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Real Estate in Falmouth, Jamaica | Digital Nomad Exchange
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Falmouth, Jamaica

Real Estate in Falmouth, Jamaica

By Betsy Burlingame

Last updated on Jan 13, 2024

Summary: The average cost of a nice 2 bedroom home in Falmouth, Jamaica is around $150,000 USD. A nice 3 bedroom home in Falmouth is around $200,000 USD. These properties typically include modern amenities such as air conditioning, tiled floors, and updated kitchens. There are no restrictions on foreign ownership for properties in Falmouth. An expat should search for a home to buy in Falmouth by researching the local real estate market, visiting the area, and speaking with local real estate agents. The most desirable neighborhoods in Falmouth include Montego Bay, Ocho Rios, and Negril.

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How do I find a place to live in Falmouth?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"If you are looking for a place to live in Falmouth, there are many options available to suit your needs. You can find a variety of rental homes and apartments throughout the town, many of which have tropical views and access to the beach. Many of these rentals come fully furnished and offer amenities such as swimming pools and hot tubs. In addition, Falmouth has a number of popular resorts that provide rental units for visitors. Vacation rentals are also available in select areas, often in private homes or cabins. Whether you’re looking for a long-term stay or a short term trip, Falmouth has a great variety of lodging options to choose from," remarked one foreigner who made the move to Falmouth, Jamaica.

"I chose my community by asking friends and family for references. I wanted to reside near the airport but not in a commercial zone. I chose Retreat Heights which is located outside of the town of Falmouth but close enough to hotels, airport and entertainment," explained one person living in Falmouth, Jamaica.

"We wanted to be close to the Montego Bay airport so we looked at a few parishes on the west half of the island. Falmouth is up and coming so we selected Falmouth. My husband and I are real estate agents in the US, so we just felt comfortable contacting a real estate agent to find our current house," said one expat in Falmouth.

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What is a typical expat home or apartment like in Falmouth?

"We live in a single family rental house located in a subdivision, called a scheme, here in Jamaica. We have not met a lot of expats yet, but the one couple that we did meet live in a house that they purchased," remarked one foreigner who made the move to Falmouth.

"I am renting an apartment in a house to try out the community before making a commitment to live here permanently. Now that I am here I don't think this will be my final stop," explained one person living in Falmouth, Jamaica.

"Expat homes and apartments in Falmouth typically range from spacious villas with swimming pools and private gardens, to more modest apartments with balconies and breathtaking ocean views. Many of these properties also benefit from excellent security and shared amenities such as tennis courts, gyms, and swimming pools. In addition, the homes tend to have large, well-appointed kitchens and are often near the beach and within walking distance to shopping, restaurants, and cafes," said one expat in Falmouth, Jamaica.

"I live in a scheme in Falmouth 2bd, 2bath, furnished & washing machine. Love it," remarked one member in Jamaica.

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What is the average cost of housing in Falmouth?

If you are thinking about moving to Falmouth, cost of living in probably a key consideration. Expats commented about the cost of housing:

"My housing costs are significantly lower than in the US. I am paying 30,000 per month for a two bedrooms with two bathrooms. I was just lucky to get such a deal but the average cost for this apartment is 45,000-65,000 per month. My light bill is 7,000 per month but I run my a/c unit each night just to fall asleep. My water bill is between 500 and 800 per month," explained one expat living in Falmouth, Jamaica.

"I'm renting in Falmouth a gated community. 800 monthly, pay my own utilities was lucky it came furnished. The people stay to themselves. I've had very few conversations with other occupants. A car is extra helpful! But I’d never drive in JA. This will be my second year renting. Not sure about the buying & building for myself. Too old for that & have absolutely no patience for the process.. sending good vibes! I love Jamaica," said one person in Jamaica.

"The cost of housing in Falmouth varies greatly and is dependent on personal preference and lifestyle. Generally, housing costs range from affordable apartments to luxurious and expensive homes. The average cost for housing in Falmouth, Jamaica is moderate compared to other Caribbean cities, making it a reasonably priced place to live," said one expat who made the move to Falmouth, Jamaica.

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Should I buy or rent a home in Falmouth?

If you have not spent a lot of time in Falmouth, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"When deciding whether to buy or rent a home in Falmouth, there are several considerations to keep in mind. Buying a home can be a good option if you plan to stay in Falmouth for an extended period of time and if you have the means to purchase a home. Renting a home can be more flexible and can provide you with a more affordable option, but it may require more relocation in the future. Consider the area you want to live in, the type of lifestyle you want, and the financial constraints you're under before making your decision," said one expat who made the move to Falmouth, Jamaica.

What do I need to know when buying property in Falmouth?

When we asked expats what advice they would give a foreigner before buying a property in Falmouth, they said:

"When buying property in Falmouth, it is important to research the local market and familiarize yourself with the area. It is also important to understand the local laws and regulations regarding property ownership and taxation. It is also important to consider the cost of living in the area, as well as the availability of public services and amenities. Additionally, it is important to consider the safety and security of the area, as well as the potential for future growth and development. Finally, it is important to work with a qualified real estate agent who is familiar with the local market and can provide advice and guidance throughout the process," said one in Falmouth.

Are foreigners allowed to own property in Falmouth?

When we asked expats what advice they would give a foreigner before buying a property in Falmouth, they said...

"Yes, foreigners are allowed to own property in Falmouth. There are no restrictions on foreign ownership of real estate in the country. However, non-residents may be required to obtain a license from the Jamaican government for the acquisition of certain types of properties, such as agricultural land over a specific size. It is advisable for foreigners to work with a local attorney and real estate agent to ensure a smooth property purchase process," explained one expat in Falmouth.

What appliances are typically included in a rental?

We asked foreigners in Falmouth what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Rental properties in Falmouth typically include a refrigerator, stove, oven, and washing machine. Other common appliances may include a microwave, dishwasher, and air conditioning unit. Depending on the property, additional amenities such as a dryer, hot tub, or pool may also be included," explained one person living in Falmouth, Jamaica.

Additional Information about Searching for a Home in Falmouth:

We asked foreigners in Falmouth what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats looking for homes in Falmouth typically start their search by browsing online real estate websites and local classifieds to find available properties. They may also join expat forums and social media groups to seek advice and recommendations from fellow expats who have experience living in Falmouth. Additionally, expats can reach out to local real estate agents who have knowledge of the area and can help them find a suitable home. Visiting Falmouth in person and exploring different neighborhoods can also be helpful in finding the perfect home. Networking with locals and other expats can lead to discovering rental opportunities that may not be advertised online," said one expat in Falmouth.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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