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Real Estate in St Ives, UK | Digital Nomad Exchange
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Real Estate in St Ives, England

By Joshua Wood, LPC

Last updated on Nov 11, 2024

Summary: Expats and retirees talk about real estate in St Ives, UK? How do you find a home in St Ives? Should you buy or rent? What is the cost of housing?

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How do I find a place to live in St Ives?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in St Ives, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large family home. Next, you should research the different areas of St Ives to find a neighborhood that suits your lifestyle and needs. Consider factors such as proximity to work or school, access to public transportation, and the presence of amenities such as shops, restaurants, and parks. Once you have a clear idea of what you're looking for, you can start your search. There are several online property portals that list available properties in St Ives, such as Rightmove, Zoopla, and OnTheMarket. These websites allow you to filter your search based on your preferences, and you can view photos and details of each property. In addition to online searches, you may also want to consider working with a local estate agent. They can provide valuable insight into the local market, arrange viewings, and assist with the negotiation process once you've found a property you're interested in. Before making a decision, it's important to visit the property in person. This will give you a better feel for the space and the neighborhood, and allow you to spot any potential issues that may not be visible in photos. Finally, once you've found a property you like, you'll need to submit an application or make an offer. This typically involves providing references and proof of income, and you may also need to pay a deposit. If your offer is accepted, you'll then need to sign a lease or purchase agreement, and arrange for the payment of rent or the purchase price. Remember, finding a place to live can take time, so it's important to be patient and not rush the process," said one expat who made the move to St Ives.

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What is a typical expat home or apartment like in St Ives?

"A typical expat home or apartment in St Ives, is often a charming blend of traditional British architecture and modern amenities. These homes are usually located in quiet, residential areas, close to local shops, restaurants, and public transportation. The homes themselves often feature multiple bedrooms, a spacious living area, a fully equipped kitchen, and one or more bathrooms. Many also have a private garden or a small yard, providing a lovely outdoor space. The interiors are typically well-maintained, with a mix of classic and contemporary furnishings. Some homes may also offer stunning views of the surrounding countryside or the nearby coast. Despite being in a relatively small town, these homes do not lack in comfort or convenience, making them ideal for expats looking for a peaceful and comfortable living environment," remarked one member in St Ives.

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What is the average cost of housing in St Ives?

If you are thinking about moving to St Ives, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St Ives, can vary greatly depending on the type and size of the property. However, as of recent data, the average price for a property in this area is typically around the mid to high six-figure range in GBP. This can fluctuate based on market conditions and other factors. It's always recommended to check with local real estate agencies or online property websites for the most current and accurate information," said one expat who made the move to St Ives.

Should I buy or rent a home in St Ives?

If you have not spent a lot of time in St Ives, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in St Ives, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in St Ives for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide financial security in the future. However, buying a home also comes with significant upfront costs, including a down payment, closing costs, and potential renovation expenses. It also requires a long-term financial commitment and may not be the best choice if you anticipate a job change or relocation in the near future. On the other hand, renting a home in St Ives offers more flexibility. It's a good option if you're not ready to settle down permanently or if you prefer to avoid the responsibilities and costs of homeownership. Renting allows you to move more freely, and it often comes with fewer upfront costs. However, renting doesn't build equity and may not offer the same level of stability as homeownership. Rent prices can increase over time, and you may have to move if your landlord decides to sell the property. In conclusion, whether you should buy or rent a home in St Ives depends on your financial situation, lifestyle, and future plans. It's important to weigh the pros and cons of each option and consider seeking advice from a financial advisor or real estate professional," remarked one foreigner who made the move to St Ives.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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