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Estoril, Portugal: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Estoril | Digital Nomad Exchange
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Estoril, Portugal

By Betsy Burlingame

Last updated on Oct 07, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Estoril, Portugal. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Estoril?

When we asked people what advice they would give someone preparing to move to Estoril, they said:

"Estoril is a popular retirement destination for expats due to its warm climate, beautiful beaches, and affordable cost of living. Before retiring in Estoril, it's important to understand the local culture, language, and lifestyle. Portuguese is the official language of Portugal, so learning some basic phrases can be beneficial, although English is widely spoken in tourist areas and by younger generations. The cost of living in Estoril is generally lower than in many other European countries, but it's still important to budget carefully and consider all potential expenses, including housing, healthcare, and daily living costs. Healthcare in Portugal is of a high standard and is relatively affordable. Expats are eligible for public healthcare after becoming residents, but many choose to also have private health insurance for more comprehensive coverage. The property market in Estoril offers a range of options, from luxury villas to more modest apartments. Renting is a popular choice for many expats, but buying property can also be a good investment. Portugal has a favorable tax regime for retirees, known as the Non-Habitual Resident (NHR) scheme, which can offer significant tax benefits for a period of ten years. It's advisable to seek professional tax advice to understand the implications and benefits of this scheme. Portugal is known for its relaxed pace of life, which many retirees find appealing. However, it's worth noting that this can also translate into slower customer service and bureaucracy. The food and wine in Portugal are exceptional and very affordable. The local diet is Mediterranean, with a focus on fresh fish, meat, vegetables, and olive oil. Portugal is a safe country with low crime rates. However, like anywhere, it's still important to take common-sense precautions, particularly in tourist areas. Public transportation in Estoril is reliable and affordable, with regular train services to Lisbon and other parts of the country. However, having a car can be beneficial for exploring more remote areas. Finally, it's important to remember that moving to a new country can be challenging, even if it's a dream retirement destination. It can take time to adjust to a new culture, language, and way of life, so it's important to be patient and give yourself time to settle in," remarked one expat living in Estoril, Portugal.

Portugal Residency AdvisorsPortugal Residency Advisors
Connect

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.

Click connect to have our partner contact you via e-mail and/or phone.

Portugal Residency AdvisorsPortugal Residency Advisors

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before moving to Estoril?

When we asked people what advice they would give someone preparing to move to Estoril, they said:

"Estoril is a popular destination for expats due to its pleasant climate, beautiful beaches, and high standard of living. Before moving to Estoril, it's important to understand the cost of living, which is generally lower than in many other European countries, but higher than other parts of Portugal. The official language is Portuguese, and while English is widely spoken in tourist areas and among younger generations, it's beneficial to learn some basic Portuguese phrases. The healthcare system in Portugal is of a high standard, with both public and private options available. Expats should ensure they have adequate health insurance coverage. Estoril is known for its safety and low crime rates, but like any place, it's important to take basic precautions, especially in tourist areas. Public transportation in Estoril is reliable and affordable, with a good network of buses, trains, and trams. However, many expats choose to drive, and it's worth noting that Portugal has strict driving laws and high fines for violations. The cuisine in Estoril is heavily influenced by the sea, with fish and seafood being staple parts of the diet. The local wine is also highly recommended. Portugal has a relatively relaxed pace of life, with a strong emphasis on family and leisure time. This can be a significant cultural adjustment for expats from fast-paced, work-oriented cultures. Portugal has a high standard of education, with a range of both public and private schools. There are also international schools available, which may be a good option for expat families. The climate in Estoril is Mediterranean, with hot, dry summers and mild, wet winters. It's important to prepare for this, especially if moving from a cooler climate. Finally, it's important to understand the visa and residency requirements for living in Portugal. EU citizens can live and work in Portugal without a visa, but non-EU citizens will need to apply for a residence permit," remarked one expat who made the move to Estoril.

How do I find a place to live in Estoril?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Estoril, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa. Next, you should research the different neighborhoods in Estoril to find one that suits your lifestyle and preferences. Some areas may be closer to the beach, while others may be closer to shopping centers or public transportation. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals or properties for sale in Estoril, such as Idealista, OLX, or Remax Portugal. These websites allow you to filter your search based on your preferences, such as the number of bedrooms, price range, and location. In addition to online searches, you may also want to consider hiring a real estate agent. They can provide valuable local knowledge, help negotiate prices, and guide you through the legal process of renting or buying a property in Portugal. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property and the surrounding area. Finally, once you've found a place you like, you'll need to negotiate the terms of the lease or purchase agreement. If you're renting, this will typically involve paying a deposit and the first month's rent upfront. If you're buying, you'll need to arrange for a mortgage if necessary, and handle all the legal paperwork involved in purchasing a property. Remember, it's important to take your time and not rush the process. Finding the right place to live can take time, but it's worth it to find a home that you'll be happy in," commented one expat who made the move to Estoril.

What is a typical expat home or apartment like in Estoril?

"A typical expat home or apartment in Estoril, is often located in a quiet, residential area, close to the beach and the town center. These homes are usually spacious, with multiple bedrooms and bathrooms, a large living area, and a fully equipped kitchen. Many of these homes also have a private garden or a terrace with a view of the sea or the surrounding landscape. The interiors are often tastefully decorated, with a mix of modern and traditional Portuguese elements. Some homes may also have amenities like a swimming pool, a garage, or a gym. The buildings themselves are often well-maintained, with a charming, traditional Portuguese exterior. Despite being in a residential area, these homes are usually within walking distance of shops, restaurants, and other amenities," remarked one expat living in Estoril, Portugal.

What is the average cost of housing in Estoril?

If you are thinking about moving to Estoril, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Estoril can vary greatly depending on the type and size of the property. For instance, a one-bedroom apartment in the city center may cost around €1,000 per month to rent, while a three-bedroom apartment in the same area could cost upwards of €2,000 per month. If you're looking to buy property, the average price per square meter in the city center is approximately €3,000. However, these prices can fluctuate based on market conditions and other factors," wrote a member in Estoril.

How do I meet people in Estoril?

When we asked people living in Estoril about club and activities where newcomers can meet others, they responded:

"Expats in Estoril often join various clubs and activities to meet new people and immerse themselves in the local culture. These include sports clubs such as golf, tennis, and sailing clubs, which are popular due to the region's favorable climate and coastal location. There are also language exchange groups where expats can practice Portuguese with locals and other expats. Cultural activities are another way for expats to meet people. These include joining local cooking classes, wine tasting groups, or art and photography clubs. These activities not only provide an opportunity to socialize but also to learn more about Portuguese culture and traditions. Expats often participate in local festivals and events, which are a great way to meet locals and other expats. These include the popular Cascais Jazz Festival, the Estoril Film Festival, and various food and wine festivals. Volunteering is another way for expats to meet people and give back to the community. There are numerous charities and organizations in Estoril that welcome the help of expats, ranging from environmental groups to organizations helping the less fortunate. Networking events and social gatherings organized by expat groups are also common. These events are designed specifically for expats to meet and connect with each other. They can range from casual meetups in local bars to more formal networking events. Finally, many expats meet people simply by being active in their local community. This can include shopping at local markets, dining at local restaurants, or simply taking a walk in one of Estoril's beautiful parks or along its stunning coastline," explained one expat living in Estoril, Portugal.

Portugal Residency Advisors

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Portugal Residency Advisors

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What should I bring when moving to Estoril?

People living in Estoril were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Estoril, you should pack a variety of clothing to accommodate the mild, Mediterranean climate. This includes lightweight clothing for the warm, dry summers and heavier, layered clothing for the cooler, wetter winters. Don't forget to pack a good quality raincoat and umbrella for the rainy season. Pack comfortable walking shoes as the city is very walkable and you'll want to explore the beautiful surroundings. Also, bring a pair of sandals for the beach and a swimsuit, as Estoril is known for its stunning coastline. Bring your essential toiletries, but remember that you can buy most items locally. However, if you have a preferred brand that may not be available in Portugal, it's a good idea to bring it with you. Pack all necessary documents including your passport, driver's license, medical records, and any other identification. If you're moving for work or study, don't forget any necessary paperwork related to your employment or education. Bring a Portuguese phrasebook or dictionary to help you navigate the language. Even though many people in Portugal speak English, it's always helpful to know some basic phrases in the local language. Pack any prescription medications you take regularly, along with a copy of your prescription. It's also a good idea to bring a basic first aid kit. If you're planning on bringing any electronics, remember that Portugal uses Type F power sockets, so you may need to bring a power adapter. Lastly, bring personal items that make you feel at home, such as photos, favorite books, or small keepsakes. These items can help make your new place feel more comfortable and familiar," commented one expat who made the move to Estoril.

Where should I setup a bank account in Estoril?

We asked expats in Estoril what banks they use and there advice about banking. They advised:

"Estoril is a popular retirement destination for expats due to its warm climate, beautiful beaches, and affordable cost of living. Before retiring in Estoril, it's important to understand the local culture, language, and customs. Portuguese is the official language, so learning some basic phrases can be beneficial. The cost of living in Estoril is relatively low compared to other European countries, but it's still important to budget and plan for expenses. Healthcare in Portugal is of a high standard and affordable, but it's recommended to have a comprehensive health insurance plan. The process of obtaining a residence permit in Portugal can be complex, so it's advisable to seek legal advice. Portugal has a non-habitual resident tax regime which can be beneficial for retirees, but it's important to understand the tax implications before moving. Estoril has a Mediterranean climate with hot summers and mild winters, so it's important to prepare for this type of weather. The town is known for its safety and low crime rate, but like any place, it's important to take basic safety precautions. Public transportation in Estoril is reliable and affordable, making it easy to explore the town and surrounding areas. The food in Portugal is fresh and delicious, with a focus on seafood, so it's a great place for food lovers. Estoril has a slower pace of life, which can be a big change for those used to a fast-paced city lifestyle. It's important to embrace the local lifestyle and take time to enjoy the beautiful surroundings. Finally, it's important to remember that moving to a new country can be challenging, but it can also be an exciting new adventure. It's important to stay open-minded, patient, and flexible during the transition," remarked one expat living in Estoril, Portugal.

Will I be able to find a job in Estoril?

When we asked people about industries and career opportunities in Estoril, they reponded:

"Foreigners in Estoril often find employment in the tourism industry, working in hotels, restaurants, and bars. Many also work in real estate, as the area is popular for vacation homes and rentals. Some foreigners may find jobs as English teachers or tutors, given the demand for English language skills. Others may work in the service sector, providing services such as cleaning, gardening, or home maintenance. Additionally, due to the presence of several international companies in nearby Lisbon, some foreigners in Estoril may commute to jobs in fields such as technology, finance, or marketing," explained one expat living in Estoril, Portugal.

What is life like in Estoril?

When we asked people living in Estoril what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Estoril is often described as relaxed and enjoyable. The town is known for its beautiful beaches, warm climate, and friendly locals, making it an attractive destination for those looking to work remotely. The cost of living is relatively affordable compared to other European cities, and the local cuisine is highly praised. Expats and digital nomads can enjoy a variety of outdoor activities, including surfing, hiking, and golfing. The town is also home to a number of cafes and coworking spaces, providing plenty of options for those needing a place to work. The local culture is rich and vibrant, with numerous festivals and events taking place throughout the year. The locals are generally welcoming to foreigners and many speak English, making it easier for expats and digital nomads to integrate into the community. Despite its small size, Estoril has a good public transportation system, making it easy to explore the rest of Portugal. The town is also close to Lisbon, the country's capital, providing access to a larger city's amenities and attractions. However, some expats and digital nomads may find the pace of life in Estoril too slow, and the town can be quiet during the off-peak season. Additionally, while the cost of living is generally affordable, housing can be expensive, particularly in the more desirable areas. Overall, Estoril offers a laid-back lifestyle, beautiful surroundings, and a friendly community, making it a popular choice for expats and digital nomads," wrote a member in Estoril.

Portugal Residency Advisors

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Portugal Residency Advisors

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do expats in Estoril appreciate most about the local culture?

"Expats in Estoril, appreciate the warm and welcoming nature of the locals, who are always ready to help and make newcomers feel at home. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of many other countries. The rich history and culture of Estoril, evident in its architecture, festivals, and traditions, is another aspect that expats greatly admire. They also appreciate the high-quality local cuisine, particularly the seafood, and the excellent wines. The beautiful natural surroundings, including the stunning beaches and parks, are another major draw for expats. Additionally, they value the safety and cleanliness of the city, as well as the high standard of healthcare. The ease of travel, both within Portugal and to other parts of Europe, is another factor that makes living in Estoril appealing to expats," said one expat in Estoril.

What do expats find most challenging?

"Expats in Estoril often find the language barrier to be the most challenging aspect of the local culture. While English is spoken in many tourist areas, it is less common in residential areas and among the older population. Another challenge is the slower pace of life, which can be frustrating for those used to a faster, more efficient pace. This is particularly noticeable in the service industry, where things can take longer than expected. Understanding and adapting to Portuguese social norms and etiquette can also be a challenge. For example, Portuguese people tend to be quite private, and it can take time to build personal relationships. The bureaucracy in Portugal is also often cited as a challenge by expats. Dealing with government agencies and paperwork can be a slow and complicated process. Lastly, while Portugal is generally safe, petty crime such as pickpocketing can be a problem in tourist areas, and this can be a concern for expats not used to dealing with this issue," said one expat who made the move to Estoril.

Is there a lot of crime in Estoril?

We asked people if there is a lot of crime. They answered:

"Estoril, is generally considered a safe and peaceful place to live and visit. The crime rate is relatively low compared to other areas, particularly violent crime which is quite rare. Petty crimes such as pickpocketing or bag snatching can occur, especially in tourist areas, but they are not common. The local police force is efficient and responsive, contributing to the overall safety of the area. However, like anywhere else, it is always recommended for residents and visitors to take basic precautions to protect their personal safety and belongings," wrote a member in Estoril.

Is there a lot of diversity? Are people in Estoril accepting of differences?

"Estoril, is a cosmopolitan town that attracts people from all over the world due to its beautiful beaches, luxurious resorts, and world-class golf courses. This has led to a diverse population with a mix of different cultures, languages, and traditions. The locals in Estoril are known for their warm hospitality and are generally accepting of differences. They are used to interacting with tourists and expats, which has fostered a culture of openness and acceptance. However, like any place, individual experiences may vary," commented one expat who made the move to Estoril.

Portugal Residency AdvisorsPortugal Residency Advisors
Connect

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.

Click connect to have our partner contact you via e-mail and/or phone.

Portugal Residency AdvisorsPortugal Residency Advisors

Portugal Residency Advisors is a full-service consulting firm dedicated to providing personalized services to individuals and families seeking to relocate to Portugal. With a team of experienced professionals and strategic partnerships, we are well-positioned to assist clients with all aspects of the relocation process.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in Estoril like?

"1. International Preparatory School (IPS): IPS is a private co-educational school located in Estoril. It offers an international curriculum for students aged 3 to 11 years old. The school is known for its nurturing environment and high academic standards. It also offers a variety of extracurricular activities. More information can be found on their website: [http://www.ipsschool.org/](http://www.ipsschool.org/) 2. St. Dominic's International School: Located in nearby Oeiras, St. Dominic's offers the International Baccalaureate (IB) program for students aged 3 to 18. The school is known for its multicultural environment, with students from over 50 different nationalities. More information can be found on their website: [https://www.dominics-int.org/](https://www.dominics-int.org/) 3. St. Julian's School: This is a private co-educational school located in Carcavelos, near Estoril. It offers both the British curriculum (IGCSE and A-Levels) and the International Baccalaureate (IB) program. The school is known for its strong academic record and wide range of extracurricular activities. More information can be found on their website: [https://www.stjulians.com/](https://www.stjulians.com/) 4. Carlucci American International School of Lisbon (CAISL): Located in Sintra, near Estoril, CAISL offers an American curriculum for students from pre-kindergarten to grade 12. The school is known for its diverse student body and commitment to academic excellence. More information can be found on their website: [https://www.caislisbon.org/](https://www.caislisbon.org/) 5. Oeiras International School: This school offers the International Baccalaureate (IB) program for students aged 3 to 18. It is known for its strong focus on science, technology, engineering, arts, and mathematics (STEAM) education. More information can be found on their website: [https://www.oeirasinternationalschool.com/](https://www.oeirasinternationalschool.com/)," remarked one expat living in Estoril with children attending .

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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