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Malapascua, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Malapascua | Digital Nomad Exchange
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Malapascua, Philippines

By Betsy Burlingame

Last updated on Oct 07, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Malapascua, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Malapascua?

When we asked people what advice they would give someone preparing to move to Malapascua, they said:

"Expats considering retirement in Malapascua should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget for unexpected expenses. Healthcare in the Philippines is affordable but may not be up to the standards expats are used to, so it's advisable to have a comprehensive health insurance plan. Malapascua is a small island and while it offers a peaceful and relaxed lifestyle, it may not provide all the amenities and services available in larger cities. The island is known for its diving spots, so it's perfect for those who enjoy water activities. The official language is Filipino, but English is widely spoken, especially in tourist areas. However, learning some basic Filipino phrases can be beneficial. The Philippines has a tropical climate, with hot and humid weather throughout the year, which may take some time to adjust to. The country's infrastructure, including internet and road conditions, may not be as developed as in Western countries. Power outages can be common, especially during the rainy season. The Philippines has a residency program for retirees, which includes benefits like duty-free import of household goods. However, it's important to understand the legal requirements and process for obtaining a retirement visa. Lastly, it's crucial to respect and understand the local culture and customs. Filipinos are known for their hospitality and friendliness, but it's important to be aware of local etiquette and social norms," remarked one expat who made the move to Malapascua.

What do I need to know before moving to Malapascua?

When we asked people what advice they would give someone preparing to move to Malapascua, they said:

"Malapascua is a small island located in the Visayan Sea, known for its white sandy beaches, clear waters, and diverse marine life. Before moving there, expats should know that the primary language spoken is Cebuano, although English is widely understood and spoken by many locals. The cost of living is relatively low compared to Western countries, but it's important to budget for unexpected expenses. The island is famous for its diving spots, particularly for the chance to see thresher sharks, so diving enthusiasts will find plenty to enjoy. However, healthcare facilities on the island are limited, with the nearest hospitals located on the larger island of Cebu. Therefore, it's crucial to have comprehensive health insurance that covers medical evacuation. The island's infrastructure is not as developed as in larger cities, with power outages being relatively common. Internet connection can also be unreliable, which could be a challenge for those working remotely. Public transportation on the island is limited to motorbikes and small boats, known as 'bangkas'. There are no cars or taxis, so it's important to be comfortable with these modes of transport. The climate is tropical, with high temperatures and humidity year-round, and a rainy season from June to December. Expats should be prepared for this, as well as for the possibility of typhoons. Finally, while Malapascua is generally safe, it's important to be aware of potential risks, such as petty crime and natural disasters, and to take appropriate precautions," remarked one expat living in Malapascua, Philippines.

How do I find a place to live in Malapascua?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Malapascua involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple room in a guesthouse to a luxury villa. Next, you should research different areas of Malapascua. The island is small, but the atmosphere can vary from one area to another. Some areas are more touristy, while others are quieter and more residential. Once you have an idea of where you'd like to live, you can start looking for specific accommodations. Websites like Airbnb, Booking.com, and Agoda can be useful for this. They allow you to filter results based on your preferences and read reviews from previous guests. If you're planning to stay for a longer period, you might want to consider renting a house or apartment. Websites like Lamudi and Dot Property list long-term rentals in the Philippines. Another option is to contact local real estate agents. They can help you find available properties and negotiate the rental agreement. Visiting Malapascua in person before you move is also a good idea. This allows you to see different areas and properties for yourself. You can also talk to locals and expats about their experiences living on the island. Finally, once you've found a place you like, make sure to thoroughly read the rental agreement before signing. It should clearly state the rent, deposit, length of the lease, and what's included in the rent. If anything is unclear, don't hesitate to ask for clarification," said one expat in Malapascua.

What is a typical expat home or apartment like in Malapascua?

"Expat homes or apartments in Malapascua, are typically designed to provide a comfortable and tropical living experience. They are often located near the beach, providing stunning views of the ocean and easy access to the island's main attractions. These homes usually have a spacious living area, a fully equipped kitchen, and one or more bedrooms with air conditioning. The architecture often incorporates local materials and design elements, such as bamboo and nipa palm, to blend in with the natural surroundings. Many homes also feature outdoor living spaces, such as balconies or patios, where residents can relax and enjoy the island's warm climate. Some expat homes may also have modern amenities like Wi-Fi, cable TV, and hot water showers. Despite being on a relatively remote island, these homes are often located within walking distance of local shops, restaurants, and dive centers," explained one expat living in Malapascua, Philippines.

What is the average cost of housing in Malapascua?

If you are thinking about moving to Malapascua, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Malapascua can vary greatly depending on the type and location of the property. For a modest house or apartment, one might expect to pay a few hundred dollars per month. However, for more luxurious accommodations or properties with beachfront views, the cost can easily climb into the thousands. It's also worth noting that buying property can be quite expensive, with prices for a decent-sized home often starting in the high five-figure range," wrote a member in Malapascua.

How do I meet people in Malapascua?

When we asked people living in Malapascua about club and activities where newcomers can meet others, they responded:

"Malapascua, is a small island known for its diving spots, making diving clubs and groups a popular choice for expats. These clubs often organize diving trips and training sessions, providing a great opportunity to meet fellow diving enthusiasts. In addition to diving, expats can also join local sports clubs, such as beach volleyball or football, which are popular activities on the island. These clubs often host tournaments and social events, providing another avenue to meet locals and other expats. Language exchange groups are also common in Malapascua. These groups are a great way to learn the local language, Tagalog, or other languages, and meet people from different backgrounds. Expats can also participate in community service or volunteer work. Many local organizations and schools welcome the help of foreigners, and this can be a rewarding way to contribute to the community and make new friends. Social events, such as local festivals, are another great way to meet people. Malapascua, like many places in the Philippines, has a vibrant local culture and regularly hosts festivals and public celebrations. Participating in these events can help expats immerse themselves in the local culture and meet people. Finally, simply frequenting local businesses, such as restaurants and bars, can also lead to new friendships. The island's small size and friendly atmosphere make it easy to strike up conversations with locals and fellow expats," said one expat who made the move to Malapascua.

What should I bring when moving to Malapascua?

People living in Malapascua were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Malapascua, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sundresses. Don't forget to pack a good quality sunscreen, a hat, and sunglasses to protect yourself from the sun. A swimsuit is essential as the island is known for its beautiful beaches and diving spots. Pack a sturdy pair of sandals suitable for walking on the beach and a pair of comfortable shoes if you plan on doing any hiking or exploring. A light rain jacket or umbrella would be useful as the Philippines experiences a rainy season. In terms of toiletries, pack travel-sized essentials but remember that most things can be bought locally. However, if you have specific brands you prefer, it might be best to bring them with you. Don't forget to pack your necessary medications and a basic first aid kit. It's also recommended to bring insect repellent due to the tropical climate. Bring all necessary travel documents including your passport, driver's license, and any necessary visas or permits. It's also a good idea to have copies of these documents. If you plan on diving, bring your certification card and logbook. You might also want to pack your own snorkeling or diving gear, although these can be rented on the island. Lastly, pack a good book or two, a camera to capture the beautiful scenery, and any other personal entertainment items you might need," said one expat who made the move to Malapascua.

Where should I setup a bank account in Malapascua?

We asked expats in Malapascua what banks they use and there advice about banking. They advised:

"Expats considering retirement in Malapascua should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget for unexpected expenses. Healthcare in the Philippines is affordable but may not be up to the standards expats are used to, so it's advisable to have a comprehensive health insurance plan. Malapascua is a small island and while it offers a peaceful and relaxed lifestyle, it may not provide all the amenities and services available in larger cities. The island is known for its diving spots, so it's perfect for those who enjoy water activities. The official language is Filipino, but English is widely spoken, especially in tourist areas. However, learning some basic Filipino phrases can enhance your experience. The Philippines has a tropical climate, with a dry season from November to April and a wet season from May to October. It's important to be prepared for typhoons, which can occur during the wet season. The country has a residency program for retirees, which requires a deposit and offers benefits like tax-free import of household goods. Lastly, it's crucial to respect local customs and traditions. The Philippines is predominantly Catholic, and religious holidays and festivals are celebrated with enthusiasm. The locals are known for their hospitality and friendliness, and building good relationships with them can greatly enrich your retirement experience," wrote one member in Malapascua.

Will I be able to find a job in Malapascua?

When we asked people about industries and career opportunities in Malapascua, they reponded:

"In Malapascua, foreigners often work in the tourism industry, particularly in roles such as dive instructors, hotel or resort managers, and tour guides. Some also work in restaurants as chefs or managers. Others may be involved in conservation efforts, working with local organizations to protect the island's natural resources. There are also foreigners who work as English teachers, providing language instruction to locals and visitors alike. Additionally, some foreigners may be self-employed, running their own businesses such as souvenir shops, cafes, or freelance photography," remarked one expat who made the move to Malapascua.

What is life like in Malapascua?

When we asked people living in Malapascua what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Malapascua is a unique blend of tranquility and adventure. The island is known for its laid-back lifestyle, with beautiful beaches and clear waters that offer a serene environment for work and relaxation. The local community is friendly and welcoming, making it easy for foreigners to integrate and feel at home. The cost of living is relatively low, allowing expats and digital nomads to enjoy a comfortable lifestyle without breaking the bank. There are a variety of accommodation options, from budget-friendly guesthouses to more luxurious resorts. The island is also a paradise for diving enthusiasts, with a rich marine life and famous dive spots like Monad Shoal. This provides a great opportunity for expats and digital nomads to engage in recreational activities during their free time. However, the island's remote location can pose some challenges. Internet connectivity, while generally reliable, can sometimes be slow or intermittent, which could be a concern for those whose work relies heavily on online communication. The local cuisine is a mix of Filipino and international dishes, with fresh seafood being a staple. There are also several bars and restaurants where expats and digital nomads can socialize and meet other like-minded individuals. Despite these challenges, many expats and digital nomads find the island's natural beauty, relaxed pace of life, and friendly community to be well worth it. They appreciate the opportunity to live and work in a tropical paradise, far removed from the hustle and bustle of city life," said one expat in Malapascua.

What do expats in Malapascua appreciate most about the local culture?

"Expats in Malapascua often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, always ready to help or share a smile. The laid-back and relaxed lifestyle is also a big draw for many expats, as it offers a stark contrast to the hustle and bustle of city life. The local culture is rich in traditions and festivals, which expats find fascinating and enjoyable. The vibrant local cuisine, with its fresh seafood and unique Filipino dishes, is another aspect of the culture that expats appreciate. Moreover, the natural beauty of Malapascua, with its pristine beaches and clear waters, is deeply intertwined with the local culture. The locals' respect for nature and their efforts to preserve their environment is something that expats admire. Lastly, the sense of community in Malapascua is very strong, and expats appreciate the inclusiveness and camaraderie among the locals. Despite language barriers, the locals make an effort to communicate and make expats feel at home," said one expat in Malapascua.

What do expats find most challenging?

"Expats in Malapascua may find the language barrier to be a significant challenge, as the local population primarily speaks Cebuano, with English and Tagalog being less commonly used. The slower pace of life, often referred to as 'Filipino time', can also be a challenge for those accustomed to more punctual cultures. The lack of certain Western amenities and conveniences, such as fast food chains or large supermarkets, can also be difficult for some expats. Additionally, the local transportation system, which largely consists of small boats and motorcycles, may be a challenge for those used to more structured public transportation systems. Lastly, the tropical climate, with its high humidity and frequent typhoons, can be a significant adjustment for expats from more temperate climates," remarked one expat who made the move to Malapascua.

Is there a lot of crime in Malapascua?

We asked people if there is a lot of crime. They answered:

"Malapascua is generally considered a safe destination for tourists. The island is known for its peaceful atmosphere and friendly locals. While petty crimes such as pickpocketing or theft can occur, as in any tourist destination, violent crime is relatively rare. However, it's always important for visitors to take standard precautions to protect their belongings and personal safety. It's also worth noting that the island has a small population, which contributes to its low crime rate," commented one expat who made the move to Malapascua.

Is there a lot of diversity? Are people in Malapascua accepting of differences?

"Malapascua, is a small island known for its rich cultural diversity. The island is home to a mix of different ethnic groups, each with its own unique traditions and customs. The local community is generally accepting and respectful of differences, embracing the variety of cultures that coexist on the island. This acceptance is reflected in their warm hospitality towards visitors from different parts of the world. The island's diversity is also evident in its vibrant food scene, which features a blend of local and international cuisines. Despite the differences, there is a strong sense of unity and camaraderie among the residents of Malapascua," remarked one expat living in Malapascua, Philippines.

What are the schools in Malapascua like?

"Malapascua is a small island located in the Philippines, known for its beautiful beaches and diving spots. However, due to its size and remote location, it does not have any international or bilingual schools. The island has a few local public schools, such as Malapascua Elementary School and Logon National High School, which cater to the local population. These schools primarily teach in the local language, Filipino, and English is taught as a second language. For international or bilingual education, one would have to look at larger cities in the Philippines such as Cebu City or Manila," commented one expat when asked about in Malapascua.

"The social scene in Malapascua is quite vibrant and diverse, with a mix of locals and tourists from around the world. The island is known for its friendly and welcoming atmosphere, with locals often engaging in conversation with visitors. The nightlife is relatively laid back, with beachfront bars and restaurants offering live music and local cuisine. There are also several annual festivals and events that bring the community together, such as the local fiesta and the Sinulog Festival. Despite its popularity as a tourist destination, Malapascua has managed to maintain its authentic Filipino charm, making it a great place to socialize and experience the local culture," mentioned an expat living in Malapascua.

What advice to expats in Malapascua have about housing?

"Expats in Malapascua often advise newcomers to consider renting before buying a property. This allows you to get a feel for the area and understand the local housing market better. They also suggest looking for a house or apartment that is close to amenities such as shops, restaurants, and healthcare facilities. It's also important to consider the local climate when choosing a home. Houses in Malapascua are typically built to withstand the tropical climate, with features such as high ceilings, ventilation, and shade to keep the house cool. Expats also recommend hiring a local real estate agent who can help navigate the local property market and negotiate prices. They can also help with understanding the local laws and regulations regarding property ownership. Safety is another important factor to consider. While Malapascua is generally a safe place, it's still advisable to look for a home in a safe neighborhood and consider installing security measures such as alarms and locks. Lastly, expats advise being respectful of local customs and traditions when moving into a new neighborhood. This can help you build good relationships with your new neighbors and integrate into the local community," said an expat in Malapascua.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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