What do I need to know before retiring in Cumbaya?

"Retiring in Cumbaya can be a rewarding experience for expats. It is important to research living costs in the area, including housing and general expenses, to ensure that you are able to afford the cost of living. Also, it is important to familiarize yourself with the local culture and language, as this will make it easier to adjust to your new home. Additionally, the E Panamá Tourist Visa is required for all expats who wish to retire in Cumbaya, which can be obtained through the Ecuador government’s website. Lastly, it is critical to secure quality health insurance to protect your health and well-being in case of any medical emergency," remarked another expat in Cumbaya, Ecuador, Ecuador.