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Puerto Galera, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Puerto Galera | Digital Nomad Exchange
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Puerto Galera, Philippines

By Betsy Burlingame

Last updated on Nov 23, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Puerto Galera, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Puerto Galera?

When we asked people what advice they would give someone preparing to move to Puerto Galera, they said:

"Expats considering retirement in Puerto Galera, should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. The local currency is the Philippine Peso, and it's important to understand the exchange rates and banking options. Healthcare in Puerto Galera is adequate for minor health issues, but serious conditions may require travel to larger cities. It's recommended to have comprehensive health insurance that covers medical evacuation. The climate is tropical, with high temperatures and humidity year-round, and a rainy season from June to October. It's important to consider how well you can adapt to this type of climate. English is widely spoken in Puerto Galera, but learning some basic Tagalog phrases can be beneficial. The local culture is friendly and welcoming, but it's important to respect local customs and traditions. Housing options range from renting an apartment to buying a house. It's advisable to rent first to get a feel for the area and understand the property market. The Philippines has a special retiree visa called the Special Resident Retiree’s Visa (SRRV) which allows unlimited stay and multiple entries, but it requires a deposit in a Philippine bank and has age and income requirements. Lastly, safety can be a concern in certain areas of the Philippines, but Puerto Galera is generally considered safe. However, it's always important to stay vigilant and aware of your surroundings," explained one expat living in Puerto Galera, Philippines.

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What do I need to know before moving to Puerto Galera?

When we asked people what advice they would give someone preparing to move to Puerto Galera, they said:

"Puerto Galera is a popular tourist destination in the Philippines, known for its beautiful beaches, diving spots, and vibrant nightlife. Before moving there, expats should be aware of several important factors. Firstly, the official language is Filipino, but English is widely spoken, especially in tourist areas. However, learning some basic Filipino phrases can be beneficial. The cost of living in Puerto Galera is relatively low compared to Western countries, but it can vary depending on your lifestyle. Housing can be affordable, but imported goods and dining out can be expensive. The climate is tropical, with a dry season from November to April and a wet season from May to October. It's important to be prepared for typhoons, which can occur during the wet season. Healthcare facilities in Puerto Galera are limited, so for serious medical conditions, you may need to travel to larger cities. It's recommended to have comprehensive health insurance that covers medical evacuation. Public transportation is widely available, including jeepneys, tricycles, and boats. However, traffic can be heavy, especially during peak tourist season. The crime rate in Puerto Galera is relatively low, but petty crime like pickpocketing can occur, especially in crowded areas. It's important to take basic safety precautions, such as not displaying valuable items in public. The culture in Puerto Galera is a mix of traditional Filipino and Spanish influences. Respect for elders and authority figures is important, and so is maintaining harmony in interpersonal relationships. Finally, expats should be aware of the visa requirements for living in the Philippines. It's recommended to consult with an immigration expert or the Philippine embassy in your home country before moving," said one expat who made the move to Puerto Galera.

How do I find a place to live in Puerto Galera?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Puerto Galera involves several steps. First, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, decide on the type of accommodation you want. Puerto Galera offers a variety of options, from apartments and houses to beachfront villas and resorts. Once you have a clear idea of what you're looking for, start your search online. Websites like Airbnb, Booking.com, and Agoda can provide a wealth of information about available rentals in Puerto Galera. You can also check local real estate websites or contact real estate agents in the area. They can provide listings and arrange viewings for you. Social media can also be a useful tool. There are many groups on Facebook where people post about available rentals in Puerto Galera. When you find a place you're interested in, make sure to ask plenty of questions. Find out about the terms of the lease, what's included in the rent, and any additional costs you might be responsible for. Finally, before making a commitment, visit the property in person if possible. This will give you a chance to check the condition of the property, the neighborhood, and its proximity to amenities like shops, restaurants, and transportation. Remember, finding the right place can take time, so be patient and don't rush the process," wrote a member in Puerto Galera.

What is a typical expat home or apartment like in Puerto Galera?

"A typical expat home or apartment in Puerto Galera, is often located near the beach, offering stunning views of the sea. These homes are usually designed to blend with the tropical environment, featuring open spaces, large windows, and balconies to allow natural light and fresh air. They are often fully furnished with modern amenities such as air conditioning, Wi-Fi, and cable TV. The living area is usually spacious, with comfortable seating and a flat-screen TV. The kitchen is typically equipped with appliances like a refrigerator, stove, and microwave, and sometimes even a dishwasher. Bedrooms are often airy and comfortable, with queen or king-sized beds, and attached bathrooms. Some homes may also have a private garden or a swimming pool. The architecture and interior design often reflect a mix of traditional Filipino and Western styles. Many expat homes are located within gated communities, providing an added layer of security," said one expat who made the move to Puerto Galera.

What is the average cost of housing in Puerto Galera?

If you are thinking about moving to Puerto Galera, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Puerto Galera can vary greatly depending on the type of accommodation. For a simple apartment or house, the monthly rent can be quite affordable. However, for more luxurious villas or beachfront properties, the cost can be significantly higher. It's also important to note that buying a property can be a substantial investment, with prices again varying based on size, location, and quality of the property," remarked one expat who made the move to Puerto Galera.

How do I meet people in Puerto Galera?

When we asked people living in Puerto Galera about club and activities where newcomers can meet others, they responded:

"Expats in Puerto Galera, often join local clubs and organizations to meet people and engage in activities. One popular option is the Puerto Galera Yacht Club, which offers sailing courses and organizes regular races and social events. There are also diving clubs due to the area's renowned marine biodiversity, where expats can join diving trips and courses. In addition to clubs, expats often participate in community events and festivals, such as the Malasimbo Music and Arts Festival, which is a great way to meet locals and other expats. Volunteering is another way to get involved in the community and make connections. There are numerous opportunities to volunteer in areas like environmental conservation, education, and community development. Expats also meet people through casual social settings like local bars, restaurants, and beach resorts. The nightlife in Puerto Galera is vibrant and offers plenty of opportunities for socializing. Furthermore, joining local fitness or yoga classes can be a great way to meet people while also staying active. Online platforms and social media groups also provide a way for expats to connect. There are several Facebook groups and online forums where expats in Puerto Galera share information, ask questions, and organize meetups. Lastly, language exchange meetups can be a great way to meet both locals and other expats. These events provide an opportunity to practice language skills and learn about different cultures," wrote a member in Puerto Galera.

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What should I bring when moving to Puerto Galera?

People living in Puerto Galera were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Puerto Galera, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sundresses. Don't forget to pack a good amount of swimwear as the area is known for its beautiful beaches. A light jacket or sweater is also recommended for cooler evenings. Pack a sturdy pair of sandals suitable for walking on the beach and a pair of comfortable shoes for exploring the town. Sun protection is crucial, so pack a wide-brimmed hat, sunglasses, and plenty of high SPF sunscreen. In terms of toiletries, it's advisable to bring mosquito repellent and after-sun care, such as aloe vera gel. If you take prescription medication, ensure you have enough to last for your stay, as certain medications may not be readily available. Bring along a reusable water bottle to stay hydrated and help reduce plastic waste. Also, pack a good quality camera or smartphone to capture the stunning scenery. If you plan on participating in water sports, consider packing your own snorkeling or diving gear. However, these can also be rented locally. Lastly, pack all necessary travel documents, including your passport, driver's license, and any necessary visas or permits. It's also a good idea to have photocopies of these documents in case of loss or theft," said one expat who made the move to Puerto Galera.

Where should I setup a bank account in Puerto Galera?

We asked expats in Puerto Galera what banks they use and there advice about banking. They advised:

"Expats considering retirement in Puerto Galera, should be aware that the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. They should also know that the official language is Filipino, but English is widely spoken and understood. Healthcare in Puerto Galera is adequate for minor health issues, but serious conditions may require travel to larger cities. Expats should ensure they have comprehensive health insurance that covers medical evacuation. The climate in Puerto Galera is tropical, with a dry season from November to April and a wet season from May to October. Expats should be prepared for high humidity and occasional typhoons. The local culture is a mix of indigenous, Spanish, and American influences, and expats should respect local customs and traditions. The majority of the population is Roman Catholic, and religious festivals and holidays are widely celebrated. Expats should also be aware that the Philippines has strict laws on drug use and possession, with severe penalties for violations. Regarding visas, expats can apply for a Special Resident Retiree’s Visa (SRRV) which allows for multiple entries and indefinite stay in the country. Finally, while Puerto Galera is generally safe, expats should take standard precautions against petty crime, such as not displaying wealth and being aware of their surroundings," wrote one member in Puerto Galera.

Will I be able to find a job in Puerto Galera?

When we asked people about industries and career opportunities in Puerto Galera, they reponded:

"Foreigners in Puerto Galera often work in the tourism industry, taking roles such as dive instructors, hotel managers, or tour guides. Some also own and operate their own businesses, such as restaurants, bars, or souvenir shops. Others may work in real estate, selling or renting properties to both locals and other foreigners. There are also foreigners who work in the field of education, teaching English or other subjects in local schools or language centers. Additionally, some foreigners work remotely for companies based in their home countries, taking advantage of the lower cost of living in Puerto Galera," wrote a member in Puerto Galera.

What is life like in Puerto Galera?

When we asked people living in Puerto Galera what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Puerto Galera is a unique blend of tropical paradise and modern convenience. The town is known for its beautiful beaches, vibrant nightlife, and a wide range of outdoor activities, making it an ideal location for those who enjoy an active lifestyle. The cost of living is relatively low, allowing expats and digital nomads to enjoy a comfortable lifestyle without breaking the bank. There are plenty of affordable accommodations available, from beachfront resorts to budget-friendly apartments. The local cuisine is a delightful mix of Filipino and international dishes, with plenty of fresh seafood and tropical fruits. There are also numerous bars and restaurants where expats can socialize and meet new people. Internet connectivity in Puerto Galera is generally reliable, making it a suitable place for digital nomads to work. There are also several coworking spaces available for those who prefer a more structured work environment. The local community is friendly and welcoming, and English is widely spoken, making it easy for expats to communicate and integrate into the local culture. Despite its laid-back atmosphere, Puerto Galera also has a bustling market and several shopping centers where expats can find everything they need. Healthcare facilities are adequate, with several clinics and a hospital in town. For more serious medical concerns, Manila, which has world-class healthcare facilities, is just a few hours away. Overall, life for expats and digital nomads in Puerto Galera is relaxed and enjoyable, with plenty of opportunities for work, leisure, and exploration," commented one expat who made the move to Puerto Galera.

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What do expats in Puerto Galera appreciate most about the local culture?

"Expats in Puerto Galera often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, always ready to help and make foreigners feel at home. The local culture is rich and vibrant, with numerous festivals and events that expats can participate in. These provide a great opportunity to immerse oneself in the local traditions and customs. Expats also appreciate the laid-back lifestyle in Puerto Galera. The pace of life is slower compared to big cities, which many find relaxing and stress-free. The local cuisine is another aspect that expats enjoy. Filipino food is diverse and flavorful, with a wide variety of dishes to try. The natural beauty of Puerto Galera is also highly appreciated. The pristine beaches, clear waters, and lush greenery offer a picturesque and serene environment that expats find appealing. Lastly, the cost of living in Puerto Galera is relatively low compared to many Western countries. This allows expats to enjoy a comfortable lifestyle without breaking the bank," said one expat in Puerto Galera.

What do expats find most challenging?

"Expats in Puerto Galera may find the language barrier to be the most challenging aspect of the local culture, as the majority of the population speaks Tagalog or the local dialect, and while English is widely taught in schools, not everyone is fluent. Another challenge could be adjusting to the Filipino concept of time, known as "Filipino Time", which is more relaxed and less punctual than what many Westerners are accustomed to. This can lead to misunderstandings and frustrations in scheduling and planning. The local cuisine, which heavily features seafood, pork, and rice, may also be a challenge for expats who are not used to such a diet. Additionally, the Philippines is a predominantly Catholic country, and this deeply ingrained religious belief influences many aspects of daily life and local customs, which may be difficult for expats of different faiths or non-religious backgrounds to navigate. Lastly, the tropical climate, with its high humidity and frequent typhoons, can be a challenge for those who are not used to such weather conditions," commented one expat who made the move to Puerto Galera.

Is there a lot of crime in Puerto Galera?

We asked people if there is a lot of crime. They answered:

"Puerto Galera, generally has a low crime rate, especially when compared to larger cities in the country. Most of the crimes reported are petty crimes such as pickpocketing or minor theft, particularly in crowded areas or during peak tourist season. Violent crimes are relatively rare, and the local police force is usually quick to respond to any reported incidents. However, like any tourist destination, it is always advisable for visitors to be vigilant about their surroundings and take basic safety precautions," commented one expat who made the move to Puerto Galera.

Is there a lot of diversity? Are people in Puerto Galera accepting of differences?

"Yes, Puerto Galera in the Philippines is known for its cultural diversity. It is a popular tourist destination, attracting visitors from all over the world, which contributes to its multicultural atmosphere. The local population is a mix of indigenous people, Filipinos from other parts of the country, and expatriates who have chosen to make Puerto Galera their home. In terms of acceptance of differences, Puerto Galera is generally considered to be a welcoming and tolerant place. The local community is used to interacting with people from different cultures and backgrounds due to its status as a tourist hotspot. This exposure to a variety of cultures and lifestyles has fostered a sense of acceptance and openness among the residents of Puerto Galera. However, like any place, individual experiences may vary," said one expat who made the move to Puerto Galera.

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What are the schools in Puerto Galera like?

"Puerto Galera, is a popular tourist destination known for its beautiful beaches and diving spots. However, it's a relatively small town and does not have a wide range of international or bilingual schools. Most of the educational institutions in the area are public schools, catering primarily to the local population. One of the few schools that offer bilingual education is the Montessori de San Juan, which is a private institution that follows the Montessori method of teaching. They offer classes from preschool to high school and teach both English and Filipino. The school is known for its holistic approach to education, focusing not just on academics but also on the physical, emotional, and social development of the students. Here is the link to their website: http://montessoridesanjuan.com.ph/ For international schooling options, families in Puerto Galera often send their children to schools in nearby cities like Batangas or Manila, which have a wider range of international schools. One of the top international schools in the region is the Brent International School Manila in Binan, Laguna. It offers an international curriculum from pre-kindergarten to grade 12 and is accredited by the Western Association of Schools and Colleges. Here is the link to their website: https://brent.edu.ph/ Another option is the European International School in Parañaque, Manila, which offers a multicultural and multilingual education. The school follows the International Baccalaureate (IB) curriculum and offers classes in English, German, and French. Here is the link to their website: https://www.eis-manila.edu.ph/ Please note that these schools are not located in Puerto Galera itself, but they are options for families living in the area who are willing to commute or consider boarding options," explained one expat living in Puerto Galera, Philippines.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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