as a ban on single-use plastics," said one expat who made the move to Boracay Island.

How do I find a place to live in Boracay Island?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Boracay Island involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple room rental to a luxury beachfront villa. Next, you should research the different areas of Boracay. The island is divided into several 'stations' with Station 1 being the most upscale and Station 3 being the most budget-friendly. Each station has its own unique vibe and attractions, so choose the one that suits your lifestyle and preferences best. Once you've decided on a location, you can start looking for available properties. There are several online platforms where you can find listings, such as Airbnb, Booking.com, and local real estate websites. These platforms allow you to filter results based on your preferences, such as price, property type, and amenities. It's also a good idea to contact local real estate agents who specialize in Boracay properties. They can provide you with insider information and help you navigate the local real estate market. Once you've found a few potential options, arrange for viewings. This will give you a better sense of the property's condition, its proximity to amenities, and the neighborhood. Before finalizing any rental or purchase, make sure to read the contract carefully and understand all the terms and conditions. If possible, seek legal advice to ensure that your rights are protected. Finally, once you've found your ideal place, make the necessary payments and move in. Remember to set up utilities and internet if they're not included in your rental agreement. Finding a place to live in Boracay can take some time and effort, but with careful planning and research, you can find a home that suits your needs and allows you to enjoy all that this beautiful island has to offer," remarked one expat living in Boracay Island, Philippines.

What is a typical expat home or apartment like in Boracay Island?

"A typical expat home or apartment in Boracay Island, is often located near the beach, providing stunning views of the turquoise waters and white sand. These homes are usually designed with a blend of modern and traditional Filipino architecture, featuring bamboo and rattan furniture, high ceilings for ventilation, and wide windows for natural light. They often have spacious living areas, fully equipped kitchens, and comfortable bedrooms. Some homes may also include a balcony or a patio, perfect for outdoor dining or simply relaxing while enjoying the tropical climate. Many expat homes also have access to amenities such as swimming pools, fitness centers, and even housekeeping services. Despite being in a tropical paradise, these homes are also equipped with modern conveniences such as Wi-Fi, air conditioning, and cable TV. The surrounding area is usually peaceful and quiet, but also conveniently close to local markets, restaurants, and other attractions," said one expat in Boracay Island.

What is the average cost of housing in Boracay Island?

If you are thinking about moving to Boracay Island, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Boracay Island can vary greatly depending on the location, size, and type of property. For a standard one-bedroom apartment in the city center, you might expect to pay a moderate monthly rent, while a similar apartment outside the city center may cost slightly less. If you're looking to buy property, a typical one-bedroom city center apartment could be quite expensive, while a three-bedroom house outside the city center might be more affordable. Luxury villas and beachfront properties are, of course, significantly more expensive. It's also important to note that prices can fluctuate based on tourism demand and the time of year," remarked one expat who made the move to Boracay Island.

How do I meet people in Boracay Island?

When we asked people living in Boracay Island about club and activities where newcomers can meet others, they responded:

"Expats in Boracay Island often join various clubs and activities to socialize and meet new people. These include water sports clubs such as diving, kiteboarding, and sailing, where they can enjoy the island's beautiful waters while making friends. They may also join fitness clubs or yoga classes, which are popular among the island's residents. For those interested in the local culture, there are cooking classes where they can learn to prepare traditional Filipino dishes. Language exchange groups are also popular, where expats can learn Tagalog or other local languages while teaching their own. Expats often participate in community events and festivals, which are a great way to meet locals and other expats. They may also volunteer for local charities or environmental initiatives, which is not only rewarding but also a good way to meet like-minded individuals. The island's vibrant nightlife also provides plenty of opportunities for socializing. Many expats frequent the island's bars and clubs, where they can enjoy live music and dance the night away. In addition, there are numerous online forums and social media groups for expats in Boracay, where they can ask for advice, share experiences, and arrange meetups. These online communities are particularly helpful for new arrivals looking to make connections on the island. Finally, simply enjoying the island's beautiful beaches is a great way to meet people. Whether it's through beach volleyball games, sunset watching gatherings, or just casual conversations with fellow beachgoers, the laid-back beach lifestyle of Boracay is conducive to making new friends," said one expat who made the move to Boracay Island.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What should I bring when moving to Boracay Island?

People living in Boracay Island were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Boracay Island in the Philippines, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, tank tops, and sundresses. Don't forget to pack a good amount of swimwear as you'll likely spend a lot of time on the beach. A hat, sunglasses, and a high SPF sunscreen are essential to protect yourself from the sun. You should also pack a reusable water bottle to stay hydrated. Comfortable footwear is important, especially sandals or flip-flops for the beach and walking shoes for exploring the island. Pack your toiletries, but remember that items like shampoo, conditioner, and body wash can be bought locally. However, if you have specific brands you prefer, it might be a good idea to bring them with you. Don't forget to pack your necessary medications and a basic first aid kit. Bring along your electronics, such as your phone, laptop, and camera, along with their chargers. An international adapter might be needed for your devices. Pack a good book or two for relaxing on the beach. Lastly, bring important documents like your passport, driver's license, and any necessary visas or permits. It's also a good idea to have copies of these documents. Remember, while it's important to be prepared, most items can be purchased on the island if you forget something," wrote a member in Boracay Island.

Where should I setup a bank account in Boracay Island?

We asked expats in Boracay Island what banks they use and there advice about banking. They advised:

"Before retiring in Boracay Island, expats should know that the cost of living is relatively low compared to Western countries, but it can be higher than other parts of the Philippines due to its popularity as a tourist destination. They should also be aware that the island has a tropical climate, with a dry season from November to April and a wet season from May to October. Expats should understand that while English is widely spoken in Boracay, learning some basic Tagalog phrases can be beneficial. They should also be aware of the healthcare system in the Philippines, which is a mix of public and private providers. While the quality of care can vary, there are good hospitals and clinics available, especially in larger cities. Expats should also know that they will need a visa to retire in the Philippines. The Special Resident Retiree’s Visa (SRRV) is a popular option, which requires a deposit and offers benefits like multiple-entry privileges and exemption from customs duties for the importation of personal goods. Expats should also be aware of the local culture and customs. Filipinos are known for their hospitality and friendliness, but it's important to respect local traditions and norms. This includes dressing modestly, especially in rural areas, and avoiding sensitive topics like politics and religion. Finally, expats should know that while Boracay is a beautiful island with stunning beaches, it can also be crowded and noisy, especially during peak tourist season. Therefore, it's important to choose your location carefully, considering factors like proximity to amenities, noise levels, and access to healthcare facilities," wrote a member in Boracay Island.

Will I be able to find a job in Boracay Island?

When we asked people about industries and career opportunities in Boracay Island, they reponded:

"Foreigners in Boracay Island often work in the tourism industry, taking roles such as hotel managers, dive instructors, tour guides, and restaurant owners. Some also work as English teachers, offering language lessons to locals and tourists. Others are involved in the real estate industry, either as property owners leasing their places to tourists or as real estate agents. There are also foreigners who work as digital nomads, freelancers, or remote workers in various fields such as writing, graphic design, and programming. Additionally, some foreigners are involved in non-profit work or volunteer programs aimed at community development and environmental conservation," commented one expat who made the move to Boracay Island.

What is life like in Boracay Island?

When we asked people living in Boracay Island what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Boracay Island is often described as a tropical paradise. The island offers a laid-back lifestyle with its pristine beaches, clear blue waters, and vibrant nightlife. Expats and digital nomads enjoy a low cost of living, with affordable accommodation, food, and leisure activities. The island is also known for its friendly locals, making it easy for foreigners to feel at home. Despite being a small island, Boracay has a reliable internet connection, making it a suitable place for digital nomads to work. There are also numerous cafes and co-working spaces available for those who prefer to work outside their homes. The island's diverse community of expats and digital nomads also provides plenty of opportunities for socializing and networking. There are regular meet-ups, events, and activities that cater to this community. However, life on the island is not without its challenges. The tropical climate means dealing with high humidity and occasional typhoons. Also, while English is widely spoken, there can still be language barriers and cultural differences to navigate. Despite these challenges, many expats and digital nomads find the island's natural beauty, relaxed lifestyle, and friendly community to be worth it. They enjoy the opportunity to live in a tropical paradise while still being able to work and connect with a global community," wrote a member in Boracay Island.

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What do expats in Boracay Island appreciate most about the local culture?

"Expats in Boracay Island often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, always ready to help or share a smile. The laid-back lifestyle is another aspect that expats enjoy, where the pace of life is slower and more relaxed compared to the hustle and bustle of city living. The rich cultural heritage, evident in local traditions, festivals, and music, is also highly appreciated. Expats enjoy the vibrant local music scene and the colorful Ati-Atihan festival, a feast held annually in January in honor of the Santo Niño (Infant Jesus). The local cuisine is another highlight for many expats. Filipino food is a unique blend of flavors, with influences from Spanish, Chinese, and American cuisines. Seafood is particularly popular in Boracay, given its island location. Moreover, expats appreciate the strong sense of community in Boracay. Despite being a popular tourist destination, the island maintains a close-knit community feel, where people look out for each other. Lastly, the natural beauty of Boracay is something that expats never tire of. The pristine white sand beaches, clear blue waters, and stunning sunsets are a constant source of joy and relaxation," wrote a member in Boracay Island.

What do expats find most challenging?

"Expats in Boracay Island may find the language barrier to be one of the most challenging aspects of the local culture, as the majority of locals speak Filipino or other regional languages. The laid-back, 'island time' mentality can also be a challenge for those used to a more fast-paced, punctual lifestyle. The local cuisine, which heavily features seafood and rice, may be difficult for some to adapt to, especially those with dietary restrictions or preferences. The tropical climate, while beautiful, can also be challenging due to the high heat and humidity, as well as the potential for typhoons. Lastly, the cultural emphasis on community and family can be overwhelming for those who are more accustomed to a more individualistic society," remarked one expat who made the move to Boracay Island.

Is there a lot of crime in Boracay Island?

We asked people if there is a lot of crime. They answered:

"Boracay Island, is generally considered a safe destination for tourists. However, like any popular tourist spot, it is not entirely free from crime. Petty crimes such as pickpocketing or bag snatching can occur, especially in crowded areas. Tourists are advised to be vigilant of their belongings and surroundings to avoid such incidents. Scams targeting tourists are also reported occasionally. These may include overcharging for goods and services, fraudulent tour packages, or taxi drivers not using their meters to charge higher fares. Violent crimes are relatively rare, but they do occur occasionally. The local authorities are usually quick to respond to any reported incidents and maintain a visible presence in popular areas to deter potential criminals. Despite these issues, the majority of visitors to Boracay Island have a safe and enjoyable experience," commented one expat who made the move to Boracay Island.

Is there a lot of diversity? Are people in Boracay Island accepting of differences?

"Yes, there is a significant amount of diversity in Boracay Island. The island is a popular tourist destination, attracting visitors from all over the world. This has resulted in a multicultural environment where different languages, customs, and traditions can be observed. The local population is also diverse, with a mix of indigenous people, migrants from other parts of the Philippines, and expatriates who have chosen to settle on the island. People in Boracay Island are generally accepting of differences. The island's economy relies heavily on tourism, so locals are accustomed to interacting with people from various backgrounds and cultures. This exposure to different cultures and lifestyles has fostered a sense of acceptance and tolerance among the island's inhabitants. However, like any place, individual attitudes can vary. Overall, Boracay Island is known for its friendly and welcoming atmosphere," wrote a member in Boracay Island.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What are the schools in Boracay Island like?

"Boracay Island, is a small island known for its beautiful beaches and vibrant nightlife. It's not particularly known for its educational institutions, and there are no international or bilingual schools located directly on the island. Most of the schools on Boracay Island are public elementary and high schools. However, in the nearby city of Iloilo, there are several international and bilingual schools. One of these is the Iloilo Scholastic Academy, a private, non-sectarian Chinese-Filipino school that offers a bilingual program in English and Mandarin. The school aims to develop students who are globally competitive and morally upright. Another school in Iloilo is the Ateneo de Iloilo - Santa Maria Catholic School, a private, Jesuit-run school that offers a K-12 program. The school is known for its strong emphasis on character formation, academic excellence, and service to the community. The John B. Lacson Foundation Maritime University is also located in Iloilo. It is a maritime education and training institution that offers programs in Marine Engineering and Marine Transportation. The university is recognized internationally for its high-quality maritime education. For families living in Boracay who wish to send their children to an international or bilingual school, these schools in Iloilo may be the best options. However, it's important to note that commuting from Boracay to Iloilo would take several hours, so this may not be a practical solution for everyone," wrote an expat with kids at in Boracay Island.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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William Russell

Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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