What do expats find most challenging?

"My biggest challenge was getting a visa every time. I've been here for 9 years now. I originally came here on a business visa that the Vietnamese Embassy issued. At that time I didn't know that, technically, I was supposed to apply for a work permit after getting a job. Since I was "retired", living off of savings and eventually Social Security, I didn't work. So I had to borrow $15,000 to invest in a company and get an investors visa. The length of stay for business visas keep changing. Sometimes it's a year, with a "renewal" every three months and then a border run to get a new one, and sometimes it's only 30 days. I wish they would implement a retirement visa for those of us who just want to retire and enjoy life," commented one expat who made the move to Ho Chi Minh City, Vietnam.

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BlueCross BlueShield Global Solutions

BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
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"The traffic is a daunting when you are first exposed. The number one form or travel is motorbike (somewhere between a moped and a motorcycle) and everyone rides them except the ultra rich (cars--usually Mercedes) or students/ultrapoor(the bus---which I prefer actually). Taxis are a cheaper mode of transport, but the bus line is better since its so cheap. Its only drawback is that it stops at 7pm. Back to motorbikes: they put little kids between adults without helmets, and NO ONE follows traffic laws. Crossing the street is a new experience that most Westerners will find really frightening the first time, but you get used to it. Viets are very good at driving motorbikes since they have ridden them all their lives. You will be amazed at what can be transported on motorbike---tile, pigs, drywall, and the occassional refrigerator! Really amazing," remarked another expat in Ho Chi Minh City, Vietnam.