Carvoeiro, Portugal
Last updated on Jul 01, 2024
Summary: Expats, digital nomads and retirees talk about what it is really like living in Carvoeiro, Portugal. They offer advice about meeting people, cost of living, finding a home and more.
What do I need to know about living in Carvoeiro?
When we asked people what advice they would give someone preparing to move to Carvoeiro, they said:
"Carvoeiro is a popular destination for expats due to its warm climate, beautiful beaches, and relaxed lifestyle. Before retiring there, it's important to understand a few key things. Firstly, you should know that the cost of living in Carvoeiro is relatively low compared to other European countries, but it's higher than in other parts of Portugal. This is due to its popularity as a tourist destination. You should also be aware that while many locals speak English, particularly in the service industry, it's beneficial to learn some Portuguese to help with day-to-day tasks and to integrate into the local community. Healthcare in Portugal is of a high standard, with both public and private options available. However, it's recommended to have comprehensive health insurance to cover any potential medical costs. When it comes to housing, there's a wide range of options available, from apartments to villas. Renting is a popular choice for expats, but if you're planning to stay long-term, buying a property could be a good investment. Portugal has a favorable tax regime for retirees, known as the Non-Habitual Resident (NHR) scheme. This allows for a tax-free pension for ten years, but it's important to seek professional advice to understand the specifics. The lifestyle in Carvoeiro is laid-back and leisurely, with a focus on outdoor activities such as golf, tennis, and water sports. The town also has a vibrant expat community, making it easy to meet new people and make friends. Finally, it's important to understand the visa requirements for living in Portugal. If you're from a non-EU country, you'll need to apply for a residence visa before you move. This process can take some time, so it's best to start as early as possible," remarked one expat living in Carvoeiro, Portugal.
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What do I need to know before moving to Carvoeiro?
When we asked people what advice they would give someone preparing to move to Carvoeiro, they said:
"Carvoeiro is a small, picturesque seaside village located in the Algarve region, known for its stunning beaches and warm climate. Before moving, expats should know that the cost of living is relatively low compared to other European countries, but it's higher than the Portuguese average due to its popularity as a tourist destination. The official language is Portuguese, and while English is widely spoken in tourist areas, it's beneficial to learn some basic Portuguese phrases. The healthcare system in Portugal is of a high standard, with both public and private options available. Expats are eligible for public healthcare once they become residents. The local cuisine is heavily influenced by the sea, with fish and seafood being staple parts of the diet. The Algarve region is also known for its production of almonds, figs, and oranges, as well as its high-quality wines. The climate in Carvoeiro is Mediterranean, with hot, dry summers and mild, wet winters. It's important to note that houses in Portugal are not typically insulated like they are in colder climates, so heating can be expensive in the winter. Public transportation is not as developed in Carvoeiro as it is in larger cities, so having a car can be beneficial. However, the town itself is small and walkable. Portugal has a relaxed pace of life, which is reflected in Carvoeiro. Shops may close for a few hours in the afternoon for siesta, and many businesses also close on Sundays. Portugal is generally safe, but like any tourist destination, it's important to be aware of your surroundings and take precautions against petty crime. Finally, it's important to understand the local customs and etiquette. Portuguese people are known for their hospitality and politeness, and it's customary to greet people with a handshake and to say "please" and "thank you"," said one expat who made the move to Carvoeiro.
How do I find a place to live in Carvoeiro?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Carvoeiro involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large villa. Next, you should research the different neighborhoods in Carvoeiro to find one that suits your lifestyle and preferences. Some areas may be closer to the beach, while others may be more residential or closer to the town center. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals or properties for sale in Carvoeiro, such as Rightmove, Idealista, or Remax Portugal. These websites allow you to filter your search based on your preferences, such as the number of bedrooms, price range, and location. In addition to online searches, you may also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the process of renting or buying a property in Portugal. Once you've found a potential place, it's important to visit it in person before making a decision. This will give you a chance to check the condition of the property, the neighborhood, and its proximity to amenities like shops, restaurants, and public transportation. Finally, once you've chosen a place, you'll need to sign a contract. If you're renting, this will typically be a lease agreement. If you're buying, you'll need to go through the process of closing the sale, which will likely involve a notary. It's recommended to have a lawyer review any contracts before you sign them. Remember, moving to a new country can be a complex process, so it's important to do thorough research and consider seeking professional advice," wrote a member in Carvoeiro.
What is a typical expat home or apartment like in Carvoeiro?
"A typical expat home or apartment in Carvoeiro, is often a spacious, modern property with a blend of traditional Portuguese architecture and contemporary design. These homes usually have large windows to let in the abundant sunlight and offer stunning views of the surrounding landscapes, including the Atlantic Ocean, cliffs, and local vineyards. Many homes feature open-plan living areas, fully equipped kitchens, and multiple bedrooms and bathrooms. Outdoor living is a significant part of life in Carvoeiro, so many homes come with private swimming pools, terraces, and landscaped gardens. Some properties may also include a barbecue area for outdoor dining and entertaining. Inside, the homes are often furnished with a mix of comfortable, modern furniture and traditional Portuguese pieces. Many expats choose homes with fireplaces for the cooler winter months and air conditioning for the hot summers. Despite being in a small town, these homes are often close to local amenities such as shops, restaurants, and golf courses. They are also usually within walking distance or a short drive to the beach. In terms of security, many expat homes in Carvoeiro are located within gated communities or have their own security systems. This, along with the generally safe environment of the town, makes it a popular choice for expats looking for a peaceful and secure place to live. Overall, a typical expat home in Carvoeiro offers a comfortable, luxurious lifestyle, combining the charm of Portuguese living with modern conveniences," explained one expat living in Carvoeiro, Portugal.
What is the average cost of housing in Carvoeiro?
If you are thinking about moving to Carvoeiro, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Carvoeiro can vary greatly depending on the type and size of the property. For instance, a one-bedroom apartment in the city center may cost around €150,000 to €200,000. A three-bedroom villa with a pool, on the other hand, can range from €400,000 to over €1 million. Therefore, it's important to consider these factors when looking at the average cost," wrote one member in Carvoeiro.
How do I meet people in Carvoeiro?
When we asked people living in Carvoeiro about club and activities where newcomers can meet others, they responded:
"Carvoeiro, is a popular destination for expats, and there are numerous clubs and activities they can join to meet new people and integrate into the local community. One of the most popular is the Carvoeiro Tennis Club, which not only offers tennis lessons but also organizes social events and tournaments. There are also several golf clubs in the area, such as the Vale de Milho Golf, which are popular with expats. For those interested in arts and culture, there are various art classes and workshops available, as well as local theater groups. The Algarve History Association often holds lectures and presentations on the history and culture of the region, which can be a great way to learn more about your new home and meet like-minded individuals. Expats in Carvoeiro also often join local language classes, which are not only useful for learning Portuguese but also for meeting other expats and locals. Similarly, cooking classes can be a fun way to learn about Portuguese cuisine and meet new people. In addition to joining clubs and activities, expats often meet people through local events and festivals. Carvoeiro hosts a number of annual events, such as the Black and White Night in June and the Festival of the Sea in August, which are great opportunities to socialize and get to know the local community. Volunteering is another great way to meet people and give back to the community. There are numerous charities and organizations in the area that are always looking for volunteers. Finally, simply frequenting local restaurants, cafes, and bars can be a great way to meet both locals and fellow expats. Many of these establishments are popular gathering spots and often host live music and other events," wrote a member in Carvoeiro.
What should I bring when moving to Carvoeiro?
People living in Carvoeiro were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Carvoeiro, you should pack a variety of clothing suitable for the Mediterranean climate, including lightweight clothing for the warm summers and heavier clothing for the cooler winters. Don't forget to pack swimwear for the beautiful beaches and comfortable walking shoes for exploring the town. You should also pack essential toiletries, although these can also be purchased locally. If you take prescription medication, ensure you have enough to last until you can arrange a local supply. Bring your important documents such as passport, driver's license, and any necessary visas or residency permits. It's also a good idea to have copies of these, as well as any important medical records. If you plan on driving, consider bringing your own vehicle, but remember to also bring an international driving permit if your license is not European. Pack any electronics you use daily, like your laptop or smartphone, along with the necessary chargers and adapters for European outlets. If you're moving permanently, you might want to bring personal items that make you feel at home, such as photos, favorite books, or small keepsakes. Lastly, don't forget to pack a Portuguese phrasebook or dictionary to help you settle in and communicate with locals," remarked one expat who made the move to Carvoeiro.
Where should I setup a bank account in Carvoeiro?
We asked expats in Carvoeiro what banks they use and there advice about banking. They advised:
"Expats considering retirement in Carvoeiro should be aware of several important factors. Firstly, they should understand the cost of living, which is generally lower than in many other European countries, but can vary depending on lifestyle and location. They should also research the healthcare system, which is of a high standard in Portugal, but may require private insurance for full coverage. Understanding the tax system is crucial, as Portugal offers a Non-Habitual Residency program that can provide significant tax benefits for retirees. However, this requires meeting certain criteria and should be discussed with a tax professional. Expats should also be aware of the language barrier. While English is widely spoken in tourist areas and among younger generations, it is less common among older locals. Learning some basic Portuguese can greatly enhance daily life and integration into the local community. The climate in Carvoeiro is typically Mediterranean, with hot, dry summers and mild, wet winters. This can be a significant change for those used to cooler or more temperate climates, and appropriate housing and clothing should be considered. Finally, potential retirees should visit Carvoeiro and spend some time there before making a decision. This allows for a better understanding of the local culture, amenities, and lifestyle, and ensures that Carvoeiro is the right fit for their retirement," said one expat who made the move to Carvoeiro.
Will I be able to find a job in Carvoeiro?
When we asked people about industries and career opportunities in Carvoeiro, they reponded:
"In Carvoeiro, foreigners often find employment in the tourism industry, working in hotels, restaurants, and bars. They may also work as tour guides, providing insights into the local culture and attractions. Some foreigners work in real estate, helping other expats to find homes or vacation properties. Others may find jobs in retail shops or local businesses. There are also opportunities for foreigners to teach English or other languages in local schools or private institutions. Additionally, some foreigners may work remotely in various fields such as IT, marketing, or writing, among others," said one expat who made the move to Carvoeiro.
What is life like in Carvoeiro?
When we asked people living in Carvoeiro what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Carvoeiro is often described as relaxed and peaceful. The small coastal town offers a slower pace of life, with beautiful beaches, stunning cliffs, and a warm climate that attracts many foreigners. The local community is welcoming and friendly, with a good mix of locals and expats from various parts of the world. For digital nomads, the town offers reliable internet connectivity, making it easy to work remotely. There are also several cafes and restaurants that are suitable for working. The cost of living is relatively low compared to other European countries, making it an attractive destination for those looking to live and work abroad. Despite its small size, Carvoeiro has a vibrant social scene with numerous bars, restaurants, and events throughout the year. The town is also known for its high-quality seafood and traditional Portuguese cuisine. The language barrier can be a challenge for some, as Portuguese is the main language spoken. However, English is widely spoken in tourist areas and among the younger generation. Outdoor enthusiasts will enjoy the numerous hiking trails, golf courses, and water sports available. The town is also within easy reach of other popular destinations in the Algarve region, providing plenty of opportunities for weekend trips and exploration. Overall, Carvoeiro offers a laid-back lifestyle, beautiful surroundings, and a friendly community, making it an ideal destination for expats and digital nomads," explained one expat living in Carvoeiro, Portugal.
What do expats in Carvoeiro appreciate most about the local culture?
"Expats in Carvoeiro, appreciate the warm and welcoming nature of the local people, who are always ready to help and make newcomers feel at home. They love the relaxed pace of life, which allows them to enjoy their surroundings and live in the moment. The rich history and traditions of the area, evident in the architecture, festivals, and local customs, are also highly valued. Expats also appreciate the fantastic local cuisine, particularly the fresh seafood and locally produced wines. The natural beauty of Carvoeiro, with its stunning beaches and picturesque landscapes, is another aspect of the local culture that expats greatly admire. They also appreciate the safety and cleanliness of the town, making it a comfortable place to live. Lastly, the vibrant local music and art scene is a source of enjoyment and inspiration for many expats," commented one expat who made the move to Carvoeiro.
What do expats find most challenging?
"Expats in Carvoeiro often find the language barrier to be the most challenging aspect of the local culture. While English is spoken in many tourist areas, it is less common in more residential or rural areas, making everyday tasks like shopping or visiting the doctor more difficult. Another challenge is adjusting to the slower pace of life, which is a significant part of Portuguese culture. This can be frustrating for expats who are used to a faster, more immediate service in their home countries. Understanding and adapting to local customs and etiquette can also be challenging. For instance, the Portuguese place a high value on personal relationships and face-to-face interactions, which can be different from more individualistic cultures. Additionally, some expats may find it difficult to navigate the bureaucracy in Portugal, as dealing with paperwork and official procedures can be complex and time-consuming. Lastly, while the Portuguese are generally welcoming and friendly, it can take time to form close relationships, and expats may initially feel a sense of isolation or exclusion," explained one expat living in Carvoeiro, Portugal.
Is there a lot of crime in Carvoeiro?
We asked people if there is a lot of crime. They answered:
"Carvoeiro is generally considered a safe and peaceful town with a low crime rate. Like any other tourist destination, minor crimes like pickpocketing or petty theft can occur, but these instances are relatively rare. Violent crime is extremely uncommon in this area. The local police force is efficient and responsive, contributing to the overall safety of the town. Residents and visitors alike often praise Carvoeiro for its secure and friendly atmosphere," wrote a member in Carvoeiro.
Is there a lot of diversity? Are people in Carvoeiro accepting of differences?
"Carvoeiro, is a small coastal village that primarily attracts tourists from around the world, contributing to its cultural diversity. However, the permanent population is predominantly Portuguese. The locals are known for their warm hospitality and are generally accepting of differences, welcoming tourists and expats from various backgrounds. The village's international exposure due to tourism has fostered an environment of acceptance and understanding of different cultures and lifestyles," said one expat who made the move to Carvoeiro.
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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
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What are the schools in Carvoeiro like?
"Carvoeiro, is a small coastal town in the Algarve region, known for its picturesque beaches and golf courses. While it may not have a wide range of international or bilingual schools within its boundaries, there are several reputable institutions in the nearby areas. One of the most notable is the Nobel International School Algarve, located in Lagoa, a short drive from Carvoeiro. This school offers a British curriculum for students aged 3 to 18, and it is the oldest private school in southern Portugal. It provides a multicultural environment with over 30 nationalities represented in its student body. More information can be found on their website: https://nobelalgarve.com/ Another option is the International School of the Algarve, located in Lagoa. This school offers a bilingual program in Portuguese and English, following both the British and Portuguese curriculums. It caters to students from pre-school to high school. More details can be found on their website: http://www.isa.com.pt/ The Vilamoura International School, although a bit further away, is another excellent choice. It is the largest private school in southern Portugal, offering the International Baccalaureate (IB) program in English, Portuguese, and Spanish. The school caters to students from pre-school to high school. More information can be found on their website: https://www.civ.pt/ Lastly, the Vale Verde International School in Lagos offers a British-style education for students aged 3 to 18. The school prides itself on its small class sizes and personalized approach to education. More details can be found on their website: http://www.vvis.org/," wrote an expat with kids at in Carvoeiro.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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