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Iloilo City, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Iloilo City | Digital Nomad Exchange
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Iloilo City, Philippines

By Betsy Burlingame

Last updated on Jul 26, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Iloilo City, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Iloilo City?

When we asked people what advice they would give someone preparing to move to Iloilo City, they said:

"Before retiring in Iloilo City, expats should be aware that the cost of living is relatively low compared to Western countries, making it an attractive destination for retirees. However, they should also be prepared for a different standard of living, as the infrastructure and public services may not be as developed as in their home country. Expats should also know that the primary language spoken in Iloilo City is Hiligaynon, although English is widely spoken and understood, especially in business and education sectors. It would be beneficial to learn some basic phrases in the local language to help with daily interactions. Healthcare in Iloilo City is generally good, with a number of hospitals and clinics available. However, expats should ensure they have comprehensive health insurance as the quality of healthcare can vary and some treatments may not be available. The climate in Iloilo City is tropical, with a wet and dry season. Expats should be prepared for high temperatures and humidity, as well as potential typhoons during the rainy season. Expats should also be aware of the local customs and traditions in Iloilo City. Filipinos are generally very friendly and hospitable, but it's important to respect their culture and traditions to integrate well into the community. The city is known for its festivals, particularly the Dinagyang Festival, which is a major cultural and religious celebration. Participating in local events and festivals can be a great way to understand and appreciate the local culture. Finally, expats should understand the visa requirements for retiring in the Philippines. The country offers a Special Resident Retiree’s Visa (SRRV) which allows foreigners to live indefinitely in the Philippines, but there are specific financial requirements that must be met. It's recommended to consult with a legal expert or the Philippine Retirement Authority for detailed information," remarked one expat who made the move to Iloilo City.

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What do I need to know before moving to Iloilo City?

When we asked people what advice they would give someone preparing to move to Iloilo City, they said:

"Before moving to Iloilo City, expats should know that English is widely spoken and understood, making communication relatively easy. The cost of living in Iloilo City is relatively low compared to other major cities in the Philippines, which can be beneficial for expats. The city is known for its friendly and hospitable people, making it easier for expats to settle in. Iloilo City has a tropical climate, with a wet and dry season, so expats should be prepared for this type of weather. The city is also prone to typhoons, especially during the rainy season from June to November. Expats should familiarize themselves with the local emergency procedures and precautions for these weather events. Healthcare facilities in Iloilo City are generally good, with a number of hospitals and clinics available. However, expats should ensure they have comprehensive health insurance as medical costs can be high. The city is known for its rich cultural heritage and festivals, which expats can enjoy. However, it's important to respect local customs and traditions. Public transportation is widely available in Iloilo City, including jeepneys, buses, and taxis. However, traffic can be heavy, especially during rush hour. The city has a relatively low crime rate, but like any other place, expats should still take basic safety precautions. It's also important to be aware of local laws and regulations, as the legal system in the Philippines may be different from what expats are used to. Iloilo City offers a range of accommodation options, from apartments to houses. It's advisable to research and visit potential homes before making a decision. Finally, expats should be aware that while Iloilo City offers many modern conveniences, there may be occasional power outages or water shortages. It's a good idea to be prepared for these situations," remarked one expat living in Iloilo City, Philippines.

How do I find a place to live in Iloilo City?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Iloilo City involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, condos, houses, or even dormitories if you're a student. Next, you should research the different neighborhoods in Iloilo City to find one that suits your lifestyle and preferences. Some popular areas include Jaro, Mandurriao, and La Paz. Consider factors such as proximity to work or school, availability of public transportation, safety, and nearby amenities like shops, restaurants, and parks. Once you've narrowed down your options, you can start searching for available properties. There are several online platforms where you can find listings, such as Lamudi, Dot Property, and Property24. These websites allow you to filter results based on location, price, property type, and other criteria. In addition to online searches, you can also contact local real estate agents who can help you find a place. They have extensive knowledge of the local market and can provide valuable advice and assistance. When you find a property you're interested in, arrange a viewing with the landlord or agent. This is your opportunity to inspect the property, ask questions, and negotiate the terms of the lease. Before signing a lease, make sure to read it carefully and understand all the terms and conditions. If possible, have a lawyer or knowledgeable friend review it as well. Finally, once you're satisfied with everything, you can sign the lease, pay any required deposits or fees, and move into your new home in Iloilo City," said one expat who made the move to Iloilo City.

What is a typical expat home or apartment like in Iloilo City?

"A typical expat home or apartment in Iloilo City, is often located in a secure and well-maintained residential area. These homes are usually spacious, with multiple bedrooms and bathrooms, a living room, a dining area, and a fully equipped kitchen. Some homes may also have a balcony or a small garden. The interior design often combines modern and traditional Filipino styles, with comfortable furniture and local artwork. Many expat homes also come with amenities such as air conditioning, high-speed internet, and cable TV. Some residential complexes offer additional facilities like a swimming pool, a gym, and a playground. The location is also an important factor, with many expats choosing homes that are close to international schools, shopping centers, hospitals, and restaurants. Despite being in a bustling city, these homes often offer a peaceful and quiet living environment," commented one expat who made the move to Iloilo City.

What is the average cost of housing in Iloilo City?

If you are thinking about moving to Iloilo City, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Iloilo City can vary greatly depending on the type and location of the property. For a decent house in the city center, one might expect to pay a moderate amount, while luxury properties in prime locations can cost significantly more. On the other hand, more affordable housing options can be found in the outskirts of the city or in less developed areas. It's also worth noting that the cost of housing in Iloilo City is generally lower compared to other major cities in the Philippines like Manila or Cebu," remarked one expat living in Iloilo City, Philippines.

How do I meet people in Iloilo City?

When we asked people living in Iloilo City about club and activities where newcomers can meet others, they responded:

"Expats in Iloilo City, often join various clubs and activities to meet new people and immerse themselves in the local culture. Some popular options include language exchange clubs, where they can learn the local dialect while teaching their own language to locals. They may also join sports clubs, such as golf, tennis, or even local sports like Sepak Takraw, to stay active and socialize. Cultural clubs and organizations are also popular among expats. These groups often organize events and activities that showcase the rich history and traditions of the Philippines, providing expats with a deeper understanding of their new home. Cooking classes are another popular activity, where expats can learn to prepare traditional Filipino dishes. Expats also meet people through volunteering. Many local charities and non-profit organizations welcome the help of foreigners, and this can be a rewarding way to give back to the community while making new friends. Networking events and business meetups are also common, especially for expats who are in Iloilo for work. These events provide opportunities to meet other professionals in the same industry, and can often lead to valuable business connections. Social media and online forums are another way for expats to connect. There are several online communities specifically for expats in Iloilo, where members can ask questions, share experiences, and arrange meetups. Finally, simply exploring the city and its many restaurants, bars, and shops can lead to unexpected encounters. Iloilo is known for its friendly locals, so striking up a conversation with a stranger can often lead to a new friendship," wrote one member in Iloilo City.

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What should I bring when moving to Iloilo City?

People living in Iloilo City were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Iloilo City, it's essential to pack lightweight and breathable clothing due to the tropical climate. Include items like shorts, t-shirts, and sundresses, as well as a light jacket or sweater for cooler evenings or air-conditioned places. Don't forget to pack a good pair of walking shoes and flip-flops for the beach. Pack a good quality sunscreen, insect repellent, and a hat to protect yourself from the sun. It's also a good idea to bring a reusable water bottle to stay hydrated. Bring your prescription medications and a basic first aid kit. It's also recommended to pack toiletries, as some specific brands might not be available locally. If you plan on cooking, consider packing some of your favorite spices or condiments that may not be available in the Philippines. Pack your important documents such as passport, visa, driver's license, and medical records. Also, bring copies of these documents and keep them separate from the originals for safety. Don't forget your electronics like your phone, laptop, and their chargers. An international power adapter might also be necessary. Lastly, pack some items that remind you of home. This could be photos, a favorite book, or comfort food. These items can help you feel more comfortable and settled in your new home," said one expat in Iloilo City.

Where should I setup a bank account in Iloilo City?

We asked expats in Iloilo City what banks they use and there advice about banking. They advised:

"Before retiring in Iloilo City, expats should be aware of the cost of living, which is generally lower than in many Western countries, but can vary depending on lifestyle choices. They should also understand the healthcare system, which includes both public and private hospitals, with the latter often providing a higher standard of care. Expats should also research the visa requirements for retiring in the Philippines. The Special Resident Retiree’s Visa (SRRV) is a popular option, offering multiple benefits for retirees. It's important to note that the primary language spoken in Iloilo City is Hiligaynon, also known as Ilonggo, although English and Filipino are also widely spoken. Expats should also be aware of the climate, which is tropical and can be hot and humid, with a rainy season from June to November. The city is known for its friendly locals, rich cultural heritage, and delicious local cuisine, but it's also worth noting that it's a bustling city with traffic and noise. Safety is another important consideration. While Iloilo City is generally considered safe, like any city, it has areas that are safer than others, and it's always important to stay vigilant. Finally, expats should understand the local customs and traditions, which can be quite different from Western norms. Filipinos are generally very welcoming and respectful, but it's important to reciprocate this respect and try to integrate into the local community," wrote a member in Iloilo City.

Will I be able to find a job in Iloilo City?

When we asked people about industries and career opportunities in Iloilo City, they reponded:

"Foreigners in Iloilo City often work as English teachers, particularly in language schools or private tutoring. Some also work in the tourism industry, such as tour guides, hotel managers, or restaurant staff. Others are employed in the business process outsourcing industry, including call centers and IT services. There are also foreigners who work as missionaries or volunteers for various non-government organizations. Additionally, some foreigners in Iloilo City are entrepreneurs who have started their own businesses, such as bars, restaurants, or retail shops. Lastly, there are also those who work in the healthcare sector, particularly as doctors or nurses," wrote a member in Iloilo City.

What is life like in Iloilo City?

When we asked people living in Iloilo City what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Iloilo City is generally comfortable and affordable. The city offers a good balance of urban conveniences and provincial charm, with modern amenities such as shopping malls, restaurants, and cafes, as well as beautiful natural landscapes. The cost of living is relatively low compared to other major cities, making it an attractive destination for those who work remotely. The city is known for its friendly and hospitable locals, making it easy for expats and digital nomads to feel at home. English is widely spoken, which makes communication and daily life easier for foreigners. The city also has a vibrant cultural scene, with numerous festivals and events throughout the year that offer a glimpse into the local culture. Iloilo City has a reliable internet connection, which is crucial for digital nomads. There are also several co-working spaces available for those who prefer to work outside their homes. The city's laid-back lifestyle and slower pace of life can be a welcome change for those used to the hustle and bustle of larger cities. Healthcare in Iloilo City is also commendable, with several hospitals and clinics that offer high-quality medical services. The city is also known for its culinary scene, offering a wide variety of local and international cuisines. Despite its many conveniences, life in Iloilo City can also come with challenges. Traffic can be heavy during peak hours, and public transportation may not be as efficient as in other countries. The tropical climate may also take some getting used to, with hot and humid weather throughout most of the year. Overall, Iloilo City offers a unique blend of modern comforts and traditional Filipino culture, making it an attractive destination for expats and digital nomads," explained one expat living in Iloilo City, Philippines.

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What do expats in Iloilo City appreciate most about the local culture?

"Expats in Iloilo City, often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, making newcomers feel at home. The locals' strong sense of community and family values also resonate with many expats, creating a sense of belonging. Expats also appreciate the rich cultural heritage of Iloilo City. The city is known for its vibrant festivals, such as the Dinagyang Festival, which showcases the city's history, art, and music. The local cuisine is another highlight, with Iloilo City being famous for its delicious seafood and local delicacies. The laid-back lifestyle and slower pace of life in Iloilo City is another aspect that expats appreciate. This provides a stark contrast to the hustle and bustle of larger cities, allowing expats to enjoy a more relaxed and stress-free environment. Moreover, expats appreciate the city's natural beauty, from its clean rivers and beaches to its lush mountains and countryside. The city's commitment to preserving its environment is also commendable, making it a great place for nature lovers. Lastly, the cost of living in Iloilo City is relatively low compared to other cities in the Philippines and around the world. This allows expats to enjoy a comfortable lifestyle without breaking the bank," commented one expat who made the move to Iloilo City.

What do expats find most challenging?

"Expats in Iloilo City may find the language barrier to be the most challenging aspect of the local culture, as the majority of the population speaks Hiligaynon, a regional language, and English may not be widely spoken. The pace of life in Iloilo City is also significantly slower compared to Western countries, which can be a difficult adjustment for some expats. The local cuisine, which heavily features seafood and pork, may also be a challenge for those who are not accustomed to such foods. Additionally, the Philippines is a predominantly Catholic country, and the strong influence of religion in daily life may be challenging for expats from different religious backgrounds. Lastly, the tropical climate, with its high humidity and frequent typhoons, can be difficult for those who are not used to such weather conditions," commented one expat who made the move to Iloilo City.

Is there a lot of crime in Iloilo City?

We asked people if there is a lot of crime. They answered:

"Iloilo City, generally has a lower crime rate compared to other cities in the country. The local government and police force have implemented effective measures to maintain peace and order, making it one of the safest cities in the Philippines. However, like any other city, it is not completely free from crime. Petty crimes such as theft and pickpocketing can occur, especially in crowded areas. More serious crimes like robbery, assault, and drug-related offenses are less common but do occur occasionally. The city's authorities are continuously working to further reduce crime rates and ensure the safety of both residents and visitors," wrote a member in Iloilo City.

Is there a lot of diversity? Are people in Iloilo City accepting of differences?

"Iloilo City, is known for its rich cultural diversity. The city is home to a mix of different ethnic groups, each with its own unique traditions and customs. This diversity is reflected in the city's vibrant festivals, varied cuisine, and the different languages spoken by its residents. People in Iloilo City are generally accepting of differences. The city's diverse cultural background has fostered a community that values respect and understanding. Ilonggos, as the locals are called, are known for their warm hospitality and friendly demeanor, welcoming both local and foreign visitors with open arms. They are also known for their resilience and adaptability, which extends to their acceptance and appreciation of different cultures and ways of life," remarked one expat who made the move to Iloilo City.

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What are the schools in Iloilo City like?

"1. The Ateneo de Iloilo - Santa Maria Catholic School is a private, Catholic, Jesuit school in Iloilo City. It offers a K-12 curriculum and is known for its strong emphasis on character formation, academic excellence, and service to the community. The school is also a member of the Jesuit Basic Education Commission of the Philippines, a network of Jesuit schools in the country. More information can be found on their website: http://www.adischool.com/ 2. The Iloilo Scholastic Academy is a private, non-sectarian Chinese school in Iloilo City. It offers a K-12 curriculum with a strong emphasis on Chinese language and culture. The school is known for its rigorous academic program and its commitment to developing well-rounded students. More information can be found on their website: http://www.isa.edu.ph/ 3. The John B. Lacson Foundation Maritime University is a maritime higher education institution in Iloilo City. It offers a variety of maritime-related programs, including Marine Engineering and Marine Transportation. The university is known for its state-of-the-art facilities and its strong ties to the maritime industry. More information can be found on their website: https://www.jblfmu.edu.ph/ 4. The Central Philippine University is a private research university in Iloilo City. It offers a wide range of programs at the undergraduate and graduate levels, including programs in the arts and sciences, business, education, engineering, and health sciences. The university is known for its strong academic programs and its commitment to Christian education. More information can be found on their website: https://www.cpu.edu.ph/ 5. The Iloilo Montessori School is a private school in Iloilo City that follows the Montessori method of education. It offers programs for children from preschool to high school. The school is known for its child-centered approach to education and its commitment to developing independent, confident learners. More information can be found on their website: http://www.iloilomontessorischool.com/ 6. The Sun Yat Sen High School is a private, non-sectarian Chinese school in Iloilo City. It offers a K-12 curriculum with a strong emphasis on Chinese language and culture. The school is known for its rigorous academic program and its commitment to developing well-rounded students. More information can be found on their website: http://www.sysu.edu.ph/ 7. The Iloilo National High School is a public secondary school in Iloilo City. It offers a K-12 curriculum and is known for its strong academic programs and its commitment to serving the local community. More information can be found on their website: http://www.inhs.edu.ph/," remarked one expat living in Iloilo City with children attending .

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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