What do I need to know before retiring in Baguio city?

"Expats considering retirement in Bagio City, Philippines, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The city is known for its cool climate, which is a stark contrast to the tropical heat experienced in most parts of the country. This makes it a popular destination for both local and foreign retirees. English is widely spoken in Baguio City, making it easier for expats to communicate and integrate into the local community. The city is also known for its friendly and welcoming locals, which can make the transition easier for expats. Baguio City has a vibrant culture with numerous festivals and events throughout the year, providing plenty of opportunities for socializing and entertainment. However, it's important to respect local customs and traditions to maintain good relationships with the local community. The city has a good infrastructure with reliable public transportation, making it easy to get around. However, traffic can be heavy during peak hours and the city can get crowded during the peak tourist season. When it comes to housing, there are a variety of options available, from condos to detached houses. It's advisable to rent first before buying property to get a feel for the area and to understand the local property market. Lastly, while the Philippines is generally safe, it's still important to take basic safety precautions. This includes avoiding certain areas at night, not displaying wealth openly, and being aware of common scams targeting foreigners," said another expat in Baguio city, Philippines.