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Real Estate in Warsaw, Poland | Digital Nomad Exchange
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Real Estate in Warsaw, Poland

By Joshua Wood, LPC

Last updated on Mar 04, 2023

Summary: The most desirable neighborhoods in Warsaw, Poland are Mokotów, Wilanów, ?oliborz, and ?ródmie?cie. The average cost to buy a nice 2 bedroom home in Warsaw is around $200,000 USD, while a nice 3 bedroom home can cost around $300,000 USD. These properties typically include modern amenities such as central heating, air conditioning, and updated appliances. Foreigners are allowed to purchase property in Warsaw, however, they must obtain a permit from the local government. Expats should search for a home to buy in Warsaw by researching the different neighborhoods and their amenities, as well as by consulting with a real estate agent who is familiar with the local market.

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How do I find a place to live in Warsaw?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Warsaw is to use online resources such as websites and apps. Websites such as Gumtree, OLX, and Otodom are popular for finding rental properties in Warsaw. Additionally, there are many real estate agents in the city who can help you find a place to live. You can also search for rental properties on social media platforms such as Facebook and Instagram. Additionally, there are many expat forums and Facebook groups dedicated to helping people find housing in Warsaw. Finally, you can also ask friends and family who live in Warsaw for advice and recommendations," said one expat who made the move to Warsaw.

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What is a typical expat home or apartment like in Warsaw?

"Expat homes and apartments in Warsaw are typically modern and spacious, with high ceilings and large windows that let in plenty of natural light. Many of the apartments are located in the city center, close to shops, restaurants, and other amenities. Expat homes and apartments often come with modern appliances, such as dishwashers and washing machines, as well as air conditioning and heating. Many of the apartments also have balconies or terraces, providing a great place to relax and enjoy the views of the city," remarked one member in Warsaw.

"Appartment of 80 m2 top floor. Zoliborz distrcit, close to the park. Mostly Expats live in the center of the city," explained one expat living in Warsaw, Poland.

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What is the average cost of housing in Warsaw?

If you are thinking about moving to Warsaw, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Warsaw can vary greatly depending on the area and type of accommodation. Generally, the average cost of renting an apartment in Warsaw is around €600-800 per month, while the average cost of buying a property is around €3,000-4,000 per square meter," explained one person living in Warsaw, Poland.

"Average cost - 400 USD to 1500 USD a month depending on the standard and location," said one expat in Warsaw.

Should I buy or rent a home in Warsaw?

If you have not spent a lot of time in Warsaw, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Whether you should buy or rent a home in Warsaw depends on your individual circumstances. If you are looking for permanence, want to benefit from appreciation in the property's value, and/or want the financial benefits of taking out a mortgage and capitalizing on lower interest rates, buying a home may be the better option. On the other hand, if you are looking for flexibility and don't want the commitment associated with buying a home, or can't access financing, you may choose to rent instead. Additionally, if you expect to be living in the area for a short period of time, renting is often more cost-effective than buying. Ultimately, a decision as important as buying or renting a home should be made with careful consideration of your goals and current situation," said one expat who made the move to Warsaw.

What do I need to know when buying property in Warsaw?

When we asked expats what advice they would give a foreigner before buying a property in Warsaw, they said:

"1. It is important to research the local market and familiarize yourself with the current prices of properties in the area. 2. Make sure to hire a qualified lawyer to help you with the legal aspects of the purchase. 3. Consider the location of the property and its proximity to public transportation, schools, and other amenities. 4. Be aware of any additional costs associated with the purchase, such as taxes, fees, and closing costs. 5. Make sure to inspect the property thoroughly before making a purchase. 6. Be aware of any restrictions or regulations that may apply to the property. 7. Consider the long-term potential of the property and its potential for appreciation," said one foreigner living in Warsaw, Poland.

Are foreigners allowed to own property in Warsaw?

When we asked expats what advice they would give a foreigner before buying a property in Warsaw, they said...

"Yes, foreigners are allowed to own property in Warsaw. However, there are certain restrictions and requirements that need to be met. Citizens of European Union (EU) countries, European Economic Area (EEA) countries, and Switzerland can purchase property without any restrictions. For non-EU/EEA citizens, they may need to obtain a permit from the Polish Ministry of Interior. This permit is granted on a case-by-case basis, considering factors such as the buyer's ties to Poland, the purpose of the property purchase, and any potential impact on national security or public order. Additionally, non-EU/EEA citizens may face restrictions on purchasing agricultural or forest land. It is recommended for foreigners interested in purchasing property in Warsaw to consult with a local real estate agent or legal advisor to ensure they meet all necessary requirements and navigate the process smoothly," explained one person living in Warsaw, Poland.

What appliances are typically included in a rental?

We asked foreigners in Warsaw what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Rental properties in Warsaw typically include a refrigerator, stove, oven, and washing machine. Some properties may also include a dishwasher, microwave, and other small kitchen appliances. Additionally, some properties may include furniture such as a sofa, chairs, and a dining table," wrote one expat who made the move to Warsaw.

Additional Information about Searching for a Home in Warsaw:

We asked foreigners in Warsaw what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats searching for homes in Warsaw, often begin by browsing online property portals and websites dedicated to housing listings. They may also join local expat forums and social media groups to seek advice and recommendations from fellow expats who have experience in the Warsaw housing market. Additionally, they might consult with local real estate agents who have experience working with foreigners and can help navigate the rental or purchasing process. Expats may also explore popular neighborhoods in Warsaw to get a feel for the area and visit open houses or schedule property viewings. Networking with colleagues and friends living in Warsaw can also provide valuable insights and leads on available properties," said one expat in Warsaw.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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